What Unimed Varginha Cooperativa de Trabalho Médico does

Unimed Varginha Cooperativa de Trabalho Médico is a Brazilian medical cooperative headquartered in Varginha, Minas Gerais, registered with ANS under number 344729 and operating as a regional affiliate of the Unimed do Brasil national cooperative network. Founded in 1973 per firmographic records, the cooperative provides medical and hospital health insurance plans to individual/family beneficiaries, small and medium corporate clients (1–29 employees), rural producers, and collective adhesion groups under ANS Resolution 309, generating revenue through recurring monthly premiums and fee-for-service medical care.

The cooperative operates an integrated care delivery and insurance platform comprising its proprietary Hospital Unimed Varginha, diagnostic laboratory and imaging facilities (Rede Própria), and a contracted network of affiliated physicians and clinics. Its digital ecosystem includes multiple proprietary portals — Vivace Portal de Exames (imaging results), the laboratory results portal, Portal do Cooperado (physician operations), Portal Empresas (corporate client administration), Repasse Médico Humanitas (physician compensation), Agenda Cirúrgica (surgical scheduling), and the Unimed Cliente mobile application for iOS and Android. Payment processing is integrated with Itaú and Unicred banking institutions for boleto-based premium collection.

Go-to-market is sales-led and regionally concentrated, with direct customer service via phone (35) 3690-7000, a corporate sales channel (Canal PJ), and digital acquisition through the website and mobile app. Pricing is quote-based and not publicly disclosed, with monthly billing across subscription tiers and annual contractual adjustments governed by ANS regulations. The company employs 237 staff and reports annual IDSS (Índice de Desempenho da Saúde Suplementar) performance indices to ANS as a regulated quality disclosure.

Name

Unimed Varginha Cooperativa de Trabalho Médico

Legal name

Unimed Varginha Cooperativa de Trabalho Médico Ltda

Website

https://unimedvarginha.coop.br

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

101–250 employees

Short description

Unimed Varginha is a Brazilian medical cooperative in Varginha, Minas Gerais, providing health insurance plans and integrated hospital, laboratory, and imaging services to individuals, families, small businesses, and rural producers as a regional affiliate of the Unimed do Brasil network.

Ownership category

akta.pro rank

Product category

Supplementary health insurance (Health plan operator)

NAICS

Health Care and Social Assistance (62), General Medical and Surgical Hospitals (622110)

SIC

Hospital & Medical Service Plans (6324), Services-General Medical & Surgical Hospitals, Nec (8062)

akta.pro primary industry

Managed Care Entity Administration for Medicaid (MCO/PHP/PIHP/PAHP) (HLAEAEAJ)

Keywords

• Health insurance plans
• Medical-hospital coverage
• Healthcare cooperative
• Supplementary health services
• Diagnostic imaging

Headquarters

HQ city

Varginha

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Health Insurance Premiums: Monthly premiums collected from individual, family, and corporate health insurance plans. The cooperative operates under ANS (Agência Nacional de Saúde Suplementar) regulation, offering plans with various coverage tiers including RN 309 contracts for collective plans with less than 30 lives.
2. Medical Services Revenue: Revenue generated from healthcare services provided through Hospital Unimed Varginha, diagnostic laboratories, imaging services, and contracted physician network. Services include Bebêmed prenatal program and surgical procedures.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

Unimed Varginha is a regional health insurance cooperative that sells individual, family, corporate (PJ up to 29 lives), rural producer, and collective adhesion health plans under ANS regulation, collecting recurring monthly premiums and delivering covered care through its own Hospital Unimed Varginha, its owned diagnostic imaging and laboratory facilities, and an affiliated provider network (Rede Credenciada). Plans cover consultations, examinations, hospitalizations, surgical procedures, and preventive programs such as Bebêmed prenatal, with customer access provided via website portals, the Portal Empresas for corporate clients, and the Unimed Cliente mobile application.

Product overview

Unimed Varginha operates as a health insurance cooperative providing comprehensive medical and hospital coverage through a multi-channel platform architecture. The core offering consists of health insurance plans (Planos de Saúde) serving individual, family, and corporate segments, delivered via the cooperative's own hospital facility (Hospital Unimed Varginha) and an extensive affiliated provider network (Rede Credenciada/Rede Própria). The digital ecosystem includes multiple patient-facing portals: Vivace Portal de Exames for diagnostic imaging results, a laboratory results portal for test reports, and the Agenda Cirúrgica for surgical scheduling. Business clients access the Portal Empresas for billing and administrative management, while affiliated physicians use the Portal do Cooperado and Repasse Médico Humanitas for operational and compensation functions. Additional services include the 2ª Via de Boleto for invoice reprinting, the Guia Médico directory, the Bebêmed prenatal program, and a mobile application (Unimed Cliente) for iOS and Android. The platform integrates with Itaú and Unicred for payment processing.

