Foresight Insurance

What Foresight Insurance does

Foresight Insurance, LLC is an independent insurance agency headquartered at 6636 Providence Street in Whitehouse, Ohio, serving individuals, families, and small-to-medium businesses primarily across northwest Ohio (Whitehouse, Perrysburg, Maumee, Sylvania, Toledo, Waterville, Bowling Green and surrounding areas). With roughly 9 employees, the agency operates as a multi-carrier broker across personal lines (auto, home, life, health, Medicare, boating, condo, classic car, motorcycle, renters, RV, travel, umbrella) and commercial lines (business liability, commercial auto, commercial property, contractors, cyber liability, E&O, farm & ranch, landlord liability, restaurant). The firm also surfaces retirement, estate, and investment planning content through affiliated entities Advisory Alpha, LLC (a Registered Investment Advisor) and Citizen Advisory Group, creating a cross-sell ecosystem across P&C insurance and wealth advisory services.

The agency earns revenue through carrier commissions on policies placed, with quote-based pricing and monthly billing cadence. Its go-to-market is sales-led, relying on direct outreach, referrals, an online 'Get A Quote' funnel, a content/resource center, and direct phone/email contact. The technology stack is minimal: the website is built on the Agency Revolution platform, there is no proprietary software, no mobile app, no AI/ML capability, and no disclosed API. The product breadth is the primary commercial lever, with personalized advisory service positioned as the core differentiator.

Structurally, Foresight Insurance, LLC is one of three affiliated entities operating under a shared financial services umbrella (Advisory Alpha, LLC for investment advisory; Citizen Advisory Group for insurance consulting/education; Foresight Insurance, LLC for P&C). The LLC is privately held with no disclosed venture or private equity backing, no funding rounds, no M&A, and no published financials. Operating status is active, and the agency is registered as a domestic LLC in Ohio.

Name

Foresight Insurance

Legal name

Foresight Insurance, LLC

Website

https://foresightinsure.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Foresight Insurance is an independent, multi-carrier insurance agency in Whitehouse, Ohio, offering personal, commercial, and Medicare coverage to individuals, families, and small businesses across northwest Ohio.

Ownership category

akta.pro rank

Product category

Insurance Agency Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial General Liability (CGL) (FSAJADAA)

akta.pro secondary industries

Commercial Umbrella Insurance (FSAJANAB), General Liability Insurance (FSAJAMAE)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial insurance coverage
• Insurance advisory services
• Financial planning services

Headquarters

HQ city

Whitehouse

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, Foresight Insurance earns revenue by earning commissions from insurance carriers when they sell insurance policies to customers. They represent multiple insurance companies, allowing them to compare and find the best policy for each customer's needs.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Foresight Insurance is an independent insurance agency that sells personal and commercial insurance policies on behalf of multiple insurance carriers, earning commissions on placements. Personal lines include auto, home, life, health, Medicare, renters, condo, umbrella, boating, classic car, motorcycle, RV, and travel insurance. Commercial lines include business liability, commercial auto, commercial property, contractors, cyber liability, E&O, farm and ranch, landlord liability, and restaurant insurance, alongside referrals to affiliated retirement, estate, and investment planning services.

