Alan
Alan is a Paris-based digital health insurance and prevention platform serving over 1.1 million members and 37,000 businesses across France, Belgium, Spain, and Canada through subscription premiums and embedded care services including AI triage, teleconsultation, wellness gamification, and diagnostics.
- Company typePrivate
- Founded2016
- HeadquartersParis, France
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What Alan does
Alan is a Paris-headquartered digital health insurance company that has evolved into a vertically integrated prevention platform, operating in France, Belgium, Spain, and Canada with over 1.1 million members and 37,000 business customers as of Q1 2026. The company sells subscription-based group and individual health insurance (and prévoyance via a partnership with CNP Assurances) across nine distinct segments ranging from startups and TPEs through large enterprises, public sector entities, self-employed professionals, retirees, and (from January 2027) students, with tiered monthly pricing from €25 (student) to €124 (retiree top tier) per member. Its core platform combines insurance administration with embedded care services: Alan Clinic provides access to 80+ healthcare professionals via in-app chat and teleconsultation, Alan Play gamifies wellness with step challenges and rewards, Alan Shop sells zero-co-pay glasses with virtual try-on, Alan Map locates providers with cost estimates, and Alan Precision (launching summer 2026) offers €249 AI-supervised blood biomarker analysis with physician-validated action plans.
The technology stack is built on a mobile-first architecture hosted entirely on HDS-certified AWS Europe (Frankfurt), with additional Azure and GCP infrastructure for AI processing. Alan uses third-party foundation models — notably Anthropic Claude for Alan Precision — rather than proprietary in-house models, wrapping them with physician verification (Mo responses checked within 15 minutes) and a CNIL-compliant data governance regime that prohibits third-party model training on member data. The Mo AI health assistant supports both text and voice, performs conversational triage and proactive follow-up, and is the primary engagement layer. Distribution combines direct enterprise sales, self-serve digital onboarding, an expert-comptable partner channel (Fidu, Exco, France Defi, Alliance Eurus, Amarris, Michel Créuzot, Keobiz, Afyneo), HR-tech platform integrations (PayFit, Lucca), and fintech referrals (Shine, Qonto), plus a brand ambassadorship with Kylian Mbappé.
Alan's revenue model is primarily recurring subscription premiums — 2025 ARR was €785M with 53% YoY growth, and Q1 2026 ARR exceeded €800M — supplemented by standalone pay-as-you-go fees for Alan Precision blood testing and ancillary optical sales through Alan Shop. The company is profitable in France (its largest market), targeting group-level profitability by 2027, and has raised over €1.2 billion across multiple rounds from Teachers' Venture Growth, Index Ventures, Belfius, Prosus, Temasek, Coatue, Lakestar, Ribbit Capital, Dragoneer, and individual investors including Kylian Mbappé, Tobi Lütke, and Mike Katchen, reaching a €5.5 billion valuation in June 2026.
Alan firmographics
Firmographics- Name
- Alan
- Legal name
- Alan Insurance
- Website
- https://alan.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Alan is a Paris-based digital health insurance and prevention platform serving over 1.1 million members and 37,000 businesses across France, Belgium, Spain, and Canada through subscription premiums and embedded care services including AI triage, teleconsultation, wellness gamification, and diagnostics.
- Ownership category
- akta.pro rank
Alan industry classification
Industry- Product category
- Digital Health Insurance
- NAICS
- Insurance and Employee Benefit Funds (5251), Health Care and Social Assistance (62), Offices of Physicians, Mental Health Specialists (621112)
- SIC
- Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Primary Care & General Medicine Virtual Care (Employer-Sponsored) (HLALADAA)
- akta.pro secondary industries
- Care Navigation, Advocacy & Benefits Guidance Platforms (HLALADAJ), Membership/Subscription Concierge Virtual Care (HLALAAAH), Virtual Specialty Care Programs (Payer-Sponsored) (HLALACAD)
Keywords
Where Alan is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
Alan business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Health Insurance Premiums: Alan generates the majority of its revenue from health insurance premiums paid by employers for group coverage and by individuals (retirees, self-employed). Premiums are subscription-based and recurring. The company also earns from prévoyance (death/disability insurance) via its partnership with CNP Assurances.
