TOTAL S.A. SEGUROS
Total S.A. Seguros is a São Paulo-based Brazilian insurance brokerage distributing auto, residential, health, life, travel, business, condominium, and specialty insurance across 15+ carrier partners via WhatsApp-driven broker sales, earning commissions on placed policies.
- Company typePrivate
- Founded-
- HeadquartersNot specified, Brazil
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What TOTAL S.A. SEGUROS does
Total S.A. Seguros is a privately held Brazilian insurance brokerage (corretora de seguros) founded in 2019 and headquartered in São Paulo, operating as a franchisee of Quisto Seguros-RCG Corretora de Seguros Ltda under SUSEP/FUNENSEG authorization (CNPJ 36.143.821/0001-24). The firm distributes eight insurance lines — auto/motorcycle, residential, travel, life, health, business, condominium, and specialty products (pet, nautical, contract guarantee, surety) — by comparing offerings across a network of more than 15 partner carriers including Porto Seguro, HDI, SulAmérica, Allianz, Tokio Marine, Bradesco, Itaú, Mapfre, Amil, and Unimed. Revenue is generated purely through brokerage commissions paid by carriers on placed policies; no proprietary technology platform, self-service portal, or app is offered.
The go-to-market is sales-led and WhatsApp-first: a single phone number ((11) 99823-2839) is embedded across every product page as the primary call-to-action, with phone, email, Facebook, and Instagram as supporting channels. The company employs approximately five people, services individual consumers and SMB-to-mid-market businesses, and supports customers through the full lifecycle from quote to claims handling. Its brand reputation locally is strong for its scale (5.0/5 across 11 Google reviews, zero Reclame Aqui complaints), but it operates as a regional, human-mediated brokerage with no disclosed funding, M&A activity, leadership changes, or technology investments.
TOTAL S.A. SEGUROS firmographics
Firmographics- Name
- TOTAL S.A. SEGUROS
- Legal name
- Total S.A. Seguros
- Website
- https://totalsaseguros.com.br
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Total S.A. Seguros is a São Paulo-based Brazilian insurance brokerage distributing auto, residential, health, life, travel, business, condominium, and specialty insurance across 15+ carrier partners via WhatsApp-driven broker sales, earning commissions on placed policies.
- Ownership category
- akta.pro rank
TOTAL S.A. SEGUROS industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where TOTAL S.A. SEGUROS is headquartered
LocationHeadquarters
- HQ city
- Not specified
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
TOTAL S.A. SEGUROS business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Insurance brokerage commissions: Total S.A. Seguros operates as a franchised insurance broker (corretora de seguros) licensed by SUSEP/FUNENSEG. The company earns commissions on insurance policies sold by comparing offerings across its partner insurance companies (seguradoras). Revenue is generated through commissions paid by the insurance carriers for policies placed through the brokerage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Customized insurance quote — price varies by insurance type and customer profile |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
TOTAL S.A. SEGUROS product offering
Product offeringCore offering
Total S.A. Seguros is a SUSEP/FUNENSEG-authorized Brazilian insurance brokerage that sells and services insurance policies from more than 15 partner insurers across auto/motorcycle, residential, travel, life, health, business, condominium, and specialty lines (pet, nautical, contract guarantee, surety). Customers request quotes via WhatsApp or phone and receive broker-led comparison, policy placement, and ongoing claims support. The firm earns commissions from partner carriers for each policy placed and operates as a franchisee of Quisto Seguros – RCG Corretora de Seguros Ltda.
Product overview
Total S.A. Seguros is a multi-product insurance brokerage firm operating as a single unified platform across multiple insurance categories. The company offers eight core insurance products: Auto/Motorcycle, Residential, Travel, Life, Health, Business, Condominium, and Other specialty insurances (Pet, Nautical, Contract Guarantee, and Surety). The portfolio is distributed through a network of 15+ insurance company partners including Porto Seguro, HDI, SulAmérica, Allianz, Tokio Marine, Bradesco, and others. Customer interactions are handled via WhatsApp, phone, and email through trained brokers, with emphasis on agility, competitive pricing, and customer support rather than self-service digital platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Seguro Auto e Moto (Auto and Motorcycle Insurance) Insurance coverage for automobiles and motorcycles, providing protection against collisions, theft, robbery, and fire, plus 24-hour roadside assistance including towing, tire changes, key services, fuel delivery, and rental car coverage. Sold to individual vehicle owners in Brazil through broker-led comparison across multiple partner insurers.
- Seguro Residencial (Residential Insurance) Home insurance protecting against robbery, theft, fire, explosions, lightning, storms, hail damage, smoke, vehicle impacts, and aircraft crashes, plus emergency services for lockouts and plumbing. Sold to individual homeowners and residential property owners in Brazil through the broker's multi-carrier network.
- Seguro Viagem (Travel Insurance) Travel insurance providing medical and dental coverage, financial and legal assistance, repatriation in case of death, and baggage loss assistance, particularly important for international travel where healthcare costs are high. Sold to individual travelers in Brazil through the broker.
