Ecair
Ecair is a French FinTech that provides subsidy advancement, work credit facilitation, and energy certificate processing solutions to RGE-certified energy renovation companies and their homeowner clients across France.
- Company typePrivate
- Founded2021
- HeadquartersSaint Denis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Ecair does
Ecair (legal entity MRA Groupe, SAS) is a French FinTech founded in 2021 by Maxime Bensadoun and Victor Jolly, both former operations and payment-services directors at Lydia. The company provides three integrated financing solutions for RGE-certified energy renovation installers: Avance MaPrimeRénov', which advances French government renovation subsidies within 24-48 hours of project validation; Crédit Travaux, which converts renovation quotes into monthly payment plans calibrated to projected energy savings; and CEE processing, which advances Energy Savings Certificate premiums with guaranteed payment within three weeks (or seven days with Fast Payment). A fourth module, Leasing PV Pro, is forthcoming for professional solar installations. The platform is accessible directly to renovation companies via a web application and natively embedded in industry software including Qhare (CRM), Solteo (photovoltaic), and CardoPAC (heat pump sizing).
Ecair is registered with ORIAS (number 25007235) as a non-exclusive banking and payment services agent (MOBSP) and insurance intermediary (MIA), and is an official administrative and financial mandate holder (mandataire) for MaPrimeRénov' under ANAH oversight — the regulatory infrastructure that lets the company advance public subsidies. The company's go-to-market is sales-led, combining a direct B2B commercial team (bookable via Calendly), software-integration channel partnerships, and content marketing targeting French renovation contractors. End customers of Ecair's installer clients are French homeowners undertaking heat pump, solar, insulation, or comprehensive renovation projects.
Ecair earns revenue through transaction fees on subsidies advanced, credit facilitation fees paid by banking partners for Crédit Travaux loans, and processing fees on CEE certificate payments. The service is free to renovation companies at the platform layer, monetizing on volume. The company has raised €11 million in December 2025 (lead investor Planet A Ventures, with Bpifrance, Climate Club, INCO Ventures, Kima Ventures, Silence VC, Übermorgen Ventures, Voyagers, and Enerfip participating), and plans to expand beyond France into broader European markets. Reported customer outcomes include a 30-40% increase in signature rates and approximately four hours of administrative work saved per file for installer clients.
Ecair firmographics
Firmographics- Name
- Ecair
- Legal name
- MRA Groupe
- Website
- https://ecair.eco
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Ecair is a French FinTech that provides subsidy advancement, work credit facilitation, and energy certificate processing solutions to RGE-certified energy renovation companies and their homeowner clients across France.
- Ownership category
- akta.pro rank
Ecair industry classification
Industry- Product category
- Energy Renovation Financing
- NAICS
- Sales Financing (52222), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Energy Efficiency & Green Retrofit Financing (FSALAHAK)
- akta.pro secondary industries
- A2A Payouts & Disbursements (FSAMAFAG), E-commerce & Digital Checkout Installment Financing (FSAKAFAC)
Keywords
Where Ecair is headquartered
LocationHeadquarters
- HQ city
- Saint Denis
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Ecair business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- MaPrimeRénov' Advance Fees: Ecair advances subsidies to renovation companies and charges a fee for this service. The company pays subsidies within 24-48 hours after project validation, charging for the cash advance service.
- Work Credit Facilitation: Ecair facilitates credit solutions for renovation projects through banking partners. The company earns fees for processing credit applications and providing the technology platform that connects installers with lenders.
- CEE Payment Processing: Ecair processes and advances Energy Efficiency Certificate (CEE) payments to renovation companies, earning fees for the service of guaranteeing and accelerating payments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | No-cost service for renovation companies |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Ecair product offering
Product offeringCore offering
Ecair provides a B2B FinTech platform that delivers three integrated financing solutions to RGE-certified energy renovation companies in France: Avance MaPrimeRénov' advances government renovation subsidies within 24-48 hours after work completion, Crédit Travaux converts renovation quotes into energy-savings-calibrated monthly installment plans for end customers via banking partners, and CEE processing monetizes Energy Savings Certificates with payment within 3 weeks (or 7 days with Fast Payment). The platform is accessed natively through integrations with renovation-industry CRMs and software tools.
Product overview
Ecair is a modular French FinTech platform providing a suite of three integrated financing solutions — Avance MaPrimeRénov', Crédit Travaux, and CEE — designed for energy renovation installation companies. Avance MaPrimeRénov' advances government renovation grants to contractors within 24 hours, solving cash-flow gaps from delayed ANAH payments; Crédit Travaux transforms quotes into energy-savings-calibrated installment plans, boosting sales conversion; and CEE enables rapid collection of Energy Savings Certificate premiums with automated compliance controls. A fourth module, Leasing PV Pro (coming soon), extends the platform to professional solar leasing. All three core solutions are accessible natively from within third-party CRM and industry software (Qhare, Solteo) via a single integration, and Ecair acts as a registered administrative and financial agent (mandataire) for MaPrimeRénov' under ANAH oversight.