- Alan Precision (Blood Testing): A standalone blood testing subscription service priced at €249, offering advanced blood biomarker analysis with AI-supervised results and personalized physician-validated health action plans.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Alan Campus for students aged 18–28: comprehensive health coverage with mental health support, at student pricing |
| Subscription | Monthly | Tech/SME employer plans: three-tier structure (Essentiel, Equilibré, Optimal) for businesses with employer contribution |
| Subscription | Monthly | Alan Dolce Vita for retirees: five-tier structure (Essentiel, Standard, Complet, Avantage, Privilège) with age-adjusted pricing |
| Subscription | Pay-as-you-go | Alan Precision: comprehensive blood testing service |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels8 records
Alan product offering
Product offeringCore offering
Alan is a licensed digital health insurer selling group and individual health insurance, prévoyance (death/disability) coverage, and integrated care services through a single mobile-first platform. Its core offerings combine recurring insurance premiums with embedded preventive care (Alan Clinic, Mo AI, Alan Play, Alan Precision) and digital tools for HR administration. The company operates in France, Belgium, Spain, and Canada, serving both employers and individual subscribers under one regulated insurance license.
Product overview
Alan is a Paris-based digital prevention insurance company offering a unified platform combining health insurance, prévoyance (death/disability coverage), and integrated healthcare services. The product portfolio centers on the core Alan insurance platform supplemented by Alan Clinic (direct access to 80+ healthcare professionals), Alan Precision (AI-analyzed blood testing), Alan Play (gamified wellness), and Mo AI Health Assistant (conversational triage). Additional offerings include Alan Shop (optical e-commerce), Alan Map (provider directory), and Alan Journal (AI-powered wellness journaling). Vertical-specific sub-brands include Alan Campus for students (launching January 2027) and Alan Dolce Vita for retirees. Alan operates across France, Belgium, Spain, and Canada, serving over 1.1 million members and 37,000 businesses as of mid-2026.
Differentiator
Problem solved
Functional benefit
Brands
- Mo: AI health assistant offering conversational triage, appointment support, and integrated mental-health services
- Alan Play
- Alan Map
- Alan Shop
- Alan Dolce Vita
- Alan Campus
Products and services
- Alan Health Insurance (Core Platform) Alan's primary digital health insurance product offering group and individual health coverage across France, Belgium, Spain, and Canada. Includes tiered employer plans (Essentiel from €61, Equilibré from €71, Optimal from €95 per employee/month) plus bundled access to Alan Clinic, Alan Play, Mo AI, and instant reimbursements.
- Alan Prévoyance
Quantifiable outcome
- 90% of reimbursements processed within 24 hours; 70% of psy/osteopath sessions reimbursed within 1 hour
- +12 more outcomes
Companies that use Alan
Customer profileNamed customers27 records
Segments9 records
Ideal customer profiles8 records
Alan technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability10 records
Feature7 records
Alan partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- ArocoreAlan acquired preventive health startup Aro in 2026 as part of its strategy to expand preventive health services and build toward becoming a comprehensive prevention insurance platform.
- Alan Clinic (Ontario) — Mental Health Care IntegrationcoreAlan Clinic launched in Ontario, Canada in February 2026, embedding licensed talk therapy directly within the Alan insurance app. This moves away from traditional reimbursement models, enabling members to access therapy, manage scheduling, and process payments within the platform.
- CNP AssurancescoreAlan partners with CNP Assurances to offer prévoyance (death/disability insurance) products. CNP Assurances provides the insurance backing while Alan handles the digital-first distribution, employer management interface, and claims processing.
- EuropAssistanceminorAlan uses EuropAssistance as its travel assistance partner, providing emergency medical coverage and support for members traveling abroad. Data shared includes name, address, birthdate, policy dates, and member card number.
- Le Petit LunetierminorAlan shares member name, address, phone, and optical prescriptions with Le Petit Lunetier for fulfillment of glasses and contact lens orders placed through Alan Shop.
- AnthropiccoreAlan uses Anthropic's Claude AI models (hosted on AWS HDS-certified infrastructure) for AI health analysis in Alan Precision. Anthropic is prohibited from using member conversations or data to train its own models. Alan does not retrain or modify the fundamental AI model weights from these providers using member data.
- AWS (Amazon Web Services)coreAlan is hosted entirely on AWS Europe (Frankfurt region) certified for HDS (Hébergement de Données de Santé), meeting French healthcare data hosting requirements. AWS HDS certification is the French standard for health data hosting.
- Azure (Microsoft)coreAzure provides AI model hosting for certain Alan services (journal feature, Mo conversations) on HDS-certified infrastructure. Azure and Google Cloud Platform are used for AI processing, with explicit prohibitions on using member data for model training.
- Google Cloud PlatformcoreGoogle Cloud Platform provides AI model infrastructure for Alan services on HDS-certified cloud. Member data hosted in the EU is protected under binding corporate rules validated by CNIL.
