(株) 損保ジャパン日本興亜
Sompo Japan Nipponkoa Online Insurance Agency is a Japanese direct-to-consumer internet insurance distributor operating as Rise Consulting Corporation, selling internet-only overseas travel insurance and motorcycle compulsory liability policies underwritten by Sompo Japan Nipponkoa.
- Company typePrivate
- Founded2004
- HeadquartersTokyo (Nakano-ku), Japan
- Headcount1–10
- GTM typeB2C
- OfferingServices
What (株) 損保ジャパン日本興亜 does
Sompo Japan Nipponkoa Online Insurance Agency operates the website sompo-japan-co.jp as a direct-to-consumer internet insurance distribution platform, sold by Rise Consulting Corporation (ライズコンサルティング), a licensed insurance agency (保険取扱代理店) founded in 2004 and headquartered in Nihonbashi, Tokyo. The platform distributes two products underwritten exclusively by Sompo Japan Nipponkoa: (1) overseas travel insurance "off!" — a customizable per-trip policy with day-by-day and destination-based pricing, 24-hour Japanese-language medical assistance, and a cashless treatment service at partner hospitals; and (2) motorcycle compulsory liability insurance (i自賠責) for vehicles up to 250cc, available in 1-5 year terms. The agency's business model is internet-only direct distribution, eliminating agent commissions, physical sales offices, and paper processing to deliver 40-55% premium discounts versus equivalent retail travel insurance products (e.g., Thailand 5-night trip priced at 3,510 yen online vs. 6,760 yen at retail).
The technical platform is a standard web-based insurance sales portal with credit card payment processing, contract completion in minutes, and a 24/7 purchase window from 45 days before departure through the departure day. Service infrastructure is delivered through strategic partnerships with Japan Emergency Assistance and Wellbeing (operating the Japanese-language medical helpline) and Prestige International (travel support services), collectively providing medical, interpretation, and evacuation coverage across 190+ countries. The reported customer satisfaction metrics are 96% price satisfaction, 97% product satisfaction, and 93% stated intent to repurchase.
The agency operates from a small team of approximately 5 employees and generates revenue through commissions on underwritten premiums. Customer concentration is heavily diversified across individual consumers, but the business carries complete dependence on a single carrier (Sompo Japan Nipponkoa) for both product supply and regulatory underwriting authority. No AI/ML capabilities, funding events, M&A activity, or material hiring signals are disclosed.
(株) 損保ジャパン日本興亜 firmographics
Firmographics- Name
- (株) 損保ジャパン日本興亜
- Legal name
- 株式会社ライズコンサルティング
- Website
- https://sompo-japan-co.jp
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Sompo Japan Nipponkoa Online Insurance Agency is a Japanese direct-to-consumer internet insurance distributor operating as Rise Consulting Corporation, selling internet-only overseas travel insurance and motorcycle compulsory liability policies underwritten by Sompo Japan Nipponkoa.
- Ownership category
- akta.pro rank
(株) 損保ジャパン日本興亜 industry classification
Industry- Product category
- Travel and Vehicle Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Travel & Accident (Non-Life) Insurance (FSAJAMAN)
- akta.pro secondary industry
- Trip Cancellation/Interruption & Refund Protection Platforms (THALALAB)
Keywords
Where (株) 損保ジャパン日本興亜 is headquartered
LocationHeadquarters
- HQ city
- Tokyo (Nakano-ku)
- HQ country
- Japan
- HQ region
- Asia
Offices3 records
Markets served
(株) 損保ジャパン日本興亜 business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Technology or R&D, Marketing or Sales, Personnel, Others
Revenue model
- Overseas Travel Insurance Premiums: One-time insurance premiums collected at policy purchase. Pricing is based on travel destination, duration, and selected coverage options. Customers can customize coverage including treatment costs, injury/death benefits, liability, personal belongings, and flight-related coverage.
