Leasing Argentina

What Leasing Argentina does

Leasing Argentina (Asociación de Leasing Argentina / ALA) is a non-profit industry association founded in 1998 that represents more than 25 leasing providers (dadores de leasing) operating in Argentina, including major banks such as BBVA, Banco Galicia, Banco Supervielle, BICE, ICBC, Macro, and Banco Patagonia, as well as specialized leasing companies such as Toyota Financiera, Provincia Leasing, Nación Leasing, and HP Financial. The association's role is to represent the industry before government bodies (Ministry of Industry, Central Bank, tax authorities, City of Buenos Aires), publish statistical and market-intelligence reports, organize the annual Argentine Leasing Congress, and promote leasing as a financing instrument for productive investment. It does not originate or service leases itself; rather, individual member institutions distribute leasing contracts to end customers through their own commercial networks.

ALA's products and services are essentially two-tiered: (1) industry-wide advocacy and regulatory deliverables—most notably securing Ley N° 6561 in Buenos Aires to eliminate double stamp tax, and a joint working table with the Central Bank to modernize regulations—and (2) member services including statistics, the annual congress, training, and SME outreach programs such as the CAME and ACARA partnerships. Leasing contracts themselves fall into two product types promoted by the association: Leasing Financiero (financial leasing, with intent of eventual asset transfer at a low purchase-option price) and Leasing Operativo (operating leasing, with lower periodic payments and likely asset return at contract end), applicable to movable property (machinery, vehicles, equipment), immovable property, and intangibles (software, patents, trademarks).

ALA's business model is membership-fee driven. Revenue comes from dues paid by 25+ member institutions (banks, specialized leasing firms), with secondary support from event/congress registration and content distribution. The association is governed by a Consejo Directivo elected from its member companies—current president is Ramiro Baré (BBVA, re-elected for 2026-2028), with Nicolás Scioli (BICE) serving as Executive Director and Mar\u00eda Virginia Dedomenici (Supervielle) as VP 2\u00b0. Headcount is approximately 5 employees. ALA is not publicly traded, has no parent company, and operates exclusively within Argentina.

Name

Leasing Argentina

Legal name

Asociación de Leasing Argentina

Website

https://leasingargentina.com.ar

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1–10 employees

Short description

Leasing Argentina (Asociación de Leasing Argentina / ALA) is a non-profit industry association founded in 1998 that represents 25+ banks and leasing companies in Argentina, advocating for favorable leasing regulation, publishing industry statistics, organizing the annual Argentine Leasing Congress, and promoting leasing as a financing tool for productive investment.

Ownership category

akta.pro rank

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Membership Fees: Leasing Argentina operates as an industry association representing 25+ leasing companies (dadores de leasing) in Argentina. The organization generates revenue through membership fees paid by associated companies including banks, financial institutions, and specialized leasing companies.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels7 records

Core offering

Leasing Argentina (Asociación de Leasing Argentina) is a non-profit industry association that represents more than 25 leasing providers in Argentina, promotes leasing as a financing instrument, organizes the annual Argentine Leasing Congress, publishes industry statistics and market commentary, and advocates for the sector before regulators and public entities. Its members include major Argentine banks and leasing companies such as BBVA, Macro, Supervielle, Galicia, ICBC, BICE, Santander and Comafi.

Product overview

Leasing Argentina is an industry association representing over 25 leasing companies in Argentina, offering two primary leasing products: Financial Leasing (Leasing Financiero) and Operating Leasing (Leasing Operativo). The association provides financing for movable property (vehicles, machinery, equipment), intangible assets (software, patents), and facilitates access to government programs like Programa Crédito Argentino (CreAr). The organization operates under the national legal framework established by the Civil and Commercial Code and serves as a collective voice for the leasing industry in Argentina.

Differentiator

Problem solved

Functional benefit

Products and services

• Leasing Financiero (Financial Leasing) Financial leasing product framework that allows customers to finance movable and intangible property through a structure where the lessor purchases the asset and leases it to the lessee, with the option to transfer ownership at the end of the term. Used by PyMEs, large enterprises, public sector entities and individuals to acquire productive assets.
• Leasing Operativo (Operating Leasing) Operating leasing product framework in which the lessor retains ownership of the asset and the lessee pays rent for its use, without a purchase option at the end of the term. Used by businesses needing shorter-term access to equipment without taking on ownership risk.
• Leasing sobre Bienes Muebles (Movable Property Leasing) Leasing product applied to movable/tangible assets such as vehicles, machinery, and equipment. Used by SMEs and enterprises to finance productive movable assets.
• Leasing sobre Bienes Intangibles (Intangible Property Leasing) Leasing product applied to intangible assets such as software, brands, and intellectual property rights. Used by knowledge-intensive businesses to finance intangible working assets.
• Programa Crédito Argentino (CreAr) Programa Crédito Argentino (CreAr) — an Argentine government-backed productive financing program that incorporates leasing as a financing vehicle for SMEs and productive enterprises.
• Ley de Leasing (Leasing Law Framework) Legal and regulatory framework under Argentine Leasing Law #25.413 and its complementary rules (including tax decrees 1.067/2017, 493/2021 and 451/2022) that governs the operation of leasing contracts in Argentina.
• Congreso Argentino de Leasing (Argentine Leasing Congress) Annual industry congress convened by the Asociación de Leasing Argentina that brings together member institutions, regulators, and industry participants for networking, content, and discussion of the leasing sector.
• Industry Statistics and Market Reports Quarterly and annual statistical publications aggregating leasing portfolio volumes, market share by member institution, and growth metrics for the Argentine leasing sector. Used by member institutions, regulators, and analysts for benchmarking.

