Tili-Seno Oy

What Tili-Seno Oy does

Tili-Seno Oy is a Finnish authorised accounting firm (tilitoimisto) founded in 1994, headquartered in Turku and operating a secondary office in Kaarina. The firm delivers bookkeeping, payroll, electronic financial management, and complementary compliance services to small and medium enterprises with 1-50 employees across diverse industries including construction, transport, restaurants, healthcare, IT, beauty, and agriculture. Its service architecture combines subscription-based core accounting and payroll with modular add-ons — Aloha starter and switcher packages, SENOLYYSI business development, ACCUNA graphical reporting, GDPR data protection assessments, and a Tilaajavastuu Valvoja compliance package for construction-sector clients. The firm is staffed by 16 bookkeepers and payroll specialists, including three KLT-certified bookkeepers and two with the Yritysneuvoja (Business Advisor) qualification; firmographics records list num_employees=5, indicating either a core-FTE definition or a contractor-inclusive model.

The firm operates a platform-agnostic technology stack spanning Heeros, Procountor, Fennoa, Netvisor, Admicom, eTasku, and eTosite, with cloud-native delivery enabling remote service across Finland beyond the Turku/Kaarina physical footprint. Revenue is generated primarily through recurring monthly subscriptions for bookkeeping and payroll, supplemented by one-time professional-service fees for company formation, accounting-firm transitions, and add-on compliance packages. GTM is sales-led and relationship-driven: each client is assigned a dedicated personal accountant, with inbound acquisition via website, phone, email, professional-association directories (Taloushallintoliitto, Suomen Yrittäjät, Kauppakamari), and word-of-mouth. Notable differentiators include Tilaajavastuu Partner / Luotettava Kumppani status for construction-sector compliance, Taloushallintoliitto authorisation, and past participation in the Finnish Tax Administration's customer council (2016-2018). AI capability is limited to reselling Granted AI's third-party financing-instrument matching service.

Name

Tili-Seno Oy

Legal name

Tili-Seno Oy

Website

https://tiliseno.fi

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Short description

Tili-Seno Oy is a Finnish authorised accounting firm founded in 1994, delivering subscription-based bookkeeping, payroll, and electronic financial management to SMEs with 1-50 employees across Turku, Kaarina, and remote Finnish clients, with specialisations in construction-sector compliance.

Ownership category

akta.pro rank

Product category

Accounting & Bookkeeping Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412), Offices of Certified Public Accountants (541211), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

SIC

Services-Engineering, Accounting, Research, Management (8700), Services-Management Services (8741), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

General Ledger & Close (Journal Entries, Month-End Close, Reconciliations) (BPAAAGAC)

akta.pro secondary industries

Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting) (BPAAAGAJ), Tax Operations Support (Indirect Tax, Withholding, Compliance Admin) (BPAAAGAI), Order-to-Cash (O2C) Operations (Order Admin, Credit, Invoicing, Collections Handoff) (BPAAAGAK)

Keywords

• Accounting services
• Bookkeeping services
• Payroll processing
• Electronic financial management
• Tax compliance services

Headquarters

HQ city

Turku

HQ country

Finland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Infrastructure

Revenue model

1. Bookkeeping and Accounting Services: Monthly bookkeeping, VAT reporting, advance tax audits, income statements and balance sheets, and electronic archiving. Delivered as a subscription service bundled with a dedicated personal accountant.
2. Payroll Management Services: Full payroll processing including tax deductions, employment certificates, income register declarations, and builder notifications. Often bundled with bookkeeping or sold as a standalone professional service.
3. Business Reporting and Financial Analysis: Monthly income statements and balance sheets as part of basic package; additional reporting packages including SENOLYYSI business development, ACCUNA graphical key figure reports, budgeting, and custom reports.
4. RAKSA Notifications and Customer Liability Services: RAKSA reporting, Tax Number management, Valtti Card ordering, and Client Liability 'Valvoja' package for construction companies. Sold as an add-on service.
5. Company Establishment (ALOHA Package): Comprehensive startup package covering company registration, tax filings, financial planning, and initial bookkeeping setup for new entrepreneurs.
6. Accountant Switching Package (ALOHA): Facilitated accounting firm transition service covering agreement termination with previous provider, material collection, and onboarding — offered at a fixed package price.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Tili-Seno Oy is a Finnish authorized accounting firm providing monthly bookkeeping, VAT and advance tax filings, payroll processing, income statements and balance sheets, and electronic document archiving to small and medium enterprises. Services are delivered through fully cloud-based financial management platforms (Heeros, Procountor, Fennoa, Netvisor, Admicom) with a dedicated personal accountant assigned to each client, augmented by company formation, business development analysis, RAKSA/Client Liability compliance, financing analysis, and data protection assessment packages.

