PT. Jamkrida Kaltim

Name

PT. Jamkrida Kaltim

Legal name

PT JAMKRIDA KALTIM

Website

https://jamkridakaltim.co.id

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

PT JAMKRIDA KALTIM is a Samarinda-based regional credit guarantee company (perusahaan penjaminan) founded in 2015, offering UMKM, construction, KBG, SBD, and multipurpose guarantee products to small businesses, construction firms, and government-linked entities in East Kalimantan, Indonesia.

Ownership category

akta.pro rank

Headquarters

HQ city

Samarinda

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D

Distribution channels1 record

Marketing channels3 records

Core offering

PT Jamkrida Kaltim is a regional credit guarantee company (perusahaan penjaminan) that underwrites credit and surety guarantees for businesses in East Kalimantan. Its portfolio covers five guarantee products: UMKM (micro, small and medium enterprise) guarantees, construction project guarantees, KBG (non-building credit) guarantees, SBD (regional securities / Surat Berharga Daerah) guarantees, and Multiguna (multi-purpose) guarantees. The company serves UMKM borrowers, construction contractors, and public-sector financing counterparties within the Kalimantan Timur region.

Differentiator

Problem solved

Functional benefit

Products and services

• Jamkrida UMKM Credit guarantee product designed for micro, small and medium enterprises (UMKM) in East Kalimantan to support business financing and access to capital. It underwrites guarantees that enable UMKM borrowers to obtain loans from partner financial institutions.
• Jamkrida Konstruksi Guarantee product targeting the construction sector to mitigate risks associated with construction projects and contracts, including bid bonds, performance bonds, and advance payment guarantees for construction companies in East Kalimantan.
• Jamkrida KBG (Kredit Bukan Gedung) Non-building credit guarantee product covering financing arrangements outside real estate and building-related loans, providing guarantee coverage for working capital and other non-collateralized business financing.
• Jamkrida SBD (Surat Berharga Daerah) Guarantee product for regional securities (Surat Berharga Daerah) to support local government financing instruments and debt issuance by regional governments in Indonesia.
• Jamkrida Multiguna Multipurpose guarantee product providing coverage for various financing needs not covered by specific sector-focused guarantees, supporting diverse business purposes across the East Kalimantan economy.

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered minor.

• KOMURA (Kamar Usaha Rakyat)minorStrategic or Co-development Partner · 1 January 2026PT Jamkrida Kalt Timur conducted a work visit to KOMURA (Kamar Usaha Rakyat) and KSOP Kelas I Samarinda to explore potential business cooperation opportunities in Samarinda.
• KSOP Kelas I SamarindaminorStrategic or Co-development Partner · 1 January 2026Joint work visit with KOMURA to explore cooperation opportunities in port-related guarantee services.
• PT Kalimantan Prima CoalminorStrategic or Co-development Partner · 1 January 2026PT Jamkrida Kalt Timur conducted a business visit to PT Kalimantan Prima Coal to optimize cooperation opportunities.
• Biro Kesejahteraan Rakyat Provinsi Kalimantan TimurminorStrategic or Co-development Partner · 1 January 2026PT Jamkrida Kalt Timur explored cooperation opportunities with the Welfare Bureau of East Kalimantan Province.
• Otorita Ibu Kota NusantaraminorStrategic or Co-development Partner · 1 January 2026PT Jamkrida Kalt Timur explored cooperation opportunities with the Nusantara Capital City Authority.
• Governor's Office of Kalimantan TimurminorStrategic or Co-development Partner · 1 January 2026PT Jamkrida Kalt Timur accompanied the Governor of East Kalimantan on working visits to Kutai Kartanegara and Kutai Barat districts.

Broad incumbents

• PT Asuransi Kredit Indonesia (Askrindo): State-owned insurance and credit guarantee company offering surety and credit insurance products across Indonesia. Competes with regional Jamkrida firms in construction bonds, KBG, and government contract guarantees.
• PT Jaminan Kredit Indonesia (Jamkrindo): National state-owned credit guarantee company under the Indonesia Financial Group holding. Offers UMKM, construction, and multi-purpose guarantees nationwide, directly overlapping with PT Jamkrida Kaltim's product set but at national scale.
• PT Asuransi Umum Bumiputera 1967: General insurer underwriting surety bonds and construction guarantees among other lines. Competes in the same surety market but is diversified across personal and commercial insurance products.

Emerging players

• PT Asuransi Jasaraharja Putera: General insurer with growing surety and credit guarantee offerings for SME and construction segments. Partial overlap with PT Jamkrida Kaltim in construction and KBG products.

Direct peers

• PT Jamkrida Banten: Regional credit guarantee company serving Banten province with a similar UMKM, construction, and multiguna product lineup under OJK oversight. Closely comparable in size, regulatory standing, and customer profile to PT Jamkrida Kaltim.
• PT Jamkrida Jawa Barat: West Java provincial credit guarantee company offering overlapping UMKM and construction guarantee products. Comparable regional model with similar OJK-regulatory framework and SME customer base.
• PT Penjaminan Kredit Daerah (Jamkrida) of other Indonesian provinces: Other provincial Jamkrida entities (e.g., Banten, Jawa Barat, Bali, NTB) operate the same regional credit guarantee model under OJK regulation, offering UMKM, construction, and multiguna guarantees to local SMEs. They are the closest structural analogs to PT Jamkrida Kaltim.
• PT Jamkrida Bali (Bali Kredit guarantees): Regional credit guarantee entity serving Bali with UMKM and surety products under OJK. Comparable as a peer regional guarantee institution targeting local SMEs.

Market position

Customer concentration

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• LinkedInlinkedin.com/company/pt-jamkrida-kaltim

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PT. Jamkrida Kaltim