What Pakistan Bait ul Mal does

Pakistan Bait ul Mal (PBM) is Pakistan's premier federal-level social protection agency, established in 1991 under the PBM Act and operating under the Federal Ministry for Poverty Alleviation and Social Safety. It delivers free, nationwide welfare services across six program verticals — Healthcare (Individual Medical Assistance up to Rs 1M per case, Cochlear Implants ~Rs 2.5M each, Pakistan Thalassaemia Centre), Education (Individual Education Assistance, Orphan Widow Support Program at Rs 8,000/month per orphan), Women Empowerment (165 WECs delivering vocational training with Rs 50/day stipends), Child Protection (Pakistan Sweet Homes plus 160 SRCL schools removing children from labour), Food and Shelter (Pakistan Shelter Home, Old/Great Homes, Khana Sab Kay Liye meal program — 16.2M+ meals served since Sept 2020), and Disability Assistance (Special Friend Person program with assistive devices and Rs 20,000–30,000/year stipends). Since September 2020 PBM has served 17.68M+ beneficiaries across all seven regions of Pakistan (Punjab, Sindh, KPK, Balochistan, GB, AJK, ICT).

PBM's operating platform is a Digital Beneficiary Management System built around an MIS with geo-tagging and an online case-tracking portal, supplemented by an Electronic Biometric Verification System deployed with Mobilink Microfinance Bank/JazzCash for 60,000+ beneficiaries, and a unified digital platform in development with NITB under the Digital Economy Enhancement Project. Service delivery is coordinated through 165 WECs (138 NAVTTC-registered), 160 SRCL schools, multiple shelter/sweet/old-home facilities, and hospital partnerships (Shaikh Zayed Hospital, Fauji Foundation, Frontier Foundation, NOVARTIS for the Thalassaemia Centre, SOS-PK for P-CAP, NACTA for terrorism victims). Funding flows from the Government of Pakistan federal budget, international humanitarian aid (KSRelief, TIKA, Friedrich Ebert Stiftung), and public donations via donations.pbm.gov.pk and bank transfers at HBL, NBP, and UBL. Eligibility is means-tested at a monthly income threshold of Rs 74,000, with all services provided free of cost and revenue not publicly disclosed.

Name

Pakistan Bait ul Mal

Legal name

Pakistan Bait-ul-Mal

Website

https://pbm.gov.pk

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

101–250 employees

Short description

Pakistan Bait ul Mal is Pakistan's federal social protection agency delivering free nationwide welfare — medical assistance, education stipends, orphan/widow cash transfers, vocational training, and shelter — to 17.6M+ beneficiaries since 2020, funded by the federal budget, international aid, and public donations.

Ownership category

akta.pro rank

Headquarters

HQ city

Islamabad

HQ country

Pakistan

HQ region

Asia

Offices6 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Technology or R&D, Marketing or Sales

Revenue model

1. Government Funding: Primary funding from Government of Pakistan federal budget. PBM is the country's premier social protection agency under the Federal Ministry. Operates under the PBM Act-1991 (amended).
2. International Donations & Aid: Receives humanitarian aid and donations from international organizations and foreign governments, including King Salman Humanitarian Aid and Relief Centre (dates distribution), TIKA (centralized kitchen), and Friedrich Ebert Stiftung.
3. Public Donations: Accepts online donations through donations.pbm.gov.pk, bank transfers (HBL, NBP, UBL), and dedicated accounts for specific programs like cochlear implants.

Pricing tiers

Go-to-market motion1 record

Distribution channels8 records

Marketing channels7 records

Core offering

Pakistan Bait-ul-Mal (PBM) is Pakistan's premier federal-level social protection agency that provides free welfare services to vulnerable populations across healthcare, education, women empowerment, child protection, disability assistance, and food/shelter verticals. It delivers Individual Financial Assistance (Medical and Education), Cochlear Implant surgeries, free Thalassaemia treatment, conditional cash transfers to widows and orphans, vocational training through 165 Women Empowerment Centres, free primary education at 160 Schools for Rehabilitation of Child Labour, shelter homes for orphans and elderly, assistive devices for persons with disabilities, and meal distribution programs. All services are provided free of cost to eligible beneficiaries under the PBM Act-1991.

