PT. Jamkrida Kaltim
PT JAMKRIDA KALTIM is a Samarinda-based regional credit guarantee company (perusahaan penjaminan) founded in 2015, offering UMKM, construction, KBG, SBD, and multipurpose guarantee products to small businesses, construction firms, and government-linked entities in East Kalimantan, Indonesia.
- Company typePrivate
- Founded-
- HeadquartersSamarinda, Indonesia
- Headcount1–10
- GTM typeB2B
- OfferingServices
PT. Jamkrida Kaltim firmographics
Firmographics- Name
- PT. Jamkrida Kaltim
- Legal name
- PT JAMKRIDA KALTIM
- Website
- https://jamkridakaltim.co.id
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- PT JAMKRIDA KALTIM is a Samarinda-based regional credit guarantee company (perusahaan penjaminan) founded in 2015, offering UMKM, construction, KBG, SBD, and multipurpose guarantee products to small businesses, construction firms, and government-linked entities in East Kalimantan, Indonesia.
- Ownership category
- akta.pro rank
Where PT. Jamkrida Kaltim is headquartered
LocationHeadquarters
- HQ city
- Samarinda
- HQ country
- Indonesia
- HQ region
- Asia
Offices1 record
Markets served
PT. Jamkrida Kaltim business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D
Distribution channels1 record
Marketing channels3 records
PT. Jamkrida Kaltim product offering
Product offeringCore offering
PT Jamkrida Kaltim is a regional credit guarantee company (perusahaan penjaminan) that underwrites credit and surety guarantees for businesses in East Kalimantan. Its portfolio covers five guarantee products: UMKM (micro, small and medium enterprise) guarantees, construction project guarantees, KBG (non-building credit) guarantees, SBD (regional securities / Surat Berharga Daerah) guarantees, and Multiguna (multi-purpose) guarantees. The company serves UMKM borrowers, construction contractors, and public-sector financing counterparties within the Kalimantan Timur region.
Differentiator
Problem solved
Functional benefit
Products and services
- Jamkrida UMKM Credit guarantee product designed for micro, small and medium enterprises (UMKM) in East Kalimantan to support business financing and access to capital. It underwrites guarantees that enable UMKM borrowers to obtain loans from partner financial institutions.
- Jamkrida Konstruksi Guarantee product targeting the construction sector to mitigate risks associated with construction projects and contracts, including bid bonds, performance bonds, and advance payment guarantees for construction companies in East Kalimantan.
- Jamkrida KBG (Kredit Bukan Gedung) Non-building credit guarantee product covering financing arrangements outside real estate and building-related loans, providing guarantee coverage for working capital and other non-collateralized business financing.
- Jamkrida SBD (Surat Berharga Daerah) Guarantee product for regional securities (Surat Berharga Daerah) to support local government financing instruments and debt issuance by regional governments in Indonesia.
- Jamkrida Multiguna Multipurpose guarantee product providing coverage for various financing needs not covered by specific sector-focused guarantees, supporting diverse business purposes across the East Kalimantan economy.
Companies that use PT. Jamkrida Kaltim
Customer profileSegments5 records
Ideal customer profiles3 records
PT. Jamkrida Kaltim technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
PT. Jamkrida Kaltim partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered minor.
- KOMURA (Kamar Usaha Rakyat)minorPT Jamkrida Kalt Timur conducted a work visit to KOMURA (Kamar Usaha Rakyat) and KSOP Kelas I Samarinda to explore potential business cooperation opportunities in Samarinda.
- KSOP Kelas I SamarindaminorJoint work visit with KOMURA to explore cooperation opportunities in port-related guarantee services.
- PT Kalimantan Prima CoalminorPT Jamkrida Kalt Timur conducted a business visit to PT Kalimantan Prima Coal to optimize cooperation opportunities.
- Biro Kesejahteraan Rakyat Provinsi Kalimantan TimurminorPT Jamkrida Kalt Timur explored cooperation opportunities with the Welfare Bureau of East Kalimantan Province.
- Otorita Ibu Kota NusantaraminorPT Jamkrida Kalt Timur explored cooperation opportunities with the Nusantara Capital City Authority.
