Mint Insurance Agency Corp

What Mint Insurance Agency Corp does

Mint Insurance Agency Corp is a privately held, Florida-based independent property and casualty insurance agency founded in 2014, operating from Miami Gardens, Florida with a stated headcount of six employees. The agency places personal, commercial, and specialty insurance coverage for individuals, families, small-to-large businesses, commercial trucking operators, farms, and niche segments such as cannabis businesses and high net worth households. As an independent agency, Mint represents a portfolio of carriers (Canal Insurance, Lloyds of London, Travelers, USLI, Berkley Prime Transportation, Canopius, Great Lakes Insurance, Hudson Insurance Group, and Intact Specialty) and earns commissions on placed policies rather than charging customers directly.

The product portfolio spans roughly thirty coverage lines organized into personal insurance (homeowners, auto, life, high net worth, motorcycle, boat, powersports, RV, renters, specialty dwelling, umbrella, earthquake, flood), business insurance (general liability, commercial auto, commercial package, commercial property, professional liability, cyber liability, D&O, EPLI, bonds, builders risk, business interruption, cargo, group benefits, commercial umbrella, contractors, farm and crop, and cannabis), and a dedicated commercial trucking vertical. There is no proprietary technology stack disclosed; the agency relies on standard carrier systems, a website-based quoting interface, and agent-assisted sales via phone with extended weekday and weekend hours.

Go-to-market is a hybrid of inside sales (phone), direct-to-consumer self-service online quoting, and a Refer Friends and Family referral program. Pricing is quote-based, with the company advertising rate advantages of 23%-38% versus named national carriers (Allstate, State Farm, Liberty Mutual, Geico) and umbrella policies typically starting around $150 annually. Revenue is generated entirely through carrier commissions on placed policies; the agency has not disclosed financial figures, external funding, or M&A activity.

Name

Mint Insurance Agency Corp

Legal name

Mint Insurance Agency

Website

https://mintinsure.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Mint Insurance Agency Corp is a Florida-based independent property and casualty insurance agency that places personal, commercial, trucking, and specialty lines (cannabis, high net worth, farm) for individuals and businesses via multiple carrier partnerships, earning commissions on each policy.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Public Auto / Livery (Taxi, Rideshare, Shuttle) (FSAJABAH)

Keywords

• Independent insurance agency
• Property casualty insurance
• Commercial trucking insurance
• Personal lines insurance
• Business insurance brokerage

Headquarters

HQ city

Miami Gardens

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Commissions: Mint Insurance Agency earns commissions from insurance carriers for placing policies. As an independent insurance agency, they are compensated directly by the insurance companies they represent, not by customers. This is the standard revenue model for independent insurance agencies.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Mint Insurance Agency Corp is an independent property and casualty insurance agency that places personal and commercial insurance coverage on behalf of customers by comparing options across multiple carriers. The agency earns carrier commissions and serves individuals, families, and businesses across Florida with a specialty focus on commercial trucking, cannabis, high-net-worth, and farm and crop lines.

Product overview

Mint Insurance Agency Corp is a property and casualty independent insurance agency founded in 2014, offering all lines of coverage for both commercial and personal insurance. The company operates as a portfolio of distinct insurance products organized into personal insurance (homeowners, auto, life, flood, earthquake, landlord, high net-worth, motorcycle, boat, powersports, renters, disability), business insurance (general liability, commercial auto, workers comp, professional liability, commercial property, commercial umbrella, cyber liability, EPLI, D&O, cargo, builders risk, bonds, business interruption, commercial package, group benefits), trucking insurance (commercial trucking), and specialty programs (farm & crop, cannabis). As an independent agency, they represent multiple insurance carriers to provide tailored coverage options for clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeowners Insurance Protects the structure of the home, personal belongings, liability, and other structures against covered perils such as fire, theft, and natural disasters. Targeted at individual homeowners.
• Auto Insurance
• Life Insurance
• High Net Worth Insurance
• Motorcycle Insurance
• Boat Insurance
• Powersports Insurance
• Recreational Vehicle Insurance
• Renters Insurance
• Specialty Dwelling Insurance
• Umbrella Insurance
• Earthquake Insurance
• Flood Insurance
• General Liability Insurance
• Commercial Auto Insurance
• Commercial Trucking Insurance
• Commercial Package Insurance
• Commercial Property Insurance
• Professional Liability Insurance
• Cyber Liability Insurance
• Directors & Officers Insurance
• EPLI Insurance
• Bonds
• Builders Risk Insurance
• Business Interruption Insurance
• Cargo Insurance
• Group Benefits Insurance
• Commercial Umbrella Insurance
• Contractors Insurance
• Farm & Crop Insurance
• Cannabis Insurance

