St Peter Life Plan

What St Peter Life Plan does

St. Peter Life Plan, Inc. is a Philippine pre-need deathcare company incorporated and headquartered at the St. Peter Corporate Center, 999 EDSA, Quezon City. Founded in 1970, it sells anti-inflationary memorial life plans — Traditional Plans and Cremation Plans — to individual Filipino consumers across all socioeconomic segments, with installment payment modes (monthly, quarterly, semi-annual, annual) and a 10% spot-cash discount. Plans lock in today's prices for future memorial services including viewing, burial, and cremation, and include value-added benefits such as Return of Premium, cash assistance to beneficiaries, accidental death and dismemberment coverage, and waiver of installments during disability.

The company distributes through three channels: an authorized sales agent network, the St. Peter eStore e-commerce platform (supporting online plan purchase, installment payment, and claims filing), and physical branch offices in cities including Quezon City, Koronadal, Butuan, Catbalogan, Mandaue, Dumaguete, and Meycauayan. Its technology stack is centered on the eStore platform, an Agent Portal for sales agents, and digital service products eBurol (online viewing) and eLibing (online interment). The St. Peter Group comprises 13 wholly-owned subsidiaries covering captive financing (St. Peter Finance Corporation, Heaven's Pathway Lending Inc.), regional memorial homes and chapels across Luzon, Visayas, and Mindanao, and acquired brands including Forest Hill Funeral Homes & Services, Family Choice Memorial Chapels, and Golden Gate Memorial Chapels Visayas.

Revenue is generated through two streams: subscription-style recurring installment income on pre-need plan contracts and one-time revenue from rendering the underlying memorial service when a planholder passes away. The firm is privately held with no disclosed institutional investment, no public listing, and no public revenue disclosure. Itself reports approximately 41 employees at the corporate level and holds memberships in the ICCFA, NFDA, and CANA industry associations.

Name

St Peter Life Plan

Legal name

St. Peter Life Plan, Inc.

Website

https://online.stpeter.com.ph

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

11–50 employees

Short description

St Peter Life Plan is a Philippine pre-need deathcare company founded in 1970 that sells anti-inflationary traditional and cremation memorial life plans to Filipino families through authorized sales agents, branch offices, and an e-commerce platform, with a vertically integrated group of finance, chapel, and memorial home subsidiaries across Luzon, Visayas, and Mindanao.

Ownership category

akta.pro rank

Product category

Pre-Need DeathCare Services

NAICS

Direct Life Insurance Carriers (524113), Funeral Homes and Funeral Services (81221)

SIC

Life Insurance (6311)

akta.pro primary industry

Final Expense / Burial Life Insurance (FSAIABAF)

Keywords

• Pre-need memorial plans
• Deathcare services
• Cremation plans
• Traditional burial plans
• Memorial life insurance

Headquarters

HQ city

Quezon City

HQ country

Philippines

HQ region

Asia

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Pre-need Life Plan Sales: St Peter Life Plan generates revenue through the sale of pre-need memorial life plans. These are anti-inflationary plans that guarantee a memorial service package chosen during the customer's lifetime. Revenue is earned through installment payments (monthly, quarterly, semi-annual, annual) or spot cash payments.
2. Memorial Services: Revenue from rendering actual memorial services (viewing, cremation, traditional burial) when the planholder passes away

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

St. Peter Life Plan sells pre-paid, anti-inflationary memorial life plans (Traditional Plans and Cremation Plans) to individual Filipino families, guaranteeing a chosen memorial service package at today's prices. Customers pay through installments (monthly, quarterly, semi-annual, annual) or spot cash, and upon the planholder's passing the company renders the actual memorial services (viewing, burial or cremation) through its owned chapel and memorial home network across the Philippines.

Product overview

St. Peter Life Plan operates as a Pre-Need DeathCare Company offering two core memorial plan products: Traditional Plans (pre-paid DeathCare Plans guaranteeing lifetime Memorial Service Packages with 4-day viewing at accredited chapels) and Cremation Plans (affordable cremation services including full cremation, marble urn, metal casket, and 3-day viewing, available in select Philippine locations). The company supplements these products with digital services including eBurol (online viewing) and eLibing (online interment), delivered through their St. Peter eStore online platform for plan purchases, payments, and claims filing.

