MSA Mayenne-Orne-Sarthe

What MSA Mayenne-Orne-Sarthe does

MSA Mayenne-Orne-Sarthe is a regional public social security caisse operating under French law as a branch of the national Mutualité Sociale Agricole (MSA) network, with CCMSA (Caisse Centrale de la MSA) acting as parent coordinator. It serves the agricultural community — self-employed farmers, agricultural employers, salaried agricultural employees, and health professionals — across three French departments (Mayenne, Orne, Sarthe) in the Pays de la Loire and Normandy regions. Its statutory mandate covers health insurance, family allowances, retirement pensions, occupational health and safety services, and social assistance, including specialized crisis support for farmers through programs such as Soutien Agri and Agri'écoute. Governance is mutualist, with an elected Administrative Council drawn from the agricultural community it serves.

The organization's service platform is anchored on three digital channels: the Mon espace privé online portal for declarations, account management, and document access; the ma MSA et moi mobile application on iOS and Android; and the SAM chatbot for routine member inquiries. Employer-facing services include TESA (Titre Emploi Service Agricole) for seasonal worker declarations and DSN (Déclaration Sociale Nominative) integration, with supplemental self-service tools such as simulation calculators and the Guidea procedural navigation assistant. Occupational health capabilities are augmented by partnerships with INRS (SEIRICH chemical risk software), INMA (agricultural medicine), ANACT (working conditions), and the French Ministries of Agriculture and Labor, alongside internal services like CPHSCT and fall-prevention offerings such as LANTICHUTE.

Funding flows from mandatory social contributions paid by agricultural employers and self-employed farmers, channeled through the national MSA framework rather than commercial pricing. There are no direct fees charged to members for core social protection services, and no private investors, M&A activity, or funding rounds; the entity is a public administrative institution governed by French social security law. Strategic activity in recent periods has centered on digital channel enhancement (mobile app and chatbot), occupational health partnerships, farmer welfare programs, and the cyclical renewal of mutualist governance through the 2025 elections and the 2026 General Assembly.

Name

MSA Mayenne-Orne-Sarthe

Legal name

MSA Mayenne-Orne-Sarthe

Website

https://mayenne-orne-sarthe.msa.fr

Company type

Public

Operating status

Operating

Headcount range

11–50 employees

Short description

Public social security branch of France's MSA network serving agricultural workers, employers, employees, and health professionals across the Mayenne, Orne, and Sarthe departments through digital portals, mobile apps, chatbot support, employer declaration services, and farmer crisis assistance programs.

Ownership category

akta.pro rank

Product category

Agricultural Social Security

NAICS

Health Care and Social Assistance (62), Insurance and Employee Benefit Funds (5251), Health and Welfare Funds (525120)

SIC

Services-Social Services (8300), Services-Health Services (8000)

akta.pro primary industry

Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

akta.pro secondary industry

Food Assistance & Safety Nets (In-Kind, Vouchers, Cash Transfers) (BPADAJAA)

Keywords

• Agricultural social security
• Health insurance services
• Family benefit programs
• Retirement pensions
• Agricultural employer services

Headquarters

HQ city

Mayenne-Orne-Sarthe region

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Social Security Contributions: MSA is funded through mandatory social contributions (cotisations sociales) paid by agricultural employers and self-employed farmers. These contributions fund health insurance, family benefits, retirement pensions, and occupational health services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

MSA Mayenne-Orne-Sarthe is a regional public social security caisse that delivers mandatory social protection to the French agricultural community in the Mayenne, Orne, and Sarthe departments. Its core offering covers health insurance reimbursements, family benefits, retirement pensions, occupational health and safety, and employer declaration/administrative services (TESA, DSN), delivered via an online portal, mobile application, chatbot, and physical offices.

