Grupo STIG

What Grupo STIG does

Grupo STIG is a privately-held Spanish holding company founded in 2010 by Joaquín Palma López and headquartered in Sevilla. The group ideates, creates, and operates purpose-driven companies built around a core of alternative financing and surety (caución) services, complemented by portfolio companies in renewable energy, biotechnology, and organizational transformation. Operating subsidiaries include STIG Market Finance (alternative financing advisory, established 2011), Acebra (insurance brokerage acquired in 2022), Get Involved (high-capacity surety bond risk subscription launched 2024), and Get Finance (alternative financing advisory for renewable energy projects launched 2025). Minority participadas comprise Inhibitec (8% — biotech spin-off from CSIC/Universidad de Cantabria developing the hBAMBI monoclonal antibody for autoimmune diseases), Terragara (10% — renewable energy promoter authorized for 1,000 MW of photovoltaic capacity in Spain), BChange (Mindset Management® platform), Shankara Capital (investment vehicle participating in the Eoniq Mediterranean Seed Fund), and Waybizz (2%). The group also operates Fundación QWOL, a foundation supporting talent development in science, sport, and culture.

The business model is multi-pronged: professional services revenue from advisory fees (Get Finance's project finance, bridge finance, corporate loan, M&A advisory, and debt restructuring mandates) and brokerage commissions (STIG Market Finance and Get Involved on surety bonds, Acebra on general insurance). Returns also accrue through equity stakes in portfolio companies via dividends, exits, and appreciation. Pricing is project-specific and bespoke, with multi-year engagements and annual broker commission cadences rather than standardized tiered offerings. Distribution combines direct enterprise sales (led by senior partners) with channel partnerships — most notably the 2017 commercial alliance with Howden Iberia (5th largest Spanish broker, 195+ employees) for nationwide caución distribution — supplemented by internal portfolio company referrals. Customer segments span renewable energy developers, industrial companies needing alternative capital, SMEs requiring financial guarantees, biotech ventures, and organizations pursuing cultural transformation, all concentrated in the Spanish domestic market.

Underlying technology is intentionally non-platform: the holding derives value from financial structuring expertise, regulatory knowledge of the Spanish surety and insurance markets, the Inhibitec monoclonal antibody patent (exclusively licensed worldwide from CSIC/Universidad de Cantabria), and BChange's proprietary Mindset Management® methodology rather than a unified software stack. Notable technical assets include the international hBAMBI patent (filed/national phases pending), two National Psoriasis Foundation translational research grants totaling $200,000 for Inhibitec, and the ENISA certification of Inhibitec as the first startup in Cantabria to receive it.

Name

Grupo STIG

Legal name

STIG MARKET FINANCE SLU

Website

https://grupostig.net

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Grupo STIG is a Sevilla-based Spanish holding company founded in 2010, operating portfolio companies in alternative financing, surety bonds, renewable energy project finance, biotech, and organizational transformation. It serves SMEs, renewable energy developers, and industrial clients in Spain through direct advisory and broker partnerships.

Ownership category

akta.pro rank

Product category

Alternative Financial Services

NAICS

Offices of Other Holding Companies (551112)

SIC

Services-Management Consulting Services (8742), Non-Operating Establishments (9995)

akta.pro primary industry

Corporate Venture Studios & Incubators (Build/launch ventures) (FSANAHAC)

akta.pro secondary industry

Corporate LP Programs (Corporate as LP in VC/PE funds) (FSANAHAH)

Keywords

• Alternative financing services
• Surety bond brokerage
• Renewable energy finance
• Venture capital investment
• Insurance brokerage services

