gono unnayan prochesta gup

What gono unnayan prochesta gup does

Gono Unnayan Prochesta (GUP) is a Bangladesh-based nonprofit microfinance and integrated development organization established in 1973. It provides microcredit and savings services to poor and low-income women in rural Bangladesh through a network of community-based Samities (women's groups), structured as weekly savings groups that channel lending for income-generating activities such as poultry farming, van purchases, agricultural cultivation, and small businesses. As of April 2026, GUP operates 56 branches across 13 working districts (including Dhaka Division, Chottogram, Madaripur, and Faridpur), serving 69,437 members with 416 staff, and reports a 98.79% on-time loan recovery rate.

The organization generates revenue primarily through interest on disbursed microloans, with cumulative loan disbursement of Tk. 32.79 billion (~USD 298M) since inception and Tk. 4.13 billion (~USD 37.5M) currently outstanding. Monthly disbursement was Tk. 683.78 million in April 2026 and savings outstanding stood at Tk. 1.32 billion. Product lines include general-purpose microloans, the Suphalon agricultural term-loan product, and weekly savings accumulation programs starting from Tk. 10 per week.

Distribution is entirely branch-based and field-driven: members are recruited by field organizers at the village level and onboarded into Samities, with no mobile app, API, or digital lending channel disclosed. Marketing and outreach rely on the company website (gupbd.org), Facebook, X, and YouTube, supplemented by community referrals and field staff. There are no disclosed funding rounds, parent entities, M&A activity, or external investors; GUP operates as an independent nonprofit governed by Executive Committee and General Committee bodies.

Name

gono unnayan prochesta gup

Legal name

Gono Unnayan Prochesta

Website

https://gupbd.org

Company type

Private

Founded year

1973

Operating status

Operating

Headcount range

1–10 employees

Short description

Gono Unnayan Prochesta (GUP) is a Bangladesh-based nonprofit microfinance organization serving 69,437 low-income women across 56 branches in 13 districts through community-based Samities, providing savings programs and microloans for income-generating activities.

Ownership category

akta.pro rank

Product category

Microfinance

NAICS

Other Nondepository Credit Intermediation (52229)

SIC

Personal Credit Institutions (6141)

akta.pro primary industry

Microfinance & Community P2P Lending (FSAKAHAD)

akta.pro secondary industries

Microenterprise Group Lending (Joint Liability) (FSAKAGAH), Agricultural & Rural Microfinance (FSAKAGAG)

Keywords

• Microfinance services
• Community lending
• Rural banking
• Women's savings groups
• Agricultural microloans

Headquarters

HQ city

Dhaka

HQ country

Bangladesh

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Microfinance Lending: GUP operates as a microfinance organization providing loans to members through community-based Samities. Members save weekly amounts and can access loans for various purposes including poultry farming, van purchase, agricultural work, and small businesses. The organization charges interest on loans as its primary revenue source.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Gono Unnayan Prochesta (GUP) is a nonprofit microfinance organization that provides savings programs and microloans to poor and low-income women in rural Bangladesh through village-level community groups called Samities. Members save weekly amounts and can access loans for income-generating activities including poultry farming, van/transportation purchases, agricultural work (including six-month Suphalon agricultural term loans), and small business establishment.

Product overview

Gono Unnayan Prochesta (GUP) operates as a microfinance and integrated development organization offering financial services through women's group-based (samity) structures. The core portfolio consists of microfinance services including weekly savings programs and various loan products including general loans and Suphalon agricultural term loans. These products work together: members join samities to save regularly and access credit for poultry farming, agricultural cultivation, transportation (van purchases), and small business operations, all following the organization's structured loan assessment, disbursement, and repayment processes.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 98.79% on-time loan repayment rate
• +2 more outcomes

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators9 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• BRAC: Largest development organization in Bangladesh, operating BRAC Bank and a major microfinance program serving millions of women. Directly comparable as a community-based microfinance provider, though far larger and more diversified.

Direct peers

• ASA (Association for Social Advancement): One of the largest MFIs in Bangladesh providing small loans to poor women through branch-based operations. Directly comparable in product, customer, and community-led delivery.
• TMSS: Bangladeshi NGO operating microfinance programs targeting poor women in rural areas. Directly comparable in customer segment, group lending structure, and product offerings.
• Grameen Bank: Pioneering Bangladeshi microfinance institution serving rural women through group-based lending. Closely comparable business model, target segment, and joint-liability structure to GUP.
• BURO Bangladesh: Reputed Bangladeshi microfinance institution serving rural poor through group lending. Similar community-led model and rural women focus as GUP.
• Proshika: Bangladeshi MFI and development NGO providing microcredit, savings, and training to rural women. Comparable in target segment, group-based model, and geographic footprint.

Regional players

• CreditAccess Grameen: Major Indian microfinance lender serving rural women through group-based lending. Comparable group-lending methodology and customer profile, though operates in India.
• Spandana Sphoorty Financial: Large Indian microfinance institution serving women through joint-liability groups. Comparable business model and customer segment, but operates in India rather than Bangladesh.
• Bandhan Bank: Indian bank that originated as a microfinance institution serving low-income women. Comparable target customer and lending model, though now a full-service commercial bank.

Others

• PKSF (Palli Karma-Sahayak Foundation): Apex funding body for Bangladeshi MFIs that channels donor and government funds to partner MFIs including smaller organizations. Comparable ecosystem participant, not a direct competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/gono-unnayan-prochesta-gup

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

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