Hitchcock Insurance Agency Inc.

What Hitchcock Insurance Agency Inc. does

Hitchcock Insurance Agency, Inc. is a family-owned independent insurance agency founded in March 1999 and headquartered at 895 Henderson Avenue, Washington, Pennsylvania. The firm operates as a multi-carrier insurance broker rather than a captive agent, representing Erie Insurance (as a premier partner) alongside AIC, Farmers Fire Insurance, Foremost, and Progressive, which allows it to cross-shop coverage and price on behalf of clients. Its distribution model is relationship-led: licensed insurance advisors (5 listed on the About page, within a total headcount of approximately 9) deliver coverage through phone, website quote forms, email, and in-person consultation at the Washington, PA office, supported by a self-service client portal for policy management, claims reporting, and bill pay.

The agency's product surface is broad across more than 25 lines. Personal lines include home, auto, condo, renters, motorcycle, watercraft, RV, snowmobile, classic car, mobile home, off-road vehicle, secondary home, rental property, vacant home, valuable possessions, identity theft, special event, individual and child life, annuities, and IRAs. Commercial lines include business auto, business owners policy (BOP), commercial property, commercial umbrella ($2M-$10M), general liability, and contractor insurance, with ErieSecure Home Bundles (Advantage, Plus, Select tiers) offered as a packaged add-on. Technology consists of standard agency tooling — a website with quote/intake forms, a client center portal, and content marketing — with no proprietary platform, integrations, API, or AI capabilities disclosed.

Revenue is generated entirely through commissions on policies sold and renewed across the represented carrier base. The agency operates in a tri-state footprint (Southwest Pennsylvania, West Virginia, and Ohio), is BBB A+ accredited, and is a member of Insurance Agents & Brokers (IA&B), the regional association for PA/MD/DE independent agents. Ownership has transitioned to second-generation family leadership under Emily Hitchcock (CPIA designation, 19+ years industry tenure). No funding rounds, parent company, M&A activity, or institutional capital involvement are disclosed.

Name

Hitchcock Insurance Agency Inc.

Legal name

Hitchcock Insurance Agency, Inc.

Website

https://hitchcockinsuranceagency.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

Hitchcock Insurance Agency, Inc. is a family-owned independent insurance agency in Washington, PA, representing multiple carriers (Erie, Progressive, Foremost, AIC, Farmers Fire) to deliver personal and commercial coverage to individuals, families, and small businesses across Pennsylvania, West Virginia, and Ohio.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial insurance brokerage
• Multi-carrier insurance agent
• Insurance risk management

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, the company earns commissions from insurance carriers for policies sold and renewed. They represent multiple insurance companies including Erie Insurance, AIC, Farmers Fire Insurance, Foremost, and Progressive, bringing policy solutions to customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Hitchcock Insurance Agency, Inc. is an independent insurance agency that brokers personal and commercial insurance products from multiple carriers (Erie Insurance, Progressive, Foremost, Farmers Fire Insurance, AIC) to individuals, families, and small-to-medium businesses across Pennsylvania, West Virginia, and Ohio. The agency earns commissions from carriers for policies sold and renewed, providing licensed advisor-led consultation, customizable coverage options, and a 24/7 client center portal for ongoing policy management.

