Instytut Emerytalny

What Instytut Emerytalny does

Instytut Emerytalny (legal entity: Instytut Emerytalny Sp. z o.o.) is an independent Polish think tank founded in 2011, headquartered in Warsaw (ul. Solec 38), with approximately 33 employees. It is structured as a private limited liability company under Polish law, with no disclosed parent, investors, or external funding rounds. Its mission is to undertake research on pension security and long-term savings, disseminate findings in public debate, contribute to an international network of pension researchers, and provide advisory services to the market sector, employers, and public authorities.

The institute's product set is a services and publishing portfolio rather than a software platform. Commercial offerings include consulting on Employee Capital Plans (Pracownicze Plany Kapitałowe, PPK), Occupational Pension Schemes (Pracownicze Programy Emerytalne, PPE), and Open Pension Funds (Otwarte Fundusze Emerytalne, OFE), as well as consulting in relations with social partners. Educational offerings include training programs for HR professionals, business advisors, and social partners. Publishing offerings comprise the periodic 'Informacja Emerytalna' newsletter, research reports and analyses, practical guides, and books. The expert bench is led by President dr Marcin Wojewódka and Board member Agnieszka Jaworska-Martycz, supported by a roster of academics from Polish universities (Poznań University of Technology, Wrocław University of Economics, Cracow University of Economics) and specialists in European pension products and pension law.

The revenue model is implicit rather than disclosed: consulting, training, and publications are offered, with pricing described as quote-based and not publicly listed. The customer base spans three segments — business/HR, government and public authorities, and social partners (trade unions, employer organizations) — all served domestically in Poland with the stated market scope of Europe. Go-to-market relies on direct sales of consulting and training engagements, a content-marketing-led publishing operation distributed through the institute's website, and earned media via radio (Radio Jedynka) and other Polish outlets. There is no technology product, no API, no proprietary software, and no disclosed AI/ML capability.

Name

Instytut Emerytalny

Legal name

Instytut Emerytalny Sp. z o.o.

Website

https://instytutemerytalny.pl

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Instytut Emerytalny is an independent Polish think tank founded in 2011 that conducts research, consulting, training, and publishing on pension systems (PPK, PPE, OFE) and long-term savings, serving HR/employers, government bodies, and social partners in Poland.

Ownership category

akta.pro rank

Product category

Pension Research and Advisory Services

NAICS

Portfolio Management and Investment Advice (52394), Human Resources Consulting Services (541612), Insurance and Employee Benefit Funds (5251)

SIC

Investment Advice (6282), Services-Management Consulting Services (8742), Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Retirement Benefits & Social Security/Medicare Planning (FSAEABAI)

akta.pro secondary industries

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Pensions & Retirement Benefits Administration (BPAIAKAA), Employee Benefit & Retirement Plan Trust Services (FSAAANAC), Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)

Keywords

• Pension research
• Retirement consulting
• Employee capital plans
• Long-term savings advisory
• Occupational pension schemes

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Distribution channels3 records

Marketing channels6 records

Core offering

Instytut Emerytalny is an independent Polish think tank that provides advisory, research, training, and publishing services focused on pension systems and long-term savings. Its portfolio includes consulting on Employee Capital Plans (PPK), Occupational Pension Schemes (PPE), and Open Pension Funds (OFE), the periodic 'Informacja Emerytalna' newsletter, research reports, analyses, guides, and books, as well as training programs for HR professionals and business advisors.

Product overview

Instytut Emerytalny is an independent Polish think tank that does not offer a software product but rather provides advisory, educational, and publishing services focused on the pension and long-term savings sector. Its portfolio includes consulting services for Employee Capital Plans (PPK), Occupational Pension Schemes (PPE), and Open Pension Funds (OFE), along with periodic publications such as the 'Informacja Emerytalna' newsletter, research reports, analyses, guides, and books. The organization also delivers training programs for HR professionals and business advisors.