Product overview

MSA Mayenne-Orne-Sarthe operates as a regional branch of the French Agricultural Social Mutual (Mutualité Sociale Agricole), providing social protection services to the agricultural community. The organization offers a platform of digital services centered on Mon espace privé (private online accounts), complemented by a mobile application (ma MSA et moi), chatbot assistance (SAM), and specialized employer services including TESA and DSN declarations. Core service areas encompass health insurance reimbursements, family benefits, retirement provisions, agricultural occupational support (via Soutien Agri and CPHSCT), and prevention tools such as LANTICHUTE and SEIRICH for chemical risk assessment.

Differentiator

Problem solved

Functional benefit

Brands

• ma MSA et moi (mobile application): Mobile application for MSA beneficiaries to access their accounts, services, and information on the go.

Products and services

• Mon espace privé (Member Portal)

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core.

• INMA (Institut national de médecine agricole)coreStrategic or Co-development PartnerINMA is the national institute for agricultural medicine. MSA collaborates with INMA on agricultural occupational health research, guidelines, and professional development for health and safety in agriculture.
• INRS (Institut national de recherche et de sécurité)coreTechnology or IntegrationINRS is the national institute for research and security at work. MSA uses INRS-developed SEIRICH software for chemical risk evaluation in agricultural enterprises, providing free access to members.
• ANACT (Agence nationale pour l'amélioration des conditions de travail)coreStrategic or Co-development PartnerANACT is the national agency for improving working conditions. MSA partners with ANACT on workplace quality of life initiatives, occupational health programs, and agricultural work condition improvements.
• Ministry of Agriculture (Ministère de l'Agriculture)coreOthersMSA works under the supervision of the Ministry of Agriculture for occupational health and safety in agriculture (SST). The ministry sets policies and guidelines that MSA implements for the agricultural sector.
• Ministry of Labor (Ministère du Travail)coreOthersThe Ministry of Labor oversees occupational health and safety regulations that MSA implements in the agricultural sector. MSA coordinates on labor law compliance and workplace safety standards.

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• CNAF (Caisse Nationale des Allocations Familiales): National family benefits fund that delivers family allowances and housing assistance. Comparable to MSA's family benefits function, but for the general population rather than the agricultural sector.
• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): The national coordinating body of the MSA network and parent entity of MSA Mayenne-Orne-Sarthe. Operates the same agricultural social security mandate at the national level, setting policy, IT systems, and shared services across regional branches.
• URSSAF: French agency collecting mandatory social contributions from employers and self-employed workers. Comparable to MSA's contribution collection role, but operating across the broader French economy.
• AGIRC-ARRCO: Federation operating France's mandatory complementary retirement pension scheme for private-sector employees. Comparable to MSA's retirement pension function but addressing a different population.
• CPAM (Caisse Primaire d'Assurance Maladie): France's general health insurance fund administering statutory health coverage for the non-agricultural population. Comparable as a sibling social security entity operating under the same French Sécurité Sociale framework.
• CARSAT (Caisse d'Assurance Retraite et de la Santé Au Travail): Regional retirement and occupational health insurance funds for the general workforce. Comparable to MSA's combined retirement and occupational health mandate, but across all non-agricultural sectors.

Others

• France Services: Government network of one-stop service points for administrative procedures in rural areas. Partner of MSA for distributing services and an indirect counterpart in delivering public administrative support to rural populations.

Direct peers

• MSA Provence-Azur: Regional MSA branch serving southern France. Comparable as a regional branch of the French agricultural social security regime with the same statutory responsibilities.
• MSA Île-de-France: Another regional MSA branch serving the Île-de-France agricultural community. Directly comparable in mandate, service portfolio, and operational structure, differing only in geographic coverage.
• MSA Ain-Rhône: Regional MSA branch covering the Ain and Rhône departments. Shares identical legal mandate, service offerings, and operational model with MSA Mayenne-Orne-Sarthe.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/msa_actu
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/mymsa
• LinkedInlinkedin.com/company/msa-mayenne-orne-sarthe

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSA Mayenne-Orne-Sarthe