- Seguro de Vida (Life Insurance) Life insurance offering natural and accidental death coverage, with optional supplements for disability, illness anticipation, and other protections to ensure family financial security. Sold to individuals and families in Brazil concerned about financial security in the event of death or disability.
- Seguro Saúde (Health Insurance) Corporate health insurance providing employees with comprehensive medical support including consultations, hospitalizations, and emergencies, with access to an extensive provider network across partner operators such as Amil, Bradesco Saúde, SulAmérica Saúde, GNDI, Omint, One Health, Unimed, Lincx, and Next. Sold to Brazilian companies seeking employee health benefits.
- Seguro Empresarial (Business Insurance) Business insurance covering electrical damage, fires, robbery, theft, and over 30 other risks, with specific coverage tailored to industry segments including bars, restaurants, offices, buffets, clinics, and other establishments. Sold to Brazilian SMBs and mid-market businesses seeking property and liability protection.
- Seguro Condomínio (Condominium Insurance) Condominium insurance covering fire, lightning, and explosions with basic simple and broad coverage options, including protection for common areas and individual units. Sold to Brazilian residential, commercial, mixed-use, and mixed-purpose condominiums (buildings, flats, apart-hotels, shopping centers) that are legally required to carry such coverage.
- Outros Seguros — Pet, Náutico, Garantia Contratual, Fiança (Specialty Insurance) Additional insurance products including pet insurance, nautical (boat/yacht) insurance, contract guarantee insurance, and rental surety bonds (fiança). Sold to Brazilian customers seeking non-standard insurance products not typically available through standard personal policies.
Quantifiable outcome
- 5.0 out of 5.0 Google rating based on 11 reviews
- +2 more outcomes
Companies that use TOTAL S.A. SEGUROS
Customer profileNamed customers8 records
Segments8 records
Ideal customer profiles3 records
TOTAL S.A. SEGUROS technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
TOTAL S.A. SEGUROS partnerships and signals
Strategic signalPartnerships
23 partnerships are on record, tiered core and minor.
- Porto SegurocorePorto Seguro is one of the major Brazilian insurance companies represented by Total S.A. Seguros. The broker offers Porto Seguro auto, residential, and other insurance products to customers seeking coverage.
- HDI SeguroscoreHDI Seguros is a Brazilian insurance company whose products are distributed through Total S.A. Seguros' brokerage, including auto insurance coverage.
- SulAmérica SeguroscoreSulAmérica Seguros is a major Brazilian insurer offering auto and other P&C insurance products distributed through Total S.A. Seguros.
- Azul SeguroscoreAzul Seguros is a Brazilian insurance company whose policies are offered to customers through Total S.A. Seguros' brokerage services.
- Suhai SeguroscoreSuhai Seguros is a Brazilian insurance company represented by Total S.A. Seguros, primarily offering auto insurance.
- Sompo SeguroscoreSompo Seguros is a Japanese-origin global insurer operating in Brazil whose auto and other insurance products are distributed via Total S.A. Seguros.
- Allianz SeguroscoreAllianz Seguros is a global insurance giant whose coverage products are available through Total S.A. Seguros' brokerage.
- Liberty SeguroscoreLiberty Seguros is a Brazilian insurer whose auto and other insurance products are offered through Total S.A. Seguros.
- Tokio Marine SeguroscoreTokio Marine Seguros is a major Japanese insurance group operating in Brazil whose auto and specialty insurance products are distributed via Total S.A. Seguros.
- IturancoreIturan is a Brazilian auto insurance and tracking company whose insurance products are available through Total S.A. Seguros.
- Bradesco SeguroscoreBradesco Seguros is a major Brazilian insurance company offering auto, residential, and other coverage products distributed through Total S.A. Seguros.
- Itaú SeguroscoreItaú Seguros is a leading Brazilian financial group insurance subsidiary whose auto and other insurance products are distributed via Total S.A. Seguros.
- Mapfre SeguroscoreMapfre Seguros is a Spanish-origin global insurer operating in Brazil whose auto and P&C insurance products are available through Total S.A. Seguros.
- Amil (operadora de saúde)coreAmil is a major Brazilian health insurance operator (operadora de saúde) whose health plans are offered through Total S.A. Seguros' brokerage.
- Bradesco SaúdecoreBradesco Saúde is a major Brazilian health insurance operator specializing in corporate health plans, whose products are distributed via Total S.A. Seguros.
- GNDI (Grupo Notre Dame Intermédica)coreGNDI (Grupo Notre Dame Intermédica) is a large Brazilian health insurance group whose health plans are offered through Total S.A. Seguros.
- LincxminorLincx is a Brazilian health insurance operator whose plans are available through Total S.A. Seguros' brokerage.
- Next (Bradesco Saúde)minorNext is a health insurance brand of Bradesco operating in the Brazilian market, available through Total S.A. Seguros.
- OmintminorOmint is a Brazilian health insurance operator whose premium health plans are distributed via Total S.A. Seguros.
- One HealthminorOne Health is a Brazilian health insurance operator whose plans are available through Total S.A. Seguros.
- SulAmérica SaúdecoreSulAmérica Saúde is a major Brazilian health insurance company offering corporate and individual health plans distributed through Total S.A. Seguros.
