Name

Taylr.io

Legal name

Taylr Payments Ltd.

Website

https://taylr.io

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industry

Biller Direct EBPP Platforms (FSAMAJAA)

Keywords

• Payment processing
• Interchange plus pricing
• WooCommerce payments
• Fraud prevention
• Subscription billing

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure

Revenue model

1. Interchange Plus Transaction Fees: Taylr charges a fixed transparent margin of 0.8% + £0.15 per transaction on top of the actual card network interchange and scheme fees passed through at cost. For Standard plan merchants processing under £1M/month. This is the primary revenue stream.
2. Monthly Platform Fee: Standard plan charges a flat £20/month platform fee covering all integrations, features, support, and fraud protection. Enterprise Custom plan has a custom platform fee. This provides predictable recurring revenue.
3. Partner Revenue Share: Taylr pays referral partners 30% lifetime revenue share on merchant transaction volume. Integration/SaaS partners can earn up to 50% custom revenue share. This is a cost of revenue rather than income stream.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels7 records

Core offering

Taylr is a UK payment processing platform that lets merchants accept card payments online via three integration paths — Hosted Payment Form (no-code hosted checkout), Hosted Fields (low-code embedded card fields), and a Direct RESTful API. Pricing is built on an Interchange Plus (IC++) model with a fixed Taylr margin of 0.8% + £0.15 on top of passed-through interchange and scheme fees, paired with a £20/month platform fee. Enterprise-grade Kount fraud screening, Apple Pay, Google Pay, subscription billing, Pay by Link, and an officially verified WooCommerce plugin are included across all plans.

Product overview

Taylr.io is a UK-focused payment processing platform offering three integration paths: Hosted Payment Form (no-code hosted checkout), Hosted Fields (low-code embedded card fields), and Direct API (full programmatic control). The platform is complemented by an official WooCommerce plugin, subscription and recurring billing features, Pay by Link functionality, and Xero accounting integration. All plans include enterprise-grade fraud protection from Kount. Pricing uses Interchange Plus (IC+) model with a Standard plan (£20/month + IC+ 0.8% + 15p) and Custom Enterprise plan for high-volume merchants. The company positions itself as the third choice between expensive Stripe and outdated legacy processors.

Differentiator

Problem solved

Functional benefit

Products and services

• Hosted Payment Form Complete Taylr-hosted checkout page requiring zero coding, with Apple Pay, Google Pay, Pay by Link, and a fully branded experience. Merchants send customers to the page, they pay, and return. Goes live in under 15 minutes and handles PCI DSS compliance end-to-end. Targeted at UK SMBs needing fast no-code payment acceptance.
• Hosted Fields Drop-in JavaScript library that embeds secure PCI-compliant card input fields directly into the merchant's own checkout UI, so card data never touches merchant servers. Five lines of code; works with React, Vue, and vanilla JS; 3D Secure handled automatically. For merchants wanting full design control while outsourcing PCI scope.
• Direct API Full RESTful JSON API with LLM-readable OpenAPI documentation, full webhook coverage, complete sandbox environment with test cards, and itemised fee breakdown on every transaction response. Targets development teams and platforms embedding payments with full programmatic control, including subscriptions and recurring billing.
• WooCommerce Plugin Officially verified WooCommerce extension enabling payment processing directly within WooCommerce stores with 5-minute setup and no coding required. Supports Apple Pay, Google Pay, PayPal, Clearpay/Klarna, refunds and transactions managed from the WooCommerce dashboard, and full transaction reporting.
• Subscriptions & Recurring Billing Recurring billing engine supporting weekly, monthly, or annual schedules with automated charging, smart retry logic at optimal times for failed cards, and projected revenue forecasting for the past and next 30 days. For subscription businesses needing churn reduction and revenue visibility.
• Pay by Link Secure payment links generated from the merchant dashboard and sent to customers via email, SMS, or WhatsApp. Customers click the link and pay via Apple Pay, Google Pay, or card. Designed for invoicing and reducing debtor days for businesses without a full checkout.
• Kount Fraud Prevention (Equifax) Enterprise-grade real-time fraud screening from Kount (Equifax) scoring transactions 0-100 on a fraud scale in under 250ms by analysing IP, location, velocity, and email history. Included as standard on every Taylr plan at no additional cost, drawing on more than 15 years of network transaction data.
• Xero Integration Native Xero accounting integration that automatically pushes every Taylr payment to the merchant's Xero organisation as a paid sales invoice, allocated to a Taylr Clearing account. Settlements are matched automatically; processing fees appear on a separate monthly Taylr invoice. WooCommerce orders carry full order data through to Xero as reconciled invoices referencing the original order.
• Cryptocurrency Payments via Qi Digital Integration with Qi Digital enabling UK SMBs to accept Bitcoin, Ethereum, USDT and other digital assets via Qi Digital's technology, with instant conversion to local currency to avoid volatility. Kount fraud prevention included at no extra cost; Taylr provides the merchant interface while Qi Digital handles crypto processing.

