La Mutuelle Générale de Prévoyance

Name

La Mutuelle Générale de Prévoyance

Legal name

Mutuelle Générale de Prévoyance

Website

https://mgprev.fr

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Annecy (Cran Gevrier)

HQ country

France

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Cotisations d'assurance prévoyance: La mutuelle génère des revenus via les cotisations de ses produits d'assurance prévoyance (hospitalisation, accident, décès, obsèques, dépendance, maintien de revenus, épargne)payées par les adhérents. Ces cotisations sont fixes et non évolutives avec l'âge pour certains produits.
2. Partenariats avec mutuelles santé: La mutuelle agit en tant que réassureur ou partenaire pour les mutuelles santé qui proposent les garanties prévoyance de la MGP à leurs propres adhérents, créant un modèle B2B2C.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

La Mutuelle Générale de Prévoyance is a French mutual insurance company that sells prévoyance (social protection) insurance products covering hospitalization, accidents, death, funeral expenses, dependency, income maintenance, savings, and borrower coverage. Its offering is organized by client segment: individuals, self-employed professionals, enterprises, and public-sector agents, with named products such as Protect'Accident, Hospit 365, Mut'Décès+, Mut'ualité Obsèques+, Mut'Emprunt+, Mut'Epargne+, Mut'Dépendance, SERENYS Prévoyance, Prev'Accident Entreprises, and CCN-specific offers. Distribution is led by a network of 60+ partner health mutuelles, complemented by direct online subscription, a phone platform, and a dedicated calls-for-tenders service for public-sector markets.

Product overview

La Mutuelle Générale de Prévoyance is a mutual insurance company founded in 1986, entirely dedicated to provident/foresight insurance. The product portfolio comprises a multi-segment offering organized around individual products (Protect'Accident, Hospit 365, Mut'Décès +, Mut'ualité Obsèques +, Mut'Emprunt +, Mut'Epargne +, Mut'Dépendance, Mut'IJ Salariés, Mut'Prevoir Salariés), professional products (Mut'IJ Professionnels Indépendants, Mut'Prevoir Professionnels Indépendants), public sector products (Mut'territoriaux label, Garantie Agents Hospitaliers, Garantie Décès Fonction Publique), and enterprise products (SERENYS Prévoyance, Prev'Accident Entreprises, Offres CCN, Contrats Personnalisés). Supporting services include Mut&Psy (psychological support), Mut&Prev (prevention), Mut'Précaution (mutualist guarantee), and Prest'IJ (self-service declaration). The company serves 480,000 policyholders through approximately 60 partner health mutuals across France, Réunion, and the French Antilles.

Differentiator

Problem solved

Functional benefit

Brands

• Protect'Accident: Guarantee covering accidents of daily life for individuals - includes hospitalization indemnities, capital in case of permanent partial disability, death capital for AVC/infarction, and home modification coverage
• Hospit 365
• Mut'Décès +
• Mut'ualité Obsèques +
• Mut'Prevoir
• SERENYS Prévoyance
• Mut'territoriaux
• Prev'Accident Entreprises
• Mut&Psy
• Mut'Précaution

Products and services

• Protect'Accident Individual accident insurance providing fixed-sum compensation for daily-life accidents, including hospitalization indemnity, coma coverage, AVC/infarctus death capital and home modification benefits, with no medical questionnaire. Priced from €7.50/month.
• Hospit 365 Hospitalization insurance providing a daily allowance during stays at hospitals, clinics, maternity wards and rehabilitation centres, with up to 365 days of coverage. Four indemnity levels from €22.02 to €73.45 per day and three compensation periods.

Quantifiable outcome

• 480 000 adhérents accompagnés
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• Mutuelles partenaires (réseau de 60 organismes)coreChannel Partner/ Reseller/ DistributorLa Mutuelle Générale de Prévoyance diffuse ses garanties à travers un réseau de 60 mutuelles partenaires réparties sur le territoire français (métropole, Réunion et Antilles). Les mutuelles partenaires proposent les garanties prévoyance à leurs propres adherents, permettant la multi-détention et la fidélisation.
• Groupe Entis (UGM)coreStrategic or Co-development PartnerLa MGP est membre fondateur du Groupe Entis, une Union Mutualiste de Groupe. Elle bénéficie du soutien du groupe et partage des compétences avec les autres entités membres. Elle participe au déploiement d'Entis Services (UGM) dont les prestations sont à disposition des mutuelles.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• MACIF: Major French mutual insurer offering prévoyance alongside property, health, and savings. Overlaps with MGP in individual prévoyance and funeral/death products but operates at national scale with broader portfolios.
• Malakoff Humanis: Leading French social protection group offering prévoyance, health, retirement, and savings. Competes with MGP in enterprise prévoyance and CCN (collective agreement) offerings but at significantly larger scale and broader product scope.
• Crédit Mutuel Arkéa: French bancassurer offering prévoyance and insurance products through its banking network. Competes indirectly with MGP by bundling prévoyance with banking products for individuals and SMEs.
• Groupama: Leading French mutual insurance group offering property, casualty, health, and prévoyance products. Competes with MGP on individual and enterprise prévoyance but as part of a much broader multi-line portfolio.
• AG2R La Mondiale: Major French insurance group offering prévoyance, health, retirement, and savings. A broader incumbent that competes with MGP in prévoyance for enterprises and individuals but operates across many additional product lines.

Direct peers

• Harmonie Mutuelle: Major French health mutual and one of MGP's distribution partners / indirect competitors. Comparable in serving individuals and enterprises through mutual structures, with overlapping customer segments in health and prévoyance.
• Henner: French insurance group specializing in prévoyance and health insurance, particularly for enterprises and expatriates. Comparable to MGP in its prévoyance focus and B2B2C distribution through partner brokers and mutuals.
• Klesia: French prévoyance and retirement mutual specializing in social protection for employees, retirees, and independent professionals. Klesia is one of the closest direct competitors to MGP in prévoyance, operating across similar enterprise and individual segments.
• Apivia Mutuelle: French health mutual (now part of Aesio) that historically partnered with prévoyance providers. Comparable as a mutualist health-prévoyance operator serving individuals and enterprises in similar customer segments.
• SMACL Assurances: French mutual insurer specializing in coverage for local government employees and collectivités. Direct competitor to MGP in the public-sector prévoyance segment, particularly for territorial agents.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/la-mutuelle-g%C3%A9n%C3%A9rale-de-pr%C3%A9voyance

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about La Mutuelle Générale de Prévoyance