Quisto Corretora de Seguros

What Quisto Corretora de Seguros does

Quisto Corretora de Seguros, operating under the legal entity QUISTO FRANQUIAS LTDA, is a Brazilian insurance brokerage founded in 2013 and headquartered in Belo Horizonte, Minas Gerais. The firm functions as a multi-carrier intermediary, connecting individual consumers, families, and businesses with coverage options from more than 40 partner insurance companies spanning Porto Seguro, Bradesco Seguros, SulAmérica, Mapfre, Allianz, Zurich, Tokio Marine and other major Brazilian carriers. Its product catalog covers over 90 insurance and financial solution types across personal lines (auto, residential, life, health, dental), commercial lines (fleet, business, civil liability), mandatory coverages (DPVAT, Carta Verde, rural insurance), and savings products (consortiums, travel and portable electronics insurance).

The company does not build proprietary underwriting or pricing technology; instead, it leverages digital tools for online quote comparison, a broker-locator on its website, and content marketing via blog and social channels, while relying on its human broker network for sales conversion. The operating model is franchise-based: approximately 150 exclusive brokers operate Quisto-branded units — including a home-office format introduced in 2021 — across Brazil, supported by a lean corporate staff of 27 employees. Quisto generates revenue through two streams: (1) recurring commissions on policies placed with partner carriers, the dominant line, and (2) franchise fees from independent brokers joining the network. Customer acquisition combines online presence, content marketing, organic social, and franchise industry events, with no direct-to-consumer web storefront — every transaction is funneled through the broker network.

Name

Quisto Corretora de Seguros

Legal name

QUISTO FRANQUIAS LTDA

Website

https://quisto.com.br

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Quisto Corretora de Seguros is a Brazilian insurance brokerage operating a franchise network of 150+ brokers nationwide. It offers multi-carrier quote comparison across 90+ insurance and financial products for individuals, families, and small businesses across Brazil.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Insurance brokerage services
• Multi-carrier insurance
• Franchise insurance agents
• Commercial insurance lines
• Personal insurance coverage

Headquarters

HQ city

Belo Horizonte

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance brokerage commissions: Quisto generates revenue by acting as an intermediary between customers and insurance companies. Brokers present quotes from multiple partner carriers and earn commissions on policies sold. The company also sells franchises, generating franchise fees from entrepreneurs who open Quisto-branded brokerage units.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Quisto Corretora de Seguros is a Brazilian insurance brokerage (legal entity QUISTO FRANQUIAS LTDA) that intermediates between customers and 40+ insurance carriers, offering personal lines (auto, property, health, life) and commercial lines (fleet, business, civil liability, agro, consortiums, surety, warranty, credit, transport, financial, oil & gas, engineering risks, D&O, professional liability). The offering is delivered through a nationwide franchise network of 150+ licensed brokers that provide in-person or remote advisory, quote comparison, and policy servicing without requiring the customer to leave home.

Product overview

Quisto Corretora de Seguros is a Brazilian insurance brokerage operating as a multi-product platform that connects customers with over 40 partner insurance companies. The core offering is a portfolio of insurance and financial products including auto insurance (Seguro Auto, Seguro Moto, Seguro para Caminhão, Seguro Frota), property insurance (Seguro Residencial, Seguro Empresarial, Seguro Agro), health and life insurance (Seguros Saúde, Seguros Vida, Plano Odontológico), liability coverage (Seguros Responsabilidade Civil), and investment products (Consórcios). Additional specialized products include travel insurance, portable electronics insurance, fire insurance, and mandatory insurances (DPVAT, Carta Verde, Seguro Rural). The platform positions itself as a one-stop shop where customers receive personalized service from exclusive brokers who compare offerings across multiple insurers to find optimal coverage and pricing.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance (Seguro Auto) Personal vehicle insurance coverage products intermediated through 40+ partner carriers; targeted at individual consumer vehicle owners comparing coverage and pricing.
• Property/Home Insurance (Seguro Residencial) Residential property insurance products covering home and contents risks, intermediated via Quisto's partner carrier network for individual homeowners and tenants.
• Health Insurance (Seguro Saúde) Health and dental insurance plan intermediation through partner carriers, for individuals, families, and corporate groups seeking medical coverage.
• Life Insurance (Seguro de Vida) Individual and family life insurance products intermediated via partner carriers.
• Business Insurance (Seguro Empresarial) Multi-line commercial insurance packages intermediated for SMBs and enterprises through partner carriers, covering property, liability, and operational risks.
• Fleet Insurance (Seguro de Frota) Commercial fleet vehicle insurance placement for businesses operating multiple vehicles, intermediated via partner carriers.
• Civil Liability Insurance (Seguro de Responsabilidade Civil) Civil liability insurance products intermediated for individuals and businesses facing third-party liability exposure.
• Agricultural Insurance (Seguro Agro) Crop, livestock, and agribusiness insurance products intermediated for rural producers and agribusiness operators.
• Consortiums (Consórcios) Consortium (group savings) products intermediated for customers planning purchases of vehicles, real estate, and other assets through administered consortium groups.
• Surety Insurance (Seguro Garantia) Surety bond insurance intermediated for businesses required to post contractual, judicial, or administrative guarantees.
• Warranty Insurance (Seguro Garantia Estendida) Extended warranty insurance products intermediated for consumer goods and equipment buyers.
• Credit Insurance (Seguro de Crédito) Trade credit insurance intermediated for businesses managing receivables and counterparty default risk.
• Transport Insurance (Seguro de Transportes) Cargo transport insurance intermediated for national and international shipments serving shippers and logistics operators.
• Financial Insurance (Seguro Financeiro) Financial lines insurance products intermediated for financial institutions and lenders covering specialized financial risks.
• Oil & Gas Insurance (Seguro de Petróleo e Gás) Specialized oil and gas insurance products intermediated for upstream, midstream, and downstream operators.
• Engineering Risks Insurance (Seguro de Riscos de Engenharia) Construction and engineering risks insurance (CAR/EAR) intermediated for contractors and project owners.
• D&O Insurance (Seguro D&O) Directors and officers liability insurance intermediated for executives and corporate boards seeking management liability coverage.
• Professional Liability Insurance (Seguro de Responsabilidade Civil Profissional) Professional liability (errors & omissions) insurance intermediated for service providers, consultants, and licensed professionals.

