IOX - Construindo Sucesso em Parceria

Name

IOX - Construindo Sucesso em Parceria

Legal name

Grupo IOX

Website

https://iox.com.vc

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

101–250 employees

Short description

Grupo IOX is a Brazilian private credit and investment platform founded in 2004, structuring corporate credit solutions (receivables, DCM, NPLs, DIP, M&A advisory) and managing six proprietary FIDC funds for SME, large-enterprise, and investor clients across Brazil.

Ownership category

akta.pro rank

Product category

Private Credit and Commercial Lending

NAICS

Other Financial Vehicles (52599), Other Investment Pools and Funds (5259), Portfolio Management and Investment Advice (523940)

SIC

Short-Term Business Credit Institutions (6153), Asset-Backed Securities (6189), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Private Credit & Direct Lending Fundraising Placement (FSAEALAE)

akta.pro secondary industry

Capital Markets Advisory (IPO Readiness, SPAC, ECM/DCM Advisory) (BPAHAOAL)

Keywords

• Private credit solutions
• Receivables financing
• Investment fund management
• Capital markets advisory
• Working capital loans

Headquarters

HQ city

Sorocaba

HQ country

Brazil

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Credit Operations: IOX structures and provides credit solutions to companies, generating revenue through interest income on loans and financing arrangements including receivables anticipation, home equity, capital markets debt, and NPL monetization.
2. Investment Fund Management: IOX manages multiple FIDCs (Fundos de Investimento em Direitos Creditórios) including FIDC IOX I, II, Special, 60, 90, and Real, generating management and performance fees from investor capital.
3. Advisory and Strategic Services: M&A advisory and equity capital raising services for corporate transactions, generating fees for strategic consultancy engagements.
4. Insurance and Financial Products: Business and personal insurance distribution, currency exchange, derivatives, and letter of guarantee (carta fiança) services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Grupo IOX is a Brazilian private credit and investment platform that structures tailored credit solutions for companies — including receivables anticipation and discounting, working capital financing, home equity, capital markets DCM (structured debt), M&A and equity advisory, exclusive credit funds, non-performing loan (NPL) monetization, DIP financing, insurance, currency and derivatives, international invoice advance, and surety bonds. It also manages a proprietary family of FIDCs (Fundos de Investimento em Direitos Creditórios) — IOX I, II, Special, 60, 90, and Real — offering investors access to private credit investment vehicles with specialized management.

Differentiator

Problem solved

Functional benefit

Brands

• FIC de FIDC IOX 90: FIC FIDC fund started 03.08.2023
• FIC de FIDC IOX 60
• FIDC IOX Special
• FIDC IOX I
• FIDC IOX II
• FIDC IOX Real

Products and services

• Receivables Anticipation and Discount (Antecipação e Desconto de Recebíveis)

Quantifiable outcome

• R$2.3 billion portfolio with 90% growth in three years

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Direct peers

• Resa Asset Management: Independent Brazilian private credit and special-situations manager with FIDCs and NPL-focused funds. Comparable to IOX in NPL monetization and DIP financing mandates and in the FIDC shelf structure.
• Galápagos Capital: Brazilian alternative-asset manager operating FIDC and private-credit vehicles for institutional and qualified investors. Highly comparable to IOX in business model (credit origination + FIDC shelf) and target investor base.
• Truxt Invest: Brazilian digital private-credit platform that originates receivables-backed loans and distributes them to investors via structured funds. Closely aligned with IOX's receivables-anticipation and FIDC distribution activities, though with a more technology-led GTM.
• Facio: Brazilian fintech focused on receivables anticipation and working-capital credit for SMEs, with operations across Brazilian states. Directly overlaps with IOX's antecipação de recebíveis and capital de giro offerings.
• Octagon Capital: Independent Brazilian FIDC manager focused on corporate credit rights, with multiple FIDC vehicles and a similar origination-plus-fund-management model to IOX. Direct head-to-head competitor in mid-market private credit in Brazil.

Broad incumbents

• BTG Pactual: Brazil's largest independent investment bank, with credit origination, DCM, M&A advisory and a sizable asset-management franchise including credit funds. Comparable to IOX across private credit, capital markets advisory and fund management, though operating at vastly greater scale and breadth.
• Inter & Co: Brazilian digital bank offering working capital, receivables advance and SME credit products alongside investment distribution. Competes with IOX on the origination side, especially for SME clients, though it does not run a comparable FIDC platform.
• Genial Investimentos: Brazilian broker and asset manager with private credit, structured products and FIDCs on its shelf. Comparable to IOX on the investment/fund side, with broader retail brokerage and wealth services beyond IOX's scope.
• XP Inc. Brazilian investment platform offering wealth management, asset management and structured credit products including FIDCs. Overlaps with IOX on FIDC distribution to retail and institutional investors and on credit-backed investment vehicles.

Others

• OMIE: Brazilian cloud ERP and financial-services platform serving SMEs with embedded credit and banking products. Not a direct credit competitor but a relevant ecosystem player addressing the same SME client base that IOX serves.

Market position

Customer concentration

• LinkedInlinkedin.com/company/ioxasset

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IOX - Construindo Sucesso em Parceria