Product overview

Tili-Seno Oy is an authorized accounting firm (tilitoimisto) offering comprehensive financial management services through two physical offices in Turku and Kaarina, Finland. The core offering centers on Kirjanpito (accounting/bookkeeping) and Palkanlaskenta (payroll services), delivered electronically using cloud platforms. Their service architecture combines a base accounting package with modular add-ons: Sähköinen taloushallinto (electronic financial management) powered by multiple platforms including Heeros, Procountor, Fennoa, Netvisor, and Admicom; Talousosastopalvelut (finance department outsourcing); Rahoitusanalyysi (financial analysis via Granted AI); Yrityksen tunnusluvut (key figures reporting via Talgraf Accuna); SENOLYYSI (business development); RAKSA/Tilaajavastuu (construction compliance); and Aloha packages for company formation and accounting firm transitions. The company serves SMEs with 1-50 employees across diverse industries.

Differentiator

Problem solved

Functional benefit

Products and services

• Kirjanpito (Accounting / Bookkeeping) Monthly accounting services for SMEs including bookkeeping, tax returns, VAT calculation, advance tax audits at agreed intervals, income statements, balance sheets, and electronic archiving, delivered with an assigned personal accountant.
• Palkanlaskenta (Payroll Services) Full-service payroll processing for SMEs including salary calculations, tax deductions, employment contracts, income register declarations, Kela sickness allowances, builder notifications, and compliance with collective agreements and employment law.
• Sähköinen taloushallinto (Electronic Financial Management) Cloud-based financial management using Heeros, Procountor, Fennoa, Netvisor and Admicom, covering purchase invoice processing, sales invoicing, e-archiving, electronic document handling, and real-time financial reporting.
• Talousosastopalvelut (Finance Department Outsourcing) Full outsourcing of office routines for SMEs, including payroll, invoicing, sales and purchase ledger management, payment services, and assistance with pricing calculations and advertising.
• Yrityksen perustaminen (Company Establishment) Company formation services for new entrepreneurs covering business form selection, YTJ registration, founding documents, tax registration, VAT setup, insurance guidance, and government notifications.
• Rahoitusanalyysi (Financing Analysis) Funding opportunity analysis using the Granted AI service that profiles client companies against national and public financing instruments (grants and corporate loans) by scoring each based on ownership, financial indicators, personnel, internationalization willingness, and IPR situation.
• Yrityksen tunnusluvut (Company Key Figures) Profitability analysis including income statements, balance sheets, key financial metrics, and Talgraf Accuna visual reporting for operational development and forecasting.
• RAKSA ja Tilaajavastuu (Construction Compliance) Compliance reporting for construction industry clients including RAKSA notifications, Valtti Card ordering, Tax Number register management, and Tilaajavastuu (Client Liability Act) documentation via the Valvoja package.
• SENOLYYSI (Business Development Package) Customized business development package including business analysis, budgeting tools, follow-up meetings, and an extensive ACCUNA graphical reporting package from Talgraf Oy.
• Aloha-paketti (Aloha Starter / Switch Package) Starter package for new entrepreneurs covering company formation, initial accounting setup, financial planning, and basic accounting services; also available as a fixed-price switchover package for businesses changing accounting firms mid-year, including termination of prior agreement, material collection, and onboarding.
• Tilaajavastuu Valvoja -paketti (Customer Liability Supervisor Package) Compliance monitoring package for subcontractor obligations, available at a discounted price through Tili-Seno's partnership with Tilaajavastuu.fi.
• Pomo-paketti (Boss Package) Employment contract management package providing a six-month support period during which the client can pose employment-law questions and receive HR guidance.
• Tietosuojakartoitus (Data Protection Assessment) GDPR compliance documentation service for small businesses including privacy surveys, processing descriptions, and annual compliance maintenance.