- Motorcycle Compulsory Liability Insurance (i自賠): Mandatory third-party liability insurance for motorcycles. Premiums vary by engine displacement (under 125cc vs 125cc-250cc) and coverage period (1-5 years). Government-mandated pricing with uniform rates across all insurers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Individual/Family Plan with customizable coverage |
| Unit Pricing | Multi-year contract | Motorcycle Compulsory Insurance - Under 125cc (原付) |
| Unit Pricing | Multi-year contract | Motorcycle Compulsory Insurance - 125cc to 250cc (軽２輪) |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
(株) 損保ジャパン日本興亜 product offering
Product offeringCore offering
The company provides two online-direct insurance products: "Overseas Travel Insurance off!" which delivers customizable travel insurance coverage with 24/7 Japanese-language support and cashless medical treatment abroad at up to 40% lower premiums than comparable policies, and "Motorcycle Compulsory Liability Insurance" sold exclusively online at discounts of up to 55%. Both products are sold through the internet-only insurance agency operated by Rise Consulting Corporation under the Sompo Japan Nipponkoa brand.
Product overview
損保ジャパン日本興亜株式会社 offers two main internet-based insurance products: (1) 新・海外旅行保険【off!（オフ）】, an internet-exclusive travel insurance with customizable coverage and up to 55% savings, featuring 24-hour Japanese medical assistance and cashless treatment; and (2) バイク自賠責保険（i自賠）, an online motorcycle compulsory liability insurance for vehicles up to 250cc with 1-5 year policy terms. Both products are distributed through affiliated insurance agencies operating the online platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Overseas Travel Insurance off! (新・海外旅行保険off!) Direct-to-consumer online travel insurance covering overseas medical treatment, injury, illness, baggage, and liability for individual Japanese travelers, featuring 24/7 Japanese-language support and cashless treatment arrangement at overseas medical institutions.
- Motorcycle Compulsory Liability Insurance (バイク自賠責保険)
Quantifiable outcome
- Premium discount of 40-55% compared to traditional retail travel insurance
- +3 more outcomes
Companies that use (株) 損保ジャパン日本興亜
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
(株) 損保ジャパン日本興亜 technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
(株) 損保ジャパン日本興亜 partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- 日本エマージェンシーアシスタンス株式会社 (Japan Emergency Assistance Co., Ltd.)coreProvides 24-hour Japanese-language medical assistance hotline services for overseas travelers. Handles emergency medical referrals, hospital admissions, medical interpretation, emergency evacuation coordination, and repatriation services.
- ウェルビー株式会社 (Wellbeing Co., Ltd.)corePartner in operating the Sompo Japan Overseas Medical Helpline, providing Japanese-language medical assistance services to policyholders abroad.
- 株式会社プレステージ・インターナショナル (Prestige International Co., Ltd.)coreProvides travel support services including phone interpretation, message relay, airport/hotel transfers, flight and hotel reservations, passport and credit card troubleshooting support, and travel safety information.
Scale indicators3 records
Recent moves5 records
Expansion highlights2 records
(株) 損保ジャパン日本興亜 competitors and assessment
Company assessmentDirect peers
- エイチ・エス損保 (H.I.S. Insurance): Japanese direct-to-consumer travel insurance carrier affiliated with the H.I.S. travel agency group. Offers branded online overseas travel insurance with similar pricing-led internet distribution, directly competing for the same Japan-based outbound traveler customer.
- SBI損害保険 (SBI Insurance): Direct-to-consumer online P&C insurer in Japan offering auto and other personal lines via internet channels with a cost-leadership positioning. Overlaps with the subject on the digital distribution model and price-disciplined consumer segment.
Broad incumbents
- 三井住友海上火災保険 (Mitsui Sumitomo Insurance): Major Japanese P&C insurer that the agency is also authorized to broker products for, based on the privacy policy disclosure. Comparable as a multi-line carrier incumbent whose products compete for the same Japanese consumer's insurance wallet.
- ソニー損保 (Sony Assurance): Direct-channel Japanese P&C insurer known for online auto insurance and modular personal insurance products. Comparable on the digital-first agency/agent-of-record distribution model and brand-driven consumer acquisition.
- 楽天損害保険 (Rakuten Insurance): Online Japanese P&C insurer within the Rakuten ecosystem. Comparable as an internet-native insurance carrier competing for the same digital-first Japanese consumer and leveraging an embedded-comparison shopping experience.
