Quirk & Company

What Quirk & Company does

Quirk & Company is a San Antonio, Texas-based insurance Managing General Agent (MGA) operating continuously since 1930, providing specialty and surplus lines property and casualty coverage exclusively through independent insurance agents and producers in the South Texas market. The firm organizes its underwriting around industry-driven teams aligned to specific risk categories rather than generic P&C lines, with seven core product lines: Energy Risks, Manufacturing & Construction, Specialty Team, Habitational Risks, Flood Coverage, Preferred Client Solutions, and Professional Risks. Supporting these is an Instant Quotes service that delivers binding-ready pricing online or by phone with minimal submission friction.

The company's go-to-market is exclusively indirect: there is no direct-to-consumer channel. Producers are onboarded through a longstanding "Become a Producer" program, and the firm underwrites surplus lines business on behalf of carrier partners, deriving revenue from premiums on policies bound through its producer network. Pricing is quote-based, not publicly disclosed, with monthly billing cadence and risk-adjusted premiums determined per submission. Operations are headquartered at 13750 San Pedro Ave, Suite 700, San Antonio, with a stated headcount of 31 employees.

Quirk & Company is privately held with no disclosed funding, no parent company, no subsidiaries, and no M&A activity in the dataset. Its competitive positioning rests on nearly 95 years of regional brand equity, specialty underwriting expertise organized by vertical, white-glove producer service, and trade association membership (TSLA, PLUS, IIAT, WSIA). There are no proprietary technology platforms, no mobile applications, no APIs, and no disclosed AI/ML capabilities; the technology footprint is essentially a traditional insurance intermediary stack.

Name

Quirk & Company

Legal name

Quirk & Company

Website

https://quirkco.com

Company type

Private

Founded year

1930

Operating status

Operating

Headcount range

11–50 employees

Short description

Quirk & Company is a San Antonio-based insurance Managing General Agent operating since 1930, providing specialty and surplus lines coverage through independent agents in South Texas across seven industry-driven product lines.

Ownership category

akta.pro rank

Product category

Specialty Insurance (Managing General Agent / Surplus Lines)

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

akta.pro secondary industries

Habitational / Residential Property Managers BOP (FSAJAFAN), Real Estate / Lessors Risk BOP (FSAJAFAI)

Keywords

• Surplus lines insurance
• Managing general agent
• Specialty commercial insurance
• Independent insurance producers
• Property casualty coverage

Headquarters

HQ city

San Antonio

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: Quirk & Company generates revenue through insurance premiums collected from policyholders. As a surplus lines insurance provider, they offer specialized coverage products including Energy Risks, Manufacturing & Construction, Habitational Risks, and Flood Coverage, primarily serving independent agents in South Texas.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Quirk & Company is a Managing General Agent (MGA) and surplus lines insurance provider that underwrites and distributes specialty property and casualty coverage through independent insurance agents in South Texas. Its portfolio includes Energy Risks, Manufacturing & Construction, Specialty Team, Habitational Risks, Flood Coverage, Preferred Client Solutions, and Professional Risks, with quotes available instantly online or by phone for partnering producers.

Product overview

Quirk & Company is an insurance Managing General Agent (MGA) offering a portfolio of property and casualty insurance products organized by industry-driven teams. The product suite consists of seven core product lines—Energy Risks, Manufacturing and Construction, Specialty Team, Habitational Risks, Flood Coverage, Preferred Client Solutions, and Professional Risks—along with a supporting Instant Quotes service feature. The company has operated since 1930 serving independent agents in South Texas, providing white-glove service with a focus on relationship-building with insurers and producers.

Differentiator

Problem solved

Functional benefit

Products and services

• Energy Risks Insurance coverage tailored for energy sector risks, designed for independent agents in the South Texas market to place for their commercial energy-sector clients.
• Manufacturing and Construction Insurance solutions designed for manufacturing and construction industry operations, handled by industry-driven underwriting teams to serve independent agents placing coverage for these commercial clients.
• Specialty Team Specialized insurance products handled by dedicated underwriting teams designed to address complex coverage needs beyond Quirk & Company's standard industry segments.
• Habitational Risks Insurance coverage for habitational risks, providing protection for residential properties and related operations placed through independent agents in South Texas.
• Flood Coverage Specialized flood insurance coverage offerings for residential and commercial flood-exposed risks, distributed through independent agents in South Texas.
• Preferred Client Solutions Premium insurance solutions for preferred clients, representing a higher tier of service and coverage options delivered through independent agents.
• Professional Risks Insurance coverage for professional liability and related professional risk exposures, distributed through independent agents in South Texas.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered minor.

• Texas Surplus Lines Association (TSLA)minorOthersProfessional association membership providing networking and industry representation for surplus lines insurers in Texas.
• Professional Liability Underwriting Society (PLUS)minorOthersProfessional association membership for professional liability and errors & omissions insurance professionals.
• Independent Insurance Agents of Texas (IIAT)minorOthersState association membership representing independent insurance agents in Texas, providing education, advocacy, and networking.
• Wholesale Insurance Association (WSIA)minorOthersTrade association membership for wholesale insurance professionals and surplus lines brokers.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• CRC Group: CRC Group is a wholesale insurance broker and MGA with specialty practices across property, casualty, energy, and professional lines, distributing through retail agents — directly comparable to Quirk's surplus lines MGA model and industry-team structure.
• Brown & Riding: Brown & Riding is a wholesale insurance broker and MGA offering specialty and surplus lines coverage across property, casualty, energy, and professional risks via independent agents, structurally similar to Quirk's specialty MGA model.
• Swett & Crawford: Swett & Crawford is a wholesale insurance broker placing complex commercial and surplus lines coverage for retail agents across energy, construction, habitational, and specialty classes — closely parallel to Quirk's specialty wholesale placement model.
• Risk Placement Services (RPS): RPS is a national wholesale insurance broker and MGA placing specialty and surplus lines risks through retail agents, with industry-driven teams across property, casualty, energy, and professional lines — directly comparable to Quirk & Company's MGA model and specialty product structure.
• Burns & Wilcox: Burns & Wilcox is a specialty insurance wholesale broker and MGA placing complex commercial and surplus lines risks through independent agents, with strong regional offices in Texas — directly comparable to Quirk's producer-driven specialty distribution model.
• Skyward Specialty Insurance Group: Skyward Specialty is a specialty property and casualty insurer and MGA serving commercial and energy-related risks through wholesale and retail distribution, with a Houston/Texas base — directly comparable as a specialty insurer/MGA competing for similar producer relationships.

Broad incumbents

• Amwins Group: Amwins is a large national wholesale insurance distributor and MGA offering specialty P&C, professional lines, and surplus lines products across the U.S., overlapping with Quirk on Energy, Manufacturing/Construction, and Habitational placements but operating at significantly broader scale.
• Markel Corporation: Markel is a specialty insurer and MGA operator with diverse product lines across energy, construction, professional, and habitational risks; broader and publicly listed than Quirk, but operates in the same specialty/surplus lines distribution ecosystem.

Emerging players

• Kinsale Insurance Company: Kinsale Insurance is an excess and surplus lines insurer focused on small-to-mid commercial risks distributed through wholesale brokers, with an E&S specialty model that overlaps with Quirk's surplus lines offerings in commercial and habitational classes.

Regional players

• Houston Specialty Insurance: Houston Specialty Insurance is a Texas-based regional surplus lines MGA focused on energy, habitational, and commercial property risks distributed through independent agents — a regional peer operating in adjacent Texas geographies to Quirk with comparable specialty product focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/quirk-&-company

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quirk & Company