Product overview

Pakistan Bait-ul-Mal (PBM) is Pakistan's premier federal-level social protection agency operating under a platform-plus-programs architecture. The organization offers a unified welfare delivery system organized into six major program verticals — Healthcare (Medical Assistance, Cochlear Implant, Pakistan Thalassaemia Centre), Education (Individual Financial Assistance/Education, Orphan Widow Support Program), Women Empowerment (165 Women Empowerment Centres), Child Protection (Pakistan Sweet Homes for orphans, 160 Schools for Rehabilitation of Child Labour), Food and Shelter (Pakistan Shelter Homes, Old/Great Homes, Khana Sab Kay Liye meal program), and Disability Assistance (Special Friend Person/SFP). Cross-cutting digital services include an online case tracking portal, e-Kachehry grievance redressal system, Electronic Biometric Verification System via MMBL/JazzCash, and a unified digital platform being developed with NITB. PBM's programs collectively serve over 17.6 million beneficiaries since September 2020.

Differentiator

Problem solved

Functional benefit

Products and services

• Individual Financial Assistance (Medical) Financial assistance of up to Rs. 1 million per case for poor, widows, destitute women, orphans, and disabled persons for treatment of major illnesses including cancer, heart disease, hepatitis, tuberculosis, vital organ surgeries, and kidney dialysis. For eligible individuals with monthly income below Rs. 74,000.
• Cochlear Implant Program Provides electronic cochlear implant devices and surgery to poor children born with hearing loss, including follow-up speech therapy sessions. Over 2,500 surgeries sponsored at Rs. 2.5 million per implant, with 1,738 surgeries completed as of April 2025.
• Pakistan Thalassaemia Centre (PTC) State-of-the-art Thalassaemia Centre in F-9 Park, Islamabad, operated in collaboration with NOVARTIS (PVT) Ltd, providing completely free-of-cost treatment including blood transfusions, iron chelation, and diagnostic tests to underprivileged thalassaemia patients. Over 15,000 patients treated since 2020.
• Individual Financial Assistance (Education) Provides education stipends to poor, deserving, and brilliant students enrolled in public-sector educational and technical institutions. PBM pays university fees including boarding charges directly to the institution for eligible students with monthly income below Rs. 74,000.
• Orphan Widow Support Program (OWSP) Conditional Cash Transfer (CCT) program initiated in 2020 providing family support including education and healthcare to orphans and widows. Offers Rs. 8,000/month per orphan child, with cash assistance, vocational training, and healthcare services.
• Pakistan Sweet Home (PSH) Shelter homes for 100 orphans aged 4-6 years in each unit nationwide, offering free furnished accommodation, nutritious diet, free education in city schools, uniforms, books, stationery, seasonal clothing, medical care, skill development, and religious education.
• Women Empowerment Centres (WEC) 165 vocational training centers across Pakistan operating since 1995, training widows, orphans, and poor girls in income-generating skills including cutting/tailoring, embroidery, computer courses, and beautician courses. Trainees receive Rs. 50/day stipend. 228,604 graduates in last 10 years with 25,054 currently enrolled. 138 of 165 WECs are NAVTTC-registered.
• Schools for Rehabilitation of Child Labour (SRCL) 160 schools rescuing children aged 8-14 from hazardous labour conditions, providing free primary education, uniforms, books, daily stipends (Rs. 50/day), medical care, and Rs. 300/month wage compensation for parents. 27,941 active students; 217,699 graduates over 10 years.
• Pakistan Shelter Home Temporary accommodation facilities serving society by providing temporary shelter. Over 1.48 million shelter nights provided since September 2020.
• Pakistan Bait-ul-Mal Old Home / Great Home Rehabilitation facilities for invalid, shelterless, and abandoned elderly citizens, providing boarding, food, clothing, medical care, and recreation in a family-like atmosphere. Operational in Islamabad, Lahore, Karachi, Peshawar, and Quetta with capacity for 50 residents per location.
• Special Friend Person (SFP) / Disability Assistance Empowers persons with disabilities by providing financial assistance (Rs. 20,000/year for one PWD, Rs. 30,000/year for two or more), standard and customized wheelchairs, hearing aids, white canes, and artificial limbs.
• Khana Sab Kay Liye (Food for Everyone) Meal distribution initiative delivering meals and relief goods to flood victims and vulnerable families using mobile food trucks. Over 16.2 million meals served since September 2020.
• Pakistan Cancer Awareness Program (P-CAP) First-ever national cancer awareness program in Pakistan's history, launched in collaboration with Surgical Oncology Society of Pakistan (SOS-PK), aligned with World No Tobacco Day and National Anti-Smoking Campaign. Focuses on prevention, awareness, early detection, and patient support.
• Online Case Tracking System Online portal allowing beneficiaries to track their application status for education stipends, special friends (disability assistance), and wheelchair requests using CNIC or cell phone number.

