M & M Wealth Management

Wealth Managementmandmwealthmanagement.com

Company typePrivate
Founded-
HeadquartersFort Myers, United States
Headcount1–10
GTM typeB2C
OfferingServices

M & M Wealth Management firmographics

Firmographics

Name: M & M Wealth Management
Legal name: M&M Wealth Management, LLC
Website: https://mandmwealthmanagement.com
Company type: Private
Operating status: Operating
Headcount range: 1–10 employees
Ownership category
akta.pro rank

M & M Wealth Management industry classification

Industry

Product category: Wealth Management
NAICS: Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
SIC: Investment Advice (6282)
akta.pro primary industry: Discretionary Portfolio Management (DPM) (FSAAABAC)
akta.pro secondary industries: Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

Wealth management
Financial planning
Investment management
Retirement planning
Estate planning

Where M & M Wealth Management is headquartered

Location

Headquarters

HQ city: Fort Myers
HQ country: United States
HQ region: North America

Offices4 records

Markets served

M & M Wealth Management business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

Asset-Based Fee: Fee-based compensation calculated based on total asset size under management. This is a recurring revenue model where fees are charged as a percentage of client assets managed.
Fixed Planning Fee: Alternative fee structure available - a fixed planning fee for services, providing flexibility for clients with different asset sizes or needs.

Pricing tiers

Model	Billing	Price
Subscription	Annual	Asset-based fee structure with rates varying by client asset size

Go-to-market motion2 records

Distribution channels1 record

Marketing channels2 records

M & M Wealth Management product offering

Product offering

Core offering

M&M Wealth Management is a fee-based independent Registered Investment Adviser that delivers holistic financial planning and investment management to individual investors and families. Core services include customized financial plans, diversified portfolio construction (stocks, bonds, ETFs, model portfolios, managed portfolios, and alternatives), and coordinated tax, estate, insurance, and annuity planning, with client assets custodied at Charles Schwab and Folio Institutional.

Product overview

M&M Wealth Management offers a holistic financial planning approach as a unified service model rather than a modular platform. The core offering combines financial planning with investment management services, supported by specialized modules for tax planning, estate planning, insurance products, and annuities. The firm provides fee-based compensation calculated on total asset size, with access to a diverse range of investment vehicles including stocks, bonds, mutual funds, ETFs, managed portfolios, and alternative investments. Their integrated approach leverages partnerships with Charles Schwab and Folio Institutional for asset custody, and RightCapital for client portal access, enabling comprehensive wealth management under a fiduciary standard.

Differentiator

Problem solved

Functional benefit

Products and services

Financial Planning Services Comprehensive holistic financial planning tailored to individual client needs, assessing the entirety of each client's financial landscape to create customized plans that reflect their distinct dreams, goals, challenges, and risk tolerances.

Quantifiable outcome

Fee savings through proper financial planning and avoiding costly investment mistakes

Companies that use M & M Wealth Management

Customer profile

Named customers1 record

Segments1 record

Ideal customer profiles1 record

M & M Wealth Management technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration3 records

M & M Wealth Management partnerships and signals

Strategic signal

Partnerships

Five partnerships are on record, tiered core and minor.

Folio InstitutionalcoreTechnology or IntegrationIndependent company providing secure asset custody and innovative investment management tools. Serves as the primary custodial platform for client accounts.
Charles SchwabcoreTechnology or IntegrationLeading brokerage firm with over $7.4 trillion in client assets. Serves as the primary custodian for client securities and investments. Member of SIPC.
SIPCminorOthersSecurities Investor Protection Corporation provides protection against losses from brokerage firm financial failures, covering up to $500,000 including $250,000 for cash.
Lloyds of LondonminorOthersProvides supplemental insurance coverage beyond SIPC protection for client accounts.
RightCapitalcoreTechnology or IntegrationFinancial planning software platform providing client portal access for account management and planning tools.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

M & M Wealth Management competitors and assessment

Company assessment

Emerging players

Facet Wealth: Flat-fee digital-first financial planning and investment management firm targeting mass-affluent individuals — competes with M&M for similar client profiles through a tech-enabled delivery model.
Empower (formerly Personal Capital): Hybrid digital-plus-human wealth management firm offering financial planning and managed portfolios to individuals — overlapping client segment and service suite as M&M with stronger technology.

Broad incumbents

Cambridge Investment Research: Independent broker-dealer and RIA support platform enabling independent advisors to operate their own practices with back-office and custody support — direct peer platform for an independent advisory practice.
Carson Group: National network of independent financial advisors and RIA platform providing comprehensive financial planning services — direct peer business model with consolidated back-office support.
Focus Financial Partners: RIA aggregator that partners with independent, fiduciary wealth management firms like M&M to provide scale, capital, and succession options — represents both a competitor consolidator and a potential acquirer for boutique practices.
Fisher Investments: Independent, privately held investment management firm serving individual investors with portfolio management services; comparable fiduciary, fee-based approach targeting high-net-worth individuals.
LPL Financial: Largest independent broker-dealer/RIA platform in the U.S., supporting thousands of independent advisors with custody, technology, and compliance infrastructure — analogous to where an M&M-style practice could affiliate or compare itself against.
Edelman Financial Engines: One of the largest independent RIAs in the U.S., combining financial planning with discretionary investment management for individuals — a direct large-scale analogue to M&M's holistic model.
Mariner Wealth Advisors: Independent RIA providing comprehensive wealth planning, investment management, tax, and estate services to individuals — essentially a scaled, national version of M&M's offering built via advisor acquisitions.
Creative Planning: Large independent RIA offering comprehensive financial planning, investment management, tax, and estate services to individuals and families — the same core bundle M&M delivers, but at massive scale with hundreds of advisors and roughly $300B AUM.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

M & M Wealth Management financial estimates

Financial estimate

Revenue estimate

Valuation estimate

M & M Wealth Management leadership team

Management profile

Number of profiles

Profiles2 records

M & M Wealth Management funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M & M Wealth Management M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about M & M Wealth Management

What does M & M Wealth Management do?

Is M & M Wealth Management a public or private company?

M & M Wealth Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was M & M Wealth Management founded?

M & M Wealth Management was founded in -1. It employs 1 to 10 people.

Where is M & M Wealth Management based?

M & M Wealth Management is headquartered in Fort Myers, United States, in the North America region.

How does M & M Wealth Management make money?

Two revenue lines are on record. Asset-Based Fee is the primary driver. The others are fixed Planning Fee.

Who are M & M Wealth Management's main competitors?

Emerging players on record are Facet Wealth and Empower (formerly Personal Capital). Broad incumbents are Cambridge Investment Research, Carson Group, Focus Financial Partners, Fisher Investments, LPL Financial, Edelman Financial Engines, Mariner Wealth Advisors and Creative Planning.

Does M & M Wealth Management have an API?

No public API is recorded for M & M Wealth Management.

What industry is M & M Wealth Management in?

M & M Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAAABAC, Discretionary Portfolio Management (DPM), with a secondary code of FSAAAAAF, Financial Planning & Goals-Based Advice (Mass Affluent). Its NAICS code is 523940 and its SIC code is 6282.