What Tempo Assicurazioni does

Tempo Assicurazioni SRL is an Italian insurance agency founded in 2018 and headquartered in Bresso (Milan), operating as a wholly-owned subsidiary of Gruppo Tempocasa, a real-estate holding group with 35+ years of operating history. The company is registered with IVASS (RUI E000611661, dated 22 March 2024) and functions as Agenzia L68 Bresso GROUPAMA, distributing policies on behalf of Groupama (core partner), UCA and Dual to individuals and SMEs primarily in Lombardy. Its value proposition is positioned around tailored, 'cucita su misura' advisory intermediation rather than proprietary underwriting or technology platforms.

The product portfolio is organised into three individual lines (Casa e Famiglia, Salute e Persona, Risparmio e Previdenza) and four business lines (Imprese e PMI, Welfare e vita, Agricoltura, Assicurazioni professionali), spanning home, family, legal-expense, accident, health, life, savings and pension products for households, and modular Dinamica Plus sector policies for SMEs. Distribution is sales-led and direct-to-consumer: a single physical agency in Bresso, a website with Privati/Business quote-request forms, phone (02 82781824) and email channels, supplemented by monthly email marketing and social direct messaging.

The business model is recurring commission-based intermediation, with no disclosed pricing tiers and no proprietary technology stack beyond a WordPress-based marketing site. The company had only 6 employees at the time of data collection, with no disclosed revenue, no external funding rounds and no M&A activity, making it a small, early-stage agency whose economics are tied to commission flow from its carrier partners rather than scale operations.

Name

Tempo Assicurazioni

Legal name

Tempo Assicurazioni SRL

Website

https://tempoassicurazioni.it

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Tempo Assicurazioni is an Italian insurance agency founded in 2018 as a subsidiary of Gruppo Tempocasa, distributing Groupama, UCA and Dual policies to individuals and SMEs in Lombardy via a single Bresso agency, phone/email advisory and online quote requests.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

Keywords

• Insurance agency services
• Personal insurance products
• Business insurance products
• Life insurance policies
• Insurance intermediation

Headquarters

HQ city

Bresso

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Infrastructure, Technology or R&D, Others

Revenue model

1. Insurance Intermediation/Agency Commissions: Tempo Assicurazioni operates as an insurance agency (Agenzia L68 Bresso GROUPAMA) for Gruppo Tempocasa, earning commissions from the sale of insurance policies across life, health, home, business, and other insurance categories.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

Tempo Assicurazioni is an Italian insurance agency (Tempo Assicurazioni SRL) that intermediates and distributes insurance policies on behalf of carriers including Groupama, UCA, and Dual. It sells tailored personal insurance (home, family, legal protection, life, health, savings/pension) and business insurance (SME multi-line products, cyber risk, goods transport, professional liability, agricultural coverage) through a physical agency in Bresso (Milan) and its website.

Product overview

Tempo Assicurazioni is an insurance agency founded in 2018 as part of Gruppo Tempocasa, offering a comprehensive portfolio of insurance products for both individuals (Privati) and businesses. The product portfolio is organized into three main categories for individuals: (1) Casa e Famiglia (Home and Family) covering home insurance, property protection, condominiums, legal protection, and family coverage; (2) Salute e Persona (Health and Person) including life insurance, accident coverage, and health wellness products under the Menteserena line; and (3) Risparmio e Previdenza (Savings and Pension) featuring investment products, savings plans, and pension integration. For businesses, the company offers specialized SME insurance through the Dinamica Plus line, with sector-specific products for commerce, food, artisan, construction, electronics, textile, transport, and green industries, plus cyber risk and customized coverage options. The company operates as an intermediary for insurance partners including Groupama, UCA, and Dual.