Quantifiable outcome

• 17,687,871 total beneficiaries served since September 2020
• +5 more outcomes

Named customers10 records

Segments9 records

Ideal customer profiles8 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature3 records

Partnerships

18 partnerships are on record, tiered core and minor.

• TIKA (Turkish Cooperation and Coordination Agency)coreStrategic or Co-development Partner · 30 June 2026TIKA and Pakistan Bait-ul-Mal signed MoU to establish a Centralized Kitchen dedicated to serving humanity. The partnership was formalized at PBM headquarters with Ambassador of Türkiye H.E. Dr. Irfan Neziroglu present. TIKA's Country Head Ms. Saliha Tuna signed on behalf of TIKA.
• NUTECH UniversitycoreStrategic or Co-development Partner · 16 June 2026Strategic partnership with NUTECH and NAVTTC to strengthen women's economic empowerment. NUTECH's Board of Technical and Professional Education will support modernization of 165 Women Empowerment Centres. NUTECH will provide technical expertise and educational support, and offer specialized training for PBM employees.
• NAVTTC (National Vocational and Technical Training Commission)coreStrategic or Co-development Partner · 16 June 2026Partnership to accredit PBM's 165 Women Empowerment Centres with nationally and internationally recognized vocational certifications. NAVTTC will provide standardized curricula, examination systems, and certification mechanisms. 138 WECs already registered with NAVTTC.
• NITB (National Information Technology Board)coreTechnology or Integration · 6 March 2026MoU signed under The Digital Economy Enhancement Project (DEEP) to create a unified digital platform enhancing access, transparency, and efficiency for citizens. Aims to improve coordination and data-driven decision-making through digital integration.
• NACTA (National Counter Terrorism Authority)coreStrategic or Co-development Partner · 21 January 2026MoU signed during UNODC seminar to extend support and care for families suffering from consequences of terrorist attacks through rehabilitation, medical care, educational assistance, livelihood support, and reintegration services. NACTA will share data of verified victims and coordinate with federal and provincial stakeholders.
• Turkish Religious Affairs Counsellor (Embassy of Türkiye)minorStrategic or Co-development Partner · 10 December 2025Religious Affairs Counsellor Dr. Abdul Rahman Akkoç discussed potential partnerships for community uplift and childcare. Pledged winter clothes for 100 children of Pakistan Sweet Home and magazine subscriptions for 700 children in Sweet Homes.
• Shaikh Zayed Hospital LahorecoreStrategic or Co-development Partner · 5 December 2025MoU to strengthen provision of free cochlear implants for deserving children. PBM will support eligible low-income children requiring surgery while Shaikh Zayed Hospital provides specialized surgical, diagnostic, and rehabilitative services through its ENT and audiology teams.
• Friedrich Ebert Stiftung (FES)minorStrategic or Co-development Partner · 4 December 2025Delegation of over 20 leaders from Asia, Europe, Middle East, and USA visited PBM to explore collaborative pathways for poverty reduction. FES Programme Advisor Abdullah Dayo led the delegation. Engagement focused on sharing best practices and evidence-based approaches.
• Fauji Foundation HospitalcoreStrategic or Co-development Partner · 19 November 2025MD visited to review PBM-sponsored cochlear implant surgeries and rehabilitation services. HOD ENT Maj Gen Sayed Nusrat Raza and team briefed on cochlear implant procedures, post-surgery care, and speech therapy. Beneficiary families expressed gratitude.
• Al-Mustafa Welfare TrustminorStrategic or Co-development Partner · 17 November 2025General Secretary Ahmed Raza Tayyab met with MD PBM to discuss joint efforts to help the poor in the country.
• Mobilink Microfinance Bank Ltd. (MMBL) / JazzCashcoreTechnology or Integration · 4 November 2025Agreement to introduce Electronic Biometric Verification System (EBVS) for beneficiaries. MMBL will integrate biometric verification technology into its digital payment platform enabling secure biometric authentication for fund disbursement. Benefits over 60,000 beneficiaries including widows, persons with disabilities, WEC trainees, and orphan families.
• Frontier Foundation Welfare Hospital and Blood Transfusion, KPKminorStrategic or Co-development Partner · 29 October 2025PBM donated Vitros Screening Machine to Frontier Foundation for thalassaemia patients in KPK. Foundation will provide accessible, cost-free diagnostic services to patients in need throughout the province.
• King Salman Humanitarian Aid and Relief Centre (KSRelief)coreOthers · 22 October 2025KSRelief launched Dates Distribution Project Pakistan 2025 in collaboration with PBM. Premium-quality Saudi dates distributed across all provinces including Punjab, Sindh, KPK, Balochistan, GB, and AJK. Project supports thousands of vulnerable families especially flood victims.
• Overseas Pakistanis FoundationcoreStrategic or Co-development Partner · 30 July 2025Historic MoU signed in the field of social protection. MD PBM Senator Captain Shaheen Butt and MD Overseas Pakistanis Muhammad Afzal Bhatti signed the agreement for joint welfare initiatives.
• DRAP (Drug Regulatory Authority of Pakistan)minorStrategic or Co-development Partner · 29 July 2025At cancer seminar, CEO DRAP pledged support to provide affordable medicines through coordinated mechanism with PBM for cancer and rare disease patients.
• SHIFA International UniversityminorStrategic or Co-development Partner · 29 July 2025Vice Chancellor Dr. Iqbal Khan proposed collaboration with PBM for cochlear implants and other surgeries on cost-sharing basis, commending PBM's role in supporting needy patients.
• Surgical Oncology Society of Pakistan (SOS-PK)coreStrategic or Co-development Partner · 30 May 2025Collaboration for Pakistan Cancer Awareness Program (P-CAP) - first-ever national cancer awareness program in Pakistan. Joint efforts for public awareness conferences, walks, early detection promotion, and tobacco prevention aligned with World No Tobacco Day.
• NOVARTIS (Pvt) LtdcoreStrategic or Co-development PartnerNOVARTIS collaborated with PBM to establish the Pakistan Thalassaemia Centre in F-9 Park, Islamabad - a state-of-the-art facility providing completely free treatment for vulnerable thalassaemia patients.

