OSPAÑA ARGENTINA

What OSPAÑA ARGENTINA does

OSPAÑA Argentina (legal name: Obra Social de los Inmigrantes Españoles y sus Descendientes Residentes en la República Argentina) is a non-profit mutual health insurance organization (obra social) founded in 2007 and headquartered at Venezuela 1146, Buenos Aires. The organization provides comprehensive medical coverage to Spanish immigrants and their descendants, while extending services to the broader Argentine community. It is registered with Argentina's Superintendencia de Servicios de Salud (SSS) under RNAS No. 0-0310-8 and operates under the Programa Médico Obligatorio (PMO) framework mandated by Resolution 201/02, with its Cartilla Prestacional approved for June 2025 through May 2026.

OSPAÑA's core offering is the Plan Básico Prestaciones, supported by a Cobertura Integral package that includes primary and secondary care, specialty consultations, diagnostic imaging, laboratory services, dental care, mental health services, optical coverage, hospitalization, surgery, oncology treatment, transplants, emergency services, and preventive programs. The organization operates an in-house specialty clinic at its headquarters, an on-site laboratory partnership with Laboratorio Rapela, a pharmacy network providing 40% medication discounts, and a distributed Cartilla de Prestadores across CABA and Buenos Aires Province. A digital channel was added in January 2025 with the Nexup Electronic Prescription Platform, mandated by national decree 345/2024.

The organization employs 24 staff and is governed by a Consejo Directivo led by President José Luis Seoane. Revenue is generated through two streams: recurring monthly membership contributions (capitation/subscription) from affiliated beneficiaries and unit-priced co-payments (coseguros) for specific services — consultations at $20,000, psychology at $26,000, laboratory tests from $13,500, diagnostic imaging from $13,500 to $50,500, and dental services at $14,500, with exemptions for protected groups (maternal-infant, HIV, disability, cancer prevention). Distribution is direct-to-consumer via website, phone, WhatsApp, and in-person enrollment, with no external investors or parent company.

Name

OSPAÑA ARGENTINA

Legal name

OBRA SOCIAL DE LOS INMIGRANTES ESPAÑOLES Y SUS DESCENDIENTES RESIDENTES EN LA REPUBLICA ARGENTINA

Website

https://ospana.com.ar

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

OSPAÑA Argentina is a non-profit mutual health insurance organization (obra social) in Buenos Aires providing comprehensive medical coverage under Argentina's PMO framework to Spanish immigrants, their descendants, and the broader Argentine community.

Ownership category

akta.pro rank

Product category

Mutual Health Insurance

NAICS

Health Care and Social Assistance (62), Services for the Elderly and Persons with Disabilities (62412)

SIC

Hospital & Medical Service Plans (6324), Services-Membership Organizations (8600), Services-Health Services (8000)

akta.pro primary industry

CO-OP / Nonprofit Individual Market Plans (HLAEABAH)

akta.pro secondary industry

Individual Health Insurance Administration (TPA/ASO) (FSAIAEAK)

Keywords

• Mutual health insurance
• Obra social services
• Medical coverage plans
• Health benefit programs
• Affiliated provider network

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Membership Contributions: As a mutual health insurance (obra social), OSPAÑA generates revenue primarily through monthly membership contributions from affiliated beneficiaries. These contributions fund comprehensive health coverage including primary care, specialist consultations, hospitalizations, medications, and preventive health programs.
2. Co-payments (Coseguros): OSPAña charges co-payments for various medical services including consultations ($20,000 for general/specialist), psychology sessions ($26,000), laboratory tests ($13,500 for up to 6 determinations), diagnostic imaging ($13,500-$50,500 depending on complexity), and dental services ($14,500). Some services are exempt from co-payments including maternal-child plan, HIV program, disability coverage, and cancer prevention programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

OSPAÑA Argentina is a non-profit mutual health insurance organization (obra social) that provides comprehensive medical coverage to Spanish immigrants and their descendants residing in Argentina, along with the broader community. Its core offering is the Plan Básico Prestaciones (Basic Benefits Plan) with Cobertura Integral, which encompasses primary care, specialist consultations, hospitalization, diagnostic imaging, laboratory services, dental care, mental health services, optical care, rehabilitation, emergency services, medications, and preventive health programs, delivered through a network of affiliated providers across Buenos Aires Province and CABA.

Product overview

OSPAÑA (Obra Social de los Inmigrantes Españoles y sus Descendientes) is a non-profit health insurance organization (obra social) providing comprehensive health coverage to its beneficiaries. The core offering is the Plan Básico Prestaciones (Basic Benefits Plan) with Cobertura Integral (Integral Coverage) that complies with Argentina's Mandatory Medical Program (PMO). The organization operates the Nexup Electronic Prescription Platform for digital prescription management. Services include primary and secondary healthcare, specialty consultations, preventive programs, mental health services, disability coverage, and a network of affiliated providers across Buenos Aires Province and CABA accessible through their Cartilla de Prestadores directory. The organization also offers mutual assistance services through an affiliated mutual fund.

