What Amil Saúde S.A. does

Amil Saúde S.A. is a Brazilian health insurance operator that operates as part of UnitedHealth Group, one of the largest global healthcare companies. The entity was previously known as Medial Saúde before being rebranded under the unified Amil brand. The company offers a comprehensive portfolio of health and dental insurance products targeting individuals, families, micro-entrepreneurs (MEI), senior citizens, and corporate clients ranging from small/medium enterprises (PME) to large corporations. Its product suite includes individual/family plans, corporate plans, senior plans, adhesion/group plans, and dental coverage (including a pediatric Odonto Kids variant), with a value-priced sub-brand called Amil Fácil.

The underlying technology platform includes a mobile application (Aplicativo Amil Saúde) for beneficiary self-service, telemedicine and teleconsultation capabilities, and an online appointment scheduling system. A specialized post-sale service called PASDP supports HR and payroll professionals with administrative tasks including enrollments, cancellations, and contract monitoring. The credentialed provider network is extensive, particularly in São Paulo, encompassing 30+ renowned hospitals including Hospital Israelita Albert Einstein, Hospital Alemão Oswaldo Cruz, Hospital São Luiz, Hospital Santa Catarina, and others covering high-complexity procedures, adult and neonatal ICUs, and multiple specialties.

Revenue is generated through subscription-based monthly premiums with quote-based pricing not publicly disclosed. The go-to-market model is sales-led, operating through authorized brokers (corretores credenciados) — with Carmel Seguros as the primary authorized reseller — supplemented by direct channels including 0800 telephone lines, WhatsApp, email, and online quotation forms. The company is headquartered in São Paulo, Brazil, with operations concentrated in the São Paulo region.

Name

Amil Saúde S.A.

Legal name

Amil Saúde S.A.

Website

https://imedialsaude.com.br

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Amil Saúde S.A. is a Brazilian health and dental insurance operator, part of UnitedHealth Group, serving individuals, families, MEI entrepreneurs, seniors, and corporate clients in São Paulo through subscription-based plans distributed via authorized brokers and digital channels.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Health Care and Social Assistance (62)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Dental Insurance (FSAIAHAA)

akta.pro secondary industries

Group Dental Plans (Employer-Sponsored) (HLAEAIAG), Worksite Dental Insurance (FSAIAMAG), Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ)

Keywords

• Health insurance plans
• Corporate health benefits
• Individual health coverage
• Dental insurance coverage
• Telemedicine services

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Health Insurance Premiums: Monthly premium payments from corporate (empresa) and individual/family (individual/familiar/pessoa física) health insurance plans. Includes various coverage types: ambulatorial (outpatient), hospitalar (hospital) with/without obstetrics, and dental coverage options.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Amil Saúde S.A. sells subscription-based health and dental insurance plans in Brazil, with separate product lines for individuals/families, micro-entrepreneurs (MEI), corporate clients (PME and large enterprises), seniors, and adhesion/group members. Plans cover consultations, exams, hospitalizations, high-complexity procedures, and optional dental coverage, supported by an extensive São Paulo hospital and clinic network and digital tools including a mobile app and telemedicine.

Product overview

Amil Saúde S.A. (operating under the UnitedHealth Group) offers a comprehensive health and dental insurance portfolio through multiple brands including Medial Saúde (formerly a standalone brand, now integrated under Amil). The product suite includes Individual/Family Health Plans, Corporate Health Plans (PME and large enterprise), Senior Plans, Group/Association Plans, and Dental Plans (including pediatric Odonto Kids). The offerings are designed to serve individuals, families, and businesses of all sizes with customizable coverage options ranging from basic ambulatory plans to comprehensive hospital plans with obstetrics, dental, and wellness programs. Medial Saúde plans are now rebranded as Amil plans, maintaining the same provider networks and coverage standards under the Amil brand umbrella.

