Inove Consultoria Atuarial & Previdenciária

Name

Inove Consultoria Atuarial & Previdenciária

Legal name

Inove Consultoria Atuarial & Previdenciária

Website

https://inove-ca.com.br

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Actuarial and Pension Consulting

NAICS

Pension Funds (525110), Finance and Insurance (52), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412)

SIC

Investment Advice (6282), Finance Services (6199)

akta.pro primary industry

Institutional Consulting RIAs (OCIO/Endowments/Foundations/Pensions) (FSAAACAG)

akta.pro secondary industries

Fee Administration & Expense Allocation (FSAAAMAF), Financial Reporting & Technical Accounting Advisory (GAAP/IFRS) (BPAHABAF)

Keywords

• Actuarial consulting
• Pension fund management
• Public pension advisory
• Risk management services
• Pension compliance

Headquarters

HQ city

João Pessoa

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Actuarial and Pension Consulting Services: Professional consulting services including actuarial assessments, pension advisory, investment advisory, auditing, risk management, financial consulting, and expert witness (perícia) services provided to RPPS and EFPC entities across Brazil.
2. ISAPrev Software Platform (SaaS): Cloud-based pension management software delivered as a subscription service to RPPS and EFPC clients. Low implementation costs and no client-side infrastructure required. Includes automatic version updates at no additional cost.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Inove provides actuarial and pension consulting services to Brazilian public pension funds (RPPS) and closed supplementary pension entities (EFPC), spanning actuarial assessments, CADPREV/SPREV regulatory reporting, investment advisory, COMPREV compensation, auditing, risk management, financial consulting, and actuarial expert witness (perícia) services. The firm complements these services with its proprietary cloud-based ISAPrev software platform that handles registration, benefit concession, payroll, collection, treasury, BI reporting, and participant self-service for both RPPS and EFPC entities.

Product overview

Inove Consultoria Atuarial & Previdenciária offers a portfolio of actuarial and pension consulting services with two integrated software platforms (Sistema para Gestão Previdenciária em RPPS and Sistema para Gestão Previdencial em EFPC) complemented by specialized advisory modules. The core offerings include ALM - Asset Liability Management, Actuarial Consulting and Management, Pension Management Consulting, Investment Consulting, Risk Management, Audit Services, COMPREV compensation services, Pró-Gestão certification advisory, Actuarial Expert Witness services, and LGPD Privacy compliance advisory. The company manages approximately R$30 billion in guarantee assets and 1.2 million lives across 20 Brazilian states.

Differentiator

Problem solved

Functional benefit

Brands

• ISAPrev: Sistema Inove para Gestão Previdenciária em RPPS and EFPC. A comprehensive web-based pension management software system covering registration, benefit granting, investment management, treasury, collection, and participant self-service.
• ALM - Asset Liability Management