Differentiator

Problem solved

Functional benefit

Products and services

• Traditional Plans Pre-paid DeathCare plans that are anti-inflationary and guarantee the purchaser's choice of a lifetime Memorial Service Package, including a 4-day viewing period in accredited mortuary chapels, for individual Filipino families seeking to pre-arrange traditional burial services.
• Cremation Plans

Quantifiable outcome

• Anti-inflationary protection - planholders lock in current prices for future memorial services
• +2 more outcomes

Named customers6 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered minor.

• International Cemetery, Cremation and Funeral Association (ICCFA)minorOthersAffiliation with international deathcare industry association providing access to global best practices and industry standards in memorial services.
• National Funeral Directors Association (NFDA)minorOthersAffiliation with international funeral directors association for industry networking and knowledge sharing.
• Cremation Association (CANA)minorOthersAffiliation with cremation industry association supporting the company's cremation service offerings.

Scale indicators1 record

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Carriage Services: Carriage Services is a US-based provider of funeral and cemetery services with a significant pre-need trust portfolio. Comparable to St Peter in combining pre-need plan sales with owned funeral home and cemetery operations, though at much larger scale and operating in the more developed US market.
• StoneMor Partners: StoneMor Partners is a US-based deathcare company operating cemeteries, funeral homes, and crematoria, with a meaningful pre-need funeral plan business. Comparable to St Peter as a multi-site deathcare platform with pre-need plan financing, though operating in the US regulatory environment.
• Park Lawn Corporation: Park Lawn Corporation is a Canadian deathcare operator providing funeral services, cemetery operations, and pre-need planning across North America. Comparable to St Peter in the integrated pre-need and funeral services model, providing a publicly traded reference comparable for the broader deathcare category.
• Dignity plc: Dignity plc is the largest UK funeral services provider, offering pre-need funeral plans, funeral arrangements, and cremation services. Comparable to St Peter as a vertically integrated deathcare platform combining plan financing with chapel/crematorium operations, though operating in a far more mature and regulated market.
• Service Corporation International: Service Corporation International (SCI) is the largest funeral services and cemetery operator in North America, offering pre-need funeral planning, caskets, cremation, and cemetery services. It represents the scaled, mature version of St Peter's business model in a developed market, providing a reference point for what an institutionalized pre-need deathcare platform can become.

Direct peers

• PhilPlans (Philplans Inc.): PhilPlans is one of the largest pre-need life plan providers in the Philippines, directly competing with St Peter Life Plan in selling installment-based memorial and final expense plans to Filipino families. It is the closest head-to-head competitor in the Philippine pre-need deathcare market.
• Loyola Memorial Park: Loyola Memorial Park is a long-established cemetery and memorial park operator in Metro Manila offering burial, cremation, and chapel services. Comparable to St Peter in providing integrated deathcare services to Filipino families, though with stronger cemetery real estate and less emphasis on installment plan financing.
• Manila Memorial Park: Manila Memorial Park operates one of the largest memorial park complexes in the Philippines, offering burial plots, memorial services, and related deathcare packages. It directly overlaps with St Peter's traditional burial and chapel service offerings for the same Filipino consumer base.
• Cosmopolitan Memorial Parks: Cosmopolitan Memorial Parks operates multiple memorial parks across the Philippines offering burial, cremation, and memorial services. It competes with St Peter in serving Filipino families seeking pre-arranged deathcare packages, with comparable geographic reach in major Philippine cities.

Others

• Matthews International (Memorialization Segment): Matthews International's Memorialization segment supplies caskets, memorial products, and cremation equipment to funeral homes and cemeteries globally. Comparable to St Peter as an enabler/adjacent supplier in the deathcare value chain, providing a reference point for the underlying cost structure of memorial services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/StPeterGroup
• LinkedInlinkedin.com/company/st-peter-life-plan

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about St Peter Life Plan