株式会社リスクマネジメント・ラボラトリー

Name

株式会社リスクマネジメント・ラボラトリー

Legal name

株式会社リスクマネジメント・ラボラトリー

Website

https://rml.co.jp

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

株式会社リスクマネジメント・ラボラトリー is a privately held Japanese financial product distributor serving individuals, business owners, and asset holders with life plan, business succession, and asset management services as the principal entity of the RML Group.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Management Consulting Services (54161)

SIC

Investment Advice (6282), Services-Management Consulting Services (8742)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

akta.pro secondary industry

Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG)

Keywords

• Financial product sales
• Life planning services
• Business succession advisory
• Asset management consulting
• Risk management consulting

Headquarters

HQ city

Tokyo (品川区)

HQ country

Japan

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Financial Product Sales: The company generates revenue through the sale of financial products, contributing to life plan realization, business development and succession, and asset formation, management, and succession.

Core offering

株式会社リスクマネジメント・ラボラトリー is a Japanese financial services firm that distributes financial products and provides risk management consulting services to support three core needs: life plan realization for individuals, business development and succession for business owners, and asset formation, management, and succession for individuals and entities. It operates as part of the RML Group headquartered in Shinagawa, Tokyo, with a small team of 6 employees.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial product sales (lifetime financial planning pillar) Distribution of financial products to individual customers in Japan to support the realization of personal life plans, including savings, protection, and investment products suited to life-stage needs. Targeted at individual consumers seeking structured financial planning.
• Business development and succession advisory Advisory services for business owners and enterprises supporting business development, continuity, and succession planning, integrated with financial product selection. Targeted at business owners needing transition and continuity support.
• Asset formation, management, and succession advisory Advisory and financial product-based services for individuals and entities focused on building, managing, and passing on assets across generations. Targeted at investors and asset owners requiring wealth transfer and estate planning.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• 株式会社セールスメデュケーション・ラボラトリーcoreOthersGroup company specializing in sales education services. Part of the RML Group corporate structure providing complementary business education and training services.
• TLA株式会社coreOthersGroup company within the RML corporate group structure. Affiliated entity operating as part of the RML Group ecosystem.
• 株式会社リスクマネジメント・ラボラトリー (Parent)coreOthersThe main operating entity and parent company within the RML Group, responsible for financial product sales and risk management consulting services.

Direct peers

• AXA Life Insurance Co., Ltd. AXA Life Japan offers life insurance, savings, and retirement products marketed through agents targeting Japanese households' life-plan and succession needs — directly comparable to RML's financial-product distribution positioning.
• ZUU Consulting Inc. ZUU Consulting provides financial-media-led and consulting-driven wealth and succession advisory to Japanese individual and SME clients — comparable to RML in serving life-plan, succession, and asset-formation use cases across Japan.
• Prudential Life Insurance Company of Japan: Prudential Life of Japan sells life insurance integrated with wealth and retirement planning through a tied-agent channel — closely mirroring RML's insurance-product-plus-financial-planning distribution model and SME-owner succession focus.
• SOMPO Himawari Life Insurance, Inc. SOMPO Himawari Life sells life-insurance and savings products through tied agents and financial planner channels focused on household life planning and asset formation — analogous to RML's insurance-led offering.
• Gibraltar Life Insurance Co., Ltd. (a Prudential Financial company): Gibraltar Life is a Japan-based life insurer specializing in protection and savings products distributed via agent channels for individual life planning — closely paralleling RML's product mix and distribution approach.
• MetLife Insurance K.K. MetLife Japan distributes life-insurance products bundled with savings and asset-formation solutions through a financial-services agent network — a comparable insurance-led wealth-and-life-plan distribution model to RML.

Emerging players

• WealthNavi Inc. WealthNavi is a Japanese robo-advisor offering automated, fee-based portfolio management for retail investors — a different channel but targeting overlapping Japanese retail clients for asset-formation outcomes similar to RML's asset-management pillar.
• Money Forward, Inc. Money Forward offers personal finance, household asset management, and advisory-adjacent fintech products in Japan — an emerging player targeting retail asset-formation and life-plan needs overlapping with RML's customer segments.

Broad incumbents

• Mizuho Securities Co., Ltd. Mizuho Securities offers retail brokerage, advisory, and asset-formation products to Japanese households and SME owners through a nationwide branch network — a broader incumbent competing for the same life-plan and asset-succession wallet as RML.
• Sumitomo Mitsui Trust Bank (SuMi Trust): SuMi Trust is a major Japanese trust bank providing private banking, asset succession, and wealth management services — a broad incumbent covering life-plan and asset-succession use cases at a much larger scale than RML.

Market position

Customer concentration

• LinkedInlinkedin.com/company/%E6%A0%AA%E5%BC%8F%E4%BC%9A%E7%A4%BE%E3%83%AA%E3%82%B9%E3%82%AF%E3%83%9E%E3%83%8D%E3%82%B8%E3%83%A1%E3%83%B3%E3%83%88%E3%83%BB%E3%83%A9%E3%83%9C%E3%83%A9%E3%83%88%E3%83%AA%E3%83%BC

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

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