MSA Gironde

What MSA Gironde does

MSA Gironde (Mutualité Sociale Agricole de Gironde) is a regional branch of France's national agricultural social security network, operating as a statutory social security organization under public law to serve the agricultural community and rural populations of the Gironde department in Nouvelle-Aquitaine. Its core product is a digital service platform centered on the 'Mon espace privé' web portal and 'ma MSA & moi' mobile application, which deliver authenticated self-service access to health insurance reimbursements, family benefits, retirement pensions, social action programs, and employer compliance tools. Specialized modules include TESA/TESA+ for simplified hiring declarations, DSN for standardized social reporting, Chatbot SAM for NLP-guided assistance, LANTICHUTE for elderly fall prevention, and verification tools for attestation authenticity. The platform integrates with national public-service infrastructure including FranceConnect for identity federation, Mon espace santé and Dossier Médical Partagé for health records, net-entreprises.fr for third-party declarations, and ACCEO for accessibility services.

The organization's business model is fundamentally non-commercial: it does not sell products or services at market prices but is funded through mandatory social contributions (cotisations) from agricultural employers, farmers, and employees, supplemented by government subsidies, with financial data consolidated at the national CCMSA level rather than reported per-caisse. Distribution is multi-channel, combining a network of local physical agencies and permanences throughout Gironde with digital self-service portals, a telephone contact center, mobile applications, and the national France Services network providing 2,000 rural access points. The institution is governed on mutualist principles by over 25,000 elected representatives from the agricultural community and operates under the strategic coordination of CCMSA and ARCMSA Nouvelle-Aquitaine. The platform is RGPD-compliant for personal data protection and RGAA 4-compliant for digital accessibility under French law n° 2005-102, with annual accessibility plans published since 2021.

Name

MSA Gironde

Legal name

MSA Gironde

Website

https://gironde.msa.fr

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

MSA Gironde is a statutory French social security organization serving agricultural workers, farmers, employers, and rural residents in the Gironde department through a digital platform delivering health insurance, family benefits, retirement, and employer compliance services funded by mandatory contributions.

Ownership category

akta.pro rank

Headquarters

HQ city

Bordeaux

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Distribution channels5 records

Marketing channels7 records

Core offering

MSA Gironde is a regional branch of the French agricultural social security system (Mutualité Sociale Agricole) providing statutory health insurance, family benefits, retirement pensions, workplace accident coverage, and social action programs to the agricultural and rural population of Gironde. Services are delivered through physical agencies, an authenticated online portal (Mon espace privé), a mobile application (ma MSA & moi), and employer-facing declaration systems (TESA, DSN).

Product overview

MSA Gironde operates as a regional branch of the French agricultural social security system (Mutualité Sociale Agricole), offering a comprehensive digital platform for health insurance, family benefits, retirement, and employer services. The core offering is Mon espace privé, a unified web portal complemented by the ma MSA & moi mobile application. The platform provides specialized declaration systems including TESA/TESA+ for simplified hiring procedures and DSN for standardized social declarations. Additional digital services include Chatbot SAM for AI-powered conversational support, simulation tools for benefit calculations, and LANTICHUTE for elderly fall prevention. Integration with government platforms (FranceConnect, Mon espace santé, Dossier Médical Partagé) and third-party services (net-entreprises.fr, ACCEO) extends accessibility and functionality. The product architecture combines a central customer portal with modular services targeting specific user segments (individuals, farmers, employers, health professionals).

Differentiator

Problem solved

Functional benefit

Products and services

• Mon espace privé Authenticated web portal providing individual members, farmers, and employers access to MSA services including health insurance claims, family benefits, retirement information, employer declarations, and secure messaging with MSA advisors.
• ma MSA & moi (Mobile Application) Mobile application for iOS and Android enabling members to access MSA services, view reimbursements, schedule appointments, and manage their social security account from mobile devices.
• TESA / TESA+ (Titre Emploi Simplifié Agricole) Simplified hiring declaration system allowing agricultural employers to process prior hiring declarations (DPAE), generate pay slips, manage social declarations, and handle employment attestations.
• DSN (Déclaration Sociale Nominative) Standardized social declaration system enabling employers to transmit employee data including hiring, salary, and social contributions through a unified monthly process.
• LANTICHUTE Online service designed to prevent and avoid falls among elderly residents in Ehpad facilities and autonomous living residences, offered as part of MSA health services.
• Service de vérification d'attestations MSA Online verification service allowing employers and third parties to validate the authenticity of MSA attestations using unique security codes for anti-fraud compliance.