Quantifiable outcome

• 36% lower rates vs Allstate, 30% lower vs State Farm, 23% lower vs Liberty Mutual, 38% lower vs Geico

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and supporting.

• Canal InsurancecoreChannel Partner/ Reseller/ DistributorCanal Insurance is one of the insurance carriers represented by Mint Insurance Agency, providing commercial trucking and transportation insurance solutions.
• Lloyds of LondoncoreChannel Partner/ Reseller/ DistributorLloyds of London is represented by Mint Insurance Agency, providing specialty and complex insurance coverage options.
• Travelers InsurancecoreChannel Partner/ Reseller/ DistributorTravelers Insurance is one of the major carriers represented, providing personal and commercial insurance products.
• United States Liability Insurance (USLI)coreChannel Partner/ Reseller/ DistributorUSLI is represented for providing liability insurance solutions to customers.
• Berkley Prime Transportation InsurancecoreChannel Partner/ Reseller/ DistributorBerkley Prime Transportation specializes in trucking insurance, aligned with Mint's commercial trucking focus.
• CanopiussupportingChannel Partner/ Reseller/ DistributorCanopius is a specialty insurance carrier represented for niche coverage options.
• Great Lakes InsurancesupportingChannel Partner/ Reseller/ DistributorGreat Lakes Insurance is a carrier partner providing various insurance products.
• Hudson Insurance GroupsupportingChannel Partner/ Reseller/ DistributorHudson Insurance Group is represented for specialty insurance coverage options.
• Intact Specialty Insurance SolutionscoreChannel Partner/ Reseller/ DistributorIntact Specialty Insurance Solutions is a key carrier partner providing specialty insurance solutions.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Lemonade: Direct-to-consumer digital insurance carrier using proprietary technology to underwrite personal lines. Represents the emerging digital competitive threat to traditional independent agencies like Mint on simple personal lines.

Direct peers

• CoverWallet: Digital commercial insurance brokerage placing small business and trucking policies across multiple carriers (now part of Aon). Directly comparable to Mint's commercial and trucking brokerage offering, especially for SMB customers.
• Insureon: Online commercial insurance marketplace placing small business policies (general liability, professional liability, BOP) across multiple carriers. Comparable to Mint's commercial package and small business brokerage motion.
• Next Insurance: Digital-first independent agency placing small business and commercial policies across multiple carriers. Highly comparable to Mint's commercial / small business brokerage motion, though delivered via proprietary technology rather than agent-led sales.
• Goosehead Insurance: Independent personal-lines insurance agency franchise operating across multiple U.S. states with a multi-carrier quoting model. Directly comparable business model to Mint's independent-agency, multi-carrier approach to personal lines.
• RPS (Risk Placement Services): Specialty wholesale insurance brokerage placing complex and niche commercial risks across specialty carriers, including trucking and excess/umbrella. Comparable to Mint's specialty placements through Lloyds and other specialty carriers.
• Burns & Wilcox: Specialty wholesale insurance brokerage distributing complex P&C risks through retail agents to specialty carriers. Comparable as a placement/distribution intermediary to Mint's specialty carrier relationships.
• Hiscox: Specialty insurer and broker focused on small business, professional liability, and niche commercial lines. Comparable to Mint's specialty commercial offering, especially for hard-to-place risks and small-business owners.

Broad incumbents

• Progressive: Major national P&C carrier with a strong commercial trucking and commercial auto franchise. Sets the competitive pricing benchmark Mint is positioned against on commercial auto and trucking lines.

Regional players

• Brightway Insurance: Florida-headquartered independent insurance agency franchise network with strong personal and commercial lines. Highly comparable to Mint given overlapping Florida footprint and multi-carrier independent agency model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/neon-insurance-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mint Insurance Agency Corp