Plano de Saúde São Camilo - Concórdia

What Plano de Saúde São Camilo - Concórdia does

Plano de Saúde São Camilo is a Brazilian private health insurance operator headquartered in São Paulo, with one of its eleven regional units based in Concórdia, Santa Catarina. The company operates as part of the Entidades Camilianas network, a group of 18 affiliated legal entities sharing CNPJ base 83.506.030, with operational presence in seven Brazilian states (São Paulo, Santa Catarina, Ceará, Rio Grande do Sul, Paraná, Pará, Amapá, and Goiás). It serves more than 70,000 beneficiaries across three core plan tiers — Plano Coletivo por Adesão (collective adhesion groups), Plano Empresarial (corporate plans), and Plano PME (small and medium enterprises) — with a target customer base spanning enterprise HR departments, SMEs, professional associations, and individual/family buyers. The organization is regulated by ANS (Agência Nacional de Saúde Suplementar) and has been operating for over 30 years.

The company's product stack combines insurance underwriting with vertically integrated care delivery. It operates the Espaço Cuidar proprietary clinic network offering multidisciplinary in-person services, the Infinity Doctors telemedicine platform (provided by a third-party partner) delivering 24/7 virtual consultations and digital prescriptions, and five lifecycle-specific wellness programs — À Espera de um Bebê (prenatal), Crescer (pediatric, ages 0–18), Fique Bem Comendo Bem (weight management), Vitalidade (seniors aged 60+), and Saúde que Acompanha (chronic disease management) — supplemented by remote health monitoring (Telemonitoramento). Technology infrastructure includes a digital beneficiary portal providing second-copy invoicing, medical guide search, TISS portal access, satisfaction surveys, and health indicators, integrated with the Infinity Doctors mobile app.

The business model is recurring subscription-based revenue from monthly per-beneficiary premiums across the three plan tiers, with quote-based pricing negotiated per corporate contract and no publicly disclosed standard pricing. Distribution combines a field sales force targeting corporate accounts, inside sales and phone contact, in-person service at the 11 regional units, and a self-service online portal. ANS IDSS quality scores have ranged between 0.69 and 0.81 over the 2017–2024 period, and the company shows no external equity funding, no public listing, and no disclosed M&A activity in the source data.

Name

Plano de Saúde São Camilo - Concórdia

Legal name

Plano de Saúde São Camilo

Website

https://planosaocamilo.com.br

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

101–250 employees

Short description

Plano de Saúde São Camilo is a Brazilian private health insurance operator serving over 70,000 beneficiaries across 11 units in seven states, offering corporate, SME, and collective adhesion plans with integrated telemedicine, proprietary clinics, and lifecycle wellness programs.

Ownership category

akta.pro rank

Headquarters

HQ city

Concórdia, Santa Catarina

HQ country

Brazil

HQ region

Latin America

Offices12 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain, Others

Revenue model

1. Health Insurance Premiums: Monthly health insurance premiums collected from individual/family, collective adhesion, and corporate (PME and enterprise) plan holders. Revenue is recurring on a per-beneficiary per-month basis. The company covers over 70,000 beneficiaries across 11 units.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Plano de Saúde São Camilo is a private health insurance operator that sells and administers health plans to individual, family, collective adhesion, SME, and corporate clients across Brazil through 11 physical units. Its offering combines recurring subscription health coverage with proprietary telemedicine (Infinity Doctors app), a network of owned Espaço Cuidar multidisciplinary clinics, and a portfolio of life-stage wellness programs for prenatal, pediatric, weight management, senior, and chronic-disease care. Revenue is generated primarily through recurring monthly premiums, with reimbursement-based out-of-network service fees as a secondary stream.

Product overview

Plano de Saúde São Camilo is a comprehensive health insurance provider operating a multi-product portfolio consisting of three core health plan tiers (Plano Coletivo por Adesão for professional associations, Plano Empresarial for corporate clients, and Plano PME for small/medium enterprises) supplemented by integrated service modules including telemedicina via Infinity Doctors, the proprietary Espaço Cuidar clinic network, and five specialized wellness programs (À Espera de um Bebê for prenatal care, Crescer for pediatric development, Fique Bem Comendo Bem for weight management, Vitalidade for seniors aged 60+, and Saúde que Acompanha for chronic disease management). The organization serves over 70,000 beneficiaries across 11 units in Brazil with more than 30 years of operational history.

