One Alliance Seguros RD

What One Alliance Seguros RD does

One Alliance Seguros RD is a privately held insurance company operating in the Dominican Republic since 2016 and a subsidiary of One Alliance Insurance Group, a diversified insurance conglomerate with affiliated entities in Puerto Rico and the United States. The company underwrites and distributes a multi-line insurance portfolio covering automobile, home, business (offices, restaurants, pharmacies, commercial plazas, SMBs), personal life and accident, and surety bonds (construction, customs, judicial, commercial), supplemented by ancillary services including authorized workshops, rent-a-car, road assistance, veterinary assistance, and travel assistance. Its underlying technology stack centers on an Oracle APEX-based Virtual Office Portal (Oficina Virtual) that supports policy management, customer self-service, intermediary operations, and supplier interactions, together with an AI-powered virtual assistant branded 'One Tu Asistente Virtual.'

The company monetizes primarily through insurance premiums collected across its five core lines, with policies ranging from low-ticket products such as One Life (from $7.20 USD annually) to higher-value commercial and surety bond coverage. Pricing is risk-based and quote-driven rather than list-based. Go-to-market combines a physical distribution network of 7 commercial offices across multiple Dominican provinces with a network of 1,000+ active independent insurance producers/brokers, augmented by the self-service Virtual Office Portal. Premium financing is offered through a strategic partnership with Axeso Finance at 0% interest in up to 10 installments, expanding affordability for individual and SMB buyers. The customer base of 4,000+ policyholders is fragmented across multiple lines, with a stated 90% retention rate. Financial credibility is anchored by BBB (Pacific Credit Rating) and A Excepcional (Demotech) financial ratings, supported by a broad panel of reinsurance partners including AVIA, Patria Re, GenRe, Munich Re-adjacent entities, and broker Aon. The company is led by Presidente Ejecutivo Juan José Guerrero Grillasca, with corporate-level oversight from Juan Carlos Amaro R. (Corporate CCO, Chairman of One Alliance Seguros DR).

Name

One Alliance Seguros RD

Legal name

One Alliance Seguros

Website

https://oneallianceseguros.com.do

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

One Alliance Seguros RD is a Dominican Republic multi-line insurance company (auto, home, business, life, surety bonds) founded in 2016, distributing through 7 offices and 1,000+ independent producers serving 4,000+ individual and SMB policyholders under the One Alliance Insurance Group umbrella.

Ownership category

akta.pro rank

Product category

General Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Life, Health, and Medical Insurance Carriers (52411), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399), Life Insurance (6311), Surety Insurance (6351)

akta.pro primary industry

Commercial Property Insurance (FSAJACAE)

akta.pro secondary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Automobile insurance
• Home insurance
• Commercial insurance
• Life insurance
• Surety bonds

Headquarters

HQ city

Santo Domingo

HQ country

Dominican Republic

HQ region

Latin America

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Supply Chain, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Core revenue from underwriting insurance policies across multiple lines: automobile, home, business, personal life and accident, and surety bonds. Premiums collected from policyholders on annual or recurring basis.
2. Policy Financing Services: Through partnership with Axeso Finance, the company offers flexible premium payment plans allowing customers to pay policies in installments with 0% interest, generating administrative fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

One Alliance Seguros RD underwrites and distributes a multi-line insurance portfolio in the Dominican Republic covering automobile, home, commercial, personal (life and accident), and surety bond risks. Policies are sold directly through commercial offices and a network of independent producers, with policy management supported by a virtual office portal and an AI virtual assistant, and flexible 0% interest premium financing offered through a partnership with Axeso Finance.

Product overview

One Alliance Seguros RD is an insurance company operating in the Dominican Republic with 8 years of experience, offering a comprehensive portfolio of insurance products and complementary services. The core offerings span five main protection categories: Automobile (Individual, Fleet, Legal, Own Damage, Classic Plan), Home (Fire, Civil Liability, Electronics, Home Assistance, Security, Last Expenses, School Rental, Domestic Staff Accidents, Parked Vehicle Protection), Enterprises (Office, Restaurant, Pharmacy, Hairdresser, Commercial Plaza, SMB), Persons (Individual, Group, Family Life, Mortgage, Financial Debt Protection, Exequias, Personal Accidents, School Plan, Camp Plan, Unemployment), and Surety Bonds (Construction, Customs, Judicial, Commercial). The company differentiates through bundled services including authorized workshops, rent-a-car partnerships, loyalty programs, veterinary assistance, and travel assistance, delivered via virtual office portal and AI-powered virtual assistant "One." Payment flexibility is provided through Axeso Finance partnership. Financial stability affirmed by BBB (PCR) and A Exceptional (Demotech) ratings.

