What QDEX AI does

QDEX AI Ltd is a UK-based private company that operates what it calls the UK's first Pre-Submission Lending Intelligence Platform, targeting FCA-regulated mortgage intermediaries in the United Kingdom. The company serves five customer segments — independent brokers, advisory firms, mortgage networks, mortgage clubs, and lenders — with brokers identified as the primary persona. It is registered in England and Wales (Company No. 15234567) and headquartered in London at Tabard Street. No institutional investors, funding rounds, or parent company are disclosed in the available source material.

The platform's core technology models lender behaviour against real underwriting logic — capturing affordability rules, policy interpretation, packaging requirements, and underwriting nuance — rather than product feeds or static criteria tables. It combines Pre-Submission Lending Intelligence, Mortgage Modelling, Packaging Intelligence, Compliance Automation (auto-generated ESIS documents, suitability letters, audit trails, evidence of research), and Workflow Infrastructure into a single connected system. Underlying AI capabilities centre on predictive analytics for lender approval likelihood and knowledge retrieval from lender policy documents, though no proprietary models, patents, or research publications are disclosed.

Revenue comes from a four-tier SaaS subscription model: a free Edge tier for residential and buy-to-let sourcing, Edge+ at £149 per user per month adding Pre-Submission Lending Intelligence, Edge Ops at £349 per user per month for connected workflow, and Edge One with custom enterprise pricing for cross-firm governance. Go-to-market combines product-led growth via the freemium Edge tier with a sales-assisted motion for networks, clubs, and large firms via Calendly-booked demos. Distribution is exclusively UK-focused, with Onesta cited as a named broker reference customer.

Name

QDEX AI

Legal name

QDEX AI Ltd

Website

https://qdexai.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

QDEX AI operates the UK's first Pre-Submission Lending Intelligence Platform for FCA-regulated mortgage intermediaries, modelling lender underwriting behaviour to help brokers identify viable lenders, structure cases correctly, and reduce avoidable declines before submission.

Ownership category

akta.pro rank

Product category

Mortgage Lending Intelligence Software

NAICS

Activities Related to Credit Intermediation (5223), Mortgage and Nonmortgage Loan Brokers (522310), Other Activities Related to Credit Intermediation (522390)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

Underwriting Automation & Income/Employment Verification (FSAGAHAD)

akta.pro secondary industries

Credit Decisioning Engines (Rules, Scorecards, ML) (FSAGAHAB), Fraud Detection, Identity & KYC/AML for Mortgages (FSALALAH)

Keywords

• Mortgage lending intelligence
• Pre-submission underwriting platform
• Mortgage brokerage software
• Lending compliance automation
• Mortgage workflow platform

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Subscription (Per User): Four-tier subscription model with per-user monthly billing: Free tier (Edge), paid tiers at £149/user/month (Edge+) and £349/user/month (Edge Ops), and custom enterprise pricing (Edge One). Revenue is recurring subscription-based with land-and-expand dynamics as firms grow into higher tiers.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels3 records

Core offering

QDEX Intelligence is a Pre-Submission Lending Intelligence platform that helps UK mortgage brokers identify the right lender, optimise case structure, and package applications for successful underwriting before submission. It combines lender modelling to real underwriting behaviour, structured lender data points (affordability logic, policy interpretation, packaging requirements, underwriting nuance), auto-generated compliance documentation, and connected workflow infrastructure into one system sold across four subscription tiers (Edge free, Edge+, Edge Ops, Edge One).

Product overview

QDEX Intelligence is the UK's first Pre-Submission Lending Intelligence Platform - a connected platform-plus-modules architecture that combines Pre-Submission Lending Intelligence, Mortgage Modelling, Packaging Intelligence, Compliance Automation, and Workflow Infrastructure. The platform is offered across four editions: Edge (free tier for residential/buy-to-let sourcing), Edge+ (£149/month for Pre-Submission Lending Intelligence), Edge Ops (£349/month for operational workflow management), and Edge One (enterprise governance with custom pricing). The product serves FCA-regulated mortgage intermediaries including brokers, firms, networks, clubs, and lenders, helping reduce avoidable declines and underwriting friction before case submission.

Differentiator

Problem solved

Functional benefit

Products and services

• QDEX Intelligence Edge (Free) Free residential and buy-to-let mortgage sourcing platform providing fast, accurate product comparison without requiring a separate sourcing subscription. Includes 2 complimentary Lender Match assessments and 2 complimentary Options Documents. Targets independent brokers and firms entering the QDEX ecosystem via the product-led growth motion.
• QDEX Intelligence Edge+ Pre-Submission Lending Intelligence tier priced at £149/user/month. Includes everything in Edge plus stronger lending decisions, earlier underwriting insight, cleaner case preparation, and greater confidence before submission through lender matching and case packaging intelligence. Targets brokers needing underwriting insight before submission.
• QDEX Intelligence Edge Ops Connected operating platform for growing broker firms priced at £349/user/month. Includes everything in Edge+ plus workflow visibility, operational consistency, connected progression tracking, and reduced operational firefighting. Targets mortgage advisory firms seeking operational consistency across advisers.
• QDEX Intelligence Edge One Enterprise oversight and governance platform with custom pricing on multi-year contracts. Includes everything in Edge Ops plus cross-firm oversight, governance visibility, and enterprise workflow control. Targets mortgage networks and clubs where governance and operational consistency are strategic priorities.

Quantifiable outcome

• Faster case placement from enquiry received to case placed
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature5 records

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Lendology: Lendology is an emerging UK mortgage technology company focused on decisioning and lender-matching workflows for advisers. It targets a similar pre-submission intelligence niche to QDEX, though with narrower geographic and segment coverage.
• Mortgage Gym: Mortgage Gym is a UK digital mortgage platform offering an end-to-end homebuying journey including sourcing, application, and advice. It overlaps with QDEX in the digital mortgage intermediary experience but takes a more consumer-journey-oriented approach.
• SmartrFit: SmartrFit is a UK mortgage affordability and decisioning tool used by brokers to model borrowing capacity across lenders. It addresses a closely adjacent use case to QDEX's affordability modelling, though without the broader pre-submission packaging intelligence layer.

Direct peers

• Mortgage Brain: Mortgage Brain is a long-established UK mortgage sourcing and decisioning platform used by brokers and networks. Its sourcing and criteria tools directly overlap with QDEX's lower-tier Edge and Edge+ functionality, making it one of the most direct competitive comparables in the UK market.
• Knowledge Bank: Knowledge Bank is a UK criteria-search platform that helps brokers identify lender criteria across residential, BTL, and specialist lending. It is a direct competitor to QDEX's lender modelling and pre-submission intelligence value proposition, focused on surfacing lender criteria quickly to brokers.
• Twenty7tec: Twenty7tec is a UK mortgage technology platform providing sourcing, CRM, and point-of-sale tools to mortgage intermediaries. It competes with QDEX in the same UK intermediary segment, particularly in sourcing and case management workflows where QDEX layers its pre-submission intelligence.

Regional players

• eConveyancer: eConveyancer is a UK-only conveyancing and property technology platform serving the transaction workflow that surrounds mortgage submissions. It is comparable as a UK-only fintech in the mortgage transaction stack, but focuses on the legal/conveyancing side rather than underwriting intelligence.

Broad incumbents

• Iress: Iress is a global financial technology provider with UK mortgage origination and intermediary software offerings. It serves a much broader financial-services portfolio but overlaps with QDEX in mortgage workflow, decisioning, and intermediary-facing tools.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks3 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/qdex-ai

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about QDEX AI