UIC SYNDICAT

Name

UIC SYNDICAT

Legal name

UNION DES INTERMEDIAIRES DE CREDIT

Website

https://uic-france.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Montpellier

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Membership fees: UIC generates revenue through annual membership fees. Two tiers are offered: Salarié (Employee) members pay €60 per year, while MIOB/COB (master intermediaries/courtage operators) members pay €160 per year. Members receive legal support, personalized assistance, financial aid for legal actions, and mediator agreements.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

UIC SYNDICAT (Union des Intermédiaires de Crédit) is a French national professional syndicate representing approximately 33,000-34,000 IOBSP (Intermédiaires en Opérations de Banque et en Services de Paiement) credit intermediaries registered with ORIAS. Founded in 2019 in Montpellier, the organization advocates for the professional rights of mortgage brokers, defends members against bank interference, provides legal support and financial aid for legal actions, secures mediator agreements, and lobbies government and banking institutions to enforce respect for the brokerage mandate.

Product overview

UIC SYNDICAT (Union des Intermédiaires de Crédit) is a national professional union representing approximately 33,000-34,000 IOBSP (Intermédiaires en Opérations de Banque et en Services de Paiement) mortgage brokers registered with ORIAS in France. Founded in Montpellier in 2019, the organization does not offer a technology product per se but provides membership services to mortgage brokers including legal support, personalized assistance, financial aid for legal actions, and mediation services. Membership tiers include Salarié (€60/year) and COB/MIOB (€160/year).

Differentiator

Problem solved

Functional benefit

Products and services

• Salarié Membership
• MIOB/COB Membership

Named customers4 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Crédit Agricole du LanguedoccoreStrategic or Co-development Partner · 3 February 2023UIC announced an agreement with Crédit Agricole du Languedoc regarding the respect of mandates entrusted by consumers. The bank guarantees that the mandate given to an intermediary in banking operations and payment services will be systematically recognized as required by law. Bérengère Dubus and Pierre-Alain Empio met with Christian Rouchon (Director General) and Christophe Pouzol (Commercial Director) to establish this understanding.
• Crédit MutuelcoreStrategic or Co-development Partner · 24 January 2022Crédit Mutuel reaffirmed its commitment to following clients whether represented by a broker or not, whenever a proper mandate is present in the file. The mutualist bank recognized that there is no legal or commercial reason to prevent consumers from being advised by a trained and qualified credit professional. UIC thanked Crédit Mutuel for being faithful to its values of Freedom, Openness, Equality, and Solidarity.
• Ministry of Economy (Bruno Le Maire)coreStrategic or Co-development Partner · 9 November 2021UIC was received by the Ministry of Economy, Finance and Recovery to discuss the profession's expectations. Since two years, demands have been consistent: Respect for mandates, Sanctions for unfair practices, and Consumer protection. This meeting followed a letter from Bruno Le Maire recognizing the essential role of brokers.
• AFIB (Association Française des Intermédiaires en Bancassurance)minorStrategic or Co-development PartnerUIC engaged in discussions with AFIB regarding the challenges of the profession. The organizations exchanged views on the urgency of unity to defend the profession and ensure respect for legislation.
• LCLminorStrategic or Co-development PartnerLCL extended an invitation to UIC for dialogue following issues encountered. UIC welcomed this positive response as proof that dialogue has its place in the bank/IOB relationship.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Fédération Bancaire Française (FBF): The professional federation representing all banks operating in France. FBF is comparable as the counterparty organization that UIC negotiates with on broker mandate recognition and bank-intermediary relations — operating in the same space from the opposing side of the industry.
• CNCEF (Chambre Nationale des Conseils-Experts Financiers): French national chamber for financial advisor experts, structurally analogous to UIC as a professional body providing representation, ethical standards, and member services for financial intermediary professionals in France.
• CNCFA (Chambre Nationale des Conseils en Finance d'Entreprise): National chamber representing corporate finance advisors in France, comparable to UIC as a professional membership body defending a financial intermediary profession. CNCFA operates in an adjacent intermediary category with similar advocacy and standards-setting functions.

Others

• ORIAS: The official French registry where the IOBSPs UIC represents must be registered. ORIAS is comparable as the institutional infrastructure underpinning the same professional population UIC advocates for, though it operates as a regulator-adjacent registry rather than a trade association.

Direct peers

• ANACOFIA (Association Nationale des Conseils Financiers): French association for financial advisors, mentioned in UIC's data via UIC founder Bérengère Dubus's board membership. ANACOFIA is a structurally similar professional membership body representing financial intermediary professionals in France.
• AFIB (Association Française des Intermédiaires en Bancassurance): French professional association for banking and insurance intermediaries, directly comparable to UIC as both organizations represent IOBSP-adjacent professionals in France. AFIB is explicitly referenced in UIC's data as a partner with whom UIC engages on professional defense issues.
• CSCA (Chambre Syndicale des Courtiers d'Assurance): French trade union for insurance brokers, structurally analogous to UIC as both are syndicate-type organizations representing intermediary professionals in financial services. CSCA pursues parallel advocacy, training, and dispute support functions for its members.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/uic-syndicat

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UIC SYNDICAT