IMC SİGORTA & REASÜRANS BROKERLİĞİ A.Ş.

What IMC SİGORTA & REASÜRANS BROKERLİĞİ A.Ş. does

IMC Sigorta & Reasürans Brokerliği A.Ş. is a privately held Turkish insurance and reinsurance brokerage, founded in 2013 by insurance actuary Muhittin Yurt and headquartered in Istanbul. The firm serves both corporate clients (across ten industry verticals including healthcare, construction, transportation, manufacturing, automotive, engineering, education, tourism, sports, and agriculture/livestock) and individual consumers, distributing and advising on more than twenty insurance product lines — corporate lines (fire, business package, construction all-risk, marine, employer liability, fidelity, hazardous goods) and individual lines (private and supplementary health, maternity, traffic, CASCO, DASK, home, travel). It also places facultative and treaty reinsurance for Turkish insurers via relationships with global reinsurers and provides corporate group health and employee benefits consulting. The company is KVKK-compliant under Turkish data protection law and describes itself as Turkey's first and only insurance brokerage.

The firm's technology stack is conventional for a brokerage: a corporate website with a "Get Offer" (Teklif Al) quote-request form spanning 20+ product lines, sector and service pages optimized for organic search, and the TBS CEP mobile application, which was awarded in February 2024. No proprietary underwriting engine, AI/ML system, or API platform is disclosed; the Insurtech Hub partnership announced in 2024 is the only signal of a move toward embedded insurtech tooling. The firm operates a hybrid distribution model — direct enterprise sales through the Istanbul headquarters and a dedicated Istanbul sales office, plus four regional directorates (including Ankara and Bursa) — combined with inside sales via the website, phone lines (0850 333 38 77 / 0212 211 11 56), and social channels (LinkedIn, Facebook, Instagram).

IMC earns revenue primarily through commissions on placed insurance premiums (both B2B corporate and B2C individual lines), brokerage fees on reinsurance placements, and professional-services fees for corporate health and employee benefits advisory. Pricing of underlying policies is set by carriers, not IMC, and the firm does not publicly disclose its own fee structure. The company is privately held, has not raised disclosed external funding, and operates with a reported 47-employee headcount and a six-person Board of Directors chaired by the founder.

Name

IMC SİGORTA & REASÜRANS BROKERLİĞİ A.Ş.

Legal name

IMC Sigorta ve Reasürans Brokerliği A.Ş.

Website

https://imcbrokerlik.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

IMC Sigorta & Reasürans Brokerliği is a privately held Turkish insurance and reinsurance broker founded in 2013, serving corporate clients across 10 industry verticals and individual consumers through 20+ product lines, 4 regional offices, and a multi-carrier distribution model.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Reinsurance Brokerage (FSAEADAE)

akta.pro secondary industries

Facultative Reinsurance Brokerage (FSAOAHAB), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance brokerage services
• Reinsurance brokerage
• Corporate insurance solutions
• Individual insurance products
• Risk management consulting

Headquarters

HQ city

Istanbul

HQ country

Türkiye

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: As an insurance broker, IMC Sigorta earns commissions from insurance companies for placing insurance policies on behalf of clients. The company offers both corporate (enterprise) products (fire, construction all-risk, employer's liability, fidelity, marine, etc.) and individual products (health, DASK, traffic, CASCO, travel, etc.) across 20+ insurance lines, generating commission revenue from both B2B and B2C channels.
2. Reinsurance Brokerage Services: IMC provides reinsurance brokerage services to insurance companies, placing reinsurance risks with global reinsurers. The company earns brokerage fees for facilitating reinsurance contracts between ceding insurers and reinsurers, covering both facultative and treaty reinsurance arrangements.
3. Corporate Health & Employee Benefits Consulting: IMC provides group health insurance advisory and procurement services to corporate clients, including risk analysis, benchmark studies, tender management, operational process management, and claims consulting. Revenue is generated through service fees and commissions from insurance providers.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

IMC Sigorta & Reasürans Brokerliği is an insurance and reinsurance brokerage firm that places insurance and reinsurance coverage on behalf of clients with domestic insurance carriers and global reinsurers. It offers 20+ insurance product lines organized into corporate (Fire, Construction All-Risk, Business Package, Marine, Employer Liability, Personal Accident, Hazardous Materials, Surety Bond) and individual (Private Health, Supplementary Health, Maternity, Traffic, CASCO, DASK Earthquake, Homeowners, Travel) products, plus corporate health/employee benefits consulting and reinsurance placement services across ten industry verticals.