- UnimedcoreUnimed is the largest health insurance cooperative in Brazil, whose health plans are distributed via Total S.A. Seguros.
- Quisto Seguros - RCG Corretora de Seguros LtdacoreTotal S.A. Seguros operates as a franchisee of Quisto Seguros - RCG Corretora de Seguros Ltda (CNPJ 15.836.803/0001-58), a brokerage properly authorized by SUSEP/FUNENSEG to operate in the Brazilian insurance market. Quisto provides the regulatory authorization and brand franchise under which Total S.A. Seguros operates.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
TOTAL S.A. SEGUROS competitors and assessment
Company assessmentBroad incumbents
- SulAmérica Seguros: SulAmérica is a major Brazilian insurance carrier (auto, health, life, dental); competes with Total S.A. on product availability and is simultaneously one of its distribution partners — illustrating the dual competitor/partner dynamic in Brazilian insurance distribution.
- Bradesco Seguros: Bradesco Seguros is the insurance arm of Bradesco, offering auto, residential, life and health products through bank branches and broker networks; competes with Total S.A. on distribution reach and also supplies products via the brokerage.
- HDI Seguros: HDI is a Brazilian P&C insurer specializing in auto insurance; competes with Total S.A. for auto policy placements and is also one of its 15+ carrier partners.
- Tokio Marine Seguradora: Tokio Marine is a major Japanese-origin global insurer operating in Brazil with a strong auto and specialty lines franchise; competes with Total S.A. on auto and specialty products and is one of its carrier partners.
- Porto Seguro: Porto Seguro is one of Brazil's largest insurance carriers offering auto, residential, health and life coverage directly and through broker partners; competes with Total S.A. on product breadth and brand trust while also serving as one of Total's carrier partners.
Emerging players
- Justos: Justos is a Brazilian auto insurance startup using telematics and a mobile-first experience to offer pay-as-you-drive pricing; competes with Total S.A. Seguros' core auto insurance line for Brazilian drivers seeking lower premiums.
- Pier: Pier is a Brazilian digital insurance brokerage offering auto, residential and life insurance comparison through a mobile app; directly competes with Total S.A. for digitally-engaged Brazilian consumers seeking multi-line quotes.
- 88 Seguros: 88 Seguros is a Brazilian insurtech offering direct, digital-first comparison and purchase of auto, home and life insurance; competes for the same SMB/individual customer segment but uses a self-service web/app model rather than WhatsApp broker-led sales.
Direct peers
- Quisto Seguros – RCG Corretora de Seguros Ltda: Quisto Seguros is the franchisor of Total S.A. Seguros; both operate multi-line retail insurance brokerages under SUSEP authorization in Brazil, with comparable multi-carrier comparison and WhatsApp/phone-led distribution. Total S.A. directly inherits Quisto's operating model.
- Wiz Soluções Corretora de Seguros: Wiz is one of Brazil's largest multi-line insurance brokerages, distributing auto, residential, life, health and business insurance through carrier partnerships — the same broad-line brokerage model Total S.A. pursues, but at significantly greater scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
TOTAL S.A. SEGUROS social profiles
Digital presenceTOTAL S.A. SEGUROS financial estimates
Financial estimateRevenue estimate
Valuation estimate
TOTAL S.A. SEGUROS leadership team
Management profileNumber of profiles
TOTAL S.A. SEGUROS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TOTAL S.A. SEGUROS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TOTAL S.A. SEGUROS
What does TOTAL S.A. SEGUROS do?
Total S.A. Seguros is a SUSEP/FUNENSEG-authorized Brazilian insurance brokerage that sells and services insurance policies from more than 15 partner insurers across auto/motorcycle, residential, travel, life, health, business, condominium, and specialty lines (pet, nautical, contract guarantee, surety). Customers request quotes via WhatsApp or phone and receive broker-led comparison, policy placement, and ongoing claims support. The firm earns commissions from partner carriers for each policy placed and operates as a franchisee of Quisto Seguros – RCG Corretora de Seguros Ltda.
Is TOTAL S.A. SEGUROS a public or private company?
TOTAL S.A. SEGUROS is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was TOTAL S.A. SEGUROS founded?
TOTAL S.A. SEGUROS was founded in -1. It employs 1 to 10 people.
Where is TOTAL S.A. SEGUROS based?
TOTAL S.A. SEGUROS is headquartered in Not specified, Brazil, in the Latin America region.
How does TOTAL S.A. SEGUROS make money?
One revenue line is on record: insurance brokerage commissions.
Who are TOTAL S.A. SEGUROS's main competitors?
Broad incumbents on record are SulAmérica Seguros, Bradesco Seguros, HDI Seguros, Tokio Marine Seguradora and Porto Seguro. Emerging players are Justos, Pier and 88 Seguros. Direct peers are Quisto Seguros – RCG Corretora de Seguros Ltda and Wiz Soluções Corretora de Seguros.
Does TOTAL S.A. SEGUROS have an API?
No public API is recorded for TOTAL S.A. SEGUROS.
What industry is TOTAL S.A. SEGUROS in?
TOTAL S.A. SEGUROS's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 5242 and its SIC code is 6411.