JIMINY CONSEIL

What JIMINY CONSEIL does

Jiminy Conseil (legal name: Jiminyconseil) is a French independent wealth management advisory firm (cabinet indépendant de conseil en gestion de patrimoine) founded in 2004 by Frédéric Hild, specializing exclusively in financial planning for individuals with disabilities, their families, and the professionals who support them. Operating as a Société à Mission under French law, the firm delivers advisory services through approximately 10 staff members (including six wealth management consultants, founder/co-manager Frédéric Hild, co-manager Camille de Soras, administrative staff, and one consultant) across seven French office locations: Marseille (headquarters), Annecy, Paris, Lyon, plus by-appointment offices in Nice, Montpellier, and Nantes. The firm has been advising disabled persons and their families for 20 years and structures its offering around four core service modules — Patrimonial Consultation, Investment Audit, Patrimonial Assistance, and Brokerage Mandate — covering products such as épargne-handicap, assurance vie, contrats de capitalisation, PER, SCPI, PEA, FIP/FCPI, and LMP-LMNP.

The firm's flagship product is Noémi, a solidarity savings solution co-developed with UAF Life Patrimoine (part of Crédit Agricole Assurances), which embeds a 0.3% donation mechanism (split across client, Jiminy Conseil, and UAF Life) directed to disability partner associations. Complementary offerings include a Sustainable Finance / ISR module compliant with EU SFDR, an investment-grade resource library, and the Les Amis de Noémi endowment fund for philanthropic initiatives. Jiminy Conseil is also co-founder of Fragilis, a family office dedicated to vulnerable persons and their families. The business is not technology-based: no proprietary software, no AI, and no digital distribution channels are disclosed.

Revenue is generated through two streams: advisory fees (honoraires) billed via custom fee quotes (devis d'honoraires) on multi-year engagements, and brokerage commissions paid directly by insurers and property developers with no incremental cost to clients. The go-to-market is sales-led and relationship-driven: the firm builds pipeline through conferences, webinars, and certified training modules delivered to its network of disability associations (Unapei, UNAFTC, APF France Handicap, Adapei, and others) and to legal and judicial protection professionals (lawyers, notaries, MJPMs). Customers are primarily individual families (B2C) rather than enterprise accounts, with the disability-association network serving as referral channels rather than paying clients. Professional credentials include ISO 22222 certification (via CGPC) and CNCGP membership.

Name

JIMINY CONSEIL

Legal name

Jiminyconseil

Website

https://jiminyconseil.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

Jiminy Conseil is a French independent wealth management advisory firm founded in 2004, specializing in financial planning for individuals with disabilities, their families, and supporting legal professionals across seven French cities. Revenue derives from advisory fees and brokerage commissions on disability-focused savings products.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory (Disability-Focused Financial Planning)

NAICS

Services for the Elderly and Persons with Disabilities (62412), Services for the Elderly and Persons with Disabilities (624120)

SIC

Accident & Health Insurance (6321), Services-Social Services (8300)

akta.pro primary industry

Own-Occupation Specialty Disability Insurance (Professional Occupations) (FSAIAIAI)

akta.pro secondary industries

Disability Services & Independent Living Support (BPAGACAG), High-Limit / High-Income Disability Insurance (FSAIAIAE)

Keywords

• Wealth management advisory
• Estate planning services
• Disability financial planning
• Legacy planning services
• Financial consulting services

Headquarters

HQ city

Marseille

HQ country

France

HQ region

Europe

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Advisory Fees (Honoraires): Revenue is generated through consulting fees for patrimonial consultations, audits, and asset assistance services. These are quoted separately (devis d'honoraires) based on client needs and service scope.
2. Brokerage Commissions: The firm acts as a broker to select and implement financial investments and real estate placements on behalf of clients. Fees are paid directly by insurers or developers, representing no additional cost to clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Jiminyconseil is an independent wealth management advisory firm that delivers patrimonial consultations, investment audits, patrimonial assistance, and brokerage services exclusively focused on individuals with disabilities and their families. Its flagship product is the Noémi solidarity savings solution, developed in partnership with UAF Life Patrimoine (Crédit Agricole Assurances), which offers disability-specific savings products (épargne-handicap, assurance vie, capitalisation contracts) with a built-in 0.3% donation mechanism to partner disability associations.

