MSA Portes de Bretagne

What MSA Portes de Bretagne does

MSA Portes de Bretagne is a French public social security organization (Établissement public) operating as a regional branch of the national Mutualité Sociale Agricole (MSA) network under the supervision of CCMSA (Caisse Centrale de la Mutualité Sociale Agricole) and the French Ministry of Agriculture. Headquartered in Bruz with a secondary France Services partnership point in Saint-Méen-le-Grand, the organization administers mandatory social protection for the agricultural community across the Ille-et-Vilaine and Morbihan departments in Brittany. With 96 employees, it serves three primary beneficiary personas: particuliers (individuals — employees, retirees, and families), exploitants (farm owners and agricultural operators), and employeurs (agricultural employers managing payroll declarations), plus an institutional partners segment. The service portfolio covers health insurance reimbursement, family allowances, retirement pensions, RSA, Prime d'activité, maternity and paternity benefits, agricultural crisis support (Pass Agri, Soutien agri'), caregiver assistance (aidant'plus, Instants Aidants), employer contribution management (DSN, TESA), workplace health-and-safety, and fall-prevention services for Ephad facilities (LANTICHUTE).

The organization's core technology stack is a digital service platform centered on "Mon espace privé," a secure online portal for account management, supplemented by a mobile application ("ma MSA et moi"), an AI-powered chatbot (SAM), and integration with the national DSN processing platform (net-entreprises.fr) for employer declarations. Identity federation is handled through FranceConnect. Accessibility is supported via ReadSpeaker text-to-speech and Acceo adapted communication. Partnerships with state agencies (DREETS Bretagne, DRAAF Bretagne), Caf, agricultural schools, Jeunes Agriculteurs Bretagne, and France Services extend the institutional surface for training, family support, and rural proximity services. Outreach is delivered through the corporate website, LinkedIn, Facebook, Twitter, YouTube, a podcast, and local events.

The business model is funded through mandatory social contributions (cotisations) from farmers, agricultural employers, and salaried agricultural workers, supplemented by government subsidies and inter-caisse transfers. No commercial pricing applies to core social security functions; services are statutory rather than discretionary. Distribution is omni-channel via physical service points, digital self-service, mobile, telephone hotlines, and partner networks, with the stated objective of maintaining proximity services in rural Brittany.

Name

MSA Portes de Bretagne

Legal name

MSA Portes de Bretagne (Mutualité Sociale Agricole des Portes de Bretagne)

Website

https://portesdebretagne.msa.fr

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

MSA Portes de Bretagne is a public social security organization providing mandatory health insurance, family benefits, retirement, and agricultural crisis support to farmers, agricultural workers, employers, and families in the Brittany region of France.

Ownership category

akta.pro rank

Product category

Agricultural Social Security

NAICS

Health and Welfare Funds (525120)

SIC

Services-Social Services (8300)

akta.pro primary industry

Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

akta.pro secondary industry

Income Support & Cash Assistance Programs (BPAIAKAE)

Keywords

• Agricultural social security
• Health insurance reimbursement
• Family benefits administration
• Retirement pension services
• Agricultural employer declarations

Headquarters

HQ city

Bruz

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Social contributions from agricultural sector: MSA Portes de Bretagne operates as a social security organization for the agricultural sector, funded primarily through mandatory social contributions (cotisations) from farmers, agricultural employers, and salaried agricultural workers. Revenue also includes government subsidies and transfers for specific social programs.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

MSA Portes de Bretagne is a regional public social security establishment that delivers mandatory social protection services to the agricultural community in the Ille-et-Vilaine and Morbihan departments of Brittany, France. Its core offering covers health insurance reimbursement, family benefits (including RSA and Prime d'activité), retirement pensions, agricultural crisis support, employer social declarations (DSN), and caregiver assistance — delivered through physical offices, a secure online portal, a mobile app, and an AI chatbot.

Product overview

MSA Portes de Bretagne operates as a regional branch of the French Agricultural Social Mutual (Mutualité Sociale Agricole), providing comprehensive social protection services for agricultural workers, farmers, employers, and families in the Brittany region. The organization offers a unified digital platform centered on 'Mon espace privé' (My Private Space) for secure account management, complemented by the mobile application 'ma MSA et moi'. The service portfolio includes specialized modules for agricultural crisis support (Pass Agri, Soutien agri'), caregiver assistance (aidant'plus, Instants Aidants), employer services (+Simple MSA, Guidea), health services (LANTICHUTE for fall prevention), and digital accessibility tools (Chatbot SAM). All services are accessible through online portals, mobile apps, and assisted contact channels including Acceo accessibility service.

Differentiator

Problem solved

Functional benefit

Products and services

• Mon espace privé

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature4 records

Partnerships

Nine partnerships are on record, tiered core, major and regional.