- au損害保険 (au Insurance): KDDI-affiliated Japanese P&C insurer selling online auto and personal insurance. Comparable on the direct internet channel model and the modular coverage-incremental product design pattern used by the subject.
- チューリッヒ保険 (Zurich Insurance Japan): Global insurer with a Japan direct auto insurance business. Listed in the agency's privacy policy as one of the carriers the agency is authorized to broker for, making it a direct comparable on the agency-aligned carrier side.
- エース損害保険 (Ace Insurance / Chubb Japan): Global insurance carrier with a Japan P&C operation offering travel and personal accident products. Comparable to the subject because it is one of the carrier counterparts across whose products Rise Consulting also has agency arrangements.
Emerging players
- チョコレート保険 (Chocolate Insurance): Japan-based digital insurance agency offering modular, low-premium travel insurance sold primarily through mobile and online channels. Targets the same price-sensitive DIY outbound traveler segment with a similar customizable coverage design.
Others
- 保険ほっとライン (Hoken Hot Line): Japan-based chain of insurance consultation stores and online brokerage. Comparable as a multi-carrier insurance distribution platform targeting individual consumers, though it operates primarily offline and with a broader multi-line product set.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
(株) 損保ジャパン日本興亜 social profiles
Digital presence(株) 損保ジャパン日本興亜 financial estimates
Financial estimateRevenue estimate
Valuation estimate
(株) 損保ジャパン日本興亜 leadership team
Management profileNumber of profiles
(株) 損保ジャパン日本興亜 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
(株) 損保ジャパン日本興亜 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about (株) 損保ジャパン日本興亜
What does (株) 損保ジャパン日本興亜 do?
The company provides two online-direct insurance products: "Overseas Travel Insurance off!" which delivers customizable travel insurance coverage with 24/7 Japanese-language support and cashless medical treatment abroad at up to 40% lower premiums than comparable policies, and "Motorcycle Compulsory Liability Insurance" sold exclusively online at discounts of up to 55%. Both products are sold through the internet-only insurance agency operated by Rise Consulting Corporation under the Sompo Japan Nipponkoa brand.
Is (株) 損保ジャパン日本興亜 a public or private company?
(株) 損保ジャパン日本興亜 is a private company. It is classified as corporate owned and is currently operating.
When was (株) 損保ジャパン日本興亜 founded?
(株) 損保ジャパン日本興亜 was founded in 2004. It employs 1 to 10 people.
Where is (株) 損保ジャパン日本興亜 based?
(株) 損保ジャパン日本興亜 is headquartered in Tokyo (Nakano-ku), Japan, in the Asia region.
How does (株) 損保ジャパン日本興亜 make money?
Two revenue lines are on record. Overseas Travel Insurance Premiums are the primary driver. The others are motorcycle Compulsory Liability Insurance (i自賠).
Who are (株) 損保ジャパン日本興亜's main competitors?
Direct peers on record are エイチ・エス損保 (H.I.S. Insurance) and SBI損害保険 (SBI Insurance). Broad incumbents are 三井住友海上火災保険 (Mitsui Sumitomo Insurance), ソニー損保 (Sony Assurance), 楽天損害保険 (Rakuten Insurance), au損害保険 (au Insurance), チューリッヒ保険 (Zurich Insurance Japan) and エース損害保険 (Ace Insurance / Chubb Japan). チョコレート保険 (Chocolate Insurance) is listed as an emerging player. 保険ほっとライン (Hoken Hot Line) is listed as an others.
Does (株) 損保ジャパン日本興亜 have an API?
No public API is recorded for (株) 損保ジャパン日本興亜.
What industry is (株) 損保ジャパン日本興亜 in?
(株) 損保ジャパン日本興亜's product category is Travel and Vehicle Insurance. Its primary akta.pro industry code is FSAJAMAN, Travel & Accident (Non-Life) Insurance, with a secondary code of THALALAB, Trip Cancellation/Interruption & Refund Protection Platforms. Its NAICS code is 5242 and its SIC code is 6411.