Iberinform Portugal | Atradius Crédito y Caución

What Iberinform Portugal | Atradius Crédito y Caución does

Iberinform is a Lisbon-headquartered business information and credit intelligence provider, operating as the information subsidiary of Atradius Crédito y Caución, the global leader in trade credit insurance. The company aggregates and maintains a proprietary database covering 322 million companies across 57+ countries, supported by over 900,000 annual financial statements, 7.3 million risk scores, 7.6 million PT/ES company reports, 400,000+ annual field interviews, and a workforce of 200+ information specialists, with annual data acquisition and processing spend exceeding €12 million. Iberinform serves finance, risk, credit management, sales, marketing, procurement and compliance teams across enterprises in Portugal and Spain, with international coverage available across the Atradius network.

The core product is Insight View, an AI-integrated business intelligence platform that combines proprietary predictive risk models with generative AI to interpret company data, summarize credit profiles, and surface risk signals. Insight View is complemented by a modular portfolio: EricaPro (deep financial data for Portugal and Spain), Relatórios e Monitorização (enterprise reporting and continuous monitoring, including InfoVigilância and @lerta alerting), Base de Dados de Marketing B2B (segmentable prospecting databases), Kompass (business directory and visibility), Recuperação de Créditos (debt recovery services), InfoCrédito (free credit-information access), Compliance Solutions (KYC/AML support), and Webservices (an XML-based API for CRM/ERP integration). The architecture is platform-plus-modules with an embedded integration layer for enterprise IT environments.

Iberinform earns revenue primarily through recurring subscriptions to Insight View and its data modules, supplemented by quote-based enterprise contracts, API/Webservices usage, and professional services in credit recovery. Distribution combines self-serve digital channels (a 15-day Insight View free trial, InfoCrédito free access) with direct enterprise sales and account management, supported by content marketing, economic studies and a LinkedIn presence. The operating business is held under Atradius Crédito y Caución, is ISO/IEC 27001 certified for information security, and is privately held with no disclosed funding rounds, M&A, or public revenue figures.

Name

Iberinform Portugal | Atradius Crédito y Caución

Legal name

Iberinform

Website

https://iberinform.pt

Company type

Private

Founded year

1947

Operating status

Operating

Headcount range

11–50 employees

Short description

Iberinform is the Lisbon-based business information and credit intelligence subsidiary of Atradius Crédito y Caución, providing AI-enhanced company data, risk scoring and monitoring across 322 million companies in 57+ countries to finance, risk, sales, procurement and compliance teams in Portugal, Spain and internationally.

Ownership category

akta.pro rank

Product category

Business Intelligence

NAICS

Credit Bureaus (56145), Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Consumer Credit Decisioning & Underwriting Platforms (FSAKAKAG)

akta.pro secondary industry

Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)

Keywords

• Business information services
• Credit risk assessment
• Commercial reporting
• B2B marketing databases
• Compliance solutions

Headquarters

HQ city

Lisboa, Portugal

HQ country

Portugal

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Business Information Reports: Detailed company reports including commercial, financial and business reports with risk assessments, payment behavior, and credit limits. Available for Portugal, Spain and 57+ international countries.
2. Insight View Platform Subscription: AI-powered platform subscription with 15-day free trial, providing access to company reports, database segmentation, and advanced analytics.
3. Webservices / API Integration: Data integration services allowing automatic data incorporation into CRM, ERP and financial platforms, with data delivered in standard formats like XML.
4. Marketing Databases: B2B marketing databases with daily updates, allowing segmentation by geography, sector, employee count, sales volume and other criteria.
5. Credit Recovery Services: Services for management and recovery of customer credits.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels6 records

Core offering

Iberinform provides business intelligence and credit risk information through its Insight View AI-powered platform, delivering detailed commercial, financial, and risk reports on companies in Portugal, Spain, and 57+ countries. The offering covers credit reports, payment behavior analysis, credit limits, entity monitoring, B2B marketing databases, credit recovery services, and compliance (KYC/AML) solutions, supported by a proprietary database of 322 million companies and XML-based Webservices for CRM/ERP integration.

