Cerfrance Picardie Nord de Seine

What Cerfrance Picardie Nord de Seine does

Cerfrance Picardie Nord de Seine is a French Association de Gestion et de Comptabilité (AGC) organized under the loi 1901 non-profit framework, headquartered in Beauvais and operating across the Oise, Somme, and Val-d'Oise departments in Northern France. Founded circa 1956, the organization is part of the national Cerfrance (Réseau Cerfrance) federation of locally governed AGCs and operates 20 physical agencies served by approximately 600 collaborators, delivering services to roughly 11,000 clients.

The firm provides an integrated suite of accounting, payroll, tax, legal, wealth management, environmental certification (QHSEA/HVE), and business advisory services to small and medium-sized enterprises, farmers, artisans, merchants, healthcare professionals, liberal professionals, equine businesses, micro-entrepreneurs, and non-profit associations. Its underlying technology surface includes the EFFINUM digital platform for business management, training, and cybersecurity; electronic invoicing implementation services; a client portal (CerfranceConnect) for document and communication self-service; and digital content channels (webinars, podcasts, WebTV) supporting lead generation and client education. A strategic agricultural initiative (Stratégie 2030) further deepens sector-specific advisory.

Cerfrance Picardie Nord de Seine generates revenue primarily through recurring accounting and bookkeeping engagements, subscription-based payroll and social management services, professional-service fees for advisory, tax/legal, and wealth work, and project-based fees for environmental certification and electronic invoicing implementation. Pricing is not publicly disclosed; the sales-led go-to-market relies on the 20-agency physical footprint, professional-network referrals, and content-driven marketing targeting entrepreneurs across the full business lifecycle from creation to transmission.

Name

Cerfrance Picardie Nord de Seine

Legal name

Cerfrance Picardie Nord de Seine

Website

https://pns.cerfrance.fr

Company type

Private

Founded year

1956

Operating status

Operating

Headcount range

101–250 employees

Short description

Cerfrance Picardie Nord de Seine is a French non-profit accounting association (AGC) operating 20 agencies across Oise, Somme, and Val-d'Oise, serving 11,000 SMB clients with 600 collaborators. It delivers integrated accounting, payroll, tax, legal, wealth, and environmental advisory services.

Ownership category

akta.pro rank

Headquarters

HQ city

Regional coverage

HQ country

France

HQ region

Europe

Offices20 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Accounting and Bookkeeping Services: Core accounting expertise services including daily bookkeeping, accounting oversight, and financial reporting for businesses and individuals.
2. Business Advisory and Consulting: Strategic business consulting including creation, development, transmission support, and comprehensive management advisory services.
3. Payroll and Social Management: Complete payroll processing and social compliance management including pay slip preparation and government audit support.
4. Tax and Legal Advisory: Fiscal and legal advisory services covering tax optimization, legal structure decisions, restructuring, and status changes.
5. Wealth and Heritage Management: Personal and professional wealth management consulting including asset preservation and fiscal optimization.
6. QHSEA and Environmental Certification: Quality, Hygiene, Safety, Environment and Agronomy certification support including HVE certification and regulatory compliance.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Cerfrance Picardie Nord de Seine is an Association de Gestion et de Comptabilité (AGC) providing accounting, tax, payroll, legal, wealth management, and strategic business advisory services to entrepreneurs. The organization serves approximately 11,000 clients across agriculture, crafts, commerce, liberal professions, healthcare, horse industry, and associations through 20 physical agencies and 600 specialized collaborators in Northern France. Service offerings span the full business lifecycle from creation through transmission, complemented by digital tools including the EFFINUM platform and electronic invoicing implementation support.

Product overview

Cerfrance Picardie Nord de Seine is an Association de Gestion et de Comptabilité (AGC) providing a comprehensive suite of accounting, business consulting, and professional services. The portfolio centers on core offerings including Expertise Comptable (accounting), Conseil d'Entreprise (business consulting), Gestion du Patrimoine (asset management), Social et Paie (payroll), Juridique et Fiscale (legal/tax), and Facture Électronique (e-invoicing). The firm also provides sector-specific services for Agriculture, Artisans, TPE/PME, Health professionals, Horse trades, Micro-enterprises, Associations, and SCI/Letted property. Supporting digital services include the EFFINUM platform for digital training, electronic signature capabilities, and QHSEA (Quality, Hygiene, Safety, Environment) certification support including High Environmental Value (HVE) certification.

