Vaiie

What Vaiie does

Vaiie is a Jersey-headquartered regulatory technology SaaS provider founded in 2019, originally within The Jersey Post Group and carved out as an independent entity via management buyout in 2025. The company builds AI-powered compliance and onboarding software for regulated financial services firms — primarily trust and corporate services providers, wealth managers, fund administrators, and private client businesses — operating across Jersey, Guernsey, and broader international finance centres. Its product suite centres on Vaiie Onboard (configurable SaaS for KYC/KYB, client lifecycle management, screening, and dynamic risk scoring), Vaiie Identify (digital identity verification with biometric liveness checks, integrated with Regula's Document Reader SDK covering 12,000+ ID templates from 247 countries), and Vaiie Insight (a proprietary AI assistant embedded in Onboard that links to FATF recommendations and internal AML policies with role-based access and pseudonymisation). The platform uses an API-first architecture with native integrations to LSEG World-Check, OpenSanctions, Kyckr, GBG, Exiger, and Adobe Sign.

The technology stack is modular, exposing separate capabilities for KYC, KYB, screening, risk, client lifecycle management, and AI-augmented workflows that share a common data layer. Notable technical differentiators include interactive ownership structure charting for complex multi-jurisdictional entity mapping, a profile re-use engine that consolidates client data into a single source of truth, real-time dynamic risk scoring, and event-driven rescreening triggered by sanctions and adverse media changes. AI modalities span text (document parsing), image (Regula-powered document authentication), video (facial recognition and liveness), and structured data (risk scoring and beneficial ownership mapping). The platform holds ISO27001 certification (reaccredited three consecutive years) and is compliant with the Data Protection (Jersey) Law 2018.

Vaiie generates revenue through annual subscription-based SaaS licensing (quote-based, not publicly disclosed) supplemented by professional services for implementation and configuration. The go-to-market is consultative and sales-led, targeting compliance, operations, and technology decision-makers at enterprise regulated firms, with additional distribution through an Ogier Regulatory Consulting partnership. Select enterprise customers include Fairway, Close Finance (FTSE 250 subsidiary), Bellefontaine, the Channel Islands Co-operative Society (128,000+ members), and the Government of Jersey (JerseyMe digital ID). The company has approximately 11 employees and has not disclosed external equity funding.

Name

Vaiie

Legal name

Vaiie Limited

Website

https://vaiie.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Vaiie is a Jersey-based RegTech SaaS provider offering AI-powered onboarding, KYC/KYB, identity verification, screening, and risk management solutions for regulated financial services firms across the Channel Islands and international finance centres.

Ownership category

akta.pro rank

Product category

Regulatory Technology (RegTech) Software

NAICS

Computer Systems Design and Related Services (54151), Custom Computer Programming Services (541511)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB)

akta.pro secondary industry

Compliance & Regulatory Operations (AML/KYC, Reporting, Audit) (FSAGAAAL)

Keywords

• Regulatory technology platform
• Digital client onboarding
• KYC KYB compliance
• AML screening software
• Entity due diligence

Headquarters

HQ city

St Helier

HQ country

Jersey

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. SaaS Platform Subscription: Vaiie operates as a SaaS provider offering subscription-based access to their regulatory technology platform. The platform includes modules for onboarding, identity verification, screening, and risk management. Revenue is generated through subscription licensing with configurable workflows for different jurisdictions and risk parameters.
2. Professional Services & Implementation: Consultative approach includes implementation and customization services to configure the platform to client requirements. Phased implementation plans combine quick wins with long-term foundations.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Vaiie sells a SaaS regulatory technology platform that handles digital client onboarding, KYC, KYB, sanctions/PEP screening, and dynamic risk management for regulated financial services firms. Its products include the Vaiie Onboard SaaS platform (configurable multi-jurisdiction workflows, automated CDD, ownership structure mapping, audit trails) and Vaiie Identify (digital identity verification with biometric liveness checks and document authentication via Regula SDK). The platform is API-first and integrates with screening providers such as LSEG World-Check and OpenSanctions, targeting trust, corporate services, wealth, fund administration, and government clients.

Product overview

Vaiie offers a modular RegTech platform for compliance and onboarding in financial services. The core products are Vaiie Onboard (the main SaaS onboarding platform) and Vaiie Identify (digital identity verification), which can be used independently or together. Vaiie Insight is an AI feature built into Onboard for risk insights and guidance. The platform is delivered through a suite of integrated modules: Client Lifecycle Management, Know Your Business (KYB), Know Your Customer (KYC), Screening, Risk, and AI — all sharing a common data layer with API-first architecture enabling integration with existing enterprise systems. The platform targets regulated financial services firms in Jersey, Guernsey, and international finance centres, with an emphasis on multi-jurisdiction compliance and complex entity onboarding.