Differentiator

Problem solved

Functional benefit

Products and services

• Casa Senza Confini Modular home insurance product protecting residences from daily risks, extendable to family members including pets, with coverage for civil liability, legal protection, and accidental damage to belongings. Targeted at individual homeowners and families.
• Casa Dual Donation No Problem Insurance solution protecting beneficiaries when donated property becomes subject to restitution claims from legitimized heirs, covering the full property value or monetary compensation. Targeted at individuals and families involved in property donations.
• Casa Dual Successione No Problem Insurance protecting third-party purchasers or credit institutions from economic and financial prejudice arising from restitution claims by legitimated heirs in succession cases. Targeted at heirs, purchasers, and lenders in succession scenarios.
• Casa Tutela Affitto (TutelAffitto) Insurance protecting landlords from insolvency risks related to rented properties, providing legal assistance and reimbursement for lawyer, legal consultant, and expert fees. Targeted at individual and corporate landlords.
• Condominio Protezione Fabbricati Highly customizable insurance for building managers and condominium owners, protecting both entire buildings and individual units from fire, water damage, civil liability, legal protection, and assistance. Targeted at condominium administrators and unit owners.
• Famiglia My Protection Flexible multi-guarantee, installment-based family product with four major coverage areas (lifestyle, health, home, assets) divided into fifteen modules with thirty different guarantees, customizable to individual and family needs. Targeted at individuals and families.
• Tutela Legale Profilo Famiglia Plus Legal expense insurance covering attorney fees, court costs, expert witness fees, and settlement costs for policyholders and their families, including coverage as pedestrians, cyclists, or passengers. Targeted at individuals and families.
• Pluriattiva Infortuni Multi-activity accident insurance providing coverage for injuries and their consequences. Targeted at individuals and families.
• Benessere Insalute Health and wellness insurance product. Targeted at individuals and families seeking health coverage.
• Menteserena Easy Simple pure-term life insurance providing guaranteed capital to relatives upon death of the insured, with no medical examination required. Targeted at individuals seeking basic life coverage.
• Menteserena Elisir Annual premium annuity contract paying benefits if the policyholder is clinically recognized as non-self-sufficient and physically unable to perform three of four elementary activities. Targeted at individuals seeking long-term care protection.
• Menteserena Premium Pure-risk life insurance guaranteeing subscribed capital to beneficiaries upon death, with additional coverage for accidental death, permanent disability of 66% or more, and spouse's death. Targeted at individuals and families.
• Menteserena Domus Life insurance product in the Menteserena family line. Targeted at individuals and families.
• Dimensione Multivalore Italia Savings and investment product within the Dimensione product line. Targeted at individual savers and investors.
• Investimento Dimensione Quota Investment product within the Dimensione line. Targeted at individual investors.
• Progetto Attivo (Risparmio / Investimento) Whole-life multi-branch policy allowing modular investment with a minimum of 100 EUR per month, with options for capital preservation and higher returns in equity and bond markets; offered under both free management and delegated management modes. Targeted at individual savers and investors.
• Programma Open Open savings and pension integration program. Targeted at individuals seeking flexible pension supplementation.
• Programma Per Te Personalized savings and pension integration program. Targeted at individuals seeking customized retirement planning.
• Programma Silver (Dimensione Silver) Savings and pension product designed for senior policyholders. Targeted at older individuals planning retirement.
• Dinamica Plus Commercio Bar e Ristoranti Modular business insurance product tailored for bars and restaurants. Targeted at HoReCa businesses.
• Dinamica Plus Impresa Alimentare Modular business insurance product designed for food businesses. Targeted at food-sector SMEs.
• Dinamica Plus Impresa Artigiana Modular business insurance product tailored for artisan businesses. Targeted at craft and artisan SMEs.
• Dinamica Plus Impresa Edile Modular business insurance product designed for construction companies. Targeted at construction-sector SMEs.
• Dinamica Plus Impresa Elettronica Modular business insurance product tailored for electronics businesses. Targeted at electronics-sector SMEs.
• Dinamica Plus Impresa Tessile Modular business insurance product designed for textile businesses. Targeted at textile-sector SMEs.
• Dinamica Business 360 Trasporto Merci Comprehensive insurance product for goods transport businesses. Targeted at logistics and freight SMEs.
• Fotovoltaico Impresa Green Insurance product for photovoltaic systems and green-energy businesses. Targeted at operators of solar and renewable-energy installations.
• Polizza Cyber Risk Cyber risk insurance product protecting businesses from digital threats and cyber incidents. Targeted at SMEs requiring cyber liability coverage.
• Copertura Personalizzata Customized insurance coverage tailored to specific business needs. Targeted at SMEs requiring bespoke multi-line coverage.