Product overview

JIMINY CONSEIL is an independent wealth management advisory firm specializing in financial planning for individuals with disabilities and their families. Its core offering centers on the Noémi Solidarity Savings Solution (in partnership with UAF Life Patrimoine / Crédit Agricole Assurances), which provides épargne-handicap, assurance vie, and capitalisation contracts with a built-in charitable donation mechanism. The firm's service portfolio comprises four main modules: Patrimonial Consultation (consultation patrimoniale), Investment Audit (audit des investissements), Patrimonial Assistance (assistance patrimoniale), and Brokerage Mandate (mission de courtage) — covering a wide range of investment products including PER, SCPI, PEA, FIP/FCPI, and LMP-LMNP. A complementary Sustainable Finance (Finance Durable / ISR-SFDR) module enables ESG-aligned investing. The Les Amis de Noémi endowment fund extends the firm's philanthropic activities. JIMINY CONSEIL also operates Fragilis, a family office co-founded for vulnerable individuals and their families.

Differentiator

Problem solved

Functional benefit

Brands

• Noémi*: A solidarity savings solution developed by JiminyConseil in partnership with UAF Life Patrimoine (Crédit Agricole Assurances group), offering savings products dedicated to disability situations including épargne-handicap, assurance vie, and contrats de capitalisation, with a 0.3% donation feature to partner associations

Products and services

• Consultation Patrimoniale An in-depth written patrimonial consultation that identifies measures for optimizing the holding and transmission of a client's wealth, delivered as a customized action plan for individuals with disabilities and their families.
• Audit des Investissements Analysis of a client's existing financial investments to verify their adequacy with the client's situation and objectives, including eligibility review of current life insurance contracts for épargne-handicap requalification.
• Assistance Patrimoniale Specialized assistance for legal, fiscal, or social steps related to disability situations, including drafting wills, drafting protection mandates, donations, SCI constitution, and pursuing judicial protection proceedings.
• Mission de Courtage Brokerage mandate to select, implement, and monitor financial placements and real estate investments across épargne-handicap, assurance vie, PER, SCPI, PEA, FIP/FCPI, and LMP-LMNP products, with compensation paid directly by insurers and promoters at no extra cost to clients.
• Noémi – Solution d'Épargne Solidaire A solidarity savings solution developed in partnership with UAF Life Patrimoine (Crédit Agricole Assurances), offering dedicated savings products (épargne-handicap, assurance vie, contrats de capitalisation) with a 0.3% donation mechanism to partner associations supporting families of people with disabilities.
• Finance Durable (ISR / ESG) Sustainable finance and socially responsible investment (SRI) services compliant with the EU SFDR (Sustainable Finance Disclosure Regulation), offering investment selections aligned with ESG criteria and thematic funds focused on climate and energy transition.
• Fonds de Dotation Les Amis de Noémi An endowment fund created by Jiminyconseil to fund actions promoting the well-being and development of people with disabilities and vulnerable populations through philanthropic, educational, social, humanitarian, and cultural initiatives.

Quantifiable outcome

• 0.3% donation mechanism on solidarity savings contributions (0.1% from client, 0.1% from JiminyConseil, 0.1% from UAF Life Patrimoine)

Named customers10 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core, minor and flagship.