Product overview

IMC Sigorta ve Reasürans Brokerliği is Turkey's first and only insurance brokerage firm, established in 2013 by an insurance actuary. The company operates as a multi-sector insurance and reinsurance broker providing a comprehensive portfolio organized across two main categories: Corporate Insurance (Yangın Sigortası, İşyeri Paket Sigortaları, İnşaat Tüm Riskler Sigortası, Nakliyat Sigortası, Tekne & Yat Sigortası, İşveren Sorumluluk Sigortası, Ferdi Kaza Sigortası, Tehlikeli Madde Sigortası, Kefalet Sigortası) and Individual Insurance (Özel Sağlık Sigortası, Tamamlayıcı Sağlık Sigortası, Sağlığınız Bizde TSS, Doğum Sigortası, Trafik Sigortası, Kasko Sigortası, Dask Sigortası, Konut Sigortası, Seyahat Sigortası). The company also provides sector-specific solutions across 10 industries (Health, Construction, Transportation, Manufacturing, Automotive, Engineering, Education, Tourism, Sports, Agriculture) and specialized services including reinsurance brokerage, risk management consulting, and employee benefits administration. TBS CEP is their mobile application offering that won an award in 2024.

Differentiator

Problem solved

Functional benefit

Brands

• TBS CEP: Mobile application developed by IMC Sigorta, awarded for innovation in the insurance sector.

Products and services

• Yangın Sigortası (Fire Insurance) Coverage for fire, lightning strikes, explosions and related damages to properties, including structural damage, rental loss and reconstruction costs, placed by IMC on behalf of corporate clients.
• İşyeri Paket Sigortaları (Business Package Insurance) Comprehensive business insurance combining fire, theft, natural disasters, machinery breakdown and electronic device coverage in a single policy for commercial premises.
• İnşaat Tüm Riskler Sigortası (Construction All-Risk Insurance) Insurance covering all risks during the construction period including natural disasters, fire, theft, sabotage, faulty workmanship and third-party liabilities for construction projects.
• Nakliyat Sigortası (Transportation/Marine Cargo Insurance) Insurance for international and domestic transport via road, air, rail and sea covering cargo loss, damage, theft and carrier liability for logistics operators.
• Tekne & Yat Sigortası (Boat and Yacht Insurance) Insurance for private boats and yachts covering maritime perils, docking accidents, transport, marina risks and third-party liability.
• İşveren Sorumluluk Sigortası (Employer Liability Insurance) Coverage for employer legal liability towards employees for damages during work, including material and moral compensation claims arising from workplace injuries.
• Ferdi Kaza Sigortası (Personal Accident Insurance) Financial protection for permanent or temporary disability or death resulting from accidents, including medical expenses and hospitalization costs for individuals.
• Tehlikeli Madde ve Tehlikeli Atık Sigortası (Hazardous Goods and Waste Insurance) Mandatory insurance for businesses handling dangerous goods and hazardous waste under Turkey's Environmental Law (Article 2872), covering third-party material and bodily damages.
• Kefalet Sigortası (Surety/Bond Insurance) Insurance guaranteeing fulfillment of financial obligations, serving as an alternative to bank guarantee letters for public tenders, commercial leases and customs operations.
• Özel Sağlık Sigortası (Private Health Insurance) Health insurance allowing treatment at private hospitals of choice, covering illness, accident and injury treatment expenses within policy limits for individuals.
• Tamamlayıcı Sağlık Sigortası (Supplementary Health Insurance) Supplementary health insurance covering difference fees at SGK-contracted private hospitals, available for SGK-registered individuals aged 0-64.
• Sağlığınız Bizde TSS (Your Health With Us TSS) Supplementary health insurance valid at Medical Park Group Hospitals and SGK-contracted private institutions, covering pre-existing conditions with coverage up to age 80.
• Doğum Sigortası (Maternity Insurance) Health insurance covering pregnancy-related expenses including prenatal care, with both waiting-period and waiting-period-free options available.
• Zorunlu Trafik Sigortası (Mandatory Traffic Insurance) Mandatory motor vehicle insurance covering third-party damages, injuries, death compensation and legal defense costs as required by Highway Traffic Law Article 2918.
• Kasko Sigortası (Comprehensive Motor Insurance / CASCO) Voluntary vehicle insurance covering collision, fire, theft, third-party liability with optional add-ons including personal accident and roadside assistance.
• DASK Sigortası (Mandatory Earthquake Insurance) Mandatory earthquake insurance (DASK) covering damages from earthquakes and subsequent fire, explosion, tsunami and landslides as administered by the Natural Disaster Insurance Institution.
• Konut Sigortası (Home/Residence Insurance) Property insurance protecting homes and belongings against fire, theft, earthquake, flooding and other risks, with optional contents coverage for tenants.
• Seyahat Sigortası (Travel Insurance) Insurance for domestic and international travel covering illness, accidents, baggage loss, medical treatment, accommodation and emergency assistance.
• Sağlık ve Çalışan Yan Hakları (Corporate Health & Employee Benefits Consulting) Corporate employee benefits consulting covering group health insurance procurement, risk analysis, benchmark studies, tender management, policy administration and claims advisory.
• Reasürans Brokerliği (Reinsurance Brokerage) Reinsurance brokerage services including facultative and treaty reinsurance placement, helping insurance companies manage and transfer risk portfolios to global reinsurance markets.

