Local do Seguro Corretora de Seguros

What Local do Seguro Corretora de Seguros does

Local do Seguro Corretora de Seguros is a privately held insurance brokerage founded in 2005 and headquartered in Florianópolis, Santa Catarina, Brazil, with a secondary branch in Antônio Carlos. The firm operates as an intermediary between retail and commercial customers and a shelf of 13+ insurance carriers — including Bradesco Seguros, Azul, Chubb, HDI, Itaú, Mapfre, Yelum, Sancor, Sompo, Tokio Marine, SulAmérica, Porto Seguro, and Zurich — earning commissions on policies placed across both individual and business lines. Its product portfolio spans approximately 20+ insurance and financial products, ranging from mass-market individual lines (auto, residential, life, motorcycle, travel, portable equipment, intern, professional liability) to complex commercial lines (truck, fleet, condominium, enterprise, surety, engineering risks, transport, group life, health), plus complementary services such as consortium, private pension, claims management, and 24-hour assistance.

The business is run with a small team of approximately 11 employees using a sales-led, human-centered go-to-market motion. Quote requests originate predominantly through WhatsApp Business and phone, supplemented by two walk-in offices and a content-marketing blog on the localdoseguro.com.br website. Pricing is fully quote-based with no publicly disclosed rate cards; revenue is therefore a function of commission rates negotiated with each carrier multiplied by placed premium volume across the multi-line book. The technology stack is standard web/WordPress infrastructure with no proprietary platform, API, or AI/ML capability disclosed, and the firm holds no patents, certifications, or industry awards on record. Geographic scope is currently domestic and confined to Santa Catarina state within Brazil's South Region.

The underlying revenue mechanic is straightforward Brazilian corretora economics: gross written premium flows to carriers, the broker retains a commission share (typically 10–20% depending on line and carrier), and net retention funds the operating cost base of an 11-person team plus two office leases. With no external funding rounds, no parent company, and no disclosed management team beyond the ownership entity registered under CNPJ 07.608.289/0001-75, the business presents as an independently operated, owner-managed regional brokerage whose strategic posture in 2025 emphasizes product breadth (multiple product pages dated April–May 2025), digital channel development (WhatsApp CTA, blog publishing), and modest geographic consolidation within Santa Catarina via the Antônio Carlos branch.

Name

Local do Seguro Corretora de Seguros

Legal name

Local do Seguro Corretora de Seguros

Website

https://localdoseguro.com.br

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Local do Seguro Corretora de Seguros is a privately held, 20-year-old insurance brokerage based in Florianópolis, Brazil, connecting individual and business customers in Santa Catarina with 13+ insurance carriers across auto, home, life, health, and commercial lines via WhatsApp, phone, and two physical offices.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industries

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Insurance brokerage services
• Personal insurance products
• Commercial insurance products
• Claims management services
• Insurance consultation

Headquarters

HQ city

Florianópolis

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Insurance Brokerage Commissions: The company operates as an insurance broker earning commissions from multiple insurance providers (Bradesco, Azul, Chubb, HDI, Itaú, Mapfre, Yelum, Sancor, Sompo, Tokio, SulAmérica, Porto, Zurich) for placing insurance policies with their clients. Revenue is generated through commissions on insurance products sold to both individual and business customers.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Local do Seguro Corretora de Seguros is an insurance brokerage firm that intermediates between customers and 13+ insurance providers (Bradesco, Azul, Chubb, HDI, Itaú, Mapfre, Yelum, Sancor, Sompo, Tokio Marine, SulAmérica, Porto Seguro, Zurich). It sells individual lines (auto, residential, life, motorcycle, portable equipment, intern, travel, professional liability) and business lines (truck, fleet, condominium, business, guarantee, engineering risks, transport, group life, health) plus consortium and private pension products, generating revenue through commissions on placed policies.

Product overview

Local do Seguro is an insurance brokerage firm operating for 20 years in Florianopolis, Brazil, offering a comprehensive portfolio of insurance and financial products. The company provides individual insurance products (automobile, residential, individual life, portable equipment, intern, motorcycle, medical/dental liability, professional liability, travel, consortium, and pension) and business insurance products (truck, condominium, business, fleet, guarantee, engineering risks, transport, group life, and health). Services include claims management and 24-hour assistance. The company serves as an intermediary between clients and multiple insurance partners (Bradesco, Azul, Chubb, HDI, Itaú, Mapfre, Sancor, Sompo, Tokio, SulAmérica, Porto, Zurich) to match customers with optimal coverage solutions.

Differentiator

Problem solved

Functional benefit

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered core.

• Bradesco SeguroscoreOthersInsurance provider partner offering auto, health, and other insurance products through the brokerage.
• Azul SeguroscoreOthersInsurance provider partner offering various insurance products.
• ChubbcoreOthersGlobal insurance provider partner offering commercial and personal insurance products.
• HDI SeguroscoreOthersInsurance provider partner offering auto and other insurance products.
• Itaú SeguroscoreOthersInsurance provider partner offering auto and various insurance products.
• MapfrecoreOthersGlobal insurance provider partner offering comprehensive insurance products.
• Yelum SeguradoracoreOthersInsurance provider partner.
• Sancor SeguroscoreOthersInsurance provider partner offering auto and other insurance products.
• Sompo SeguroscoreOthersInsurance provider partner offering various insurance products.
• Tokio MarinecoreOthersInsurance provider partner offering auto, fleet, condominium, and business insurance.
• SulAméricacoreOthersInsurance provider partner offering health and other insurance products.
• Porto SegurocoreOthersInsurance provider partner offering auto, residential, and other insurance products.
• Zurich SeguroscoreOthersGlobal insurance provider partner offering life and other insurance products.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Direct peers

• 180 Seguros: Brazilian digital insurance broker offering multi-line coverage across auto, home, life, and business. Comparable to Local do Seguro as a multi-carrier brokerage targeting individual and SMB customers across Brazil.
• Z1: Brazilian digital broker targeting young consumers with multi-carrier insurance products. Comparable as a multi-line insurance broker serving the same Brazilian retail customer base.
• Acko: Brazilian digital insurance broker offering multi-line products. Comparable as a multi-carrier brokerage competing for the same Brazilian retail customer.
• Bawes: Brazilian digital insurance broker selling auto, residential, and life products from multiple carriers. Comparable as a multi-carrier brokerage competing for the same individual and small-business customer in Brazil.
• Megacorretora: Brazilian online insurance broker offering multi-line coverage from multiple carriers. Comparable to Local do Seguro as a multi-carrier brokerage serving individuals and businesses across Brazil.

Emerging players

• Pier: Brazilian digital insurance brokerage offering auto and other lines. Comparable as a multi-carrier broker serving the same Brazilian retail customer segment.
• Justos: Brazilian tech-enabled auto insurer that also offers broader P&C products. Comparable as a modern, multi-carrier/multi-line insurance distributor operating in the same Brazilian retail market.

Broad incumbents

• Porto Seguro: Major Brazilian insurance carrier that also distributes through brokers and direct channels. Comparable as a dominant counterparty/local competitor operating in the same Santa Catarina and broader Brazilian market with overlapping product mix.
• Tokio Marine: Major Brazilian P&C insurer with direct and broker distribution. Comparable as a current carrier partner that also competes at the retail level in the same Brazilian market.
• SulAmérica: Large Brazilian insurance carrier strongly active in health and P&C. Comparable as a partner/carrier that also competes for direct customer relationships, including in Florianópolis and Santa Catarina.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/local-do-seguro-corretora-de-seguros-ltda

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Local do Seguro Corretora de Seguros