- Governor's Office of Kalimantan TimurminorPT Jamkrida Kalt Timur accompanied the Governor of East Kalimantan on working visits to Kutai Kartanegara and Kutai Barat districts.
PT. Jamkrida Kaltim competitors and assessment
Company assessmentBroad incumbents
- PT Asuransi Kredit Indonesia (Askrindo): State-owned insurance and credit guarantee company offering surety and credit insurance products across Indonesia. Competes with regional Jamkrida firms in construction bonds, KBG, and government contract guarantees.
- PT Jaminan Kredit Indonesia (Jamkrindo): National state-owned credit guarantee company under the Indonesia Financial Group holding. Offers UMKM, construction, and multi-purpose guarantees nationwide, directly overlapping with PT Jamkrida Kaltim's product set but at national scale.
- PT Asuransi Umum Bumiputera 1967: General insurer underwriting surety bonds and construction guarantees among other lines. Competes in the same surety market but is diversified across personal and commercial insurance products.
Emerging players
- PT Asuransi Jasaraharja Putera: General insurer with growing surety and credit guarantee offerings for SME and construction segments. Partial overlap with PT Jamkrida Kaltim in construction and KBG products.
Direct peers
- PT Jamkrida Banten: Regional credit guarantee company serving Banten province with a similar UMKM, construction, and multiguna product lineup under OJK oversight. Closely comparable in size, regulatory standing, and customer profile to PT Jamkrida Kaltim.
- PT Jamkrida Jawa Barat: West Java provincial credit guarantee company offering overlapping UMKM and construction guarantee products. Comparable regional model with similar OJK-regulatory framework and SME customer base.
- PT Penjaminan Kredit Daerah (Jamkrida) of other Indonesian provinces: Other provincial Jamkrida entities (e.g., Banten, Jawa Barat, Bali, NTB) operate the same regional credit guarantee model under OJK regulation, offering UMKM, construction, and multiguna guarantees to local SMEs. They are the closest structural analogs to PT Jamkrida Kaltim.
- PT Jamkrida Bali (Bali Kredit guarantees): Regional credit guarantee entity serving Bali with UMKM and surety products under OJK. Comparable as a peer regional guarantee institution targeting local SMEs.
Market position
Customer concentration
PT. Jamkrida Kaltim social profiles
Digital presencePT. Jamkrida Kaltim financial estimates
Financial estimateRevenue estimate
Valuation estimate
PT. Jamkrida Kaltim leadership team
Management profileNumber of profiles
PT. Jamkrida Kaltim funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PT. Jamkrida Kaltim M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PT. Jamkrida Kaltim
What does PT. Jamkrida Kaltim do?
PT Jamkrida Kaltim is a regional credit guarantee company (perusahaan penjaminan) that underwrites credit and surety guarantees for businesses in East Kalimantan. Its portfolio covers five guarantee products: UMKM (micro, small and medium enterprise) guarantees, construction project guarantees, KBG (non-building credit) guarantees, SBD (regional securities / Surat Berharga Daerah) guarantees, and Multiguna (multi-purpose) guarantees. The company serves UMKM borrowers, construction contractors, and public-sector financing counterparties within the Kalimantan Timur region.
Is PT. Jamkrida Kaltim a public or private company?
PT. Jamkrida Kaltim is a private company. It is classified as state government owned and is currently operating.
When was PT. Jamkrida Kaltim founded?
PT. Jamkrida Kaltim was founded in -1. It employs 1 to 10 people.
Where is PT. Jamkrida Kaltim based?
PT. Jamkrida Kaltim is headquartered in Samarinda, Indonesia, in the Asia region.
Who are PT. Jamkrida Kaltim's main competitors?
Broad incumbents on record are PT Asuransi Kredit Indonesia (Askrindo), PT Jaminan Kredit Indonesia (Jamkrindo) and PT Asuransi Umum Bumiputera 1967. PT Asuransi Jasaraharja Putera is listed as an emerging player. Direct peers are PT Jamkrida Banten, PT Jamkrida Jawa Barat, PT Penjaminan Kredit Daerah (Jamkrida) of other Indonesian provinces and PT Jamkrida Bali (Bali Kredit guarantees).
Does PT. Jamkrida Kaltim have an API?
No public API is recorded for PT. Jamkrida Kaltim.