Quantifiable outcome

• TBS CEP mobile application awarded recognition on 4 February 2024, indicating digital innovation in insurance brokerage service delivery.
• +1 more outcomes

Segments10 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered moderate and core.

• Insurtech HubmoderateStrategic or Co-development Partner · 4 February 2024IMC Sigorta & Reasürans Brokerliği announced a collaboration with Insurtech Hub, an insurtech innovation platform. The partnership aims to advance IMC's digital capabilities and integrate insurtech innovations into its insurance brokerage services. The announcement was made via a press release on the company homepage.
• Global ReinsurerscoreTechnology or IntegrationIMC maintains relationships with international/global reinsurance companies (reasürörler) to place complex insurance risks on behalf of its clients. The company states it can directly reach reinsurance market participants globally to place risks and deliver the best service to customers.
• Insurance Companies (Domestic)coreChannel Partner/ Reseller/ DistributorIMC acts as a broker distributing insurance products from multiple domestic Turkish insurance companies across 20+ product lines. The breadth of insurer relationships enables IMC to offer competitive pricing and tailored coverage to its clients.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Howden Group: Independent global insurance and reinsurance broker with growing Turkey and emerging-markets footprint. Directly comparable to IMC in specialty insurance placement and reinsurance intermediation, with similar entrepreneurial positioning.
• Aon: Global insurance and reinsurance broker with established Turkey operations providing commercial risk placement, reinsurance intermediation, and human capital advisory. Directly competes with IMC in corporate insurance brokerage and reinsurance placement, particularly for large and complex risks.
• Willis Towers Watson (WTW): Global advisory and insurance brokerage with a presence in Turkey, providing corporate risk placement, reinsurance, and benefits consulting. Comparable to IMC across the corporate insurance and reinsurance brokerage value chain.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with operations across Europe. Directly comparable to IMC in commercial insurance placement, employee benefits consulting, and reinsurance intermediation for mid-market and large corporate clients.
• Lockton: World's largest privately held insurance brokerage, with offices across Europe and emerging markets. Comparable to IMC as a privately held, multi-line commercial insurance broker competing on advisor-led service rather than scale alone.
• Marsh (Marsh McLennan): Global insurance brokerage and risk advisory firm operating in Turkey across commercial insurance placement, reinsurance, and risk consulting. Directly comparable to IMC as a multi-line insurance and reinsurance broker serving both corporate and individual clients, with much larger scale and broader service portfolio.
• BMS Group: Independent global insurance and reinsurance broker headquartered in London. Comparable to IMC as a privately held, specialty-focused broker with both direct insurance placement and reinsurance intermediation capabilities.
• Guy Carpenter: Global reinsurance intermediary and subsidiary of Marsh McLennan. Directly comparable to IMC's reinsurance brokerage franchise, particularly for facultative and treaty placements with global reinsurers.
• TigerRisk Partners: Independent global reinsurance broker and capital advisory firm. Directly comparable to IMC's reinsurance brokerage service line for facultative and treaty placements, particularly for complex and large-ticket cessions.

Emerging players

• Sigortam.net: Leading Turkish digital insurance comparison and brokerage platform serving individual and SMB clients across motor, health, home, and other personal lines. Overlaps with IMC's individual segment, representing the digital-first competitive threat to traditional brokerage economics in Turkey.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/imcsigortareasuransbrokerligi
• Instagraminstagram.com/imcbrokerlik

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IMC SİGORTA & REASÜRANS BROKERLİĞİ A.Ş.