Scale indicators17 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Ehsaas Programme: Federal umbrella for social protection covering Kafaalat, Nashonuma, and other cash-transfer programs. Operates under similar governmental structure with overlapping mission, target beneficiaries, and policy framework.
• Edhi Foundation: Pakistan's largest nonprofit welfare organization running shelters, ambulances, and orphan care nationwide. Directly comparable to PBM's Pakistan Sweet Homes, Shelter Homes, and Old Homes operating models at nongovernmental scale.
• Pakistan Poverty Alleviation Fund (PPAF): Federal poverty alleviation organization operating nationwide with community-based interventions, microcredit, and livelihood programs. Directly comparable to PBM's mission and beneficiary base with overlapping donor-funded program architecture.
• SOS Children's Villages Pakistan: International NGO running residential care villages for orphaned and abandoned children in Pakistan. Directly comparable to PBM's Pakistan Sweet Homes orphan-care model in target population and service design.
• Chhipa Foundation: Large Pakistani welfare NGO providing shelter, ambulances, and food distribution to vulnerable populations nationwide. Comparable to PBM's Khana Sab Kay Liye and Shelter Homes programs at nongovernmental scale.
• Benazir Income Support Programme (BISP): Pakistan's flagship federal unconditional cash transfer program serving millions of poor households nationwide with poverty-scorecard targeting. Closest direct comparator to PBM's CCT and welfare delivery at federal scale.
• Zakat and Ushr Department (Pakistan): Federal body collecting and distributing Zakat to deserving Muslims across Pakistan. Operates a near-identical social welfare mission and beneficiary targeting to PBM with parallel disbursement infrastructure.
• Al-Mustafa Welfare Trust: Pakistan-based welfare organization focused on helping the poor through food, shelter, and medical aid. Explicitly named in PBM's own materials as a collaborator, with directly comparable programs to PBM's medical and shelter offerings.

Regional players

• King Salman Humanitarian Aid and Relief Centre (KSRelief): Saudi government's humanitarian aid arm funding relief and food distribution globally. Active PBM partner for Dates Distribution Pakistan 2025, serving as the regional model for donor-funded food and relief programs.
• Turkish Red Crescent (Kızılay): Türkiye's principal humanitarian organization running food kitchens, blood services, and shelter. PBM's active TIKA partnership for the Centralized Kitchen makes Kızılay a natural regional comparator on humanitarian infrastructure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/pakistan-bait-ul-mal

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Pakistan Bait ul Mal