Differentiator

Problem solved

Functional benefit

Products and services

• Informacja Emerytalna (Pension Information) A periodic newsletter/publication providing analysis and commentary on pension system developments, legislative changes, and demographic trends affecting Poland's pension landscape.
• Pracownicze Plany Kapitałowe (PPK) Consulting Consulting services for Employee Capital Plans (PPK), helping businesses implement and manage government-mandated employee savings programs.
• Pracownicze Programy Emerytalne (PPE) Consulting Advisory services for Occupational Pension Schemes (PPE), providing guidance on employer-sponsored pension arrangements.
• Otwarte Fundusze Emerytalne (OFE) Advisory Advisory services related to Open Pension Funds (OFE), addressing questions about pension fund participation and strategy.
• Consulting in relations with social partners Advisory services for social partners, including trade unions and employer organizations, supporting pension policy dialogue and tripartite negotiations.
• Szkolenia (Training Programs) Training programs covering pension system topics, designed for HR professionals, business advisors, and social partners.
• Raporty, Analizy i Poradniki (Reports, Analyses, and Guides) Research reports, in-depth analyses, and practical guides on pension system topics and long-term savings strategies.
• Książki (Books) Books published by the institute covering pension system topics and retirement planning.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Koalicja Inkluzywni w zatrudnianiu (Coalition Inclusive in Employment)minorOthers · 30 June 2026Instytut Emerytalny is a partner of the Koalicja 'Inkluzywni w zatrudnianiu' (Coalition Inclusive in Employment). The coalition was officially established on June 30, 2026 at the Warsaw School of Economics (SGH). The coalition focuses on inclusive employment practices.

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Mercer: Global consulting leader in health, wealth, and career advisory with a major retirement and pension consulting practice serving Polish employers. Comparable because it provides pension advisory, actuarial, and investment consulting in the same customer segments (HR, employers, public authorities) that Instytut Emerytalny targets, but at much greater scale and with broader geographic reach.
• Aon: Global professional services firm with a retirement and investment practice advising on pension plan design, governance, and risk. Comparable as a competitor for Polish enterprise pension consulting, particularly around retirement benefits strategy and actuarial support, though Aon's offering sits within a much broader risk, health, and HR portfolio.
• Willis Towers Watson: Global advisory, broking, and solutions firm with a dedicated retirement practice advising employers on defined benefit, defined contribution, and pension risk transfer. Comparable because it competes for the same Polish employer and government advisory mandates on pension strategy, although it operates as part of a much broader risk and insurance portfolio.
• KPMG (Poland): Big Four firm with a people and change consulting practice advising on HR, pensions, and employee benefits strategy in Poland. Comparable on the employer-facing pension and benefits advisory side, though as a small slice of KPMG's broader audit, tax, and advisory portfolio.
• PwC (Poland): Big Four firm in Poland with an actuarial and pension consulting practice advising on PPK, PPE, and ZUS-related employer obligations. Comparable on the employer-facing pension advisory side, but as part of PwC's full audit, tax, and consulting portfolio serving the largest Polish corporates.
• EY (Poland): Big Four firm offering pension, benefits, and actuarial consulting to Polish employers and government entities. Comparable on advisory and compliance work tied to PPK and occupational pension schemes, but with substantially greater scale and integration into EY's broader audit and tax services.
• Deloitte (Poland): Big Four firm with a strong actuary, pension, and employee benefits consulting practice in Poland advising employers and regulators on pension reform, PPK implementation, and retirement strategy. Comparable on the consulting and policy advisory side, with substantially larger delivery capacity and cross-border reach.

Direct peers

• Pensions Policy Institute: UK-based independent non-profit think tank focused on retirement and pension policy research, producing analysis used by policymakers, employers, and the financial services industry. Comparable as a directly analogous independent research and policy-focused organization addressing pension and long-term savings topics, although it serves a UK audience and operates in a different regulatory regime.

Emerging players

• Centre for European Policy Studies (CEPS): Brussels-based think tank producing European policy analysis including pension, ageing, and social security research. Comparable as a research-driven policy think tank influencing EU and member-state retirement policy debates, but with a broader economic policy mandate and a pan-European rather than Polish focus.

Others

• International Centre for Pension Management (ICPM): University-hosted global research network on pension fund management and retirement policy, producing research and executive education. Comparable as a research-oriented organization advancing pension scholarship and best practice, though it operates as an academic consortium rather than a commercial consulting and publishing firm.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Inst_Emerytalny
• Facebookfacebook.com/instytutemerytalny
• LinkedInlinkedin.com/company/instytut-emerytalny

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Instytut Emerytalny