MAZ, Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social nº 11

What MAZ, Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social nº 11 does

MAZ, formally 'Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social nº 11', is a Spanish mutual insurance society that operates as one of the government-authorized mutuas colaboradoras con la Seguridad Social. The organization provides mandatory occupational accident and disease coverage, workplace injury prevention, medical rehabilitation, health surveillance, and cessation-of-activity benefits to affiliated Spanish companies (empresas mutualistas), self-employed workers (autónomos), and protected employees (trabajadores protegidos). It is subject to regulatory oversight from the Spanish Ministry of Social Security and ranks among 153 evaluated public institutional entities for transparency compliance.

The business model is funded through mandatory employer Social Security contributions on a recurring basis, with pricing set under government regulation rather than negotiated commercially. Distribution is multi-channel: companies affiliate directly through formal Social Security registration, while day-to-day service delivery is handled through the eMAZ extranet self-service portal (extranet.maz.es), a SharePoint-based corporate portal (portal.maz.es), and physical service centers across Spain. Marketing is conducted primarily through a content blog on the corporate portal and through the annual Premios MAZ Empresa Saludable (Healthy Company Awards), now in its twelfth edition.

Product surface is centered on the core statutory insurance offering, supplemented by the MAZ Empresa Saludable advisory and prevention program. The organization has no disclosed AI/ML capabilities, no API or SDK offerings, and no proprietary technology stack beyond its SharePoint-based portal and extranet. The strategic posture is defensive and continuity-oriented: MAZ is optimizing compliance, brand reputation, and digital self-service within a tightly regulated franchise rather than pursuing expansion, M&A, or new geographies.

Name

MAZ, Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social nº 11

Legal name

Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social nº 11

Website

https://maz.es

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

MAZ is a Spanish mutual insurance society authorized as 'mutua colaboradora nº 11' with the Social Security system, providing mandatory occupational accident and disease coverage, workplace prevention, rehabilitation, and health promotion to affiliated companies, self-employed workers, and protected employees in Spain.

Ownership category

akta.pro rank

Headquarters

HQ city

SARAGOSSA

HQ country

Spain

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Social Security Contributions: MAZ operates as a mutua colaboradora con la Seguridad Social, funded through mandatory employer contributions to the Spanish Social Security system. Companies affiliated with MAZ pay contributions that fund occupational accident insurance and prevention services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

MAZ is a Spanish mutual insurance entity collaborating with the Social Security system to provide occupational accident and disease coverage to affiliated companies and their workers. Its services include workplace accident prevention, medical care for occupational injuries and diseases, rehabilitation programs, health surveillance, and special provisions for self-employed workers. It is headquartered in Zaragoza, Spain, and operates as a non-profit mutual owned by its member companies.

Product overview

MAZ operates as a unified platform combining occupational accident and disease insurance services with digital self-service tools. The core offering centers on workplace health protection as a mutual insurance provider (Mutua), supported by the eMAZ extranet for service delivery and the MAZ Empresa Saludable program for preventive health advisory services. The corporate portal (portal.maz.es) serves as the institutional web presence built on SharePoint infrastructure.

Differentiator

Problem solved

Functional benefit

Products and services

• Occupational Accident and Disease Insurance Coverage Statutory coverage of occupational accidents and diseases for empresas mutualistas and self-employed affiliates, delivered under MAZ's regulated mutual status with the Spanish Social Security system.
• Occupational Medical Care Services Medical care for workers who have suffered occupational accidents or diseases, provided directly by MAZ to member companies' workers and self-employed affiliates.
• Rehabilitation Programs Structured rehabilitation programs for workers recovering from occupational injuries or diseases, aimed at functional recovery and return to work.
• Workplace Risk Prevention Services Workplace accident and risk prevention services for member companies, supporting compliance and reduction of occupational hazards.
• Health Surveillance Services Health surveillance services monitoring worker health in relation to occupational risks for affiliated companies and their workers.
• Self-Employed Worker Occupational Coverage Special occupational accident and disease coverage provisions designed for self-employed workers (autónomos), including access to MAZ's medical, rehabilitation, and prevention services.
• eMAZ Extranet Digital Platform Online self-service extranet that enables affiliated companies and protected workers to manage interactions with MAZ, including access to occupational health and insurance services.

Quantifiable outcome

• 99.9% compliance with active transparency obligations according to Consejo de Transparencia y Buen Gobierno evaluation

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Spanish Social Security System (Seguridad Social)coreStrategic or Co-development PartnerMAZ operates as a 'mutua colaboradora con la Seguridad Social nº 11', a collaborating entity authorized by the Spanish government to manage occupational accidents and diseases coverage. This partnership is fundamental to MAZ's operations, enabling the organization to provide mandatory Social Security-backed insurance services to Spanish companies and workers.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Asepeyo: Asepeyo is a large Spanish mutua colaboradora managing occupational contingencies, accident prevention, and rehabilitation for affiliated companies — directly comparable to MAZ in business model, regulatory status, and service offering.
• MC Mutual: MC Mutual (Mútua Colaboradora con la Seguridad Social) provides occupational accident and disease insurance and health services to affiliated Spanish companies, directly competing with MAZ for the same employer mutualista base.
• Fraternidad-Muprespa: Fraternidad-Muprespa is a Spanish mutua colaboradora con la Seguridad Social offering occupational accident and disease coverage, prevention, and rehabilitation — a direct peer to MAZ under the same regulatory framework.
• Ibermutua: Ibermutua is a Spanish mutua colaboradora offering occupational accident insurance, prevention services, and rehabilitation to affiliated employers — competing directly with MAZ for Spanish mutualista affiliations.
• Solimat: Solimat is a Spanish mutua colaboradora with regional focus in Castilla-La Mancha, providing occupational accident insurance and health services — comparable to MAZ in regulatory category and product offering.
• Mutua Madrileña: Mutua Madrileña is a Spanish collaborating mutua (with a broader insurance group) providing occupational accident coverage and prevention services to affiliated companies — directly comparable to MAZ in regulatory category and core service offering.
• Mutualia: Mutualia is a regional Spanish collaborating mutua providing occupational accident coverage and workplace health services — a direct peer to MAZ in structure and service mix, though with stronger regional concentration in the Basque Country.
• Fremap: Fremap is one of the largest Spanish mutuas colaboradoras con la Seguridad Social, providing occupational accident insurance, prevention, and rehabilitation services to affiliated employers — directly comparable to MAZ in service scope, regulatory structure, and customer base.
• Mutua Universal: Mutua Universal is a major Spanish collaborating mutua offering workplace accident coverage, health surveillance, and rehabilitation services to affiliated companies — overlapping directly with MAZ in services, regulatory regime, and target customers.
• Umivale: Umivale is a Spanish mutua colaboradora providing occupational accident prevention, healthcare, and rehabilitation to affiliated companies — a direct peer to MAZ in service scope and regulatory regime.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/maz-mutua-de-accidentes-de-trabajo-y-enfermedades-profesionales-de-la-seguridad-social-n%C2%BA-11

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MAZ, Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social nº 11