Quantifiable outcome

• Comparison of offerings from 40+ partner insurers in one place, enabling customers to find optimal coverage at competitive prices
• +1 more outcomes

Named customers4 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered minor.

• ZurichminorOthersZurich is one of the insurance carriers available through Quisto's broker network, offering auto, life, and commercial insurance products.
• Tokio MarineminorOthersTokio Marine is a partner insurance carrier available through Quisto's multi-carrier brokerage platform.
• SuhaiminorOthersSuhai is an insurance carrier partner integrated into Quisto's product offering.
• SompominorOthersSompo is one of the insurance carrier partners available through Quisto's brokerage network.
• Porto SegurominorOthersPorto Seguro is a major insurance carrier partner available through Quisto's platform, offering auto, residential, and other personal lines.
• Liberty SegurosminorOthersLiberty Seguros is one of the partner insurance companies accessible via Quisto's broker network.
• MapfreminorOthersMapfre is a partner insurance carrier offering auto, residential, and commercial insurance through Quisto's multi-carrier platform.
• AlirominorOthersAliro is a technology-enabled insurance carrier partner available through Quisto's network.
• IturanminorOthersIturan is a partner insurance carrier (specializing in auto tracking and insurance) available through Quisto's platform.
• ItaúminorOthersItaú insurance products are available through Quisto's brokerage network.
• HDI SegurosminorOthersHDI Seguros is a partner insurance carrier accessible through Quisto's broker network.
• Bradesco SegurosminorOthersBradesco Seguros is one of the insurance carrier partners integrated into Quisto's product catalog.
• Azul SegurosminorOthersAzul Seguros is a partner insurance company available through Quisto's multi-carrier network.
• AllianzminorOthersAllianz is an international insurance carrier partner available through Quisto's brokerage platform.
• Alfa SegurosminorOthersAlfa Seguros is a partner insurance carrier integrated into Quisto's offering.
• MetLifeminorOthersMetLife is a partner insurance company referenced as part of Quisto's insurer network.
• Argo SegurosminorOthersArgo Seguros is a partner insurance carrier referenced as part of Quisto's network of insurer partnerships.
• SulAméricaminorOthersSulAmérica is a large Brazilian insurance company referenced as a partner insurer in Quisto's network.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Pier: Brazilian digital insurance company offering auto and other personal lines with proprietary technology. Comparable to Quisto as a Brazilian insurance competitor targeting similar customer segments, though operating as a carrier with embedded technology rather than a brokerage.
• Yuso: Brazilian insurtech focused on embedded insurance distribution and API-based integration. Comparable as a Brazilian insurance distribution innovator, though targeting B2B embedded channels rather than Quisto's broker-led consumer model.
• Justos: Brazilian insurtech offering auto insurance with digital-first experience. Comparable as a Brazilian insurance distribution competitor targeting similar customers, though operating with proprietary technology and direct underwriting rather than brokerage aggregation.

Direct peers

• Minuto Seguros: Brazilian insurance brokerage aggregator offering multi-carrier quote comparison across auto, life, and other personal lines. Directly competes with Quisto's core multi-carrier brokerage model targeting individual consumers.
• 180 Seguros: Brazilian digital insurance brokerage operating as a multi-carrier aggregator with strong online presence. Comparable to Quisto in aggregating multiple insurer offerings, though differentiated by a more digitally-led customer experience.
• Wiz Soluções: One of Brazil's largest insurance brokerage groups, distributing products from multiple carriers through a broker network. Highly comparable to Quisto as a multi-carrier brokerage serving individual and corporate customers across Brazil.

Broad incumbents

• Porto Seguro Corretora: Insurance arm of one of Brazil's largest insurance groups, distributing its own and partner carrier products through brokers and direct channels. Comparable to Quisto in multi-carrier distribution, though with massive scale and carrier ownership that Quisto lacks.
• Bradesco Seguros: Major Brazilian insurance carrier and distribution group offering products through its own broker network and bank branches. Comparable to Quisto in multi-line product breadth, though serving as both a carrier partner and potential competitor via its own distribution.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/quist
• Instagraminstagram.com/quistobr
• LinkedInlinkedin.com/company/quistobr

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quisto Corretora de Seguros