moneyveo.vn

What moneyveo.vn does

Moneyveo Vietnam Co., Ltd is a privately held P2P lending platform incorporated in Ho Chi Minh City on March 4, 2020, operating under the domain moneyveo.vn. The company offers online personal loans to Vietnamese consumers aged 20-80, with principal amounts ranging from 500,000 to 30,000,000 VND, repayment terms of 62 to 180 days, and a uniform 18.25% annual percentage rate. Loan applications are submitted through a fully digital, self-serve website and mobile interface, with automated profile review producing approval decisions in approximately one minute and disbursement within 15-20 minutes. Capital is supplied through a strategic partnership with Nguyen Xi Pawnbroking Company Limited, which acts as the lending partner in the P2P structure.

The platform's product portfolio extends beyond the core cash loan into a buy now, pay later sub-brand called VeoShopping, a Top-Up feature for repeat borrowers (200,000-10,000,000 VND), a loan extension/prolongation service, and over a dozen specialized landing pages targeting borrower segments defined by documentation type (iPhone, CCCD chip card, vehicle registration, household registration, health insurance, ATM card, passport) or credit profile (bad credit, students, urgent/same-day). Moneyveo generates revenue primarily through loan interest income at 18.25% APR, supplemented by consulting fees and loan extension fees, with a 5-day grace period for late payments and transparent, publicly disclosed pricing.

The company distributes its services exclusively through digital channels, with no physical branches. Customer acquisition is driven by Vietnamese-language content marketing, organic social presence on Facebook, Instagram, YouTube, and Zalo, and an Invite Friends referral program. The company employs approximately 17 people, is not publicly listed, has no disclosed parent company or institutional funding, and operates as an independent entity serving the Vietnamese consumer credit market.

Name

moneyveo.vn

Legal name

MONEYVEO VIETNAM CO., LTD

Website

https://moneyveo.vn

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Moneyveo Vietnam is a privately held P2P lending platform serving Vietnamese consumers aged 20-80 with online personal loans of 500,000-30,000,000 VND at a uniform 18.25% APR, automated one-minute approvals, and a BNPL sub-brand called VeoShopping.

Ownership category

akta.pro rank

Product category

Consumer Lending

NAICS

Nondepository Credit Intermediation (5222)

SIC

Personal Credit Institutions (6141)

akta.pro industry

PRIMARYFSAKAHAA

Consumer P2P Personal Loans (Unsecured)

Financial & Insurance/Lending & Consumer Finance/Peer-to-Peer (P2P) & Marketplace Lending

SECONDARYCRAFALAD

Buy Now, Pay Later (BNPL)

Consumer Products & Retail/E-commerce & Marketplaces/Digital Payment Solutions for E-commerce

Keywords

• Online personal loans
• P2P lending platform
• Consumer lending
• Short-term digital credit
• Buy now pay later

Headquarters

HQ city

Ho Chi Minh City

HQ country

Vietnam

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Others

Revenue model

1. Loan Interest Income: Moneyveo generates revenue primarily through interest charged on loans. The platform charges 18.25% APR uniformly across all loans. Additional revenue may come from consulting fees and extension/prolongation fees when borrowers extend their loan terms.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Moneyveo Vietnam Co., Ltd operates a fully digital peer-to-peer (P2P) lending platform that connects individual Vietnamese borrowers with lending partners for short-term unsecured personal loans ranging from 500,000 to 30,000,000 VND at a uniform 18.25% annual percentage rate (APR) over 62-180 day terms. The platform provides automated credit decisioning with 1-minute approval and 15-20 minute disbursement, and also offers a buy-now-pay-later (BNPL) solution called VeoShopping that allows installment-based purchases.

Product overview

Moneyveo is a P2P lending platform offering online personal loans with a portfolio of core and specialized loan products. The core offering is the online loan service with amounts from 500,000 to 30 million VND and 18.25% APR. The product lineup includes the main Moneyveo Online Loans platform, VeoShopping (a buy now pay later BNPL solution), and numerous specialized loan modules targeting different borrower profiles such as iPhone users, bad credit borrowers, vehicle owners, and customers needing urgent same-day loans. Additional services include loan extension (Prolongation) and Top-Up for existing borrowers.