Product overview

Iberinform is a company information and business intelligence platform operated as a subsidiary of Atradius Crédito y Caución (a global leader in credit insurance). The offering is a platform-plus-modules architecture anchored by Insight View — a unified company information platform with built-in AI — supplemented by specialized data and analytics modules including EricaPro (financial data analysis for Portugal and Spain), Relatórios e Monitorização (reporting and monitoring), Base de Dados de Marketing B2B (B2B marketing databases), Recuperação de Créditos (credit recovery), Soluções Kompass (business directory and promotion), InfoCrédito (free credit information), and Soluções de Compliance (AML/KYC compliance). Integration and data connectivity across the portfolio is enabled by Soluções de Integração de Dados (Webservices), an XML-based API layer that connects company data into customer CRM, ERP, and financial platforms. The platform covers 57 countries and 322 million companies, with daily data updates driven by over 200 specialists and an annual investment exceeding €12 million.

Differentiator

Problem solved

Functional benefit

Brands

• Insight View: AI-integrated business intelligence platform for analyzing company information and generating clear answers for faster decision-making
• InfoCrédito
• Kompass
• EricaPro

Products and services

• Insight View AI-integrated company information platform that analyzes company data and delivers clear answers for faster, more secure decision-making. Provides detailed and updated reports on any company, including commercial, financial, and risk reports, with a 15-day free trial.
• EricaPro Complete financial data platform for Portugal and Spain, enabling deep analysis of company financial performance and comparative benchmarking.
• Relatórios e Monitorização de Empresas Enterprise reporting and monitoring service providing economic-financial data, including risk reports, financial statements, and ongoing monitoring alerts (InfoVigilância) for pre-selected business entities.
• Base de Dados de Marketing B2B B2B marketing database offering comprehensive national and international company information for identifying new clients and strengthening prospecting bases through dynamic daily updates and personalized segmentation.
• Recuperação de Créditos Credit recovery service for the management and recovery of client credits, helping businesses minimize losses from non-payment.
• Soluções Kompass Kompass solutions enable businesses to promote their products and increase visibility, providing a directory-based platform for business promotion and international market access.
• Soluções de Integração de Dados (Webservices) Data integration webservices that allow company data to be incorporated directly into CRM, ERP, and financial platforms via XML-based APIs, enabling automated client integration, risk assessment, and supplier validation.
• InfoCrédito Free-access platform providing basic company credit and financial information, allowing quick identification of company creditworthiness and payment capacity.
• Soluções de Compliance Compliance solutions focused on anti-money laundering (AML) prevention, supporting KYC processes and international due diligence requirements.

Quantifiable outcome

• 15-day free trial available for Insight View platform
• +2 more outcomes

Named customers19 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature4 records

Partnerships

One partnership is on record.

• Atradius Crédito y CaucióncoreStrategic or Co-development PartnerIberinform is the information subsidiary of Atradius Crédito y Caución, world leader in credit insurance. Atradius provides the foundational data and risk assessment models that Iberinform leverages for its business information services.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Experian: Global information services group providing consumer and business credit reporting, decisioning analytics and compliance data — a broad incumbent overlap in commercial credit information and risk scoring.
• Coface: Global trade credit insurer with proprietary business information and risk assessment services — comparable to Iberinform/Atradius as a credit insurance incumbent that also monetizes commercial risk data.
• Euler Hermes: Trade credit insurer (Allianz subsidiary) operating data-driven risk assessment services across global markets. Comparable as a sibling credit insurance + business information incumbent to the Atradius/Iberinform model.

Others

• Kompass International: Global B2B directory and marketing database provider — also a partner/resold brand within Iberinform's portfolio. Comparable as a B2B marketing data adjacency, with overlapping customer use cases.

Regional players

• Bisnode: European business information provider (now part of Dun & Bradstreet) historically serving Nordic and EMEA markets. Comparable in scope of company information and credit decisioning data services across Europe.
• Informa D&B: Spanish business information provider operating as D&B's local partner in Iberia — a direct geographic competitor to Iberinform in Spanish and Iberian commercial credit information markets.

Direct peers

• Creditsafe: Credit reports and business intelligence provider operating across multiple European markets. Closely comparable to Iberinform in offering credit reports, monitoring services and API integration for SME and enterprise credit decisions.
• Dun & Bradstreet: Global leader in business information, credit reports, and B2B data analytics — directly comparable to Iberinform's core offering of company reports, risk scores, and predictive analytics, with broader international coverage.
• Bureau van Dijk (Moody's): Provides company information, compliance and credit risk data across 200+ countries. A direct peer in private company information, predictive scoring and KYC/AML workflows targeting enterprise customers.
• CRIF: Italian-headquartered business information and credit bureau serving banks, financial institutions and corporates. Comparable product mix spanning credit reporting, decisioning platforms and compliance data.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/iberinform-portugal

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Iberinform Portugal | Atradius Crédito y Caución