Headquarters

HQ city

Sevilla

HQ country

Spain

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Consultoría financiera y brokerage de caución: STIG Market Finance and Get Involved earn fees and commissions by brokering surety bonds and providing risk analysis to insurance markets operating in Spain. Get Finance charges advisory fees for structuring complex financial transactions for renewable energy and industrial projects.
2. Consultoría en financiación renovable: Get Finance, launched in 2025, generates revenue through strategic financial advisory fees charged to renewable energy developers for structuring project finance, bridge finance, corporate loans, M&A transactions, and debt advisory mandates.
3. Inversión en participadas: Grupo STIG generates returns through equity stakes in portfolio companies: Shankara Capital (investment vehicle), Inhibitec (biotech), Terragara (renewables), BChange (mindset platform), and Get Involved (surety bonds). Returns accrue through exits, dividends, and portfolio appreciation.
4. Gestión de Fundación QWOL: The group's foundation supports talent development in science, sport, and culture, operating through donations and sponsorship — an indirect revenue/reputation mechanism.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Grupo STIG is a Seville-based holding company that creates and develops specialized subsidiaries delivering alternative financing consulting, surety bond subscription, insurance brokerage, and structured project finance for Spanish renewable energy developers, industrial companies, and SMEs. The group also holds minority stakes in portfolio companies active in photovoltaic solar development (Terragara), biotech R&D on autoimmune-disease therapies (Inhibitec), venture capital (Shankara Capital via Eoniq Fund), and Mindset Management® organizational transformation (BChange).

Product overview

Grupo STIG is a holding company that creates and develops purpose-driven enterprises. The core business centers on alternative financing and surety services (STIG Market Finance, Get Finance, Get Involved, Acebra), complemented by portfolio companies in renewable energy (Terragara), biotechnology (Inhibitec), venture capital (Shankara Capital through Eoniq Fund), and organizational mindset management (BChange). Get Finance provides specialized financial consulting for renewable energy projects, Get Involved offers high-capacity surety bonds, and STIG Market Finance delivers alternative financing tools. The group also operates Fundación QWOL for scientific, sports, and cultural initiatives.

Differentiator

Problem solved

Functional benefit

Products and services

• Get Finance Financial consulting firm specialized in alternative financing solutions for renewable energy and industrial projects in Spain. Offers project finance, bridge finance, corporate loans, working capital facilities, M&A advisory, and debt restructuring services to renewable energy developers and industrial companies.
• Get Involved Risk subscription agency specialized in high-capacity surety bonds (caución), providing solid financial guarantees for companies and projects across Spain. Helps clients free up CIRBE credit-registry capacity and replace bank guarantees or cash deposits.
• STIG Market Finance Specialized financial consulting firm offering financial tools such as surety bonds, participative loans, and alternative financing solutions for SMEs and mid-market companies in Spain.
• Acebra Insurance brokerage firm offering insurance products for individuals and businesses including travel, service provision, savings, investment, professional liability, multi-risk, collectives, and surety coverage across Spain.
• BChange Mindset Management® Platform Mindset Management® platform that helps organizations align their teams with strategy, driving cultural change and improving results. Uses a proprietary methodology for organizational transformation and strategy-execution alignment.
• Fundación QWOL Foundation promoting talent, innovation, and well-being through science, sports, and culture, supporting young researchers, minority sports, and emerging writers. Operates through donations and sponsorships as an indirect reputation and impact mechanism for the group.