Product overview

Hitchcock Insurance Agency, Inc. is an independent insurance agency offering a comprehensive suite of personal and business insurance solutions. The agency operates as a traditional insurance broker representing multiple carrier partners (including Erie Insurance, Progressive, Foremost, Farmers Fire Insurance, and AIC) to provide customized coverage options. Personal insurance products include Home Insurance, Auto Insurance, Condo Insurance, Renters Insurance, Motorcycle Insurance, and specialized offerings like Classic Car Insurance, RV Insurance, and Identity Theft Insurance. Business insurance solutions encompass Business Owners Insurance (BOP), Commercial Property Insurance, General Liability Insurance, Contractor Insurance, and Commercial Umbrella Insurance. The agency also offers bundled products like ErieSecure Home Bundles (Advantage, Plus, Select tiers) and Home and Auto Insurance bundles. Founded in 1999, the agency serves Pennsylvania, West Virginia, and Ohio from its Washington, PA office.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Coverage that protects homes against risks including fire, property damage, personal liability, and additional living expenses. Policies can be customized with replacement cost coverage, flood coverage, and valuable possessions coverage. Offered to homeowners in Pennsylvania, West Virginia, and Ohio.
• Auto Insurance Vehicle coverage including bodily injury liability, property damage, medical payments, uninsured/underinsured motorist, and physical damage (collision and comprehensive) protection. Offered to individual vehicle owners.
• Condo Insurance Protection for condo unit interiors, personal property, and liability coverage for damage to shared areas or other units. Offered to condominium owners.
• Renters Insurance Coverage for personal belongings and liability protection for tenants renting homes or apartments. Offered to residential tenants.
• Motorcycle Insurance Coverage for motorcycles including liability, collision, comprehensive, and optional protections for custom parts and uninsured drivers. Offered to motorcycle owners.
• Umbrella Insurance Additional liability coverage that supplements auto, homeowners, and watercraft policies when payout limits are exceeded. Offered to individuals seeking excess liability protection.
• Individual Life Insurance Term, whole, and universal life insurance policies providing financial protection for families including coverage for funeral costs, mortgage payments, and income replacement. Offered to individuals and families.
• Child Life Insurance Whole life policy for children providing funeral cost coverage, savings component for college fees, and protection against future insurability issues. Offered to parents seeking coverage for their children.
• Watercraft Insurance Protection for boats and watercraft including physical damage, liability, towing, pollution liability, and coverage for personal property on board. Offered to boat and watercraft owners.
• Off-road Vehicle Insurance Specialized coverage for ATVs, dirt bikes, and snowmobiles excluding standard auto and homeowners policies. Offered to off-road vehicle owners.
• RV Insurance Coverage for recreational vehicles including windshield protection, personal possessions, awnings, and rental assistance during breakdowns. Offered to RV owners.
• Snowmobile Insurance Liability, collision, and comprehensive coverage for snowmobiles including equipment costs and medical bills. Offered to snowmobile owners.
• Classic Car Insurance Agreed-value coverage for collector, antique, and classic cars with guaranteed authentic parts replacement. Offered to collector car owners.
• Special Event Insurance Event liability, cancellation, and host liquor liability coverage for weddings, parties, and family gatherings. Offered to individuals hosting private events.
• Mobile Home Insurance Specialized protection for mobile and manufactured homes against fire, natural disasters, and transit damage. Offered to mobile and manufactured home owners.
• Rental Property Insurance Coverage for property owners renting to tenants including building damage, lost income, and liability protection. Offered to landlords and rental property owners.
• Vacant Home Insurance Protection for unoccupied homes exceeding 30 days against fire, flooding, theft, vandalism, and liability claims. Offered to owners of vacant properties.
• Identity Theft Insurance Identity theft protection services and insurance covering fraud recovery costs and credit restoration assistance. Offered to individuals seeking identity protection.
• Home and Auto Insurance Bundle Combined home and auto insurance policies from the same carrier offering multi-policy discounts of 10% to 25%. Offered to homeowners who also insure vehicles.
• Business Auto Insurance Commercial vehicle coverage with higher liability limits than personal auto, including collision coverage for leased/financed vehicles and non-owned car liability. Offered to small and medium businesses with vehicle fleets.
• Business Owners Insurance (BOP) Business Owners Policy (BOP) combining property and liability insurance including coverage for flooding, business income, E&O, D&O, cyber liability, and workers compensation. Offered to small and medium business owners.
• Commercial Property Insurance Protection for business premises, equipment, inventory, and coverage for lost income during temporary closures. Offered to businesses with physical locations.
• Commercial Umbrella Insurance Supplemental liability coverage providing $2 million to $10 million in additional protection over standard business policies. Offered to businesses seeking higher liability limits.
• General Liability Insurance Broad coverage for bodily injury to people outside the business and physical damage to their property with legal defense costs. Offered to businesses seeking third-party liability protection.
• Contractor Insurance Specialized coverage for contractors including commercial general liability, property, equipment, builders risk, workers compensation, and commercial umbrella. Offered to contractors and construction businesses.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core and minor.