Quantifiable outcome

• 25% average savings on card processing fees vs traditional blended-rate providers
• +6 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability2 records

Feature9 records

Partnerships

Four partnerships are on record, tiered core.

• XerocoreTechnology or Integration · 9 June 2025Taylr's native integration with Xero automatically pushes every payment as a reconciled sales invoice to the merchant's Xero organisation. Transactions are matched to invoices automatically via Taylr Clearing account. Processing fees appear as a separate monthly invoice rather than per-transaction deductions, simplifying reconciliation. For WooCommerce merchants, full order data flows through to Xero as reconciled invoices referencing the original order.
• Kount (Equifax)coreStrategic or Co-development Partner · 7 April 2025Taylr co-hosted the 'Payments 2030 — Pioneering the Future of Payments' event in April 2025 with Kount. The event brought together partners, providers, and merchants to discuss AI, crypto, open banking, fraud, and the future of UK payments. This co-branded event underscores a strategic relationship beyond a standard vendor integration.
• Kount (Equifax)coreTechnology or Integration · 6 April 2024Taylr integrates Kount's enterprise fraud prevention technology (a subsidiary of Equifax) as a standard feature on all plans at no additional cost. Kount analyses transaction data (IP address, location, transaction velocity, email history) in real time, scoring transactions 0-100 on a fraud scale within 250ms. Kount's data network spans more than 15 years and billions of transactions.
• WooCommerce (Automattic)coreTechnology or IntegrationTaylr maintains an officially verified WooCommerce plugin enabling merchants to process payments directly within their WooCommerce store. The plugin supports embedded and redirect checkout options, PayPal, Klarna/Clearpay, refunds managed from WooCommerce dashboard, and full transaction reporting. No code required; 5-minute setup. The plugin is positioned as a primary distribution and integration channel.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Square (Block): Integrated payments and software platform for SMBs with broad product surface including online checkout and POS. Directly comparable on UK SMB customer, blended online/in-person offering, and hosted checkout plus developer API integration paths.
• Barclaycard Payments: UK card acquiring and payment processing arm of Barclays. Directly comparable as another incumbent UK SMB payments provider that Taylr explicitly names as a legacy alternative its pricing model is designed to undercut.
• Elavon: Global payment processor with a meaningful UK SMB acquiring book. Comparable as a legacy alternative that Taylr positions against, with overlapping UK merchant services and card-present/e-commerce coverage.
• Worldpay: Large UK and global payment processor serving SMBs and enterprises. Directly comparable as one of the legacy blended-rate providers Taylr explicitly positions against, sharing the same UK SMB customer base and merchant acquiring function.
• Stripe: Global payment gateway with hosted checkout, API, and fraud products for businesses of all sizes. Directly comparable because Taylr explicitly positions itself as the alternative to Stripe in the UK, citing identical functionality with lower per-transaction cost via IC++ pricing.
• SumUp: European fintech offering card readers and integrated online payments for small merchants. Directly comparable on SMB target market, integrated online and in-person acceptance, and UK geographic focus, with similar bundled product breadth.
• Mollie: European payment gateway offering simple, developer-friendly payment processing for SMBs. Directly comparable on target customer (European SMBs), transparent pricing philosophy, multiple integration paths, and growing UK presence.
• Dojo: UK SMB-focused card payment provider offering terminals and integrated payments. Directly comparable because it serves the same UK SMB segment, competes for the same hospitality and retail merchants, and is frequently referenced alongside Taylr as a target provider being displaced.

Broad incumbents

• Checkout.com: Global payment gateway with end-to-end acquiring, processing, and fraud products. Comparable on the developer-first API gateway model and merchant fraud offerings, but its primary scale and focus is on larger enterprise and platform customers rather than UK SMBs.
• Adyen: Global unified payments platform serving large merchants with a single API across channels. Comparable on the API-first gateway approach, omnichannel acceptance, and fraud products, but operates at a much larger enterprise tier than Taylr's UK SMB focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/taylr-io

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Taylr.io