Differentiator

Problem solved

Functional benefit

Products and services

• Automóvil Insurance Vehicle insurance for individuals, fleets, legal requirements, own damage, and classic plans, with coverages spanning total loss, fire and theft, comprehensive, all risk, travel assistance, road assistance, driver's home, and rented vehicle protection. Marketed to vehicle owners in the Dominican Republic.
• Hogar (Home) Insurance

Quantifiable outcome

• 90% customer retention rate
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

Partnerships

13 partnerships are on record, tiered core and flagship.

• Axeso FinancecoreStrategic or Co-development PartnerFinancial partner offering 0% interest premium financing, allowing customers to pay policies in up to 10 installments with 15% down payment and 7.5% administrative fees
• Singular Insurance USflagshipStrategic or Co-development PartnerPart of One Alliance Insurance Group, located in Miami, USA - serves as alliance partner for cross-border insurance services
• Singular Insurance Agency (Puerto Rico)flagshipStrategic or Co-development PartnerPart of One Alliance Insurance Group, located in San Juan, Puerto Rico - alliance partner for regional insurance services
• One Alliance Travel AssistflagshipStrategic or Co-development PartnerPart of One Alliance Insurance Group, providing travel assistance services - offers travel assistance coverage included in home insurance policies
• One Alliance Insurance Corp (Puerto Rico)flagshipStrategic or Co-development PartnerPart of One Alliance Insurance Group, located in Puerto Rico - core group entity for insurance operations in the Caribbean
• SingularcoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• PRMDcoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• AIGcoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• ChubbcoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• Blue Waters InsurancecoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• Simed Puerto RicocoreChannel Partner/ Reseller/ DistributorInsurance company ally for insurance product distribution and partnerships
• LocktoncoreStrategic or Co-development PartnerGlobal insurance broker, with Director Lucas Iglesias participating in Vientos de Preparación forum as industry expert

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• MAPFRE: Spanish-headquartered global multi-line insurer with the largest P&C footprint in Latin America and a major presence in the Dominican Republic through MAPFRE BHD Seguros. Directly comparable as a multi-line P&C and life carrier serving individuals and SMBs in the same Caribbean geography.
• SURA: Latin American insurance and pensions group operating across multiple Caribbean and LatAm markets with multi-line P&C and life offerings. Comparable as a regional multi-line carrier with overlapping customer base in emerging Caribbean economies.
• Zurich Insurance Group: Global multi-line insurer with established personal and commercial lines operations in the Dominican Republic. Comparable for the breadth of auto, home, and commercial products sold through agent and broker channels in the same market.
• Pan-American Life Insurance Group: Life and health insurance carrier with deep Caribbean and Latin American footprint, particularly in Puerto Rico and the Caribbean. Comparable for the life and personal accident product lines and for regional Caribbean underwriting exposure.
• Chubb: Global P&C and life insurer with strong Caribbean and Latin American presence, including personal and commercial lines in the Dominican Republic. Comparable for multi-line product architecture serving SMB and affluent consumer segments.
• AIG: Global multi-line P&C and life insurer with Latin American presence and direct competitor for personal lines and SMB commercial accounts in the Dominican Republic. Comparable for product breadth and distribution through professional agent networks.
• Liberty Mutual Insurance: US-headquartered global multi-line P&C insurer with Latin American and Caribbean operations. Comparable for the broad personal and commercial P&C product set distributed via agents and brokers in the Dominican Republic.

Direct peers

• HUMANO Seguros: Major Dominican Republic multi-line insurer offering personal, commercial, and life insurance through agents and corporate channels. Comparable peer serving overlapping customer segments in the same market with similar product breadth.
• ASSA Compañía de Seguros: Caribbean-focused multi-line insurance group with extensive operations across Central America and the Caribbean including the Dominican Republic. Closest direct regional peer given similar multi-line P&C, life, and surety product mix targeted at individuals and SMBs.
• Seguros Universal (Dominican Republic): Dominican Republic-domiciled multi-line insurer offering auto, home, life, and commercial policies through agent/broker networks. Direct local competitor with overlapping product portfolio and distribution model in the same regulatory environment.

Market position

Strengths5 records

Weaknesses5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/oasegurosrd
• Facebookfacebook.com/OneAllianceSegurosRD
• LinkedInlinkedin.com/company/one-alliance-seguros-rd
• Instagraminstagram.com/onealliancesegurosrd

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about One Alliance Seguros RD