Quantifiable outcome

• Eoniq Fund portfolio companies such as Ucademy, Flipo, Zenith Sports, and Intelia have achieved projected IRRs exceeding 100%
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Howden IberiacoreStrategic or Co-development Partner · 12 June 2017Howden Iberia (5th largest broker in the Spanish market with 195+ employees) and STIG Market Finance formed a commercial alliance to jointly serve Spanish companies with caución (surety bond) products. The partnership combined Howden's broker network reach with STIG's specialized underwriting capabilities to offer optimized surety solutions nationwide, particularly focused on helping companies reduce CIRBE exposure and expand internationally.
• Sevilla FuturacoreStrategic or Co-development PartnerSevilla Futura is an association of technology multinationals (Cisco, Endesa, Orange, Telefónica, Ferrovial, IBM, Airbus, Vodafone) aimed at making Seville an international technology hub. Grupo STIG participates as a member providing financial certainty and investment guarantees to projects. The project includes converting RENFE warehouses in San Jerónimo into a technology center.
• IBBTEC (CSIC-Universidad de Cantabria)coreStrategic or Co-development PartnerThe Instituto de Biomedicina y Biotecnología de Cantabria is a joint CSIC/UC research institute. Inhibitec Anticuerpos is a spin-off from IBBTEC's OpenLab bioincubator, licensed to develop the BAMBI antibody technology co-owned by CSIC and Universidad de Cantabria. Inhibitec operates in IBBTEC's pre-equipped laboratory facilities.
• Íñigo Manso / BChangecoreStrategic or Co-development PartnerÍñigo Manso became a partner in Grupo STIG and serves as CEO of BChange, the Mindset Management platform. Both companies share aligned values around people, innovation, sustainability, and talent. BChange won the European Technology Awards 2023.
• Algonquin Power & Utilities Corp. (Liberty Global Energy Solutions)minorOthersManuel Carrasco, now Director of Get Finance at Grupo STIG, previously served as CFO and M&A Director at Liberty Global Energy Solutions (Algonquin Power & Utilities Corp, NYSE: AQN), with operations in Spain, Colombia, and Chile.

Scale indicators7 records

Recent moves14 records

Expansion highlights6 records

Direct peers

• Arcano Partners: Independent Spanish financial advisory firm with deep renewable energy and infrastructure expertise, advising on project finance, debt advisory, and asset management. Directly comparable to Get Finance's value proposition of structured financing for Spanish renewable energy and infrastructure projects.
• Alantra Partners: Spanish mid-market financial advisory firm providing M&A, debt advisory, and asset management services across sectors including renewables and infrastructure. Comparable to Grupo STIG's positioning as an alternative-finance advisor to Spanish SMEs and renewable developers.
• Solventis SGIIC: Spanish independent advisory and asset management firm serving SMEs and mid-market companies. Comparable in its focus on providing sophisticated financial advisory, treasury solutions, and alternative financing access to companies underserved by traditional Spanish banks.
• Howden Iberia: Spain's 5th largest insurance broker with 195+ employees and a strategic commercial ally of Grupo STIG since 2017. Directly comparable as a caución (surety) distribution channel serving Spanish SMEs that need alternatives to bank guarantees, though it operates at materially larger scale and broader product scope.
• Lanzadera: Spanish startup accelerator and venture builder founded by Juan Roig (Mercadona), creating and backing purpose-driven companies with operational support. Highly comparable business model to Grupo STIG's "ideate and create companies with purpose" positioning, though Lanzadera operates at much larger scale.

Regional players

• Iberis Capital: Iberian venture capital firm investing in early-stage Spanish and Portuguese startups. Comparable in its participation alongside Grupo STIG in the Iberian venture ecosystem through funds like Eoniq, though operating from Portugal rather than Spain and focused purely on minority VC stakes.

Broad incumbents

• AON Spain (Surety): Global insurance broker with a large Spanish surety practice. Comparable as a caución / surety bond provider competing with Get Involved and STIG Market Finance, though operating across all major commercial insurance lines and at far greater scale.
• Marsh Spain: Major global insurance broker with significant Spanish surety and credit specialty practice. Overlaps with Grupo STIG's surety brokerage business (STIG Market Finance, Get Involved) and corporate insurance products offered through Acebra.
• Criteria Caixa (Caixa Holding): Spanish holding company managing strategic equity stakes across banking, insurance, infrastructure, and renewables for "la Caixa" Foundation. Comparable as a Spanish holding entity overseeing diversified financial services and renewable energy participadas, though vastly larger in scale.

Emerging players

• CREAS (CREAS Ventures): Spanish venture builder focused on impact-driven startups across sustainability, health, and education. Comparable to Grupo STIG's venture-studio model for participadas like Inhibitec, BChange, and Terragara, particularly around purpose-driven company creation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/grupo-stig

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Grupo STIG