Differentiator

Problem solved

Functional benefit

Products and services

• Plan Básico Prestaciones (Basic Benefits Plan) Core health insurance plan providing comprehensive medical coverage including consultations, diagnostic tests, laboratory services, imaging, rehabilitation, hospitalization, surgeries, maternity care, oncology treatments, transplants, emergency services, medications, dental care, mental health, and optical coverage. Targeted at affiliated beneficiaries including Spanish immigrants, descendants, and the broader Argentine community.
• Cobertura Integral (Integral Coverage) Comprehensive health coverage package compliant with Argentine Resolution 201/02 and the Mandatory Medical Program (PMO), encompassing primary healthcare, secondary care, specialty services, prevention programs, and maternity and child health programs for affiliated beneficiaries.
• Nexup Electronic Prescription Platform Ministry of Health-enabled digital platform for generating and managing electronic prescriptions, replacing paper-based prescriptions. Healthcare professionals generate prescriptions from the Nexup platform and share them with patients via email and WhatsApp, accessible from any device. Available to OSPAÑA affiliated members.
• Salud Mental (Mental Health Services) Mental health coverage and services guaranteed under Argentine National Law 26.657, including consultations, psychiatric care, psychological support, and psychiatric hospitalization up to 30 days per year for affiliated beneficiaries.
• Discapacidad Coverage (Disability Coverage) Comprehensive disability coverage as established by Argentine Law 24.901 and Resolution 428/99 MSAL, including evaluation through the interdisciplinary team Incluir SRL and access to basic nomenclature of services for persons with disabilities. Co-payments are exempted.
• Especialidades en Edificio (Specialties in Building) In-house medical specialty consultations at OSPAÑA's headquarters in CABA, including psychiatry, family medicine, cardiology, endocrinology, dermatology, traumatology, gynecology, rheumatology, nutrition, ENT, pediatrics, gastroenterology, neurology, and laboratory services operated by Laboratorio Rapela on-site.

Quantifiable outcome

• 40% medication discount at pharmacies
• +5 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered core and minor.

• Equipo Interdisciplinario Incluir SRLcoreImplementation/ SI/ Consulting PartnerSpecialized interdisciplinary team contracted for disability evaluation and access to coverage under Law 24.901. Members requiring disability coverage are referred to this team for evaluation prior to accessing specialized services.
• Laboratorio RapelacoreTechnology or IntegrationLaboratory services provider located on the 1st floor of OSPAÑA offices, offering blood tests and laboratory diagnostics. Operating hours: Monday to Friday 8:00-16:00, with blood draws 8:00-12:00.
• Adherent Pharmacies (Farmacias Adheridas)coreChannel Partner/ Reseller/ DistributorNetwork of affiliated pharmacies providing 40% medication discounts to OSPAÑA members. New pharmacies such as Farmacia Nuevo Diego's are continuously added, with home delivery services available at select locations.
• Mutual (mutuos.com.ar)minorStrategic or Co-development PartnerAffiliated mutual organization providing additional services to OSPAÑA members. Linked through the OSPAÑA website under the Mutual section.

Scale indicators2 records

Recent moves2 records

Expansion highlights4 records

Broad incumbents

• Swiss Medical Argentina: Major Argentine prepaga offering comprehensive individual and family health plans with owned clinics and national network. Comparable to OSPAÑA in PMO-style coverage breadth but significantly larger and more vertically integrated.
• Medifé: Argentine prepaga offering individual and family health plans with a broad provider network. Comparable as a regulated individual health plan competitor in the Buenos Aires market where OSPAÑA operates.
• Galeno Argentina: Large Argentine prepaga with extensive provider network and individual health plans. Comparable as a regulated individual/family health plan operator competing for the same Buenos Aires consumer base as OSPAÑA.
• Sancor Salud: Argentine mutual health insurer (cooperativa) offering individual and family plans nationwide. Comparable to OSPAÑA's mutual/cooperative heritage and regulated nonprofit structure, but at significantly larger national scale.
• OSDE: Argentina's largest prepaid health plan (prepaga) with a national provider network and broad individual/family coverage. Comparable to OSPAÑA as a regulated individual health plan administrator, but operates at vastly greater scale and lacks OSPAÑA's ethnic-affinity mission.

Direct peers

• OSPIT: Argentine obra social (tobacco industry personnel) operating as a regulated nonprofit health plan with PMO coverage. Structurally comparable to OSPAÑA as an SSS-regulated obra social serving a defined membership community.
• OSECAC: Argentine obra social for commercial employees, operating as a regulated nonprofit health plan providing PMO-compliant individual and family coverage. Directly comparable to OSPAÑA in structure (obra social, regulated by SSS) but with a much larger, employer-affiliated membership.
• Unión Personal: Argentine obra social providing PMO-compliant individual and family health coverage to affiliated members. Closely comparable to OSPAÑA as a regulated nonprofit health plan with subscription-based membership contributions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ospa%C3%B1a-argentina

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OSPAÑA ARGENTINA