FTA FINANCIAL & WEALTH MANAGEMENT LIMITED

What FTA FINANCIAL & WEALTH MANAGEMENT LIMITED does

FTA Financial & Wealth Management Limited is a small, privately held UK independent financial advisory firm operating from Bournemouth with a registered office in Hertford. The firm is structured as an appointed representative of ValidPath Limited under FCA authorisation (FRN 764631 under ValidPath FRN 197107) and does not have any external private equity, venture capital, or parent company backing. It employs approximately 7–10 staff led by Managing Director Adam Brookbanks (DipFA) and Director Susan Delahunty (DipIP), with the remaining team in paraplanning, protection, and administrative roles.

The firm delivers holistic financial planning across nine core service lines: investments and savings, pensions and retirement planning (with NHS Pension analysis as a specialism), tax planning (income tax, CGT deferral via EIS/VCT, IHT mitigation), personal and business protection insurance, wills and trusts, lasting power of attorney, residential mortgage advice, and a Health & Well-Being offering. A dedicated Healthcare Specialists service targets dental and medical practitioners, including practice sale and exit planning. There is no proprietary technology platform or AI/ML capability disclosed; delivery is human-led via face-to-face meetings, phone, and email.

FTA generates revenue through professional advisory fees (with no charge for initial consultations; fees apply only if the client proceeds) and commission income from mortgage and protection product providers. The go-to-market is sales-led and relationship-driven, combining organic social media, educational content, seminars, and referrals from existing clients. Customer concentration is oriented toward healthcare professionals (especially dentists) and other business professionals, with long-tenured client relationships cited as a key retention mechanism.

Name

FTA FINANCIAL & WEALTH MANAGEMENT LIMITED

Legal name

FTA Financial & Wealth Management Ltd

Website

https://fta-fwm.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

UK independent financial advisory firm offering holistic financial planning across investments, pensions, tax, protection, wills, and mortgages, with specialist NHS Pension and dental practice exit advisory for healthcare professionals.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

Keywords

• Independent financial advice
• Wealth management services
• Pension planning advice
• Mortgage advisory services
• Financial planning advisory

Headquarters

HQ city

Hertford

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Financial Advisory Fees: Fee-based financial advisory services. No charge for initial consultation and summary of advice; fees apply only if clients proceed with recommendations. For mortgage services, they can be paid via commission, a fee, or a combination of both.
2. Commission Income: For mortgage and insurance products, the firm receives commission from product providers in addition to or instead of client fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

FTA Financial & Wealth Management Ltd is an independent UK financial advisory firm delivering holistic financial planning to individuals, families, and business owners. Core services include investment and savings advice, pension and retirement planning (with NHS pension specialism), tax-efficiency strategies, personal and business protection insurance, wills and trusts, lasting power of attorney, residential mortgage advice, and health and well-being plans. Advice is provided face-to-face, by phone, and by email as an appointed representative of ValidPath Limited under FCA regulation.

Product overview

FTA Wealth operates as a unified financial advisory service offering a comprehensive portfolio of interconnected financial planning products and specialist services. The core offering consists of nine primary service areas: Investments & Savings, Pensions & Retirement Planning, Tax Planning, Personal Protection/Insurance, Business Protection/Insurance, Wills & Trusts, Lasting Power of Attorney, Mortgage Advice, and Health & Well-Being. These services are complemented by specialist Healthcare Specialists advisory for dental and medical professionals, which incorporates NHS Pension analysis and practice exit strategies. The company functions as an independent financial advisory firm, not a technology platform, providing holistic advice where multiple services often interconnect—for example, combining protection insurance with wills and trusts, or pension planning with tax-efficient investment strategies.

