Hiscox Portugal

What Hiscox Portugal does

Hiscox Portugal operates as the Portuguese branch (Sucursal) of Hiscox S.A., a Luxembourg-domiciled insurer that is part of the publicly listed Hiscox Group (LSE: HSX). The branch is headquartered at Praça Duque de Saldanha in Lisbon with 20 employees, registered with the Portuguese insurance supervisor ASF under number 6712051, and supervised at the parent level by the Commissariat aux Assurances in Luxembourg. The operation carries an A financial strength rating from major rating agencies and benefits from the group's 100+ year underwriting heritage and presence in more than 14 countries.

The business underwrites a portfolio of specialty insurance products organized in two segments: Business & Professionals (professional liability covering 200+ activities, general liability, D&O, and the CyberClear 360º cyber product) and Art & Exclusive Homes (art collections, high-value home, galleries, temporary exhibitions, holiday homes, and Overseas 606 for foreign residents). Underwriting, claims handling, and policy administration are supported by proprietary digital tools including an electronic first notification of loss (eFNOL) claims platform, broker-facing quoting systems, and API integration for partner systems.

Hiscox Portugal generates revenue through insurance premiums collected on annually renewed policies, with all distribution routed exclusively through a network of licensed insurance brokers (mediadores de seguros). Brokers access Hiscox via three models: Pre-quoted on Paper (PPP) for fast issuance, Electronic Platform (EPP) where 90% of quotes are issued without further review, and direct API integration into partner systems. Revenue is supplemented by content-driven demand generation through the corporate blog, LinkedIn, and published research reports (including the Hiscox Cyber Readiness Report).

Name

Hiscox Portugal

Legal name

Hiscox S.A., Sucursal em Portugal

Website

https://hiscox.pt

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Hiscox Portugal is a Lisbon-based specialty insurance branch of Hiscox S.A. (Luxembourg) underwriting professional liability, D&O, cyber, art, and high-value home coverage for SMEs, professionals, collectors, and cultural institutions exclusively through licensed insurance brokers.

Ownership category

akta.pro rank

Headquarters

HQ city

Lisbon

HQ country

Portugal

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: Hiscox Portugal generates revenue through insurance premiums collected from policyholders. The company offers specialized insurance products including professional liability, general liability, D&O, cyber risk, art insurance, and high-value home insurance. Products are distributed exclusively through insurance brokers who receive commissions.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels5 records

Core offering

Hiscox Portugal underwrites and distributes specialized insurance products in Portugal, including professional liability, general liability, D&O, and cyber risk (CyberClear 360º) for businesses and self-employed professionals, plus art collection, high-value home, gallery, temporary exhibition, holiday home, and overseas home insurance for individuals and cultural institutions. Distribution is conducted exclusively through a network of collaborating insurance brokers, supported by paper, electronic platform, and API-based tooling.

Product overview

Hiscox Portugal offers a portfolio of specialized insurance products organized into two main segments: Business & Professionals (Responsabilidade Civil Profissional covering 200+ professions, Responsabilidade Civil Geral, CyberClear 360º cyber insurance, and D&O insurance for directors) and Art & Exclusive Homes (art collections, high-value home insurance, art galleries, temporary exhibitions, holiday homes, and overseas insurance). The company distributes through insurance brokers via three models: pre-quoted paper, electronic platform, and API system integration. Hiscox holds an 'A' financial strength rating from major rating agencies.

Differentiator

Problem solved

Functional benefit

Products and services

• Professional Liability Insurance (Seguro de Responsabilidade Civil Profissional)

Quantifiable outcome

• Over 1 million SMEs insured globally
• +3 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• SafeCallcoreTechnology or IntegrationSafeCall provides a 24/7 confidential whistleblowing reporting service accessible via telephone, web, and email. The service is available in multiple languages and connects to Hiscox's internal reporting systems. SafeCall serves as the external channel for whistleblowing reports as required under applicable regulations.
• Insurance Brokers (Mediadores de Seguros)coreChannel Partner/ Reseller/ DistributorNetwork of collaborating insurance brokers who distribute Hiscox products exclusively. Partners receive specialized support, multiple distribution tools (PPP, EPP, API integration), co-branding opportunities, and 24-hour response times from a dedicated team.
• Commissariat aux Assurances (CAA)minorOthersLuxembourg insurance regulator that supervises Hiscox S.A. the parent company. External whistleblowing channel available through CAA for reporting regulatory violations.
• Autoridade de Supervisão de Fundos e Pensões (ASF)minorOthersPortuguese Insurance Supervisory Authority that regulates insurance activities in Portugal. External whistleblowing channel available through ASF for Portuguese regulatory matters.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Customer concentration

• LinkedInlinkedin.com/company/hiscox-portugal

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hiscox Portugal