Differentiator

Problem solved

Functional benefit

Brands

• Hospital Unimed Varginha: The company's own hospital facility providing inpatient and outpatient healthcare services to plan beneficiaries.
• NAS - Núcleo de Atenção à Saúde

Products and services

• Planos de Saúde Unimed Varginha Medical and hospital health insurance plans offered to individual (PF) and business (PJ) clients, covering consultations, exams, hospitalizations, and surgical procedures through a network of affiliated professionals and facilities; sold as standalone subscription contracts.
• Hospital Unimed Varginha Proprietary hospital facility operated by the cooperative, providing inpatient care, surgeries, and emergency services to plan beneficiaries.
• Rede Credenciada / Rede Própria Network of affiliated healthcare professionals, clinics, laboratories, and diagnostic imaging centers available to plan beneficiaries, complemented by the cooperative's own care facilities.
• Bebêmed Prenatal Program Free course and health program for pregnant women, providing prenatal guidance and support services to plan beneficiaries.
• NAS – Núcleo de Atenção à Saúde Sub-brand health care center operated by the cooperative, providing preventive and primary care services to plan beneficiaries.

Quantifiable outcome

• IDSS 2025 (ano base 2024) performance index reported to ANS
• +2 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• ItaúcoreOthersItaú bank partnership for invoice (boleto) issuance and payment processing for health insurance premiums. Customers can generate and pay second invoices through Itaú banking system.
• UnicredcoreOthersUnicred credit cooperative partnership for invoice issuance and collection services. Boletos issued by Unicred require original boleto data or portal access for retrieval.
• ANS - Agência Nacional de Saúde SuplementarcoreOthersRegulatory oversight by ANS (Agência Nacional de Saúde Suplementar). Unimed Varginha is registered under ANS number 344729. Subject to IDSS (Índice de Desempenho da Saúde Suplementar) evaluations and ANS regulations including RN 309.
• BebêmedminorOthersPrenatal program partnership offering free courses for pregnant women. Marketing partnership on invoice/billing pages to promote maternal health services.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Amil: Major Brazilian health insurance operator with owned provider network (hospitals and clinics). Competes with Unimed Varginha for corporate and individual plan customers, especially in the SME segment.
• Unimed do Brasil: National federation/coordinating body of the Unimed cooperative system. Comparable in that it defines brand, technology standards, and network access for member cooperatives like Unimed Varginha; effectively the parent/umbrella organization.
• Unimed Seguros: National insurance arm of the Unimed system, offering health and other insurance products across Brazil. Overlaps with Unimed Varginha in plan administration and reinsurance support but operates at national scale rather than a single region.
• SulAmérica Saúde: Established Brazilian health and dental insurance provider. Competes for the same individual, family, and SME segments that Unimed Varginha targets in southern Minas Gerais.
• Bradesco Saúde: Health insurance arm of Bradesco, one of Brazil's largest private health insurers. Competes with Unimed Varginha in the corporate health benefits market in Minas Gerais.
• Porto Seguro Saúde: Health insurance product from Porto Seguro, leveraging the broader Porto Seguro insurance brand. Competes with Unimed Varginha in the corporate and SME segment, particularly for clients looking for bundled insurance offerings.
• Hapvida NotreDame Intermédica: One of Brazil's largest vertically integrated health insurers with own hospitals and physician networks. Comparable to Unimed Varginha on the integrated plan-plus-provider model, but at national scale and investor-owned rather than cooperative.

Direct peers

• Unimed Belo Horizonte: Another Unimed-affiliated medical cooperative operating in Minas Gerais. Directly comparable structure (physician-owned cooperative providing health plans + own hospital network) but at significantly larger scale in the Belo Horizonte metropolitan area.
• Unimed Campinas: Unimed-affiliated physician cooperative serving the Campinas region of São Paulo state. Same business model — health plans, own hospital, and physician network — making it one of the closest structural peers to Unimed Varginha.

Regional players

• Prevent Senior: Specialized health insurer with own provider network. While concentrated in São Paulo, it represents a comparable vertically integrated model that competes for corporate health plan contracts in the broader Brazilian market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/unimedvarginhaoficial
• LinkedInlinkedin.com/company/unimed-varginha-cooperativa-de-trabalho-m-dico
• Instagraminstagram.com/unimedvarginha

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed Varginha Cooperativa de Trabalho Médico