Differentiator

Problem solved

Functional benefit

Products and services

• Vaiie Onboard SaaS onboarding platform for regulated financial services firms providing rapid, frictionless, and compliant digital onboarding with configurable multi-jurisdiction workflows, automated CDD, digital identity verification, and consolidated audit trails. Includes interactive ownership structure charting, dynamic risk scoring, director approval functionality, and a white-labelled client outreach portal.
• Vaiie Identify Digital identity verification solution enabling fast, secure ID authentication with facial recognition and liveness checking. Available as a standalone end-to-end workflow or as an embedded white-label solution. Integrated with the Regula Document Reader SDK supporting 12,000+ ID templates from 247 countries and territories.
• JerseyMe Web-based Digital ID verification tool developed for the Government of Jersey, allowing Islanders secure access to government services. Meets FATF guidelines for digital ID reliability.

Quantifiable outcome

• Reduces client take-on from weeks to days
• +4 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability10 records

Feature6 records

Partnerships

Eight partnerships are on record, tiered core.

• RegulacoreTechnology or IntegrationPartnership with Regula, a global developer of forensic devices and identity verification solutions, to enhance Vaiie Identify capabilities. Uses Regula's Document Reader SDK with over 12,000 ID templates from 247 countries and territories. Provides real-time document verification, security feature analysis, and cross-checking of data across visual zone, MRZ, RFID chip, and barcode.
• Ogier Regulatory ConsultingcoreStrategic or Co-development PartnerPartnership established in 2024 to provide regulatory consulting expertise alongside Vaiie's technology solutions. Ogier is a leading offshore law firm with significant regulatory practice.
• LSEG World-CheckcoreTechnology or IntegrationIntegrated with LSEG World-Check screening database for sanctions and PEP screening as part of compliance workflows. Integration completed in 2025.
• OpenSanctionscoreTechnology or IntegrationIntegrated with OpenSanctions for open-source sanctions screening. Integration completed in 2025 as part of Vaiie's expanded screening capabilities.
• KyckrcoreTechnology or IntegrationPartnership established in 2023 to provide corporate registry data for entity verification and KYB workflows.
• GBGcoreTechnology or IntegrationPartnership established in 2022 for identity verification and location intelligence capabilities supporting onboarding workflows.
• ExigercoreTechnology or IntegrationPartnership established in 2022 for supply chain risk and compliance screening capabilities.
• The Jersey Post GroupcoreOthersVaiie was originally part of The Jersey Post Group. In 2025, Vaiie completed an MBO carving itself out from The Jersey Post Group to operate as an independent company.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Refinitiv (LSEG): Broad incumbent operating World-Check screening, risk and compliance data services used across global financial services; Vaiie integrates with World-Check, but Refinitiv/LSEG competes at the platform level through broader suites.

Emerging players

• Onspring: Emerging player in compliance, risk and process automation software for financial services and other regulated industries, providing workflow and onboarding automation with partial overlap to Vaiie's configurable workflow approach.

Direct peers

• Encompass Corporation: Direct competitor in KYC and entity onboarding for regulated financial services, with a strong focus on complex corporate structures and multi-jurisdiction KYB workflows that closely overlap with Vaiie Onboard.
• GBG: Direct competitor and integration partner in identity verification, location intelligence and fraud prevention for regulated onboarding, operating at a much larger global scale than Vaiie.
• Trulioo: Direct competitor offering global KYC, KYB and AML screening through a single platform, targeting financial institutions and regulated firms with multi-jurisdiction onboarding workflows comparable to Vaiie.
• Jumio: Direct competitor providing AI-powered identity verification, KYC and AML screening for banks, fintechs and regulated enterprises, with overlapping regulatory onboarding use cases to Vaiie.
• Onfido: Direct competitor in digital identity verification and KYC onboarding, offering biometric liveness checks, document verification and AML screening workflows to regulated financial services clients globally.
• ComplyAdvantage: Direct competitor providing AI-driven AML, sanctions, PEP and adverse media screening, used by banks and fintechs for ongoing customer and entity risk monitoring similar to Vaiie's Screening module.
• Veriff: Direct competitor providing AI-powered identity verification with document and biometric checks, serving financial services and other regulated industries with comparable onboarding workflows.

Regional players

• SmartSearch: UK-focused RegTech competitor providing AML, KYC and electronic verification for financial services firms, with overlapping customer base in British-regulated businesses but a primarily UK rather than Channel Islands footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/vaiie

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Vaiie