Quantifiable outcome

• 100% more leisure time — the firm promises to double clients' free time by eliminating paperwork through electronic financial management

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration29 records

AI capability1 record

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Taloushallintoliitto (Finnish Financial Management Association)coreOthersTili-Seno is a Taloushallintoliitto-authorised accounting firm. The firm is listed in the association's directory of accounting firms and holds the Tili-instituuttisäätiö authorisation. The partnership provides legitimacy, standards compliance, and referral traffic from the association's member directory.
• Suomen Yrittäjät (Finnish Entrepreneurs)coreOthersTili-Seno is a member of Suomen Yrittäjät (Finnish Entrepreneurs), the largest entrepreneurial organisation in Finland. Membership provides networking, advocacy, and credibility among Finnish entrepreneurs.
• Turun Kauppakamari (Turku Chamber of Commerce)minorOthersMember of the Turku Chamber of Commerce, providing regional business networking and credibility.
• Vastuugroup (Tilaajavastuu Partner & Luotettava Kumppani)coreChannel Partner/ Reseller/ DistributorTili-Seno is a Tilaajavastuu Partner and Trusted Partner in Vastuugroup's Client Liability programme. The firm can handle RAKSA notifications, tax number (Veronumero) matters, and order Valtti Cards on behalf of clients. They resell the Valvoja package at a discounted price negotiated through Taloushallintoliitto.
• Heeros (Electronic Financial Management Software)coreTechnology or IntegrationHeeros is the primary cloud-based financial management platform used by Tili-Seno. The software suite includes Heeros Venda (sales invoicing), Heeros Circula (purchase invoice approval), Heeros Mobile (receipt/mileage capture), and Admina (electronic archiving). Tili-Seno uses this platform for the majority of its electronic bookkeeping and invoice processing services.
• Fennoa (Cloud Accounting Software)coreTechnology or IntegrationFennoa is a cloud-based financial management software platform offered by Tili-Seno to clients. It supports e-invoicing, purchase invoice processing, and electronic archiving. Particularly suited for small and medium enterprises seeking a modern, user-friendly system.
• Procountor (Financial Management Software, by Finago)coreTechnology or IntegrationProcountor is a comprehensive financial management software offered by Tili-Seno for more independent clients who prefer to manage aspects of their accounting and payroll themselves.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Accountor: Nordic financial and HR outsourcing firm with strong Finnish presence. Offers bookkeeping, payroll, and business advisory — closely comparable services to Tili-Seno, scaled across multiple countries.
• Rantalainen: One of the largest Finnish tilitoimistot (accounting firms), offering bookkeeping, payroll, and advisory services to SMEs across Finland. Direct competitor in outsourced accounting services with a similar target customer profile.
• Azets: Nordic accounting, payroll, and HR services firm with a Finnish entity (formerly Tilintarkastajayhtymä). Provides outsourced bookkeeping and advisory to SMEs, directly competing for the same customer base.
• Numera Taloushallinto Oy: Finnish accounting and payroll services firm serving SMEs with cloud-based financial management. Comparable in scale, service offering, and target customer segment to Tili-Seno.
• Econia Oy: Mid-sized Finnish accounting firm offering bookkeeping, payroll, and financial management to SMEs. Operates in a similar model with multiple offices, comparable to Tili-Seno's regional tilitoimisto positioning.
• Talenom: Finnish digital accounting firm offering cloud-based bookkeeping, payroll, and ERP services to SMEs. Direct competitor in the same product category, with stronger technology-stack ownership and a publicly listed digital model.

Broad incumbents

• BDO Finland: Global accounting and audit network's Finnish member. Offers accounting, tax, and advisory services as part of a wider portfolio; competes for SME clients with more specialised offerings than a local tilitoimisto.

Emerging players

• Heeros: Cloud financial management software (sales invoicing, purchase invoicing, e-archiving) used by Tili-Seno. While primarily a technology partner, Heeros sells directly to SMBs, making it a partial competitor in automated bookkeeping.
• Procountor (Finago): Finnish cloud accounting software provider used by Tili-Seno. Increasingly a partial competitor: Procountor's automation and direct-to-SMB positioning may disintermediate traditional bookkeepers for tech-savvy clients.

Regional players

• Turun Tilikeskus: Local Turku-area tilitoimisto offering bookkeeping, payroll, and tax services to SMEs. Direct regional competitor sharing Tili-Seno's primary geography and customer base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/TiliSeno
• LinkedInlinkedin.com/company/tili-seno-oy

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tili-Seno Oy