• France ServicescoreStrategic or Co-development PartnerFrance Services is a national network providing multi-service public access points in rural areas. MSA Portes de Bretagne partners with France Services to maintain proximity services, with a weekly appointment slot at the Saint-Méen-le-Grand location. This partnership ensures continued accessible service delivery in rural communities.
• DREETS Bretagne (Direction Régionale de l'Economie, de l'Emploi, du Travail et des Solidalrités)coreStrategic or Co-development PartnerRegional directorate of the French Ministry of Labour. MSA Portes de Bretagne collaborates with DREETS on agricultural youth workplace safety regulations, training supervision, and health/safety policy implementation for apprentices and young workers in agriculture.
• DRAAF Bretagne (Direction Régionale de l'Alimentation, de l'Agriculture et de la Forêt)coreStrategic or Co-development PartnerRegional agricultural directorate. MSA Portes de Bretagne works with DRAAF on agricultural education partnerships, youth training programs, and health/safety curriculum integration in agricultural schools across Brittany.
• Caf (Caisse d'Allocations Familiales)majorStrategic or Co-development PartnerFamily Allowances Fund. Collaboration on the 'Avec les familles' (With Families) charter initiative at Roi Morvan Communauté, involving participatory approaches to family support programs.
• Roi Morvan CommunautéregionalStrategic or Co-development PartnerLocal community authority. Partner in the 'Charte Avec les familles' (Family Charter) initiative for collaborative family support services in the Roi Morvan territory.
• Agricultural schools in BrittanycoreStrategic or Co-development PartnerVarious agricultural educational institutions across Brittany. MSA provides health and safety training resources, toolbox materials by sector (boîte à outils par filières), and youth workplace safety education through the regional partnership convention.
• Jeunes Agriculteurs BretagneregionalChannel Partner/ Reseller/ DistributorYoung Farmers association in Brittany. Partner for the stage-agricole.com platform providing agricultural internships, with MSA supporting health and safety aspects of student placements.
• Charte aînés Entre Blavet et Scorff partnersregionalStrategic or Co-development PartnerTerritorial solidarity charter for seniors between Blavet and Scorff river areas. Collaborative initiative supporting elderly population in rural Brittany.
• net-entreprises.frcoreTechnology or IntegrationNational DSN (Déclaration Sociale Nominative) processing platform. MSA Portes de Bretagne integrates with this platform for employer declaration processing.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Caisse Nationale des Allocations Familiales (CNAF): National family benefits fund. MSA Portes de Bretagne delivers family allowances (allocations familiales) under a delegated mandate equivalent to CNAF's function for the general population, making it a direct functional peer in the family benefits vertical.
• URSSAF: French agency collecting social contributions from employers and workers. MSA Portes de Bretagne similarly collects mandatory agricultural social contributions, making URSSAF its closest operational peer in the contribution-collection function.
• CNAV (Caisse Nationale d'Assurance Vieillesse): National basic pension fund for the general workforce. MSA Portes de Bretagne handles agricultural-sector retirement pensions in roughly the same way CNAV handles them for the general regime — a like-for-like functional peer in the retirement vertical.
• AG2R La Mondiale: Major French social protection group offering health, retirement, and welfare services. Comparable to MSA Portes de Bretagne's multi-line social protection portfolio for the agricultural community, particularly on the supplementary retirement and welfare side.
• Caisse Nationale d'Assurance Maladie (CNAM): National health insurance fund covering the general French population. Operates the same fundamental health insurance model as MSA but for the broader (non-agricultural) population; structurally comparable to MSA Portes de Bretagne's health insurance functions and the most relevant counterpart for benchmarking.

Regional players

• Crédit Agricole: French cooperative bank historically serving the agricultural sector. Shares MSA Portes de Bretagne's deep rural/agricultural customer base and mutual-cooperative heritage, making it a relevant comparable for product design and customer engagement in rural Brittany.
• Groupama: French mutual insurance company with deep roots in the agricultural sector, providing property, casualty, and health insurance to farmers. Comparable to MSA Portes de Bretagne because it serves the same agricultural customer base in France (similar audiences, similar geography).
• MSA Loire-Atlantique – Vendée: Neighboring regional MSA branch serving Loire-Atlantique and Vendée. Direct peer in the agricultural social security network with identical mandate, products, and digital services — the most apples-to-apples comparator for MSA Portes de Bretagne's operations and performance.

Direct peers

• Carsat (Caisse d'Assurance Retraite et de la Santé au Travail): Regional French pension and occupational health insurance body. Operates the same multi-line (retirement + health-at-work) social protection model as MSA Portes de Bretagne but for the general population in French regions — a directly comparable service-delivery peer.
• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): National coordinating body of the MSA network and MSA Portes de Bretagne's parent organization. Provides shared infrastructure, IT, actuarial, and policy coordination that the regional branch relies on, making it the closest functional peer despite its coordinating rather than service-delivery role.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/msa_pdb
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/MyMSA
• LinkedInlinkedin.com/company/msa-des-portes-de-bretagne

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSA Portes de Bretagne