Products and services

• Sistema para Gestão Previdenciária em RPPS (ISAPrev RPPS) Comprehensive web-based cloud pension management system for Brazilian Public Servant Pension Regimes (RPPS), covering central registration with biometric recadastramento, benefit concession with parametrizable rules and retroactive calculation, payroll with automated IR/INSS deductions, collection administration, medical exam scheduling, sponsor and server self-service, BI dashboards, SIPREV integration, and CADPREV compliance reporting. Delivered via thin-client architecture with no client-side server or database required, automatic version updates, and 24/7 SLA-backed availability.
• Sistema para Gestão Previdencial em EFPC (ISAPrev EFPC) Web-based pension management system for Brazilian Entidades Fechadas de Previdência Complementar (EFPC), providing centralized registration, benefit concession, plan-segregated accounting, sponsor self-service, internal controls, benefit payment, treasury management, BI reporting, collection administration, loan portfolio administration, and participant self-service portal, supporting PREVIC regulatory compliance.
• ALM - Asset Liability Management Asset Liability Management tool that supports pension plan risk control and reserve sustainability, enabling organizations to maintain reserves capable of honoring future benefit payments.
• Assessoria ao Pró-Gestão Advisory service for the Pró-Gestão Institutional Certification Program for RPPS, helping Brazilian public pension funds implement governance best practices across internal controls, corporate governance, and pension education pillars.
• Auditoria Audit services for public pension regimes (RPPS) covering investment audits, contribution remittance audits, and pension benefit audits, including analysis of allocations, account postings, and benefit calculations.
• COMPREV Financial compensation service between the General Social Security Regime (RGPS) and Public Servant Pension Regimes (RPPS), handling formalization of individual compensation processes and monitoring of compensation agreements.
• Consultoria e Gestão Atuarial Actuarial consulting and advisory services including preparation of Actuarial Assessment Reports (DRAA), review of technical notes, actuarial projections, hypothesis studies, contribution plan modeling, and actuarial opinions for regulatory bodies.
• Consultoria e Gestão Previdenciária Pension management consulting covering investment policy preparation, DPIN and DAIR submissions to CADPREV, DIPR management, and enrollment debt parceling support for public pension regimes.
• Consultoria Financeira Financial consulting services including profit management, economic-financial analysis, project management and viability, governance and compliance, business budgeting, strategic pricing, resource capture and application, and business valuation.
• Gestão de Risco Risk management process for identification, evaluation, monitoring, and treatment of risks in organizations, aimed at minimizing or eliminating negative impact possibilities on expected results.
• Perícias Actuarial expert witness services for judicial and extrajudicial proceedings, covering insurance calculations, pension supplements, mathematical reserves, health plan calculations, and inflationary expurgos analysis.
• Privacidade (LGPD) Data privacy advisory services under Brazil's General Data Protection Law (LGPD), assisting public entities with governance, compliance, risk management, and personal data protection implementation.

Quantifiable outcome

• R$ 30 billion BRL in guarantor assets under administration
• +3 more outcomes

Named customers11 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Public Service (Public Service Consulting)minorOthersListed as a partner with logo displayed on the Inove website. Provides consulting or services in the public administration sector. Full partnership details are not specified.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• TOTVS: Largest Brazilian enterprise software company offering ERP and vertical solutions including public sector management. Operates broadly across industries while Inove focuses narrowly on pension-specific software and actuarial consulting.
• Aon: Global professional services firm with major actuarial and pension consulting practice including Brazilian operations. Competes with Inove on actuarial assessments and pension risk advisory for large pension entities.
• Mercer: Global consulting firm with deep pension and investment advisory practice operating in Brazil. Competes with Inove on institutional pension advisory engagements for both RPPS-adjacent and corporate pension clients.
• Deloitte Brasil: Big 4 consulting firm with established pension and actuarial advisory practice in Brazil. Offers consulting breadth and resources that dwarf Inove's niche offering, particularly for large state-level pension mandates.
• PwC Brasil: Big 4 consulting firm with pension advisory and assurance practice in Brazil. Serves large state RPPS entities with consulting services and could expand into pension software to compete with Inove's ISAPrev platform.
• KPMG Brasil: Big 4 consulting firm offering actuarial and pension advisory services in Brazil. Competes with Inove for high-end RPPS consulting mandates and brings global pension expertise.
• Senior Sistemas: Brazilian enterprise software vendor with public sector and HR solutions. Broader portfolio than Inove but overlapping customer base among Brazilian enterprises and government entities, with growing pension and HR modules.
• EY Brasil: Big 4 consulting firm with global pension and actuarial consulting practice serving Brazilian RPPS and EFPC clients. Competes with Inove on consulting engagements and increasingly on pension technology enablement.

Direct peers

• Softplan: Brazilian B2G software company providing management solutions for public administration, including fiscal, budgetary, and sector-specific modules. Comparable B2G SaaS focus and similar target customer base among Brazilian municipalities and states.
• IPM Sistemas: Brazilian software company specialising in public administration management systems for municipalities. Directly competes with ISAPrev in the B2G SaaS market for RPPS entities and other public sector verticals.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/inove-consultoria-atuarial-previdenci%C3%A1ria

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Inove Consultoria Atuarial & Previdenciária