Differentiator

Problem solved

Functional benefit

Brands

• VeoShopping: A buy now, pay later solution that makes shopping easy for everyone.

Products and services

• Moneyveo Online Loans Fully self-serve P2P lending platform offering unsecured online personal loans of 500,000 to 30,000,000 VND over 62-180 day terms at a uniform 18.25% APR for Vietnamese citizens aged 20-80. Features automated credit review with 1-minute profile appraisal and 15-20 minute disbursement to bank accounts, with a 5-day grace period for late payments.
• VeoShopping Buy now, pay later (BNPL) solution under the Moneyveo sub-brand VeoShopping that enables customers to purchase items first and repay in installments. Designed for Vietnamese consumers seeking flexible short-term financing for shopping.

Quantifiable outcome

• Loan approval in 1 minute, disbursement within 15-20 minutes
• +3 more outcomes

Segments2 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Nguyen Xi Pawnbroking Company Limited (Công Ty TNHH Cầm Đồ Nguyễn Xí)coreStrategic or Co-development Partner · 1 January 2020Nguyen Xi Pawnbroking Company Limited serves as Moneyveo's partner company in the P2P lending model. The partnership enables Moneyveo's online lending platform by connecting borrowers with this pawnshop partner for capital deployment. The partner company is located at 8th floor, 102 Nguyen Xi Street, Ward 26, Binh Thanh District, Ho Chi Minh City.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• FE Credit: Vietnam's leading consumer finance company (VPBank subsidiary), providing cash loans, installment credit, and credit cards to mass-market and underbanked borrowers. Operates a comparable target customer and product set as Moneyveo, but with a much larger balance sheet, branch footprint, and capital base.
• Home Credit Vietnam: One of Vietnam's largest consumer finance companies, offering installment loans and BNPL at the point of sale. Directly comparable as an online consumer lender serving credit-constrained borrowers with a similar 18-20% APR range, but operates at far greater scale with extensive POS retail partnerships.
• Mirae Asset (Vietnam consumer finance): Financial group with consumer lending and BNPL operations in Vietnam targeting salaried and underbanked borrowers. Represents a larger, broader financial-services incumbent with overlapping product offerings and customer base to Moneyveo.

Direct peers

• Findo: Vietnamese fintech offering online personal loans to underbanked consumers with a digital, branchless application process. Comparable target customer and product design to Moneyveo, and referenced in Moneyveo's competitor-comparison content.
• Tima: Vietnamese P2P lending marketplace that connects individual borrowers with lenders, including underserved borrowers outside the formal banking system. Operates a structurally similar peer-to-peer model connecting retail capital with borrowers, with overlapping customer segments.
• VayVay (Vay Muợn Nhanh): Vietnamese online small-loan platform serving underbanked consumers with fast, branchless approval and disbursement. Competes directly with Moneyveo for the same digital-first, short-term small-ticket borrower segment in Vietnam.
• CashBerry: Vietnam-based online small-ticket consumer loan provider targeting similar underbanked borrowers with a fully digital application flow. Operates in the same niche as Moneyveo and is named as a direct competitor in Moneyveo's blog content.
• OnCredit Vietnam: Vietnam-based online lender offering small cash loans to consumers via a fully digital, self-serve platform. Comparable loan sizes, terms, and digital-first GTM as Moneyveo, with significant overlap in target borrower demographics.
• Doctor Dong (Doctor Đồng): Vietnamese online consumer lending platform offering small-ticket short-term loans via a fully digital application process. Operates with a similar product structure, target borrower profile (underbanked Vietnamese consumers), and self-serve digital GTM as Moneyveo, and is explicitly named as a competitor in Moneyveo's own content.
• Robocash Vietnam: A Vietnam-based online lender offering short-term personal loans in the 1-20 million VND range with similar online-only application and fast disbursement. Moneyveo's own blog content directly compares against Robocash, confirming them as head-to-head competitors for the same digital borrower segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCe0oEjOg6ikFTV5MwEF4vxA
• Facebookfacebook.com/moneyveo.vn
• Instagraminstagram.com/moneyveo.vietnam
• LinkedInlinkedin.com/company/moneyveo-vn

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about moneyveo.vn