Differentiator

Problem solved

Functional benefit

Products and services

• Expertise Comptable Core accounting and bookkeeping services including daily management, legal and fiscal compliance, and strategic advice for sustainable business growth. Targeted at entrepreneurs and SMBs across the Oise, Somme, and Val-d'Oise departments.
• Conseil d'Entreprise Business consulting services covering strategic development, business creation to transmission, and comprehensive support for business growth and operational optimization. Targeted at entrepreneurs, SMEs, and farmers requiring strategic guidance.
• Social et Paie Complete payroll processing and social obligations management including pay slip preparation and compliance support during government audits. Targeted at employers across all serviced sectors.
• Juridique et Fiscale Tax and legal advisory services covering business lifecycle from creation to transmission, including restructuring, status changes, and legal structure decisions. Targeted at entrepreneurs requiring fiscal optimization and legal compliance.
• Gestion du Patrimoine Personal and professional asset management services providing independent advice for preserving assets, optimizing taxes, and planning major life milestones. Targeted at entrepreneurs, liberal professionals, and property owners including SCI holders.
• Accompagnement QHSEA

Named customers9 records

Segments9 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• Ordre des Experts-ComptablescoreStrategic or Co-development PartnerProfessional association membership providing legitimacy, standards adherence, and professional network access. The Order of Chartered Accountants represents the accounting profession in France and sets professional standards.
• Cerfrance National NetworkcoreStrategic or Co-development PartnerPart of the national Cerfrance network of AGC associations covering the entire French territory. The network provides shared resources, best practices, national brand recognition, and collective bargaining power for member services.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Baker Tilly France: Baker Tilly France is an international accounting and consulting network serving mid-market companies with audit, tax, and advisory services. Its mid-market positioning makes it comparable to Cerfrance's PME-focused advisory and accounting practice.
• KPMG France: KPMG France is a Big Four professional services firm offering audit, tax, and advisory services including accounting and consulting for SMBs and large enterprises. It operates broadly across France with far larger scale than regional AGCs and overlaps in advisory and tax services.
• BDO France: BDO France is a major international accounting and advisory network serving mid-market and SMB clients with audit, tax, and consulting services. It overlaps with Cerfrance's advisory and accounting offerings for SME clients in France.
• Deloitte France: Deloitte France is a Big Four firm providing audit, consulting, tax, and advisory services. It serves SMB and enterprise clients across France with broader geographic and capability reach than regional AGCs, competing primarily in advisory and tax segments.
• Grant Thornton France: Grant Thornton France is an international accounting and advisory network serving mid-sized businesses with audit, tax, and consulting services. Its mid-market focus makes it a comparable for Cerfrance's PME and SME client segments.

Direct peers

• Cerfrance Normandie: Cerfrance Normandie is a sister regional AGC within the same Cerfrance national network, providing identical services (accounting, payroll, advisory) to SMBs in Normandy. It is structurally identical to Cerfrance Picardie Nord de Seine and the most direct internal comparable.
• In Extenso: In Extenso is a French accounting and consulting network serving SMBs across France with a similar cooperative-style structure. It is one of the closest direct competitors to Cerfrance's regional AGCs, offering accounting, payroll, tax, and advisory services through a comparable multi-agency model.
• Fiducial: Fiducial is a large French provider of accounting, legal, payroll, and business advisory services to SMBs, artisans, and merchants. It competes directly with Cerfrance in the French SMB accounting market with similar service scope and target clientele.

Emerging players

• Pennylane: Pennylane is a French fintech offering automated accounting, financial management, and collaborative tools targeted at SMBs and their accountants. It represents the digital-native disruption to traditional AGC models and increasingly competes for the same SMB client base.
• Dougs: Dougs is a French online accounting firm serving entrepreneurs and SMBs with digitized bookkeeping, tax, and advisory services. It is a digital-first challenger to traditional AGC-style service delivery targeting the same entrepreneurial segments.

Market position

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cerfrancepns

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cerfrance Picardie Nord de Seine