What Techniek Nederland Verzekeringen does

Techniek Nederland Verzekeringen is a Dutch insurance intermediary founded on 1 September 2006 in Woerden, Utrecht, operating as a wholly owned subsidiary of Techniek Nederland, the Dutch trade association for the installation industry and technical retail. The company brokers a comprehensive portfolio of insurance products to members of the parent association across three target groups: employers (liability, property, cyber, legal, disability, absenteeism, vehicle, and CAR insurance), self-employed professionals (zzp'ers) requiring similar coverage at individual scale, and employees (collective branch health insurance and private benefit programs). Pricing is quote-based and leverages collective purchasing power negotiated with multiple underwriting insurers on behalf of the membership base.

The firm holds an AFM licence (number 12005606) from the Dutch Authority for the Financial Markets and operates under a direct sales-led go-to-market model in which regionally assigned account managers conduct personal advisory meetings with each member. Revenue is generated through brokerage commissions on placed insurance premiums, billed monthly, with no disclosed standard pricing. The product suite is supported by a Klantportaal online self-service portal launched on 1 July 2024, providing 24/7 access to policy documents, claims reporting, and sick/healthy notifications, alongside a newsletter and LinkedIn presence for member engagement. There is no proprietary technology platform, no API or SDK surface, no patents, and no disclosed AI capabilities.

Headcount stands at approximately 21 staff across management, account management (covering all Dutch provinces), back-office administration, Zorg & Inkomen specialists, and marketing. The company is privately held within the trade association structure with no external funding rounds, M&A activity, or public listing. Geographic scope is limited to the Netherlands, and distribution is exclusively direct to the parent association's membership base with no third-party agents or marketplaces.

Name

Techniek Nederland Verzekeringen

Legal name

Techniek Nederland Verzekeringen

Website

https://verzekeringen.technieknederland.nl

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

Techniek Nederland Verzekeringen is a Dutch insurance broker subsidiary of trade association Techniek Nederland, providing collective liability, property, cyber, health, and income insurance products to SMB employers, zzp'ers, and employees in the installation and technical retail sectors.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Technology / IT Services BOP (FSAJAFAK)

Keywords

• Insurance brokerage services
• Collective insurance products
• Installation industry insurance
• Employer liability coverage
• Technical sector insurance

Headquarters

HQ city

Woerden

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance premiums (brokerage): Techniek Nederland Verzekeringen acts as an insurance broker for Techniek Nederland members, earning commission from insurers for placing collective policies. Revenue is derived from insurance premiums paid by employer and self-employed members, negotiated at group rates.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Techniek Nederland Verzekeringen acts as a specialized insurance broker and intermediary for Techniek Nederland members in the Dutch installation industry and technical retail sector. The company negotiates collectively with multiple insurers on behalf of its members to deliver competitive premiums on a comprehensive portfolio of insurance products, including liability, property, disability, cyber, vehicle, legal expenses, and health coverage. Services are delivered through assigned personal account managers who conduct advisory meetings and a 24/7 Klantportaal digital customer portal launched on July 1, 2024.

Product overview

Techniek Nederland Verzekeringen is an insurance intermediary specializing in collective insurance products for the Dutch technical sector (installation industry and technical retail). The offering consists of a comprehensive portfolio of insurance products organized by target segment: (1) Employer insurances covering liability, disability, vehicle, property, cyber, and legal risks; (2) Self-employed/freelancer (zzp'er) insurances providing similar coverage tailored to individual professionals; (3) Employee benefits including collective health insurance and private insurance programs; and (4) Digital services including an online customer portal. The insurance portfolio includes property insurance (fire), casualty insurance (liability), income protection (disability, absenteeism, WIA), vehicle insurance, cyber insurance, and legal expenses insurance. A branch vitality diagnostic tool and dedicated account managers provide advisory services.

Differentiator

Problem solved

Functional benefit

Products and services

• Aansprakelijkheidsverzekeringen (Liability Insurance)

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Insurers (collective purchasing partners)coreChannel Partner/ Reseller/ DistributorTechniek Nederland Verzekeringen negotiates collectively with multiple insurance companies on behalf of its members, leveraging group buying power to secure competitive premiums and enhanced coverage terms. This collective purchasing arrangement is central to the company's value proposition.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• VVAA Verzekeringen: Professional association-affiliated insurance and financial services provider serving Dutch healthcare professionals. Closely parallel captive distribution model where membership in a professional association unlocks access to tailored insurance products.
• INretail Verzekeringen: Trade association insurance offering for the Dutch retail sector (INretail members). Same captive channel model as Techniek Nederland Verzekeringen, focused on a different vertical but with parallel business architecture and collective purchasing logic.
• MKB Verzekeringen: Dutch SMB-focused insurance broker offering collective schemes to small and medium businesses, often through trade associations. Overlaps with Techniek Nederland Verzekeringen's zzp'er and employer segments in the installation sector.
• HISWA Verzekeringen: Insurance intermediary for HISWA, the Dutch trade association for water sports and recreational boating. Closely comparable niche-vertical captive distribution model delivering tailored insurance products to association members.
• BOVAG Verzekeringen: Dutch trade association-affiliated insurance broker serving the automotive and mobility sector. Operates an identical captive-distribution model for BOVAG members, arranging collectively negotiated insurance products through a dedicated intermediary team.

Broad incumbents

• De Goudse Verzekeringen: Dutch insurance company with strong presence in commercial and SMB insurance, including disability and income protection. Underwrites many of the products distributed through Dutch brokers including trade association channels.
• Univé Verzekeringen: Large Dutch cooperative insurance company providing member-focused insurance products. Overlaps in serving SMBs and self-employed customers with collectively negotiated insurance, though span multiple verticals rather than specializing in installation.
• Aon Netherlands: Global insurance broker with a Dutch practice serving commercial clients across industries. Competes for the same employer insurance wallet but lacks the trade-association captive model and vertical specialization.
• ANWB Verzekeringen: Large Dutch insurance provider tied to the ANWB mobility association. Operates a similar member-based distribution model but at significantly greater scale and broader product scope, including auto, home, and travel insurance.
• Marsh Netherlands: Large multinational insurance broker serving Dutch corporate clients. Competes in commercial lines and employee benefits but targets larger accounts rather than SMB installation companies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/techniek-nederland-verzekeringen

Revenue estimate

Valuation estimate

Number of profiles

Profiles18 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Techniek Nederland Verzekeringen