Scale indicators9 records
Recent moves8 records
Expansion highlights6 records
Alan competitors and assessment
Company assessmentDirect peers
- Lemonade: Lemonade is a US AI-driven digital insurance company using a mobile-first platform and behavioral economics. Directly comparable to Alan in its use of AI to disrupt traditional insurance, digital-first GTM, and vertical integration of insurance with adjacent services, though Lemonade focuses on renters/home/pet/life rather than health.
- Oscar Health: Oscar is a US digital health insurer offering ACA marketplace and individual/family plans through a tech-enabled platform. Directly comparable to Alan as a digital-first health insurance carrier integrating care navigation, telehealth, and provider tools to drive member engagement and cost control.
- Wefox: Wefox is a European digital insurance platform connecting customers with insurance products through a digital interface. Most direct European comparable to Alan's insurance-focused digital disruption model, though it spans multiple lines of insurance rather than specializing in health.
- Doctolib: Doctolib is France's leading telehealth and doctor appointment platform serving 80M+ patients. A direct regional comparable in the embedded care and navigation layer of Alan's stack, though Doctolib focuses on care delivery rather than insurance financing and underwriting.
- Kry (Livi): Kry is a Swedish-founded digital primary care provider operating across Europe as Livi. Directly comparable to Alan's Mo AI assistant and Alan Clinic virtual care offering, serving the same need for digital-first primary and mental health access integrated with payer/provider models.
- Getsafe: Getsafe is a German insurtech offering fully digital insurance products including health coverage. Directly comparable to Alan in its digital-first insurance approach targeting European consumers and SMEs, though Getsafe operates in the German market and across multiple insurance lines.
- Devoted Health: Devoted Health is a US tech-enabled Medicare Advantage health plan using proprietary technology to improve outcomes for seniors. Directly comparable to Alan's Alan's Dolce Vita retiree product and broader integrated care/insurance model, though Devoted is a payer-provider hybrid in a different regulatory environment.
- Sidecar Health: Sidecar Health is a US tech-driven health insurance company offering transparent, app-first plans. Comparable to Alan in its digital-first distribution, transparent pricing, and consumer-grade experience for health insurance, though Sidecar's model is individual rather than employer-led.
Broad incumbents
- AXA: AXA is a global insurance incumbent with significant French and European health insurance operations. Comparable as the dominant incumbent in Alan's core market with which Alan directly competes; AXA has broader insurance lines and legacy distribution but is investing in digital modernization.
- Cigna: Cigna is a global health services and insurance company with employer-sponsored group health plans. A broad incumbent comparable to Alan's enterprise B2B GTM and integrated care model, though at far greater scale and with a US-centric PBM-led model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights8 records
Customer concentration
Alan social profiles
Digital presenceAlan compliance and trust
Trust signalCompliance5 records
Alan financial estimates
Financial estimateRevenue estimate
Valuation estimate
Alan leadership team
Management profileNumber of profiles
Profiles7 records
Alan subsidiaries and ownership
Company hierarchySubsidiaries9 records
Alan funding detail
Funding detailFunding overview
Funding rounds11 records
Investors25 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Alan M&A and investment
M&A and investmentM&A4 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Alan
What does Alan do?
Alan is a licensed digital health insurer selling group and individual health insurance, prévoyance (death/disability) coverage, and integrated care services through a single mobile-first platform. Its core offerings combine recurring insurance premiums with embedded preventive care (Alan Clinic, Mo AI, Alan Play, Alan Precision) and digital tools for HR administration. The company operates in France, Belgium, Spain, and Canada, serving both employers and individual subscribers under one regulated insurance license.
Is Alan a public or private company?
Alan is a private company. It is classified as venture growth investor backed and is currently operating.
When was Alan founded?
Alan was founded in 2016. It employs 501 to 1,000 people.
Where is Alan based?
Alan is headquartered in Paris, France, in the Europe region.
How does Alan make money?
Two revenue lines are on record. Health Insurance Premiums are the primary driver. The others are alan Precision (Blood Testing).
Who are Alan's main competitors?
Direct peers on record are Lemonade, Oscar Health, Wefox, Doctolib, Kry (Livi), Getsafe, Devoted Health and Sidecar Health. Broad incumbents are AXA and Cigna.
Does Alan have an API?
No public API is recorded for Alan.
What industry is Alan in?
Alan's product category is Digital Health Insurance. Its primary akta.pro industry code is HLALADAA, Primary Care & General Medicine Virtual Care (Employer-Sponsored), with a secondary code of HLALADAJ, Care Navigation, Advocacy & Benefits Guidance Platforms. Its NAICS code is 5251 and its SIC code is 6321.