Unimed São José dos Campos - Cooperativa de Trabalho Médico

What Unimed São José dos Campos - Cooperativa de Trabalho Médico does

Unimed São José dos Campos - Cooperativa de Trabalho Médico is a regional medical work cooperative (Cooperativa de Trabalho Médico) headquartered in São José dos Campos, São Paulo state, Brazil, operating as part of the national Sistema Unimed network. The company delivers health insurance plans to corporate clients (SMBs of 1-29 lives and enterprises of 30+ lives) and individual beneficiaries (Pessoa Física) in the São Paulo Valley region, including São José dos Campos and Jacareí. Following the July 2026 announcement closing the São Sebastião and Campos do Jordão units, the geographic footprint has contracted toward its core regional base. Revenue is generated through monthly subscription premiums with optional co-participation models, complemented by the Viver Bem wellness division offering 15+ specialized programs covering chronic disease management, rehabilitation, maternal-infant care, bariatric preparation, renal care, and post-discharge surveillance.

The company operates a multi-portal digital platform that includes Espaço do Cliente PF and PJ portals for individual and corporate clients, Portal do Cooperado and Portal do Prestador for physicians and contracted providers, the PA Digital and Autorizador Web systems for online authorization and service access, a scheduling center (Central de Agendamentos), a medical directory (Guia Médico), and dedicated mobile applications for clients and cooperating physicians. Authentication is handled via Keycloak/OpenID Connect, and the customer-facing mobile app (Unimed SP Clientes) is available on Google Play and the Apple App Store. Pricing is quote-based through the Central de Vendas (0800 727 7270), the Planium-powered online quotation system, physical points of sale, and digital self-service channels.

The cooperative is regulated by the Agência Nacional de Saúde Suplementar (ANS) under registration 331872 and operates under the mandatory coverage framework of ANS RN 465. In 2026 it was certified as Empresa Pró-Ética by the Controladoria-Geral da União (CGU), one of only two singular Unimed operators in Brazil to obtain this federal integrity certification. The cooperative is affiliated with Unimed do Brasil (the national federation of the Unimed system) and is governed by a board led by President Dr. Fabio Baptista. As a cooperative, it is owned by its physician members (cooperados), with no external private equity or venture capital ownership disclosed. The company employs approximately 893 people.

Name

Unimed São José dos Campos - Cooperativa de Trabalho Médico

Legal name

Unimed São José dos Campos Cooperativa de Trabalho Médico

Website

https://unimedsjc.coop.br

Company type

Private

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Unimed São José dos Campos is a regional Brazilian medical work cooperative within the Sistema Unimed network, providing health insurance plans and a multi-portal digital platform to corporate clients and individual beneficiaries in the São Paulo Valley region, complemented by a Viver Bem wellness division offering chronic care, rehabilitation, and maternal-infant programs.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

HMO Medical Centers (621491), Offices of Physicians (6211)

SIC

Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Open-Access HMOs (HLAEAMAF)

akta.pro secondary industry

Group HMO Plans (FSAIAFAK)

Keywords

• Health insurance plans
• Medical cooperative
• Corporate healthcare plans
• Wellness programs
• Supplementary health coverage

Headquarters

HQ city

São José dos Campos

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Health Insurance Premiums: Monthly premiums collected from individual and corporate health plan subscribers. Plans include pre-payment (pré-pagamento) and co-participative (com coparticipação) models where beneficiaries share costs for consultations and emergency services.
2. Corporate Health Plans: Revenue from为企业客户提供定制化的健康计划方案，包含针对不同规模企业（1-29人或30人以上）的特定产品。

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Unimed São José dos Campos is a medical work cooperative that sells and administers supplementary health insurance plans (planos de saúde) to individual beneficiaries and corporate clients in the São José dos Campos region of São Paulo, Brazil. The cooperative provides medical and hospital coverage through its own provider network and accredited hospitals, supported by digital self-service portals, mobile applications, online authorization tools, and a portfolio of wellness programs (Viver Bem) covering chronic disease management, maternal-infant care, cardiovascular and orthopedic rehabilitation, and other multidisciplinary services.