• UAF Life Patrimoine (Groupe Crédit Agricole Assurances)coreStrategic or Co-development PartnerStrategic partnership for the Noémi solidarity savings solution. UAF Life Patrimoine provides access to disability-specific savings products (épargne-handicap, assurance vie, contrats de capitalisation) while JiminyConseil provides specialized advisory services. The partnership includes a 0.3% donation mechanism on contributions shared between client, JiminyConseil, and UAF Life.
• Fragilis (Family Office for Vulnerable Persons)coreStrategic or Co-development PartnerJiminyConseil is co-founder of Fragilis, a family office dedicated to vulnerable persons and their families, providing extended services beyond traditional wealth management.
• Familles SolidairesminorStrategic or Co-development PartnerJiminyConseil supports Familles Solidaires initiatives to meet client requests and promote fundraising for Solidarity Real Estate (Foncières Solidaires) that invest in shared housing projects for people affected by age, illness, disability, and caregivers.
• Habitat et HumanismeminorStrategic or Co-development PartnerJiminyConseil supports Habitat et Humanisme initiatives, a federation working for housing, integration, and recreation of social bonds. Supports collection of funds for Solidarity Real Estate managed by EHD (Entreprendre pour Humaniser la Dépendance).
• Unapei (Union nationale des associations de familles de personnes handicapées et de leurs amis)flagshipGTM or Marketing PartnerNational partnership with Unapei, France's largest disability family association network. JiminyConseil provides conferences, training modules for professionals, and educational content. Listed in Unapei product catalog for Noémi solidarity savings solution.
• UNAFTC (Union Nationale des Associations de Familles de Traumatisés Crâniens et Cérébrolésés)coreGTM or Marketing PartnerTraining partnership with UNAFTC. JiminyConseil training modules are included in the official UNAFTC 2020 training catalog for professionals working with brain-injured persons and their families.
• OCH (Office Centraliel des personnes Handicapées)minorGTM or Marketing PartnerPartnership with OCH, a disability organization, for mutual referral and support of disability families in financial planning matters.
• Simon de CyrèneminorGTM or Marketing PartnerPartnership with Simon de Cyrène, an organization supporting disability inclusion, for mutual referral and educational collaboration.
• Paralysie Cérébrale FranceminorGTM or Marketing PartnerPartnership with Paralysie Cérébrale France for mutual referral and support of families dealing with cerebral palsy.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Indosuez Wealth Management: Indosuez Wealth Management (Crédit Agricole Group) provides wealth advisory, asset structuring, and financial services to private clients. It is part of the same Crédit Agricole ecosystem as JIMINY's insurance partner UAF Life Patrimoine, making it a relevant benchmark for the broader Crédit Agricole-aligned wealth ecosystem.
• BNP Paribas Wealth Management: BNP Paribas Wealth Management offers private banking and wealth advisory services across France and globally, including estate planning and asset transmission. Comparable in advisory scope and French market presence, but positioned as a generalist incumbent at substantially greater scale.
• Société Générale Private Banking: Société Générale Private Banking offers wealth management and advisory services to high-net-worth clients in France, including asset organization and transmission planning. Comparable in the advisory business model, but a generalist incumbent at significantly larger scale.
• Primonial: Primonial is a large French wealth management and asset management group offering advisory, insurance, and real estate investment solutions to individuals. Its broad portfolio in épargne, assurance vie, and SCPI overlaps with JIMINY CONSEIL's product offerings, but it is a generalist at much larger scale.
• Lazard Wealth Management (France): Lazard operates a global wealth management franchise with a significant French presence serving private clients with bespoke patrimonial advice. It is comparable to JIMINY CONSEIL in the advisory business model, but operates at much larger scale and serves a more general high-net-worth clientele.
• Rothschild & Co Wealth & Asset Management: Rothschild & Co provides wealth management advisory services to private clients in France and internationally, including asset organization and transmission planning. Comparable to JIMINY CONSEIL in service type, but with a broader client base and much larger scale.

Direct peers

• Cyrus Conseil: Cyrus Conseil is one of France's largest independent wealth management advisory firms (CGP), offering patrimonial consulting, investment advisory, and brokerage services. It is the closest large-scale analog to JIMINY CONSEIL's independent CGP model, though Cyrus serves a generalist clientele rather than the disability niche.
• Patrimonia Gestion: Patrimonia is a French independent wealth management firm offering consulting and brokerage for individual clients. Comparable to JIMINY CONSEIL in the independent CGP model and breadth of services (consultation, investment audit, brokerage mandate), though it operates in the generalist segment.

Emerging players

• Netinvestissement: Netinvestissement is a French digital wealth advisory platform offering patrimonial consulting and investment brokerage to individuals. Comparable to JIMINY CONSEIL in the advisory and brokerage model, but with a digital-first, generalist approach targeting younger mass-affluent clients.

Others

• UAF Life Patrimoine: UAF Life Patrimoine (Crédit Agricole Assurances) is the insurance partner that distributes the Noémi solidarity savings product through JIMINY CONSEIL. It is a relevant ecosystem player — the upstream product provider whose distribution economics and product roadmap directly shape JIMINY's brokerage revenue.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/jiminy-conseil

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JIMINY CONSEIL