• Erie InsurancecoreChannel Partner/ Reseller/ DistributorPremier partnership with Erie Insurance as a licensed agent. Agency promotes Erie Insurance products prominently on their website and offers Erie Insurance quotes. Features Erie Insurance's service commitment and offers ERIE Quote links on their site.
• AIC (Agency Insurance Company)minorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering general insurance products through the independent agency network.
• Farmers Fire Insurance CompanyminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in fire and property insurance products.
• ForemostminorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering specialty insurance products including manufactured housing and recreational vehicles.
• ProgressiveminorChannel Partner/ Reseller/ DistributorMajor national insurance carrier partner offering auto and property insurance products.
• Insurance Agents & Brokers (IA&B)coreStrategic or Co-development PartnerProfessional association membership providing access to professional development, industry advocacy, training resources, and industry information. IA&B is the premier resource for independent insurance agents in Pennsylvania, Maryland, and Delaware, supporting training, advocacy, and agency excellence.

Scale indicators4 records

Recent moves6 records

Expansion highlights3 records

Emerging players

• Lemonade: Direct-to-consumer digital insurance carrier with expanding home and auto offerings. Represents the insurtech competitive threat facing traditional independent agencies like Hitchcock by intercepting personal-lines demand online.

Broad incumbents

• State Farm: Largest U.S. personal-lines insurer operating primarily through captive agent offices. Competes with Hitchcock for personal-lines customers in Pennsylvania but uses an exclusive-agent (not independent) distribution model with proprietary carrier products.
• Allstate: Major national P&C insurer with captive agent distribution plus independent agency partnerships in some lines. Overlaps with Hitchcock's personal and commercial product footprint across shared PA/WV/OH geographies.
• HUB International: Large North American insurance brokerage that has rolled up many regional independents. Provides brokerage services comparable to Hitchcock across personal and commercial lines but with significantly greater scale, technology investment, and carrier leverage.
• Erie Insurance: Regional P&C carrier that is Hitchcock's premier carrier partner. Comparable geographic footprint (PA, WV, OH) and product mix (home, auto, life, business). Although a carrier rather than an agency, its independent-agent strategy shapes Hitchcock's go-to-market.
• Brown & Brown Insurance: Large publicly traded insurance brokerage and agency roll-up that actively acquires independent agencies. Comparable brokerage operating model but at dramatically larger scale, with diversified commercial and personal books across many U.S. states.
• Arthur J. Gallagher & Co. Global insurance brokerage with strong U.S. retail brokerage and risk-management footprint. Comparable broker function (placing business with carriers on behalf of clients) but with substantially larger commercial focus and global scale.
• Progressive: Major national P&C insurer distributing through both direct channels and independent agents. Hitchcock is one of Progressive's independent agency partners, and Progressive's direct-to-consumer brand competes with Hitchcock for auto insurance shoppers in the same tri-state region.

Direct peers

• Goosehead Insurance: Independent personal-lines insurance agency franchise model with franchisees selling across multiple carriers. Directly comparable operating model (independent agency placing with multiple carriers) but with franchisor scale, technology investment, and standardized marketing support.
• Brightway Insurance: Independent insurance agency franchise offering multi-carrier personal and commercial lines through franchisees. Closely comparable operating model to Hitchcock but with shared branding, technology platform, and aggregated carrier negotiating leverage.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/HitchcockInsuranceAgency
• Instagraminstagram.com/hitchcockinsagency/?hl=en
• LinkedInlinkedin.com/company/hitchcock-insurance-agency-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hitchcock Insurance Agency Inc.