Differentiator
Problem solved
Functional benefit
Products and services
- Avance MaPrimeRénov'
Quantifiable outcome
- 30-40% increase in signature rates for renovation companies using Ecair financing solutions
- +3 more outcomes
Companies that use Ecair
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles1 record
Ecair technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
Ecair partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- QharecoreQhare is a CRM designed for energy renovation and construction professionals. Ecair's financing solutions are integrated directly into the Qhare platform, allowing users to access credit simulations, MaPrimeRénov' advances, and CEE processing without leaving the CRM.
- SolteocoreSolteo is a platform for photovoltaic installers. Ecair's financing solutions integrate with Solteo to provide credit options for solar panel installation projects.
- ANAH (National Housing Agency)coreEcair is an official administrative and financial agent (mandataire) for MaPrimeRénov', mandated by ANAH (Agence Nationale de l'Habitat) to process and advance subsidy payments to renovation companies and homeowners.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Ecair competitors and assessment
Company assessmentDirect peers
- Hellio: French energy-efficiency services company that helps households finance and complete renovation works (insulation, heating, solar). Operates as a mandataire-style intermediary on CEE/MaPrimeRénov' subsidies and competes directly with Ecair for the same RGE installer channel and end-customer financing relationship.
- Effy: French home energy renovation specialist that bundles subsidy assistance (MaPrimeRénov', CEE) with installer matching and financing support. Directly comparable to Ecair on mandate-style subsidy intermediation and B2B installer enablement in France.
- Enerfip: French crowdfunding platform dedicated to financing renewable energy and energy-transition projects, and an Ecair investor. Comparable as a regulated French FinTech channeling capital toward energy transition, though focused on project-level debt crowdfunding rather than SME installer financing.
Broad incumbents
- Cofidis: Large French consumer-credit institution (Crédit Mutuel group) offering home improvement and work credit (Crédit Travaux) products directly to consumers and via retailer/installer partners. A scaled incumbent in the same end-product category Ecair facilitates.
- Younited Credit: Major European consumer-credit platform that originated in France and operates an instant credit decisioning API similar in concept to Ecair's Crédit Travaux. Comparable business-model peer for credit intermediation and embedded lending distribution.
- IZI by EDF: EDF group's home energy services arm offering insulation, heating, and solar installations with embedded financing and subsidy handling. Larger incumbent with a national brand and balance sheet; overlaps with Ecair's subsidy-advance and credit facilitation value proposition for installers and homeowners.
Others
- France Rénov': Public service operated under ANAH that guides homeowners through energy renovation including subsidy applications. Not a direct competitor for installer financing but the public counterpart to Ecair's intermediary layer and a key channel for end-customer subsidy demand.
Emerging players
- AXA Climate (HomeRenov): Climate-finance arm of AXA active in energy-renovation financing solutions in France, including work credit and subsidy-linked products. Comparable on combining insurance/finance expertise with energy-renovation use cases, though at a much larger parent scale.
Market position
Strengths3 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Ecair social profiles
Digital presenceEcair compliance and trust
Trust signalCompliance2 records
Ecair financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ecair leadership team
Management profileNumber of profiles
Profiles14 records
Ecair funding detail
Funding detailFunding overview
Funding rounds2 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ecair M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ecair
What does Ecair do?
Ecair provides a B2B FinTech platform that delivers three integrated financing solutions to RGE-certified energy renovation companies in France: Avance MaPrimeRénov' advances government renovation subsidies within 24-48 hours after work completion, Crédit Travaux converts renovation quotes into energy-savings-calibrated monthly installment plans for end customers via banking partners, and CEE processing monetizes Energy Savings Certificates with payment within 3 weeks (or 7 days with Fast Payment). The platform is accessed natively through integrations with renovation-industry CRMs and software tools.
Is Ecair a public or private company?
Ecair is a private company. It is classified as venture growth investor backed and is currently operating.
When was Ecair founded?
Ecair was founded in 2021. It employs 11 to 50 people.
Where is Ecair based?
Ecair is headquartered in Saint Denis, France, in the Europe region.
How does Ecair make money?
Three revenue lines are on record. MaPrimeRénov' Advance Fees are the primary driver. The others are work Credit Facilitation and CEE Payment Processing.
Who are Ecair's main competitors?
Direct peers on record are Hellio, Effy and Enerfip. Broad incumbents are Cofidis, Younited Credit and IZI by EDF. France Rénov' is listed as an others. AXA Climate (HomeRenov) is listed as an emerging player.
Does Ecair have an API?
No public API is recorded for Ecair.
What industry is Ecair in?
Ecair's product category is Energy Renovation Financing. Its primary akta.pro industry code is FSALAHAK, Energy Efficiency & Green Retrofit Financing, with a secondary code of FSAMAFAG, A2A Payouts & Disbursements. Its NAICS code is 52222 and its SIC code is 6153.