What valux AG does

valux AG is a Stuttgart-based, German Aktiengesellschaft founded in 2019 that provides independent real estate valuation services to banks, financial institutions, property owners, and investors. Its service portfolio comprises four offerings: Beleihungswertermittlung (mortgage lending value assessments), Verkehrswertgutachten (market value appraisals for residential, commercial, and special-purpose properties), Restnutzungsdauergutachten (remaining useful life assessments), and Baumonitoring (construction monitoring). The firm is HypZert (S) + (F) certified under DIN EN ISO/IEC 17024, a personnel certification standard that ensures its appraisals are accepted by German tax authorities and financial institutions.

The business is structured as a B2B professional services firm rather than a software company. It markets a digital and streamlined workflow that delivers valuations within 5 days when all documents are provided, and applies a Festpreis-Garantie (fixed-price guarantee) model that decouples fees from the underlying property value — a structural departure from the percentage-of-value fee norm in German valuation. Go-to-market is sales-led and inquiry-driven: customers reach the firm via a website contact form, direct phone, or email, after which a Gutachter-Experte personally follows up.

The firm operates with 11 team members, led by MBA Stefan Schneider (Vorstand) with Curt Saller as Aufsichtsratsvorsitzender, and is currently hiring additional HypZert-certified appraisers for Stuttgart and the Bodensee region. It maintains a four-partner ecosystem with HDX Capital AG, REM ASSETS AG, FRA-Services AG, and FinMatch AG. No revenue, funding, or parent-company ownership is disclosed, and the ownership structure appears management-controlled with no institutional investors identified.

Name

valux AG

Legal name

valux AG

Website

https://valux-ag.de

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

valux AG is a Stuttgart-based German real estate valuation firm founded in 2019, providing HypZert-certified mortgage, market-value, and remaining-useful-life appraisals plus construction monitoring to banks, property owners, and investors on a fixed-price basis.

Ownership category

akta.pro rank

Product category

Real Estate Valuation Services

NAICS

Offices of Real Estate Appraisers (53132)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

Real Estate Valuation & Appraisal (commercial/residential) (FSAEAHAJ)

akta.pro secondary industries

Appraisal Review & Quality Assurance Services (BPAJAKAN), Home Equity Valuation & Collateral Management (AVM/Appraisal/BPO) (FSALAGAJ)

Keywords

• Real estate valuation
• Mortgage lending appraisal
• Property appraisal services
• Construction monitoring
• HypZert certified appraisers

Headquarters

HQ city

Stuttgart

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Professional Valuation Services: Revenue generated through property valuation and appraisal services, including Beleihungswertermittlung (mortgage lending value assessment), Verkehrswert Ermittlung (market value assessment), Restnutzungsdauergutachten (remaining useful life assessments), and Baumonitoring services

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

valux AG is a professional services firm that delivers certified real estate appraisal services, including Beleihungswertermittlung (mortgage lending value assessments), Verkehrswertermittlung (market value appraisals), Restnutzungsdauergutachten (remaining useful life assessments), and Baumonitoring (construction monitoring). Services cover residential, commercial, and special-purpose properties and are produced by HypZert (S) + (F) certified appraisers under a fixed-price guarantee with a 5-day turnaround when all documents are provided.

Product overview

valux AG operates as a service-oriented, independent real estate valuation company offering a unified portfolio of professional appraisal services. Their core offerings include mortgage valuations (Beleihungswertermittlung), market value appraisals (Verkehrswertgutachten), remaining useful life assessments (Restnutzungsdauergutachten), and construction monitoring (Baumonitoring). The company emphasizes digital processes, certified HypZert experts, and a fixed-price model. Services are delivered for residential (Wohnimmobilien), commercial (Gewerbeimmobilien), and special-purpose properties (Spezialimmobilien). The company is not a software/product company but rather a professional services firm.

Differentiator

Problem solved

Functional benefit

Products and services

• Beleihungswertermittlung (Mortgage Valuation) Certified mortgage lending value assessments produced by HypZert (S) + (F) certified appraisers, accepted by German financial institutions and tax authorities. Targeted at banks and other lenders requiring lending-value collateral assessments for residential, commercial, and special-purpose properties.
• Verkehrswertermittlung (Market Value Appraisals) Market value appraisals (Verkehrswertgutachten) covering residential, commercial, and special-purpose real estate. Delivered by HypZert-certified experts and designed for property owners, investors, and financial institutions needing independent market value opinions.
• Restnutzungsdauergutachten (Remaining Useful Life Assessments) Expert assessments determining the remaining useful life of buildings and structural components, used by property owners, investors, and lenders for portfolio management, depreciation analysis, and refinancing decisions.
• Baumonitoring (Construction Monitoring) Monitoring services for construction projects and building progress, delivered as part of the firm's property-related professional services portfolio for project owners and lenders.

Quantifiable outcome

• Gutachtenerstellung innerhalb von 5 Tagen bei Vorlage aller Unterlagen

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered core.

• HDX Capital AGcoreStrategic or Co-development PartnerPartner network member visible on valux AG website. HDX Capital AG is shown as a key partner in the network.
• REM ASSETS AGcoreStrategic or Co-development PartnerPartner network member visible on valux AG website. REM ASSETS AG is shown as a key partner in the network.
• FRA-Services AGcoreStrategic or Co-development PartnerPartner network member visible on valux AG website. FRA-Services AG is shown as a key partner in the network.
• FinMatch AGcoreStrategic or Co-development PartnerPartner network member visible on valux AG website. FinMatch AG is shown as a key partner in the network.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Colliers International Germany: Global real estate services firm offering valuation and advisory in Germany; broader offering but overlaps with valux AG in lender and investor appraisal mandates.
• CBRE Germany: Global CRE services leader with established valuation & advisory services in Germany; competes for large institutional and lender mandates across all property types valux AG serves.
• JLL Germany: Global commercial real estate services firm with a large German valuation and advisory practice; broader portfolio than valux AG but directly competes for lender and investor appraisal mandates.
• BNP Paribas Real Estate Germany: Real estate subsidiary of a major European bank offering valuation, advisory, and transaction services in Germany; competes in lender-related valuation work.
• Cushman & Wakefield Germany: Global CRE services firm with German valuation and consulting capabilities; competes for the same institutional and lender-driven appraisal mandates.

Emerging players

• bulwiengesa AG: Independent German real estate research and consulting firm offering valuation, market analysis, and feasibility studies; overlaps with valux AG on specialist advisory mandates.

Regional players

• Engel & Völkers: German-headquartered real estate brokerage and consulting group with valuation-adjacent services; primarily a brokerage-led business but overlaps on advisory mandates for high-value German properties.

Direct peers

• Sprengnetter Real Estate Services: Largest independent German appraisal specialist, offering HypZert-certified property valuations, market value reports, and software tools for appraisers. Direct competitor in the same niche and lender-panel workflow.
• DEKRA Real Estate Expertise: DEKRA's real estate division provides certified property valuations and technical due diligence in Germany, competing head-to-head on certified appraisal mandates from lenders and investors.
• TÜV SÜD Advimo: TÜV SÜD subsidiary offering real estate valuation, market analysis, and consulting across Germany; competes in certified residential and commercial appraisal work.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/valux-ag

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about valux AG