Differentiator

Problem solved

Functional benefit

Brands

• Espaço Cuidar São Camilo: A proprietary clinic network offering humanized care to beneficiaries with multidisciplinary team.

Products and services

• Plano Coletivo por Adesão

Quantifiable outcome

• 70,000+ beneficiaries served across 11 units in Brazil
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability2 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• Infinity DoctorscoreTechnology or IntegrationInfinity Doctors provides the telemedicine platform for Plano de Saúde São Camilo, enabling beneficiaries to access online medical consultations 24/7 via a dedicated mobile app. Services include consultations across multiple specialties, emergency care, and digital prescriptions and exam orders. A company representative (Daniel Lopes) conducts regular visits to client companies to promote the telemedicine service.
• Beneficiaries of Plano São Camilo (Corporate Clients)coreOthersCorporate clients including businesses in Concência/SC and Cariri/CE receive health plan benefits and wellness presentations from Plano São Camilo representatives.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Unimed: Brazil's largest cooperative health system, operating hundreds of regional Unimed plans with shared branding. Comparable as a multi-state, ANS-regulated health plan provider serving individuals, SMEs, and corporate clients; Sao Camilo's regional entity structure resembles a single-cooperative footprint.
• Hapvida NotreDame Intermedica: Merged national vertical integrator with owned hospitals, clinics, and health plans across Brazil. Closest peer to Sao Camilo's integrated care model, but at vastly greater scale and with public-market capital access, representing both the template and the competitive benchmark.
• Bradesco Saude: Bank-affiliated health insurer of Bradesco, among the largest by beneficiaries. Serves corporate and individual clients nationally via its banking distribution channel, comparable as a diversified ANS-regulated operator with strong corporate and adhesion plan offerings.
• SulAmerica Saude: One of Brazil's largest health insurers offering corporate and individual plans with strong provider networks and digital services. Comparable as a multi-segment health plan operator regulated by ANS with national distribution, though it does not operate owned clinics at Sao Camilo's scale.
• Amil (UnitedHealth Group Brasil): Largest vertically integrated health plan operator in Brazil, owned by UnitedHealth Group. Offers corporate, SME, individual, and family plans with owned hospital/clinic networks and telemedicine, directly comparable in product breadth and integrated care model to Sao Camilo's full-stack offering.

Emerging players

• QSaude: Brazilian digital-first health plan operator serving individual and SME segments. Comparable as a tech-forward alternative to traditional operators, useful as a benchmark for how digital-native players may pressure traditional multi-state carriers.
• Sami Saude: Tech-enabled health plan startup offering corporate plans with primary care emphasis. Comparable to Sao Camilo's primary-care-led, prevention-oriented approach, but targets a younger demographic and is fully digital rather than clinic-based.

Direct peers

• Allcare Gestora de Saude: Brazilian health plan manager/operator offering corporate and SME plans with corporate wellness emphasis. Comparable as a similarly sized multi-segment ANS-regulated operator targeting the same PME and corporate buyer profile as Sao Camilo.
• Porto Seguro Saude: Insurance-group-affiliated health plan offering corporate, PME, adhesion, and individual plans to Brazilian consumers. Comparable as a mid-sized, multi-segment health insurer with similar product tiering (Empresarial, PME, Adesao) and digital services.

Regional players

• Prevent Senior: Regional operator focused on the Sao Paulo metropolitan market with strong emphasis on senior care and own-hospital network. Comparable as an ANS-regulated plan with vertical care integration; Sao Camilo's Vitalidade program mirrors Prevent Senior's senior-care focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks2 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php?id=61565721471180&locale=pt_BR
• LinkedInlinkedin.com/company/s-ocamilo
• Instagraminstagram.com/planosaocamilo.nacional

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Plano de Saúde São Camilo - Concórdia