HDI Versicherung AG

Name

HDI Versicherung AG

Legal name

HDI Versicherung AG

Website

https://hdi.at

Company type

Private

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Property & Casualty Insurance

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

akta.pro secondary industries

Accident Management Services (Incident Response, Towing, Repair Coordination) (TLABANAI), Insurance Claims & Direct Repair Programs (DRP) / Estimating Services (TLAKAEAL), General Liability Insurance (FSAJAMAE)

Headquarters

HQ city

Wien

HQ country

Austria

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: HDI generates revenue through insurance premiums from private and business customers across motor vehicle, household, home, legal protection, and accident insurance lines. Premiums are typically paid on annual or monthly basis depending on the product and customer preference.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

HDI Versicherung AG is an Austrian general insurance company that underwrites and distributes personal and commercial insurance products across motor vehicle, motorcycle, watercraft, household, homeowners, legal expenses, and personal accident lines for private customers, alongside commercial fleet, property and business interruption, corporate liability, transport, and cyber insurance for business customers. Distribution combines direct digital sales via the company website and online premium calculators with a national broker/agent partner network (Vertriebspartner), supported by an integrated partner workshop network (HDI Werkstattnetz) of more than 200 locations across Austria.

Product overview

HDI Versicherung AG is an Austrian insurance company offering a portfolio of personal and commercial insurance products. The personal lines include vehicle insurance (Kfz, motorcycle, watercraft), household insurance (Haushaltsversicherung – Basis and Top tiers branded as Heimvorteil), homeowners insurance (Eigenheimversicherung – Basis and Top/Heimvorteil tiers), legal expenses insurance (Rechtsschutz – Recht§vorteil and Top-Recht§vorteil), and accident insurance (Top-Unfall and Europlus). Both Basis and Top tiers of household and homeowners products offer progressively enhanced coverage, with the Top tier providing full gross negligence coverage and higher sublimits. The commercial lines (Unternehmen) include property and business interruption insurance, corporate liability, transport insurance, fleet vehicle insurance, and cyber insurance (Cyber+/Cyber+ Smart). Supporting services include an online workshop network (HDI Werkstattnetz) with over 200 partner workshops, online damage reporting portals, online premium calculators, legal advice hotline, and a network of vehicle inspection (Drive-In) stations.

Differentiator

Problem solved

Functional benefit

Brands

• Recht§vorteil: Legal protection insurance product with multiple packages (Paket 1-5) for private customers covering Kfz, family, traffic, and comprehensive legal protection.
• Heimvorteil
• Europlus
• PUNKT:GENAU
• Top-Heimvorteil
• Basis-Heimvorteil

Products and services

• Kfz-Versicherung (Vehicle Insurance)

Quantifiable outcome

• Market leader with 1 in 3 Austrian motorcyclists insured by HDI
• +2 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature4 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• HDI Werkstattnetz (Over 200 Partner Workshops)coreChannel Partner/ Reseller/ DistributorNetwork of over 200 partner workshops across Austria providing vehicle repair and maintenance services. HDI Kasko customers receive 50% deductible reduction and 11% discount on repairs without insurance coverage. Haftpflicht customers receive 'Schmerzengeld für's Auto' benefit of 11% of gross invoice (max €111). Services include bodywork, paintwork, glass replacement, and mechanical repairs.
• Autohaus KampercoreChannel Partner/ Reseller/ DistributorPartner workshop for vehicle glass damage repair with locations in Neusiedl am See and Bruck an der Leitha. Services VW, Audi, Seat, Skoda, Cupra, and VW commercial vehicles. Offers pick-up and delivery service in Vienna area.
• Carglass®coreChannel Partner/ Reseller/ DistributorLeading vehicle glass specialist with approximately 20 locations across Austria. Provides glass repair and replacement services for all vehicle types and manufacturers, including recalibration of driver assistance systems.
• MVC MotorscoreChannel Partner/ Reseller/ DistributorMulti-brand workshop for Ford, Peugeot, Alfa Romeo, Jeep, Fiat, Abarth, Fiat Professional, Nissan, and Volvo. Offers glass repairs and bodywork/paint services for all brands at four locations in and around Vienna.
• ÖAMTCminorChannel Partner/ Reseller/ DistributorMobility club partner providing vehicle inspection services at multiple locations (Erdberg, Wien West, Graz West, Kärnten, Oberösterreich, Salzburg, Vorarlberg) for HDI damage assessment.
• TopreportminorChannel Partner/ Reseller/ DistributorVehicle inspection partner with locations in Wiener Neustadt and Linz-Leonding providing drive-in damage assessment services.
• SOLUTOcoreChannel Partner/ Reseller/ DistributorSpecialized renovation partner for water damage, leak detection, fire damage, pipe inspection, and trenchless pipe rehabilitation. Provides 11% discount for HDI household or home insurance customers, 24/7 availability, and direct billing with HDI.
• Dax, Wutzelhofer & Partner Rechtsanwälte GmbHcoreImplementation/ SI/ Consulting PartnerLaw firm providing the HDI Anwaltstelefon (lawyer telephone) service for free legal advice to HDI legal protection customers. Located at daxundpartner.at.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• ERGO Versicherung AG (Austria): Austrian arm of ERGO Group (Munich Re) offering Kfz, household, legal protection, and accident insurance through direct and broker channels.
• Helvetia Versicherungen AG (Austria): Austrian subsidiary of Swiss Helvetia Group offering motor, household, and legal protection products with comparable target customer segments.
• Generali Versicherung AG (Austria): Austrian arm of Generali Group offering comparable motor, household, legal protection, and commercial insurance products. Direct competitor across personal and SME lines.
• Allianz Elementar Versicherungs-AG: Austrian subsidiary of Allianz Group with extensive Kfz, household, and life/health offerings. Competes in similar distribution channels and target segments.
• Uniqa Insurance Group AG: Major Austrian insurer with overlapping product portfolio including Kfz, household, legal protection, and accident lines. Competes in the same direct and broker channels across Austria.
• Wiener Städtische Versicherung (Vienna Insurance Group): Largest Austrian insurance group offering Kfz, household, legal protection, and accident insurance with comparable multi-line personal and commercial products. Most direct head-to-head competitor in the Austrian market.
• Donau Versicherung AG: Austrian mid-market insurer focused on Kfz, household, and SME commercial lines. Similar scale and product breadth to HDI Versicherung AG.
• Zürich Versicherungs-Gesellschaft (Austria): Austrian operations of Zurich Insurance offering motor, household, and commercial lines including fleet. Comparable mid-to-large Austrian competitor.

Broad incumbents

• HDI V.a.G. (HDI Group / Talanx): German parent of the HDI brand group under Talanx. Operates a broad multi-line insurance portfolio across multiple countries; the Austrian entity sits within this wider footprint and benefits from group-level capabilities.

Regional players

• Grawe Versicherung: Austrian regional insurance group with motor, household, and life offerings; smaller scale than HDI but competes in overlapping private customer segments.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/hdi-versicherung

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HDI Versicherung AG