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability2 records

Feature7 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• France ServicescoreChannel Partner/ Reseller/ DistributorMSA Gironde partners with the national France Services network, which provides 2000 service points across France. This partnership enables agricultural social security services to be accessible in rural areas through the government's unified service access network.
• Agir Cancer GirondeminorStrategic or Co-development PartnerMSA Gironde is engaged alongside Agir Cancer Gironde, a local cancer support organization, demonstrating partnership in health awareness and support initiatives for the agricultural community.
• ARCMSA Nouvelle-AquitainecoreOthersARCMSA (Agence Régionale des Caisses de Mutualité Sociale Agricole) Nouvelle-Aquitaine is the regional coordination body for MSA organizations in the Nouvelle-Aquitaine region, providing strategic coordination and support for MSA Gironde.
• CCMSA (Caisse Centrale de MSA)coreOthersCCMSA is the central body of the MSA network in France, providing national coordination, policy guidance, and shared services for all 35 MSA caisses across the country.
• Fédération Hospitalière de FranceminorStrategic or Co-development PartnerPartnership between MSA and Fédération Hospitalière de France focusing on healthcare coordination and service delivery for agricultural populations.
• CCMSA / Ameli (Sécurité sociale)coreTechnology or IntegrationMSA operates integrated services with the national Ameli health insurance portal through the Espace Pro platform, enabling healthcare professionals to process claims and verify patient coverage.
• Collectivités territoriales et associations localesminorStrategic or Co-development PartnerMSA Gironde collaborates with local government bodies and associations on social action programs including the Schéma Départemental d'Animation de la Vie Sociale, youth schemes, and family support initiatives.

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): National coordinating body of the MSA network and parent entity of MSA Gironde. Operates the same agricultural social security mandate at national scale, sets policy for all 35 regional caisses, and runs shared digital services. Directly comparable in function but operates at a national rather than regional scale.
• Mutualité Française: Federation representing the French mutualist movement, including health mutuals offering complementary health insurance. Shares MSA Gironde's mutualist governance philosophy (elected representatives, member-driven) and provides overlapping health insurance services to the French population.
• CNAM (Caisse Nationale d'Assurance Maladie): National coordinating body for French health insurance (umbrella for CPAM network). Operates the Ameli digital platform nationally and sets health insurance policy for general scheme. Comparable as the national-level counterpart to CCMSA within the broader Sécurité sociale ecosystem.

Direct peers

• URSSAF: French agency responsible for collecting mandatory social contributions from employers and self-employed workers. Operates a comparable contribution-collection and declaration workflow (DSN integration) and serves overlapping populations (e.g., general employees). Directly comparable in revenue-side operations.
• CNAF (Caisse Nationale des Allocations Familiales): French national family benefits fund providing family allowances, housing aid, and RSA across France. Comparable in administering family-related benefits and serving the general population, with similar digital portal infrastructure (caf.fr). Overlaps with MSA Gironde's family benefits and RSA mandate.
• AGIRC-ARRCO: French mandatory supplementary pension scheme covering all private-sector employees, jointly managed by employer and employee federations. Comparable in administering retirement benefits at scale with a similar contributory funding model.
• CPAM (Caisse Primaire d'Assurance Maladie): French health insurance administrator for the general (non-agricultural) population. Operates under the same Sécurité sociale framework as MSA Gironde, administering health reimbursements, family benefits, and serving members through a comparable digital platform (Ameli). Highly comparable in mandate, funding model, and digital service structure, but excludes the agricultural niche.
• MSA Provence-Azur: Regional MSA caisse covering the Provence-Alpes-Côte d'Azur region. Sister branch operating identical agricultural social security mandate and product stack in a different French region. Provides a near-identical peer benchmark for MSA Gironde's service portfolio and operating model.
• CNAV (Caisse Nationale d'Assurance Vieillesse): French national basic retirement pension administrator. Directly comparable in administering retirement benefits under the Sécurité sociale framework; overlaps with MSA Gironde's retirement pension services for the general (non-agricultural) population.
• MSA Loire-Atlantique: Another regional MSA caisse operating under the same agricultural social security mandate, with the same digital product stack (Mon espace privé, ma MSA & moi, Chatbot SAM) and governance model. Most structurally comparable entity to MSA Gironde — effectively a sister branch serving a different French department.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/msa_actu
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/mymsa
• LinkedInlinkedin.com/company/msa-gironde

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSA Gironde