Product overview

Foresight Insurance is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products along with financial planning services. Their personal insurance suite includes auto, home, health, life, and specialty coverage such as classic car, RV, and travel insurance. For commercial clients, they provide business liability, commercial auto, property, cyber liability, and industry-specific coverages like restaurant and contractor insurance. The agency also offers financial services including retirement planning, estate planning, and investment planning through affiliated companies. As an independent agency, they work with multiple insurance carriers to match customers with appropriate policies.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Coverage for personal vehicles protecting against accidents, liability, and property damage. Offered to individual consumers and families.
• Home Insurance Protection for homeowners against property damage, liability, and personal belongings. Offered to individual consumers and families.
• Health Insurance Medical coverage options including Medicare supplements and Advantage plans. Offered to individual consumers and families.
• Life Insurance Financial protection for loved ones, including term, whole, and survivorship life insurance. Offered to individual consumers and families.
• Boating Insurance Coverage for watercraft and marine liability protection. Offered to individual consumers and families.
• Condo Insurance Protection for condominium owners and their belongings. Offered to individual consumers and families.
• Classic Car Insurance Specialized coverage for vintage and collector vehicles. Offered to individual consumers and families.
• Motorcycle Insurance Coverage for motorcycles and motorcycle riders. Offered to individual consumers and families.
• Renters Insurance Protection for renters' personal belongings and liability. Offered to individual consumers and families.
• RV Insurance Coverage for recreational vehicles and travel trailers. Offered to individual consumers and families.
• Travel Insurance Coverage for trip cancellations, medical emergencies, and travel-related losses. Offered to individual consumers and families.
• Umbrella Insurance Additional liability coverage above standard policy limits. Offered to individual consumers and families.
• Business Liability Insurance Protection against third-party claims for bodily injury, property damage, and personal injury. Offered to small and medium businesses.
• Commercial Auto Insurance Coverage for business vehicles and commercial driving activities. Offered to small and medium businesses.
• Commercial Property Insurance Protection for business buildings, equipment, and inventory. Offered to small and medium businesses.
• Contractors Insurance Specialized coverage for construction and contracting businesses. Offered to small and medium businesses.
• Cyber Liability Insurance Coverage for data breaches, cyber attacks, and network security incidents. Offered to small and medium businesses.
• E & O Insurance (Errors and Omissions) Professional liability coverage for service businesses. Offered to small and medium businesses.
• Farm & Ranch Insurance Coverage for agricultural operations, equipment, and livestock. Offered to small and medium businesses.
• Landlord Liability Insurance Protection for rental property owners against tenant-related claims. Offered to small and medium businesses.
• Restaurant Insurance Comprehensive coverage for food service businesses including liability and property. Offered to small and medium businesses.
• Medicare Coverage Guidance Medicare enrollment guidance and supplemental coverage options for individuals and families.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights6 records

Broad incumbents

• Hylant Group: Large Ohio-headquartered independent insurance brokerage founded in Toledo; serves commercial and personal clients across the Midwest with a multi-carrier distribution model directly comparable to Foresight's independent agency approach, though at materially larger scale.
• Celina Insurance Group: Ohio-headquartered mutual insurance company providing personal and commercial coverage; serves the same Ohio geography and overlaps on the product lines Foresight distributes (auto, home, farm, business).
• Grange Insurance: Columbus, Ohio-based mutual insurance carrier writing personal and commercial lines through independent agents; competes with Foresight on distribution access in Ohio and represents a typical carrier appointment for agencies of Foresight's type.
• Westfield Insurance: Ohio-based super-regional P&C carrier distributed through independent agents; serves the same Ohio SMB and personal market and overlaps on virtually every commercial line Foresight distributes.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm; represents the large-brokerage end of the same value chain Foresight operates in, with similar multi-carrier distribution and commercial lines focus.
• Brown & Brown, Inc. Large U.S. insurance brokerage distributing personal and commercial lines through agency partners; comparable multi-carrier distribution model and product breadth as Foresight Insurance.

Direct peers

• The Buckner Company: Mid-sized independent insurance agency distributing personal, commercial, and life products via multiple carriers; structurally comparable to Foresight as a multi-line independent agency serving individuals and SMBs.
• Eustis Insurance & Benefits: Independent insurance agency distributing personal and commercial lines through multiple carriers; directly comparable to Foresight in size, structure, and multi-line independent agency model.

Regional players

• Kemner Sullivan Agency: Independent insurance agency operating in Ohio distributing personal and commercial lines via multiple carriers; comparable in size, distribution model, and product breadth to Foresight Insurance.
• Hauser Group: Ohio-based independent insurance agency offering personal and commercial lines through multiple carriers; competes in the same NW Ohio/Midwest geographic market with a similar independent agency distribution model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/foresightinsure

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Foresight Insurance