Differentiator

Problem solved

Functional benefit

Products and services

• Investments & Savings Comprehensive investment management and savings solutions for individuals and businesses, including portfolio diversification, investment planning, and tax-efficient investment strategies (for example via EIS and VCT).
• Pensions & Retirement Planning Pension planning services covering personal pensions, NHS pension analysis, retirement income planning, pension transfer advice, pension suitability reviews, and guidance on accessing pension funds.
• Tax Planning Tax-efficient financial planning covering income tax mitigation through pension contributions, Capital Gains Tax deferral via Enterprise Investment Schemes and Venture Capital Trusts, and Inheritance Tax reduction strategies.
• Personal Protection/Insurance Individual protection products including life insurance, critical illness insurance, income protection insurance, and private medical insurance. Also covers insurance reviews and Life Insurance in Trust planning.
• Business Protection/Insurance Business continuity insurance solutions including key person protection, shareholder protection, and employee benefit packages (life insurance, critical illness, private medical insurance).
• Wills & Trusts Will writing and trust planning services delivered through associated professionals to ensure assets pass to chosen beneficiaries and protect family estates.
• Lasting Power of Attorney Legal arrangements for appointing someone to manage an individual's financial and personal affairs in the event of mental or physical incapacity.
• Mortgage Advice Residential mortgage advisory services covering residential purchases, remortgages, buy-to-let mortgages, bridging loans, self-build projects, and Help to Buy schemes, with payment via commission, a fee, or a combination of both.
• Health & Well-Being Healthcare protection plans offering yearly blood tests for 20 health conditions, remote doctor services via mobile app, counselling sessions, remote physiotherapy, prescription services, and diet and nutrition advice.
• Healthcare Specialists Advisory Specialist financial advisory service for healthcare professionals, particularly dental and medical practitioners, including NHS Pension analysis and dental practice sale/exit planning.

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• ValidPath LimitedcoreStrategic or Co-development PartnerFTA Financial & Wealth Management Ltd is an appointed representative of ValidPath Limited, which is authorised & regulated by the Financial Conduct Authority. ValidPath provides the regulatory framework and oversight for FTA's financial advisory services.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• AFH Wealth Management: UK-listed wealth manager built largely by acquiring small-to-mid independent financial advisers. Comparable to FTA as an IFA delivering financial planning, pensions, and protection advice to UK clients, with a similar acquisition-led growth playbook that could apply to FTA.
• Kingswood Group: UK wealth manager and IFA consolidator offering financial planning, investment management, and tax services. Comparable to FTA as a UK IFA serving similar client segments, and relevant as a potential acquirer given its active acquisition strategy.
• Chase de Vere: UK national independent financial adviser offering financial planning, investments, mortgages, and protection. Comparable to FTA as a UK IFA with similar service mix and healthcare/professional client segments, but operating at significantly larger scale.
• Bestinvest: UK investment and financial planning service for individual investors, combining online tools with adviser support. Comparable to FTA on UK investment and pension planning, though with a more digital / self-directed delivery model than FTA's face-to-face approach.

Broad incumbents

• Brewin Dolphin (now RBC Brewin Dolphin): UK wealth manager serving private clients, professionals, and intermediaries with investment and financial planning services. Comparable to FTA's UK professional client base and holistic planning approach, but at institutional scale.
• St. James's Place: One of the UK's largest wealth management groups with a partnership model of advisers. Highly comparable to FTA as a UK advisory business serving professionals and retirees, but at vastly greater scale and with proprietary funds rather than whole-of-market.
• Rathbones: UK wealth manager with discretionary investment management and financial planning services for individuals, trusts, and charities. Comparable to FTA in the UK investment and pension advisory space, but with a heavier discretionary portfolio management tilt.
• Quilter: Major UK wealth manager offering advice, investments, and pensions via a network of financial advisers. Comparable to FTA on the UK financial-advisory customer base and pension/investment product set, though Quilter operates at much larger scale with both advised and platform-only propositions.
• Hargreaves Lansdown: UK's largest direct-to-consumer investment platform with financial planning and wealth services. Comparable to FTA on UK investment, pension, and retirement planning for retail/professional clients, but with a digital-first model rather than FTA's face-to-face advisory approach.
• Tilney (now Evelyn Partners): UK private wealth and professional services firm with significant financial planning and investment advisory capability. Comparable to FTA for its UK professional-client focus (lawyers, dentists, doctors) and integrated tax, investment, and estate planning offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/FTAFWM
• LinkedInlinkedin.com/company/fta-financial-&-wealth-management-limited
• Instagraminstagram.com/ftawealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FTA FINANCIAL & WEALTH MANAGEMENT LIMITED