IFCA

What IFCA does

Groupe IFCA is a Paris-based insurance brokerage firm founded in 1976 that operates as an intermediary between clients and insurance providers. The company is structured as a SARL (Société à Responsabilité Limitée) with co-management under Emmanuel Werba and Cyril Perrette, registered with ORias as a licensed insurance broker under registration number 10057657. With a headcount of approximately 37 employees and a single office at 26 rue Poncelet in the 17th arrondissement of Paris, IFCA operates as a small-scale traditional brokerage serving the Paris metropolitan area on an appointment-only basis, with share capital of €700,000 and no disclosed parent company, external investors, or group affiliations.

The company offers two core product lines: Assurances de personnes covering health expense reimbursement (mutuelle), provident insurance for accidents/invalidity/death, retirement, and employee savings solutions, and Assurances de biens covering property and liability risks including professional multi-risk, directors' and officers' liability, civil liability, machinery breakdown, cyber risks, fraud, legal protection, vehicle fleets, auto-mission, goods transport, repatriation, and kidnapping/extortion coverage. IFCA does not operate proprietary technology platforms — it functions as a traditional advisory intermediary, with its website serving as the primary digital touchpoint for content marketing, lead capture, and client education through its Actualités (news/blog) section.

IFCA's revenue model is commission-based, earning fees from insurance providers for placing client business across both person and property insurance lines. The go-to-market motion is sales-led and advisory-driven, with the firm emphasizing personalized consultation, ongoing client accompaniment, and tailored coverage recommendations. Customer segmentation is horizontal across three primary groups: companies (employee benefits and corporate property coverage), self-employed professionals and small business owners including liberal professions, merchants, and artisans (professional liability and personal coverage), and individuals (personal health and savings products). No public pricing is disclosed; quotes are produced on a case-by-case basis following client discovery, and the firm does not utilize paid advertising, social media campaigns, or events-based marketing based on the available source material.

Name

IFCA

Legal name

GROUPE IFCA

Website

https://groupeifca.fr

Company type

Private

Founded year

1976

Operating status

Operating

Headcount range

11–50 employees

Short description

Groupe IFCA is a Paris-based insurance brokerage firm founded in 1976 that advises companies, self-employed professionals, and individuals on personal and property insurance products, earning commissions as an ORias-licensed intermediary.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro industry

PRIMARYFSAIAFAB

Self-Funded (ASO) Group Health Plans & Stop-Loss

Financial & Insurance/Insurance — Life & Health/Group Health Insurance (Employer-Sponsored)

SECONDARYFSAJAGAD

Management Liability (D&O/EPL/Fiduciary)

Financial & Insurance/Insurance — Motor, Property & Casualty/Specialty & Excess/Surplus Lines (E&S)

Keywords

• Insurance brokerage services
• Personal insurance advisory
• Property casualty insurance
• Commercial insurance solutions
• Employee benefits advisory

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance brokerage commissions: As a licensed insurance broker (courtier en assurances) registered with ORias under number 10057657, Groupe IFCA earns commissions from insurance providers for placing client business. The company advises on and places both person insurance (health/mutuelle, provident/death/invalidity, retirement, savings) and property insurance (professional multi-risk, liability, cyber, auto, transport, legal protection) products.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Groupe IFCA is a licensed French insurance broker (courtier en assurances, ORias #10057657) that provides advisory and placement services for personal insurance (health/mutuelle, provident accident/invalidity/death, retirement and employee savings) and property insurance (professional multi-risk, directors' liability, civil liability, cyber risks, vehicle fleets, goods transport, legal protection, etc.). The firm earns commissions from insurance providers by placing client business and operates through personalized, proximity-driven consultation at its Paris headquarters, serving companies, self-employed professionals, and individuals.

Product overview

IFCA is an insurance brokerage firm providing advisory and insurance placement services for individuals and businesses. The company operates two core product lines: (1) Assurances de personnes covering health expenses (mutual insurance), provident insurance for accidents/invalidity/death, retirement & employee savings, and other indispensable personal contracts; and (2) Assurances de biens covering property and liability risks including professional multi-risk, directors' liability, civil liability, machinery breakdown, cyber risks, fraud, legal protection, vehicle fleets, auto-mission, goods transport, repatriation missions, and kidnapping/extortion coverage. IFCA does not offer a software product but rather acts as an intermediary connecting clients with insurance providers, offering personalized advice and tailored coverage solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurances de personnes (Personal Insurance) Personal insurance advisory covering health expense reimbursement (mutuelle), provident insurance for accidents/invalidity/death, retirement and employee savings products, and other personal insurance contracts. Offered to companies (for employee benefits), self-employed professionals, and individual consumers.
• Assurances de biens (Property and Liability Insurance) Property and liability insurance advisory covering professional multi-risk, directors' liability, civil liability, machinery breakdown, cyber risks, fraud, legal protection, vehicle fleets, auto-mission, goods transport, repatriation missions, and kidnapping/extortion coverage. Offered to companies and self-employed professionals.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves3 records

Expansion highlights1 record

Broad incumbents

• Marsh France: French arm of global broker Marsh. Provides commercial P&C, employee benefits, and risk advisory for large and mid-sized enterprises. Comparable line-by-line to IFCA's commercial property/casualty and group offerings, though serving a much larger client segment.
• Aon France: French operations of global insurance broker Aon. Operates across all major lines including P&C, employee benefits, and risk management for enterprise and mid-market clients — overlaps substantially with IFCA's commercial lines and group benefits offerings but at significantly larger scale.
• Willis Towers Watson (WTW) France: French subsidiary of global advisory firm WTW. Overlaps with IFCA in group health, prévoyance, and retirement/savings brokerage for French businesses, but extends into broader human capital consulting and global risk advisory.

Direct peers

• Diot-Siaci: One of France's largest independent insurance brokerage networks formed by the merger of Diot and Siaci Saint Honoré. Operates across all lines (P&C, life, health, employee benefits) with broad SME to large-account coverage — a scaled-up counterpart to IFCA's multi-line broker model.
• Bessé: French insurance broker specializing in commercial and corporate risk placement. Now part of Diot-Siaci, but historically operated as a comparable independent mid-market broker similar to IFCA in serving French businesses and entrepreneurs.
• Verspieren: Independent French insurance broker and risk management firm serving mid-market and large enterprises with multi-line P&C and employee benefits coverage. Comparable to IFCA in the multi-line brokerage model and French-market focus.
• SPVie Assurances: French insurance broker dedicated to professionals (liberal professions, artisans, commerçants) and individual clients, with strong focus on mutuelle and prévoyance products. Closely comparable to IFCA's professional and individual customer segments and person-insurance orientation.
• Verlingue: French multi-line insurance broker focused on mid-market and SME clients, providing both person and property insurance advisory. Highly comparable to IFCA in target client base, advisory-led model, and product breadth across employee benefits and commercial lines.
• Filhet-Allard: Family-owned French insurance brokerage firm offering multi-line coverage to enterprises and individuals. Comparable to IFCA in independent ownership, relationship-driven advisory model, and focus on the French mid-market.

Emerging players

• Alan: French digital-first health insurance company serving individuals and businesses with streamlined online mutuelle and prévoyance products. Directly competes with IFCA in the group health brokerage space for SMBs and self-employed professionals with a technology-led distribution model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/groupe-ifca

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IFCA