Quantifiable outcome

• Industry growth of 25.9% year-over-year real growth in Q1 2026, with portfolio reaching $1.06 trillion pesos.
• +2 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and moderate.

• Secretaría de Industria y Desarrollo ProductivocoreGTM or Marketing Partner · 30 April 2024Leasing Argentina authorities met with Secretary of Industry Juan Pazo to analyze leasing tool capabilities in a low-inflation environment. The association committed to working with the government to improve and modernize regulations to enhance leasing for private investment. Both parties agreed to establish a joint working table with Central Bank authorities to address regulatory issues and draw on Colombia's experience where financing-to-GDP ratios reach approximately 5%.
• ACARA (Asociación de Concesionarios de Automotores de la República Argentina)coreStrategic or Co-development Partner · 30 May 2023Leasing Argentina and ACARA agreed to work together to increase the tax deduction ceiling for automobile leasing from 20,000 pesos to improve financing conditions. Both organizations committed to proposing that automobile financing be available through CreAr program lines with subsidized rates. The partnership aims to reduce financing costs for vehicle purchases and stimulate the automotive leasing market.
• CAME (Confederación de la Mediana Empresa)coreStrategic or Co-development Partner · 19 October 2022Leasing Argentina (ALA) entered into a partnership with CAME to provide direct access to financing solutions for small and medium enterprises. The agreement establishes teams for training and advising entrepreneurs in CAME's regional network about leasing and other financial tools available for capital investment. Banks within the association will meet with CAME member companies to understand their investment needs and offer tailored financing solutions.
• Secretaría de Industria y Desarrollo Productivo (José Ignacio de Mendiguren)coreGTM or Marketing Partner · 4 October 2022Leasing Argentina leadership met with Secretary of Industry José Ignacio de Mendiguren to discuss sector evolution and growth opportunities. The meeting analyzed first half performance showing strong expansion with 2,463 contracts signed (32.8% increase YoY) and portfolio reaching $60,620 million. The Secretary emphasized the tool's importance for SME and micro-enterprise development.
• Gobierno de la Ciudad de Buenos AiresmoderateStrategic or Co-development PartnerLeasing Argentina collaborated with the Buenos Aires City Government and the Notary Association to reduce taxes on leasing operations. The new regulation (Ley N° 6561) eliminates double stamp tax payments for leasing transactions, aligning treatment with mortgages and pledges. This partnership addresses a long-standing industry concern regarding tax distortions.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Leaseurope: European federation of national leasing associations; a direct umbrella peer for Leasing Argentina given that ALA itself serves as Argentina's national member body in the global leasing trade body ecosystem. Operates EU-level advocacy, statistics, and shared best practices.
• Finance & Leasing Association (FLA): UK-based trade association representing consumer and commercial finance and leasing providers. Operates the same model as Leasing Argentina: industry advocacy, statistics publication, policy work with HM Treasury and regulators, and member events — a direct functional peer in the European market.
• Equipment Leasing and Finance Association (ELFA): Largest US trade association for equipment leasing and finance companies, serving a similar function to Leasing Argentina: industry advocacy, statistical reporting, member services, and an annual convention for lessors of capital equipment. ELFA is the most comparable peer in terms of mission, structure, and deliverables to its members.
• Canadian Finance & Leasing Association (CFLA): National trade association for Canada's finance and leasing industry, performing the same functions as ALA — industry statistics, advocacy with Canadian federal authorities, member education, and conferences — making it a closely comparable peer at the national level.

Regional players

• Japan Leasing Association: Japan's national leasing industry trade body, providing a comparable model in a mature Asian leasing market. Comparable to ALA in serving as the industry voice for member financial institutions and lessors of productive equipment.
• Associação Brasileira de Empresas de Leasing (ABEL): Brazilian national leasing industry association, the closest geographic and linguistic peer in the region. Operates the same representational model for Brazilian leasing providers and serves as a natural reference point for how Argentine leasing industry data and structure compare within Latin America.

Emerging players

• Asociación Española de Leasing (Aslemap-equivalent): Spanish leasing industry association functioning as the national lessor advocacy body in Spain — structurally comparable to ALA in that it represents member banks and leasing firms in policy dialogue, statistics, and events.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/alaleasing
• YouTubeyoutube.com/@leasingargentina
• Facebookfacebook.com/alaleasing
• LinkedInlinkedin.com/company/leasing-argentina
• Instagraminstagram.com/alaleasing

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Leasing Argentina