Differentiator

Problem solved

Functional benefit

Brands

• Amil Fácil: Health insurance plan brand offering individual, family, and business plans with affordable coverage options

Products and services

• Plano de Saúde Individual/Familiar (Individual and Family Health Plan)
• Plano de Saúde Empresarial (Corporate Health Plan) Group health insurance plan for companies of all sizes (PME to large enterprises), with customizable coverage including ambulatorial, hospitalar (with/without obstetrics), and optional dental coverage for employees.
• Plano de Saúde Sênior (Senior Health Plan) Health insurance plan designed for senior beneficiaries (60+ age group) with comprehensive medical coverage and age-appropriate care.
• Plano de Saúde MEI (MEI Health Plan) Affordable health insurance plan for individual micro-entrepreneurs (MEI) with CNPJ registration, with reduced costs compared to traditional individual plans.
• Plano por Adesão (Adhesion/Group Health Plan) Group health insurance plan available through professional associations and unions, providing coverage to individual members of affiliated entities.
• Plano Odontológico (Dental Plan) Dental insurance plan providing preventive and corrective dental treatments, available as a standalone product or as an add-on rider to health insurance plans.
• Odonto Kids (Pediatric Dental Plan) Specialized pediatric dental plan designed for children, providing age-appropriate preventive and corrective dental care.
• Amil Fácil (Economical Health Plan Sub-brand) Economical health insurance sub-brand under Amil providing affordable coverage for individuals, families, and small businesses with essential healthcare benefits.
• PASDP - Programa de Assistência ao Profissional do DP Post-sale assistance program that supports HR/payroll (DP) professionals with health plan administrative tasks including beneficiary movements, inclusions, cancellations, invoice management, and portal access.

Quantifiable outcome

• Reduced employee absenteeism through preventive care access
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Amil (subsidiary of UnitedHealth Group)coreOthersMedial Saúde is associated with Amil, which is part of UnitedHealth Group - a major global healthcare company. This affiliation provides access to Amil's established network infrastructure, international healthcare standards, and operational expertise in the Brazilian health insurance market.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Porto Seguro Saúde: Insurance arm of Porto Seguro conglomerate offering health, dental, and auto. Directly comparable on individual/family plans and corporate health insurance in São Paulo with cross-sell potential similar to Amil's dental rider.
• Unimed: Brazil's largest cooperative medical network with strong regional presence. Comparable product offering across individual, family, and corporate plans, with comparable broker-led distribution and hospital-network-driven value proposition.
• Bradesco Saúde: One of Brazil's largest health insurers, distributed through Bradesco's bank channel. Directly comparable on individual, family, corporate, and SME health plans with similar hospital network breadth and ANS-regulated operations.
• Hapvida NotreDame Intermédica: Largest vertically integrated health insurer-operator in Brazil, combining health plans with owned hospital networks. Comparable to Amil on corporate and individual health plans, with a particularly strong position in corporate/SME segments.
• SulAmérica Saúde: Major Brazilian health and dental insurer offering individual, family, and corporate plans. Competes directly with Amil in São Paulo and nationally, including dental plan products comparable to Plano Odontológico Medial.
• NotreDame Intermédica (pre-merger): Major Brazilian health plan operator now combined with Hapvida. Comparable corporate and SME health insurance offerings with strong São Paulo presence and proprietary provider network strategy.

Regional players

• Assim Saúde: Regional health insurer with strong presence in Rio de Janeiro. Comparable on individual and family plan structure with similar broker-led distribution and tiered coverage options.

Direct peers

• Care Plus: Premium-tier Brazilian health insurer focused on corporate and high-net-worth individual segments. Comparable product portfolio and São Paulo concentration, with overlapping network of premium hospitals including Albert Einstein and Sírio-Libanês.

Others

• Bupa (Global): Global health insurance provider with international health plan products for expatriates and corporate clients in Brazil. Comparable on the corporate expat/affluent segment and as a benchmark for Amil's international-affiliated positioning under UnitedHealth Group.

Emerging players

• Alice: Brazilian health-tech insurer offering tech-enabled primary-care-led health plans. Competes with Amil on individual and corporate segments in São Paulo with a digitally native model and lower-cost structure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/amil-sa%C3%BAde-s.a.

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Amil Saúde S.A.