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• GroupamacoreChannel Partner/ Reseller/ DistributorTempo Assicurazioni operates as Agenzia L68 Bresso for Groupama, one of the major insurance providers in Italy. They sell Groupama insurance products through their agency network.
• UCAminorOthersInsurance partner company whose logo appears on the Tempo Assicurazioni website as one of their partner insurance providers.
• DualminorOthersInsurance partner company whose logo appears on the Tempo Assicurazioni website as one of their partner insurance providers.
• Gruppo TempocasacoreStrategic or Co-development PartnerGruppo Tempocasa is the parent holding company of Tempo Assicurazioni. With over 35 years of experience in real estate, Gruppo Tempocasa established Tempo Assicurazioni in 2018 to provide insurance services to its clients. Other subsidiaries include Temporent (rental services), Tempo Quality Srl, and Più Mutui Casa Spa (credit mediation).

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Emerging players

• Verti Assicurazioni: Direct-line insurer (Mapfre Group) competing online in motor and household insurance in Italy. Comparable as an alternative distribution model that pressures traditional agency-led intermediaries like Tempo Assicurazioni on price and convenience.
• Prima Assicurazioni: Italian direct-to-consumer insurtech focused on motor and home insurance with a fully digital quote-and-bind experience. Comparable as a competitor targeting the same retail household customer, but operating through a contrasting digital model rather than tied agents.

Broad incumbents

• Allianz Italy: Global insurer with a major Italian agency and broker distribution footprint across life, health, property, and commercial lines. Comparable as a broad incumbent competing for the same household and SME segments via tied agents and brokers.
• Groupama Assicurazioni: Groupama is Tempo Assicurazioni's core carrier partner and one of Italy's largest multi-line insurers. It is comparable as the principal underwriting counterparty whose products the agency distributes, and as a broader incumbent in the Italian personal/SME insurance market.
• Generali Italia: Italy's largest insurer with a vast tied-agent network distributing life, health, home, and SME products. Comparable as the dominant incumbent in Tempo Assicurazioni's target segments and an indirect benchmark for agency productivity and scale.
• UnipolSai Assicurazioni: One of Italy's largest insurance carriers with an extensive agent network serving individuals and SMEs. Comparable as a dominant incumbent competitor against whom Tempo Assicurazioni competes for agent-led household and SME customers.

Direct peers

• Vittoria Assicurazioni: Italian mid-cap multi-line insurer with a strong agency distribution model targeting families, professionals, and SMEs. Directly comparable to Tempo Assicurazioni in product breadth (home, life, motor, business) and reliance on tied-agent networks.
• Italiana Assicurazioni (Reale Group): Italian insurer operating through tied agents with a comparable focus on household, family, and SME lines. Comparable to Tempo Assicurazioni in agency-led distribution and personal-lines emphasis.
• Reale Mutua di Assicurazioni: Italian mutual insurer with a strong tied-agent network distributing household, life, and SME products. Comparable to Tempo Assicurazioni in mutual/cooperative roots, agency-led distribution, and personal/SME focus.

Others

• Allianz Bank Financial Advisors (bank-assurance): Bank-assurance channel distributing life, health, and savings products through financial advisors in Italy. Comparable as an alternative intermediation channel competing for the same household savings and protection wallet, though through advisors rather than insurance agents.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/tempoassicurazioni

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tempo Assicurazioni