Product overview

Unimed São José dos Campos is a healthcare cooperative (operadora de plano de saúde) providing health insurance and medical services to individuals and corporate clients in São José dos Campos and surrounding regions. The portfolio architecture consists of a core health insurance platform with multiple digital service portals and mobile applications, supplemented by the Espaço Viver Bem (Viver Bem Space) wellness division offering coordinated care programs. The core digital infrastructure includes: Espaço do Cliente PF and PJ portals for individual and corporate clients; App Unimed SP Clientes mobile app; Portal do Cooperado and App Unimed SP Cooperado for participating physicians; Portal do Prestador for contracted providers; PA Digital and Autorizador Web for digital authorization and services; Central de Agendamentos and Guia Médico for provider network access; and Resultados de Exames for lab results. The Viver Bem wellness division provides specialized health programs including Bebê Unimed for newborn care, Programa Lado a Lado for chronic disease management, cardiovascular and orthopedic rehabilitation, GESTO for bariatric surgery preparation, and others. The company also offers corporate health plans ranging from small business (1-29 lives) to large enterprise (30+ lives) plans, plus the Plano Viver Bem AIS for integrated health management.

Differentiator

Problem solved

Functional benefit

Brands

• Espaço Viver Bem: Comprehensive health and wellness center offering coordinated care including nutrition, nursing, psychology, and multidisciplinary health programs.
• PA Digital
• Viver Bem
• Bebê Unimed

Products and services

• Plano Empresarial (1 a 29 vidas)

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature4 records

Partnerships

One partnership is on record.

• Hospital São Francisco de AssiscoreOthersMaternal and infant care partner hospital in Jacareí, selected as pilot hospital for the Adequate Birth Project (Projeto Parto Adequado). Address: Rua Ernesto Duarte, 70 - Parque Califórnia, Jacareí - São Paulo. Phone: (12) 3954-2400.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Golden Cross: Brazilian health plan operator with national presence serving individual and corporate beneficiaries, comparable in scale and product breadth to a regional Unimed.
• Unimed Campinas: Another large regional Unimed cooperative in São Paulo state, structurally and operationally identical to Unimed SJC and a useful peer benchmark for size, products, and digital maturity.
• Care Plus: Specialized health plan operator targeting affluent corporate clients and executives; competes for higher-tier corporate accounts in the same São Paulo market as Unimed SJC.
• Porto Seguro Saúde: Insurer offering health plans to individuals and corporate clients with strong São Paulo presence — comparable product/market overlap with Unimed SJC.
• Bradesco Saúde: Bank-affiliated health insurance operator with large corporate client base across Brazil, frequently competing with Unimed SJC for employer-sponsored group health contracts.
• SulAmérica Saúde: One of Brazil's largest insurers offering group/individual health plans and corporate benefits packages, with strong presence in São Paulo serving the same SME-to-enterprise segments as Unimed SJC.
• Hapvida NotreDame Intermédica: Largest vertically integrated health plan operator in Brazil (post-merger) and a direct competitor to Unimed SJC in supplementary health, combining insurance with owned provider networks across multiple regions.
• Omint Saúde: Premium-positioned health plan operator in Brazil serving executive-level corporate clients and individuals, with overlapping geographic coverage and product offerings.
• Amil (UnitedHealth Group Brasil): Major Brazilian health insurance operator serving both individual and corporate clients with broad provider networks — competing head-to-head with Unimed SJC for corporate accounts in São Paulo state.

Broad incumbents

• Unimed do Brasil (national federation): National federation that coordinates the Unimed cooperative system to which Unimed SJC belongs. Directly comparable as the parent brand and operational framework governing all regional Unimed operators including SJC.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCQAR1-M2ImBZ6JJ5Z1NWGyg
• Facebookfacebook.com/UnimedSJC
• LinkedInlinkedin.com/company/unimed-s-o-jos-dos-campos---cooperativa-de-trabalho-m-dico
• Instagraminstagram.com/unimedsjc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed São José dos Campos - Cooperativa de Trabalho Médico